Mortgage Lenders and Brokers in Highland Springs, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Highland Springs, Virginia mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA81 S Airport Dr, Highland Springs, VA 23075A+5.0 ★Texas Ratio: 5.36%, Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, TowneBankTowneBank10035 Sliding Hill Rd, Ashland, VA 23005A+5.0 ★Texas Ratio: 1.60%, Henrico Federal Credit UnionHenrico Federal Credit Union10401 Woodman Rd, Glen Allen, VA 23060A5.0 ★Texas Ratio: 8.10%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%, Citizens and Farmers BankCitizens and Farmers Bank2288 Cartersville Rd, Cartersville, VA 23027A+5.0 ★Texas Ratio: 0.62%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, and Bank of America NABank of America NA42030 Village Center Plz, Aldie, VA 20105A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Highland Springs, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Highland Springs are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Highland Springs, Virginia
Market share is the lender's share of all home loans closed in Highland Springs, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Highland Springs 81 S Airport Dr, Highland Springs, VA 23075 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 3 | 0.8% | 75% | $71,666 | View |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, FHA, VA, HELOC | 20 +8 HELOCs |
5.4% | 83.3% | $178,500 | View |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 16 | 4.3% | 100% | $229,375 | View |
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10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
Conventional, FHA | 9 | 2.4% | 100% | $171,666 | View |
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10401 Woodman Rd, Glen Allen, VA 23060 A5.0 ★Texas Ratio: 8.10% |
Conventional | 7 | 1.9% | 75% | $75,000 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +4 HELOCs |
1.6% | 75% | $313,333 | |
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7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA | 6 | 1.6% | 75% | $210,000 | View |
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2288 Cartersville Rd, Cartersville, VA 23027 A+5.0 ★Texas Ratio: 0.62% |
Conventional | 6 | 1.6% | 50% | $88,333 | View |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +4 HELOCs |
0.8% | 50% | $205,000 | View |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +1 HELOCs |
0.8% | 100% | $261,666 | View |
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95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 3 | 0.8% | 100% | $145,000 | View |
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704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 3 | 0.8% | 75% | $211,666 | View |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 100% | $75,000 | View |
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10000 Courtview Ln, Chesterfield, VA 23832 A+5.0 ★Texas Ratio: 1.45% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
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1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
FHA | 1 | 0.3% | 100% | $155,000 | View |
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11651 Alliance Cir, Chester, VA 23831 1451 A+5.0 ★Texas Ratio: 4.48% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
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13701 US Highway 29 Ste I, Chatham, VA 24531 A5.0 ★Texas Ratio: 7.25% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
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13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
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7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2770 Riverside Dr, Bassett, VA 24055 A5.0 ★Texas Ratio: 7.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 22 | 6% | 91.7% | $189,545 | View |
Capital Center LLC
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Conventional, VA | 8 | 2.2% | 80% | $251,250 | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA | 7 | 1.9% | 100% | $207,857 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 7 | 1.9% | 100% | $195,000 | |
Integrity Home Mortgage Corporation
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Conventional, FHA | 7 | 1.9% | 100% | $217,857 | |
First Heritage Mortgage, LLC
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Conventional, FHA | 6 | 1.6% | 100% | $266,666 | |
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A4.7 ★Texas Ratio: 0.83% |
Conventional, FHA | 6 | 1.6% | 100% | $208,333 | View |
Tidewater Mortgage Services, Inc
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Conventional, FHA | 5 | 1.4% | 100% | $167,000 | |
Credit Union Mortgage Associat
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Conventional | 3 | 0.8% | 100% | $231,666 | |
Towne First Mortgage, LLC
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Conventional, FHA | 3 | 0.8% | 100% | $165,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 3 | 0.8% | 75% | $221,666 | |
Call Federal
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Conventional, HELOC | 2 +2 HELOCs |
0.5% | 100% | $110,000 | |
C&F Select LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
First Savings Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Towne Mortgage
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VA | 1 | 0.3% | 100% | $255,000 | |
1St Advantage Federal Credit U
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 30 | 8.1% | 79.1% | $202,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 21 | 5.7% | 77.8% | $247,857 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, VA | 18 | 4.9% | 100% | $220,555 | View |
Freedom Mortgage Corporation
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FHA, VA | 15 | 4.1% | 94.4% | $289,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 11 | 3% | 85.7% | $189,545 | |
Nationstar Mortgage
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Conventional, FHA, VA | 9 | 2.4% | 75% | $156,111 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 5 +1 HELOCs |
1.4% | 100% | $251,000 | |
Goodleap, LLC
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Conventional, FHA | 4 | 1.1% | 66.7% | $210,000 | |
Newrez LLC
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Conventional, FHA, VA | 4 | 1.1% | 57.1% | $230,000 | |
loanDepot.com LLC
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Conventional | 4 | 1.1% | 66.7% | $137,500 | |
American Financial Network, Inc.
