Mortgage Lenders and Brokers in Goochland, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Goochland, Virginia mortgage lenders include United Bank VaUnited Bank Va1949 Sandy Hook Rd, Goochland, VA 23063A+5.0 ★Texas Ratio: 2.15%, Wells Fargo Bank NAWells Fargo Bank NA3018 River Rd W, Goochland, VA 23063A+5.0 ★Texas Ratio: 5.36%, Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, TowneBankTowneBank10035 Sliding Hill Rd, Ashland, VA 23005A+5.0 ★Texas Ratio: 1.60%, Citizens and Farmers BankCitizens and Farmers Bank2288 Cartersville Rd, Cartersville, VA 23027A+5.0 ★Texas Ratio: 0.62%, Presidential Bank, FSBPresidential Bank, FSB1515 Wilson Blvd, Arlington, VA 22209A-4.9 ★Texas Ratio: 16.48%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, Uva Community Credit UnionUva Community Credit Union13701 US Highway 29 Ste I, Chatham, VA 24531A5.0 ★Texas Ratio: 7.25%, and Bank of America NABank of America NA42030 Village Center Plz, Aldie, VA 20105A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Goochland, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Goochland are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Goochland, Virginia
Market share is the lender's share of all home loans closed in Goochland, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Goochland 1949 Sandy Hook Rd, Goochland, VA 23063 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 3 +4 HELOCs |
1.7% | 100% | $578,333 | View |
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1 office in Goochland 3018 River Rd W, Goochland, VA 23063 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 2 | 1.1% | 100% | $855,000 | View |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, HELOC | 10 +11 HELOCs |
5.6% | 90.9% | $277,000 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 5 | 2.8% | 100% | $421,000 | |
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10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
2.2% | 100% | $322,500 | View |
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2288 Cartersville Rd, Cartersville, VA 23027 A+5.0 ★Texas Ratio: 0.62% |
Conventional | 4 | 2.2% | 100% | $127,500 | View |
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1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA, VA | 4 | 2.2% | 100% | $447,500 | View |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +5 HELOCs |
1.7% | 100% | $441,666 | View |
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13701 US Highway 29 Ste I, Chatham, VA 24531 A5.0 ★Texas Ratio: 7.25% |
Conventional | 2 | 1.1% | 100% | $85,000 | View |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.6% | 100% | $505,000 | View |
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950 N Glebe Rd, Arlington, VA 22203 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $55,000 | View |
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9060 N Five Forks Rd, Amelia Court House, VA 23002 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.6% | 100% | $215,000 | View |
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10401 Woodman Rd, Glen Allen, VA 23060 A5.0 ★Texas Ratio: 8.10% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
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2801 Conduit Rd, Colonial Heights, VA 23834 2971 A5.0 ★Texas Ratio: 6.74% |
Conventional | 1 | 0.6% | 100% | $115,000 | View |
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933 E Main St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 3.79% |
Conventional | 1 | 0.6% | 100% | $385,000 | View |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Capital Center LLC
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Conventional, FHA | 9 | 5% | 81.8% | $445,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 6 | 3.4% | 100% | $395,000 | View |
Atlantic Bay Mortgage Group
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Conventional, FHA | 5 | 2.8% | 100% | $421,000 | |
C&F Select LLC
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Conventional | 3 | 1.7% | 100% | $595,000 | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA | 2 | 1.1% | 100% | $185,000 | |
ALCOVA Mortgage, LLC
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Conventional | 2 | 1.1% | 100% | $310,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 2 | 1.1% | 100% | $385,000 | |
First Savings Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $345,000 | |
First Heritage Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $545,000 | |
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A4.7 ★Texas Ratio: 0.83% |
FHA | 1 | 0.6% | 100% | $445,000 | View |
1St Advantage Federal Credit U
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Conventional | 1 | 0.6% | 100% | $85,000 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 23 | 12.8% | 86.2% | $335,869 | |
United Wholesale Mortgage
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Conventional, VA | 9 | 5% | 90% | $369,444 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA | 6 | 3.4% | 100% | $461,666 | View |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional, VA | 5 | 2.8% | 100% | $609,000 | View |
Pennymac Loan Services LLC
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Conventional, VA | 5 | 2.8% | 100% | $325,000 | |
Nfm, Inc
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Conventional, FHA | 4 | 2.2% | 100% | $480,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 3 | 1.7% | 100% | $441,666 | View |
Newrez LLC
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Conventional, VA | 3 | 1.7% | 100% | $368,333 | |
loanDepot.com LLC
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Conventional | 3 | 1.7% | 75% | $115,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 1.7% | 30% | $388,333 | |
American Financial Resources LLC
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FHA | 2 | 1.1% | 100% | $260,000 | |
Primelending
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Conventional | 2 | 1.1% | 100% | $350,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 1.1% | 100% | $325,000 | |
American Financial Network, Inc.
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Conventional | 2 | 1.1% | 100% | $435,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 1.1% | 100% | $395,000 | |
Churchill Mortgage Corporation
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Conventional | 2 | 1.1% | 100% | $165,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 1.1% | 100% | $455,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 2 | 1.1% | 100% | $475,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $55,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $105,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.6% | 100% | $605,000 | |
Goodleap, LLC
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FHA | 1 | 0.6% | 100% | $255,000 | |
Nbkc Bank
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Conventional | 1 | 0.6% | 100% | $365,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.6% | 100% | $225,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.6% | 100% | $495,000 | |
Princeton Mortgage Corporation
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FHA | 1 | 0.6% | 100% | $305,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.6% | 100% | $765,000 | |
Homestead Funding Corp.
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Conventional | 1 | 0.6% | 100% | $335,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.6% | 100% | $675,000 | |
Discover Bank
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Conventional | 1 | 0.6% | 50% | $45,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.6% | 100% | $505,000 | View |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.6% | 100% | $475,000 | |
Waterstone Mortgage Corporation
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FHA | 1 | 0.6% | 100% | $215,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 100% | $45,000 | |
Mortgage Research Center
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VA | 1 | 0.6% | 50% | $505,000 | |
Andrews Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 50% | $85,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.6% | 33.3% | $575,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.6% | 50% | $235,000 | |
Goprime Mortgage, Inc.
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VA | 1 | 0.6% | 100% | $355,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.6% | 100% | $415,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Nasa Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Goochland Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Goochland, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Goochland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Goochland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Goochland, VA
Use these to narrow the list above. Each category shows how many Goochland, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Goochland, VA
Independent mortgage companies closed 59.8 percent of home loans in Goochland, Virginia in 2025, banks 28.5 percent and credit unions 11.7 percent. Capital Center LLC was the largest mortgage company, United Bank Va the largest bank and Virginia Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Virginia Federal Credit Union led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Goochland, VA
By home loans closed in 2025, United Bank Va was the largest mortgage lender in Goochland, Virginia with 3 loans, about 1.7 percent of the market. The largest lender headquartered in Virginia was Virginia Federal Credit Union with 10 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Goochland, Virginia in 2025, led by Rocket Mortgage with 4. 13 lenders closed VA loans, led by First Community Mortgage, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 13 credit unions closed home loans in Goochland, Virginia in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Goochland, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Goochland, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Goochland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
