Mortgage Lenders and Brokers in Gloucester Courthouse, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Gloucester Courthouse, Virginia mortgage lenders include BayPort Credit UnionBayPort Credit Union2445 Old Taylor Rd, Chesapeake, VA 23321 2233A+5.0 ★Texas Ratio: 4.37%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, Chesapeake BankChesapeake Bank10000 Courtview Ln, Chesterfield, VA 23832A+5.0 ★Texas Ratio: 1.45%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Langley Federal Credit UnionLangley Federal Credit Union13478 Carrollton Blvd Ste A, Carrollton, VA 23314A5.0 ★Texas Ratio: 10.20%, Fulton Bank, National AssociationFulton Bank, National Association95 Community St, Charlottesville, VA 22911A+5.0 ★Texas Ratio: 4.85%, Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%, TowneBankTowneBank10035 Sliding Hill Rd, Ashland, VA 23005A+5.0 ★Texas Ratio: 1.60%, Presidential Bank, FSBPresidential Bank, FSB1515 Wilson Blvd, Arlington, VA 22209A-4.9 ★Texas Ratio: 16.48%, and Primis BankPrimis Bank201 N Washington Hwy, Ashland, VA 23005A5.0 ★Texas Ratio: 13.21%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gloucester Courthouse, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gloucester Courthouse are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Gloucester Courthouse, Virginia
Market share is the lender's share of all home loans closed in Gloucester Courthouse, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2445 Old Taylor Rd, Chesapeake, VA 23321 2233 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 6 +8 HELOCs |
3.1% | 100% | $245,000 | View |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 6 +7 HELOCs |
3.1% | 100% | $196,666 | View |
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10000 Courtview Ln, Chesterfield, VA 23832 A+5.0 ★Texas Ratio: 1.45% |
Conventional | 5 | 2.6% | 100% | $163,000 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 4 +2 HELOCs |
2.1% | 80% | $385,000 | |
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13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
Conventional, HELOC | 2 +18 HELOCs |
1% | 100% | $270,000 | View |
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95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 2 | 1% | 100% | $395,000 | View |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $515,000 | View |
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10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
VA, HELOC | 1 +1 HELOCs |
0.5% | 100% | $465,000 | View |
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1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.5% | 100% | $375,000 | View |
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201 N Washington Hwy, Ashland, VA 23005 A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.5% | 66.7% | $155,000 | View |
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1900 Campus Commons Drive Suite 103, Reston, VA 20191 A-5.0 ★Texas Ratio: 15.49% |
VA | 1 | 0.5% | 100% | $425,000 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 50% | $275,000 | View |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1109 Cedar Rd, Chesapeake, VA 23322 7198 A+5.0 ★Texas Ratio: 5.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlantic Bay Mortgage Group
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Conventional, VA | 18 | 9.3% | 100% | $372,777 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 5 | 2.6% | 100% | $301,000 | View |
1St Advantage Federal Credit U
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Conventional, HELOC | 4 +11 HELOCs |
2.1% | 100% | $147,500 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 4 | 2.1% | 100% | $357,500 | |
ALCOVA Mortgage, LLC
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FHA, USDA | 3 | 1.6% | 100% | $228,333 | |
Tidewater Home Funding, LLC
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USDA | 2 | 1% | 100% | $280,000 | |
First Heritage Mortgage, LLC
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Conventional | 2 | 1% | 100% | $250,000 | |
Capital Center LLC
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Conventional | 2 | 1% | 100% | $255,000 | |
Tidewater Mortgage Services, Inc
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Conventional | 1 | 0.5% | 100% | $175,000 | |
Atlantic Coast Mortgage, LLC
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FHA | 1 | 0.5% | 50% | $315,000 | |
Loansteady LLC
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Conventional | 1 | 0.5% | 100% | $625,000 | |
Archer Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $625,000 | |
Strong Home Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $245,000 | |
The Old Point National Bank of Phoebus
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Conventional | 1 | 0.5% | 100% | $335,000 | |
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A4.7 ★Texas Ratio: 0.83% |
VA | 1 | 0.5% | 100% | $515,000 | View |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 15 | 7.8% | 75% | $282,333 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, VA | 15 | 7.8% | 100% | $317,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 3.6% | 87.5% | $215,000 | |
Freedom Mortgage Corporation