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Conventional, VA | 4 | 1.1% | 100% | $265,000 | |
Mortgage Research Center
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FHA, VA | 4 | 1.1% | 66.7% | $307,500 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 1.1% | 100% | $117,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 3 | 0.8% | 75% | $378,333 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.8% | 50% | $158,333 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 0.8% | 100% | $211,666 | |
Cmg Mortgage Inc
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FHA, VA | 3 | 0.8% | 100% | $261,666 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, VA | 3 | 0.8% | 100% | $198,333 | |
Lower, LLC
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FHA, HELOC | 2 +1 HELOCs |
0.5% | 100% | $240,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 33.3% | $65,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.5% | 66.7% | $150,000 | View |
Equity Resources Inc
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Conventional | 2 | 0.5% | 100% | $275,000 | |
American Financial Resources LLC
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FHA | 2 | 0.5% | 100% | $285,000 | |
SWBC Mortgage Corporation
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Conventional, FHA | 2 | 0.5% | 100% | $255,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.5% | 60% | $155,000 | |
First Home Mortgage
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Conventional, FHA | 2 | 0.5% | 100% | $210,000 | |
Nfm, Inc
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Conventional | 2 | 0.5% | 100% | $225,000 | |
Nations Lending Corporation
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Conventional | 2 | 0.5% | 100% | $135,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.5% | 100% | $250,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 2 | 0.5% | 100% | $190,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 0.5% | 100% | $225,000 | View |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 0.5% | 100% | $145,000 | View |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.3% | 100% | $395,000 | View |
Guaranteed Rate, Inc.
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FHA | 1 | 0.3% | 100% | $205,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Affordable Mortgage Advisors
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FHA | 1 | 0.3% | 100% | $165,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.3% | 100% | $375,000 | |
Emporium Tpo LLC
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Conventional | 1 | 0.3% | 100% | $165,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.3% | 100% | $355,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.3% | 100% | $235,000 | |
Das Acquisition Company, LLC
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FHA | 1 | 0.3% | 100% | $305,000 | |
American Financing Corporation
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Conventional | 1 | 0.3% | 100% | $185,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 33.3% | $185,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.3% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 0.3% | 100% | $325,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.3% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
FHA | 1 | 0.3% | 100% | $265,000 | View |
Plaza Home Mortgage, Inc
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VA | 1 | 0.3% | 50% | $415,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a |
Highland Springs Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Highland Springs, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Highland Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Highland Springs in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Highland Springs, VA
Use these to narrow the list above. Each category shows how many Highland Springs, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Highland Springs, VA
Independent mortgage companies closed 64.2 percent of home loans in Highland Springs, Virginia in 2025, banks 24.7 percent and credit unions 11.1 percent. Capital Center LLC was the largest mortgage company, Wells Fargo Bank NA the largest bank and Virginia Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Virginia Federal Credit Union led with 20 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Highland Springs, VA
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Highland Springs, Virginia with 3 loans, about 0.8 percent of the market. The largest lender headquartered in Virginia was Virginia Federal Credit Union with 20 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
44 lenders closed FHA loans in Highland Springs, Virginia in 2025, led by Rocket Mortgage with 11. 20 lenders closed VA loans, led by Movement Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 11 credit unions closed home loans in Highland Springs, Virginia in 2025, alongside 57 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Highland Springs, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Highland Springs, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Highland Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
