Mortgage Lenders and Brokers in Lorton, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lorton, Virginia mortgage lenders include Bank of America NABank of America NA9405 Lorton Market St, Lorton, VA 22079A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank9400 Richmond Hwy, Lorton, VA 22079A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA8994 Lorton Station Blvd, Lorton, VA 22079A+5.0 ★Texas Ratio: 5.36%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, Apple Federal Credit UnionApple Federal Credit Union7696F Richmond Hwy, Alexandria, VA 22306, United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%, Primis BankPrimis Bank201 N Washington Hwy, Ashland, VA 23005A5.0 ★Texas Ratio: 13.21%, Burke & Herbert Bk & Tr CoBurke & Herbert Bk & Tr Co5519 Franconia Rd, Alexandria, VA 22310A5.0 ★Texas Ratio: 7.39%, and Citizens Bank, NACitizens Bank, NA1700 Diagonal Rd, Alexandria, VA 22314A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lorton, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lorton are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lorton, Virginia
Market share is the lender's share of all home loans closed in Lorton, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lorton 9405 Lorton Market St, Lorton, VA 22079 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +2 HELOCs |
1.7% | 100% | $455,000 | View |
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★ 1 stars, 1 review 1 office in Lorton 9400 Richmond Hwy, Lorton, VA 22079 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +4 HELOCs |
1.1% | 66.7% | $565,000 | View |
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1 office in Lorton 8994 Lorton Station Blvd, Lorton, VA 22079 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.1% | 100% | $315,000 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 17 +2 HELOCs |
9.5% | 85% | $293,823 | |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 2.2% | 100% | $502,500 | View |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
Conventional, HELOC | 3 +3 HELOCs |
1.7% | 100% | $171,666 | |
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7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 1.1% | 100% | $510,000 | View |
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201 N Washington Hwy, Ashland, VA 23005 A5.0 ★Texas Ratio: 13.21% |
Conventional, VA | 2 | 1.1% | 100% | $785,000 | View |
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5519 Franconia Rd, Alexandria, VA 22310 A5.0 ★Texas Ratio: 7.39% |
Conventional | 2 | 1.1% | 100% | $565,000 | View |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $325,000 | View |
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4875 Eisenhower Ave, Alexandria, VA 22304 4886 A5.0 ★Texas Ratio: 10.04% |
Conventional | 1 | 0.6% | 100% | $65,000 | View |
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1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.6% | 100% | $405,000 | View |
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44810 Saranac St, Ashburn, VA 20147 A5.0 ★Texas Ratio: 7.27% |
Conventional | 1 | 0.6% | 100% | $495,000 | View |
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★ 1.7 stars, 3 reviews 8941 Ox Rd, Lorton, VA 22079 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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4075wilson Boulevard, Arlington, VA 22203 A+5.0 ★Texas Ratio: 3.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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6566 Little River Tpke, Alexandria, VA 22312 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlantic Bay Mortgage Group
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Conventional, VA | 3 | 1.7% | 100% | $478,333 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 3 | 1.7% | 100% | $721,666 | |
Atlantic Coast Mortgage, LLC
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Conventional | 2 | 1.1% | 100% | $300,000 | |
First Heritage Mortgage, LLC
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Conventional | 2 | 1.1% | 100% | $475,000 | |
Jams-01 Inc dba Home Savings & Trust Mortgage
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Conventional, VA | 2 | 1.1% | 100% | $700,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $505,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.6% | 100% | $615,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.6% | 100% | $435,000 | View |
City Lending Inc.
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FHA | 1 | 0.6% | 100% | $505,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $405,000 | |
First Savings Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 8.63% |
Conventional | 1 | 0.6% | 100% | $145,000 | View |
Vellum Mortgage, Inc.
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Conventional | 1 | 0.6% | 100% | $565,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 19 | 10.6% | 84% | $430,789 | |
United Wholesale Mortgage
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Conventional, VA | 15 | 8.4% | 88.9% | $586,333 | |
Mortgage Research Center
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VA | 7 | 3.9% | 87.5% | $582,142 | |
Freedom Mortgage Corporation
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Conventional, VA | 6 | 3.4% | 100% | $611,666 | |
Cmg Mortgage Inc
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Conventional, VA | 6 | 3.4% | 100% | $636,666 | |
loanDepot.com LLC
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Conventional, FHA, VA | 5 | 2.8% | 83.3% | $571,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 4 | 2.2% | 100% | $537,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 4 | 2.2% | 100% | $567,500 | |
Newrez LLC
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Conventional, VA | 3 | 1.7% | 60% | $321,666 | |
Kind Lending, LLC
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Conventional, VA | 3 | 1.7% | 100% | $325,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 3 | 1.7% | 100% | $351,666 | |
Amerisave Mortgage Company
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Conventional | 3 | 1.7% | 60% | $175,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 3 | 1.7% | 100% | $731,666 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 2 +1 HELOCs |
1.1% | 66.7% | $325,000 | View |
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A5.0 ★Texas Ratio: 11.24% |
Conventional | 2 | 1.1% | 100% | $430,000 | View |
Embrace Home Loans, Inc.
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VA | 2 | 1.1% | 100% | $735,000 | |
Provident Funding Associates
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Conventional | 2 | 1.1% | 100% | $490,000 | |
New American Funding, LLC.
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Conventional | 2 | 1.1% | 66.7% | $265,000 | |
United Nations Federal CU
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Conventional | 2 | 1.1% | 100% | $495,000 | |
Spring Eq, LLC
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Conventional | 2 | 1.1% | 33.3% | $120,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +6 HELOCs |
0.6% | 100% | $535,000 | |
American Portfolio Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $405,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.6% | 100% | $565,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.6% | 25% | $105,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.6% | 100% | $245,000 | |
Nbkc Bank
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VA | 1 | 0.6% | 100% | $515,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.6% | 100% | $775,000 | |
Instamortgage, Inc
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Conventional | 1 | 0.6% | 100% | $535,000 | |
Valon Mortgage
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Conventional | 1 | 0.6% | 100% | $315,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.6% | 100% | $745,000 | |
Nfm, Inc
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Conventional | 1 | 0.6% | 100% | $255,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.6% | 100% | $755,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $305,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 100% | $105,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $145,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.6% | 100% | $355,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.6% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 3.10% |
Conventional | 1 | 0.6% | 100% | $655,000 | View |
Nmsi, Inc.
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Conventional | 1 | 0.6% | 100% | $405,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.6% | 100% | $235,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.6% | 100% | $535,000 | |
The Mortgage Link, Inc.
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Conventional | 1 | 0.6% | 100% | $305,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.6% | 100% | $185,000 | View |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bank Fund Staff Federal Credit
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
FedChoice Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Lorton Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lorton, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Lorton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lorton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lorton, VA
Use these to narrow the list above. Each category shows how many Lorton, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Lorton, VA
Independent mortgage companies closed 70.9 percent of home loans in Lorton, Virginia in 2025, banks 15.1 percent and credit unions 14 percent. Atlantic Bay Mortgage Group was the largest mortgage company, Bank of America NA the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Navy Federal Credit Union led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lorton, VA
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Lorton, Virginia with 3 loans, about 1.7 percent of the market. The largest lender headquartered in Virginia was Navy Federal Credit Union with 17 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Lorton, Virginia in 2025, led by City Lending Inc. with 1. 22 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 10 credit unions closed home loans in Lorton, Virginia in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lorton, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lorton, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lorton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