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VA | 6 | 3.1% | 100% | $420,000 | |
United Wholesale Mortgage
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FHA, VA | 6 | 3.1% | 100% | $348,333 | |
Newrez LLC
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Conventional, FHA, VA | 6 | 3.1% | 85.7% | $265,000 | |
Calcon Mutual Mortgage LLC
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Conventional, VA | 6 | 3.1% | 100% | $290,000 | |
Nationstar Mortgage
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Conventional | 4 | 2.1% | 100% | $120,000 | |
Mortgage Research Center
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Conventional, VA | 4 | 2.1% | 66.7% | $340,000 | |
Goodleap, LLC
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Conventional, VA | 3 | 1.6% | 75% | $218,333 | |
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A+5.0 ★Texas Ratio: 1.10% |
FHA, VA | 3 | 1.6% | 100% | $441,666 | View |
Nvr Mortgage Finance, Inc.
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Conventional, VA | 3 | 1.6% | 100% | $481,666 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 3 | 1.6% | 100% | $208,333 | View |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 1% | 75% | $100,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 1% | 100% | $450,000 | |
New American Funding, LLC.
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FHA | 2 | 1% | 100% | $535,000 | |
Goprime Mortgage, Inc.
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FHA, VA | 2 | 1% | 100% | $315,000 | |
Village Capital & Investment
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VA | 2 | 1% | 60% | $385,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 2 | 1% | 100% | $545,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.5% | 16.7% | $45,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $455,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.5% | 100% | $365,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.5% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.5% | 100% | $655,000 | View |
Nbkc Bank
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VA | 1 | 0.5% | 100% | $305,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.5% | 100% | $255,000 | |
Kind Lending, LLC
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VA | 1 | 0.5% | 100% | $385,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.5% | 100% | $235,000 | |
Nqm Funding, LLC
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,415,000 | |
Bayshore Mortgage Funding
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,415,000 | |
First Alliance Home Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $645,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.5% | 50% | $255,000 | |
VanDyk Mortgage Corporation
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VA | 1 | 0.5% | 100% | $605,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $335,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.5% | 100% | $425,000 | |
Acopia, LLC
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Conventional | 1 | 0.5% | 100% | $525,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.5% | 100% | $235,000 | View |
Keystone Funding, Inc
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VA | 1 | 0.5% | 100% | $385,000 | |
Lower, LLC
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FHA | 1 | 0.5% | 100% | $265,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.5% | 100% | $425,000 | View |
Carrington Mortgage Services LLC
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VA | 1 | 0.5% | 100% | $465,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Gloucester Courthouse Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Gloucester Courthouse, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Gloucester Courthouse? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gloucester Courthouse in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Gloucester Courthouse, VA
Use these to narrow the list above. Each category shows how many Gloucester Courthouse, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Gloucester Courthouse, VA
Independent mortgage companies closed 73.6 percent of home loans in Gloucester Courthouse, Virginia in 2025, banks 18.1 percent and credit unions 8.3 percent. Atlantic Bay Mortgage Group was the largest mortgage company, Truist Bank the largest bank and BayPort Credit Union the largest credit union. Among lenders headquartered in Virginia, BayPort Credit Union led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Gloucester Courthouse, VA
By home loans closed in 2025, BayPort Credit Union was the largest mortgage lender in Gloucester Courthouse, Virginia with 6 loans, about 3.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Gloucester Courthouse, Virginia in 2025, led by Movement Mortgage, LLC with 8. 27 lenders closed VA loans, led by Atlantic Bay Mortgage Group, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 6 credit unions closed home loans in Gloucester Courthouse, Virginia in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gloucester Courthouse, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gloucester Courthouse, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gloucester Courthouse. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
