Mortgage Lenders and Brokers in Lake Caroline, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lake Caroline, Virginia mortgage lenders include Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%, Topside Federal Credit UnionTopside Federal Credit Union17442 Dahlgren Rd, Dahlgren, VA 22448A5.0 ★Texas Ratio: 6.63%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, Apple Federal Credit UnionApple Federal Credit Union7696F Richmond Hwy, Alexandria, VA 22306, United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%, Primis BankPrimis Bank201 N Washington Hwy, Ashland, VA 23005A5.0 ★Texas Ratio: 13.21%, The Freedom Bank of VirginiaThe Freedom Bank of Virginia4090 Lafayette Center Dr, Chantilly, VA 20151C+4.2 ★Texas Ratio: 24.99%, and Wells Fargo Bank NAWells Fargo Bank NA332 Cummings St, Abingdon, VA 24210A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake Caroline, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Caroline are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lake Caroline, Virginia
Market share is the lender's share of all home loans closed in Lake Caroline, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 12 +4 HELOCs |
2.9% | 80% | $175,833 | |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, VA, HELOC | 4 +2 HELOCs |
1% | 57.1% | $190,000 | View |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 3 +6 HELOCs |
0.7% | 75% | $91,666 | View |
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17442 Dahlgren Rd, Dahlgren, VA 22448 A5.0 ★Texas Ratio: 6.63% |
Conventional | 3 | 0.7% | 100% | $85,000 | View |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.5% | 100% | $380,000 | View |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $55,000 | |
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7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
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201 N Washington Hwy, Ashland, VA 23005 A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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4090 Lafayette Center Dr, Chantilly, VA 20151 C+4.2 ★Texas Ratio: 24.99% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 0.2% | 100% | $175,000 | View |
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10401 Woodman Rd, Glen Allen, VA 23060 A5.0 ★Texas Ratio: 8.10% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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933 E Main St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 3.79% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA, VA, USDA | 9 | 2.2% | 100% | $260,555 | |
ALCOVA Mortgage, LLC
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Conventional, FHA, VA | 5 | 1.2% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 4 | 1% | 100% | $260,000 | View |
Integrity Home Mortgage Corporation
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Conventional, FHA | 4 | 1% | 100% | $255,000 | |
Capital Center LLC
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Conventional, FHA | 3 | 0.7% | 100% | $358,333 | |
Atlantic Bay Mortgage Group
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Conventional, VA | 3 | 0.7% | 100% | $298,333 | |
Intercoastal Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $165,000 | |
First Heritage Mortgage, LLC
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FHA | 2 | 0.5% | 100% | $325,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 0.5% | 100% | $240,000 | |
Tidewater Mortgage Services, Inc
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FHA | 1 | 0.2% | 50% | $435,000 | |
CityWorth Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA, USDA | 94 | 22.6% | 80.3% | $311,063 | |
Rocket Mortgage
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Conventional, FHA, VA | 33 | 7.9% | 75% | $232,272 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA, HELOC | 27 +2 HELOCs |
6.5% | 96.4% | $357,592 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, VA, HELOC | 26 +2 HELOCs |
6.2% | 93.5% | $301,538 | View |
Homeamerican Mortgage Corporation
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Conventional, FHA, VA | 21 | 5% | 95.7% | $492,142 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, USDA | 17 | 4.1% | 95% | $276,176 | |
Freedom Mortgage Corporation
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FHA, VA | 7 | 1.7% | 100% | $310,714 | |
American Financial Network, Inc.
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FHA, VA, USDA | 7 | 1.7% | 87.5% | $335,000 | |
Cmg Mortgage Inc
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Conventional, VA, USDA | 7 | 1.7% | 100% | $276,428 | |
Summit Funding.Inc
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Conventional, FHA | 7 | 1.7% | 87.5% | $265,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 5 | 1.2% | 100% | $211,000 | |
Mortgage Research Center
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VA | 5 | 1.2% | 62.5% | $439,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 4 | 1% | 100% | $325,000 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 1% | 100% | $267,500 | |
Tower Federal Credit Union
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Conventional | 3 | 0.7% | 100% | $68,333 | |
Cardinal Financial Company, Li
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FHA | 3 | 0.7% | 100% | $361,666 | |
Peoples Mortgage Company
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FHA, VA | 3 | 0.7% | 100% | $325,000 | |
Waterstone Mortgage Corporation
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FHA, VA | 3 | 0.7% | 100% | $355,000 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 0.7% | 100% | $335,000 | |
Kind Lending, LLC
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FHA, VA | 2 | 0.5% | 100% | $315,000 | |
PHH Mortgage Corporation
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Conventional, VA | 2 | 0.5% | 66.7% | $215,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.5% | 33.3% | $275,000 | |
New Day Financial, LLC.
