Mortgage Lenders and Brokers in Lake Land'Or, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lake Land'Or, Virginia mortgage lenders include Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA42030 Village Center Plz, Aldie, VA 20105A+5.0 ★Texas Ratio: 4.14%, Topside Federal Credit UnionTopside Federal Credit Union17442 Dahlgren Rd, Dahlgren, VA 22448A5.0 ★Texas Ratio: 6.63%, The Freedom Bank of VirginiaThe Freedom Bank of Virginia4090 Lafayette Center Dr, Chantilly, VA 20151C+4.2 ★Texas Ratio: 24.99%, Shore United Bank, N.A.Shore United Bank, N.A.425 William St, Fredericksburg, VA 22401A5.0 ★Texas Ratio: 9.61%, and First National Bank of PAFirst National Bank of PA704 King Street, Alexandria, VA 22314A+5.0 ★Texas Ratio: 1.62%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake Land'Or, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Land'Or are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lake Land'Or, Virginia
Market share is the lender's share of all home loans closed in Lake Land'Or, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 3 +3 HELOCs |
2.3% | 60% | $275,000 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 3 +2 HELOCs |
2.3% | 60% | $98,333 | |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, HELOC | 3 +1 HELOCs |
2.3% | 60% | $255,000 | View |
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7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA | 2 | 1.5% | 100% | $160,000 | View |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.5% | 100% | $190,000 | View |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $285,000 | View |
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17442 Dahlgren Rd, Dahlgren, VA 22448 A5.0 ★Texas Ratio: 6.63% |
Conventional | 1 | 0.8% | 50% | $105,000 | View |
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4090 Lafayette Center Dr, Chantilly, VA 20151 C+4.2 ★Texas Ratio: 24.99% |
VA | 1 | 0.8% | 100% | $515,000 | View |
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425 William St, Fredericksburg, VA 22401 A5.0 ★Texas Ratio: 9.61% |
Conventional | 1 | 0.8% | 100% | $75,000 | View |
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704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.8% | 100% | $405,000 | View |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Atlantic Coast Mortgage, LLC
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Conventional, FHA, VA | 6 | 4.6% | 100% | $265,000 | |
ALCOVA Mortgage, LLC
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Conventional, FHA | 3 | 2.3% | 100% | $338,333 | |
Integrity Home Mortgage Corporation
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FHA, USDA | 2 | 1.5% | 100% | $310,000 | |
Prosperity Home Mortgage, LLC
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FHA, VA | 2 | 1.5% | 100% | $390,000 | |
Tidewater Mortgage Services, Inc
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FHA | 1 | 0.8% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.8% | 100% | $325,000 | View |
First Heritage Mortgage, LLC
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FHA | 1 | 0.8% | 100% | $285,000 | |
Capital Center LLC
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Conventional | 1 | 0.8% | 100% | $345,000 | |
Atlantic Bay Mortgage Group
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FHA | 1 | 0.8% | 100% | $275,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 19 | 14.5% | 95.2% | $260,789 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, VA | 9 | 6.9% | 90.9% | $381,666 | View |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 7 | 5.3% | 87.5% | $359,285 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 3.8% | 62.5% | $197,000 | |
Carrington Mortgage Services LLC
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Conventional, VA | 5 | 3.8% | 85.7% | $191,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 4 +1 HELOCs |
3.1% | 100% | $212,500 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 3 | 2.3% | 50% | $258,333 | |
Waterstone Mortgage Corporation
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Conventional, FHA, VA | 3 | 2.3% | 100% | $211,666 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 2.3% | 100% | $165,000 | |
Spring Eq, LLC
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Conventional | 3 | 2.3% | 100% | $78,333 | |
United Wholesale Mortgage
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FHA | 2 | 1.5% | 100% | $380,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 2 | 1.5% | 100% | $275,000 | |
Nfm, Inc
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Conventional, FHA | 2 | 1.5% | 100% | $350,000 | |
Pentagon Federal Credit Union
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VA | 2 | 1.5% | 100% | $440,000 | |
Summit Funding.Inc
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Conventional | 2 | 1.5% | 100% | $230,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 1.5% | 100% | $190,000 | |
State Employees' Credit Union
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Conventional | 1 | 0.8% | 100% | $295,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $55,000 | |
Goodleap, LLC
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VA | 1 | 0.8% | 100% | $275,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.8% | 100% | $325,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.8% | 50% | $155,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.8% | 100% | $415,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.8% | 100% | $305,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.8% | 100% | $475,000 | |
Linkbank
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Conventional | 1 | 0.8% | 50% | $515,000 | |
New Day Financial, LLC.
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VA | 1 | 0.8% | 33.3% | $345,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $305,000 | |
Planet Home Lending, LLC
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USDA | 1 | 0.8% | 100% | $265,000 | |
Provident Funding Associates
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Conventional | 1 | 0.8% | 100% | $415,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $355,000 | |
Mortgage Research Center
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VA | 1 | 0.8% | 100% | $425,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $225,000 | |
Member Advantage Mortgage
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Conventional | 1 | 0.8% | 100% | $345,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.8% | 100% | $355,000 | |
New American Funding, LLC.
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VA | 1 | 0.8% | 100% | $415,000 | |
The Loan Store, Inc
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FHA | 1 | 0.8% | 100% | $355,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.8% | 100% | $405,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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FHA | 1 | 0.8% | 100% | $295,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View |
Lake Land'Or Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lake Land'Or, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Lake Land'Or? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Land'Or in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lake Land'Or, VA
Use these to narrow the list above. Each category shows how many Lake Land'Or, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Lake Land'Or, VA
Independent mortgage companies closed 79.4 percent of home loans in Lake Land'Or, Virginia in 2025, banks 13 percent and credit unions 7.6 percent. Atlantic Coast Mortgage, LLC was the largest mortgage company, Atlantic Union Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Atlantic Union Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lake Land'Or, VA
By home loans closed in 2025, Atlantic Union Bank was the largest mortgage lender in Lake Land'Or, Virginia with 3 loans, about 2.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Lake Land'Or, Virginia in 2025, led by Freedom Mortgage Corporation with 4. 18 lenders closed VA loans, led by Carrington Mortgage Services LLC, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 7 credit unions closed home loans in Lake Land'Or, Virginia in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake Land'Or, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Land'Or, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Land'Or. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