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VA | 2 | 0.5% | 66.7% | $295,000 | |
Encompass Lending Group, L.P.
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Conventional | 2 | 0.5% | 100% | $250,000 | |
Planet Home Lending, LLC
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VA | 2 | 0.5% | 66.7% | $325,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $300,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.5% | 66.7% | $180,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 0.5% | 100% | $340,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 2 | 0.5% | 100% | $285,000 | View |
Paramount Residential Mortgage
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FHA | 2 | 0.5% | 100% | $325,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 2 | 0.5% | 100% | $385,000 | View |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $355,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.2% | 50% | $485,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $315,000 | |
Arc Home LLC
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Alliant Credit Union
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Conventional | 1 | 0.2% | 100% | $285,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.2% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
SWBC Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 50% | $405,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $205,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 50% | $395,000 | |
Princeton Mortgage Corporation
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USDA | 1 | 0.2% | 100% | $315,000 | |
Home Mortgage Alliance Corp (Hmac)
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FHA | 1 | 0.2% | 50% | $325,000 | |
Guild Mortgage Company
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VA | 1 | 0.2% | 100% | $465,000 | |
Fidelity Direct Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Valley West Corporation
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FHA | 1 | 0.2% | 100% | $405,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 33.3% | $55,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.2% | 100% | $325,000 | |
Lennar Mortgage, LLC
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VA | 1 | 0.2% | 100% | $425,000 | |
Union Home Mortgage Corp.
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VA | 1 | 0.2% | 100% | $655,000 | |
Bay Equity LLC
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VA | 1 | 0.2% | 100% | $325,000 | |
Homeowners Financial Group, LLC
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VA | 1 | 0.2% | 100% | $385,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.2% | 100% | $405,000 | |
Nfm, Inc
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VA | 1 | 0.2% | 100% | $315,000 | |
1st Financial, Inc.
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USDA | 1 | 0.2% | 100% | $305,000 | |
Embrace Home Loans, Inc.
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FHA | 1 | 0.2% | 100% | $305,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.2% | 100% | $285,000 | View |
T2 Financial LLC
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FHA | 1 | 0.2% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.2% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.2% | 50% | $395,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
VA | 1 | 0.2% | 100% | $385,000 | View |
Saygo Home Loans, LLC
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FHA | 1 | 0.2% | 100% | $295,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $125,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
V.I.P. Mortgage, Inc.
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VA | 1 | 0.2% | 100% | $365,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Nationwide Mortgage Bankers, Inc.
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FHA | 1 | 0.2% | 100% | $305,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.2% | 100% | $295,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.2% | 100% | $315,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $295,000 | |
Village Capital & Investment
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FHA | 1 | 0.2% | 100% | $465,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Logix Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lake Caroline Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lake Caroline, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Lake Caroline? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Caroline in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lake Caroline, VA
Use these to narrow the list above. Each category shows how many Lake Caroline, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Lake Caroline, VA
Independent mortgage companies closed 86.8 percent of home loans in Lake Caroline, Virginia in 2025, banks 6.7 percent and credit unions 6.5 percent. Atlantic Coast Mortgage, LLC was the largest mortgage company, Atlantic Union Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Navy Federal Credit Union led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lake Caroline, VA
By home loans closed in 2025, Navy Federal Credit Union was the largest mortgage lender in Lake Caroline, Virginia with 12 loans, about 2.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Lake Caroline, Virginia, Nvr Mortgage Finance, Inc. approved the highest share of completed applications in 2025 at 80.3 percent, against a 86.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
45 lenders closed FHA loans in Lake Caroline, Virginia in 2025, led by Nvr Mortgage Finance, Inc. with 48. 35 lenders closed VA loans, led by Nvr Mortgage Finance, Inc., and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 10 credit unions closed home loans in Lake Caroline, Virginia in 2025, alongside 74 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake Caroline, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Caroline, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Caroline. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
