Mortgage Lenders and Brokers in Franklin Farm, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Franklin Farm, Virginia mortgage lenders include Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, M&T BankM&T Bank7485 Richmond Highway, Alexandria, VA 22306A+5.0 ★Texas Ratio: 4.11%, Northwest Federal Credit UnionNorthwest Federal Credit Union1008 N Glebe Rd, Arlington, VA 22201 4799A+5.0 ★Texas Ratio: 2.12%, The Freedom Bank of VirginiaThe Freedom Bank of Virginia4090 Lafayette Center Dr, Chantilly, VA 20151C+4.2 ★Texas Ratio: 24.99%, Old Dominion National BankOld Dominion National Bank106 Harrison St Se, Leesburg, VA 20175A5.0 ★Texas Ratio: 6.07%, Wells Fargo Bank NAWells Fargo Bank NA332 Cummings St, Abingdon, VA 24210A+5.0 ★Texas Ratio: 5.36%, Apple Federal Credit UnionApple Federal Credit Union7696F Richmond Hwy, Alexandria, VA 22306, Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%, and First National Bank of PAFirst National Bank of PA704 King Street, Alexandria, VA 22314A+5.0 ★Texas Ratio: 1.62%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Franklin Farm, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Franklin Farm are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Franklin Farm, Virginia
Market share is the lender's share of all home loans closed in Franklin Farm, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 7 +15 HELOCs |
3.8% | 100% | $866,428 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 7 +6 HELOCs |
3.8% | 77.8% | $627,857 | |
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7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 4 | 2.2% | 100% | $717,500 | View |
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1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
Conventional, HELOC | 2 +8 HELOCs |
1.1% | 75% | $75,000 | View |
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4090 Lafayette Center Dr, Chantilly, VA 20151 C+4.2 ★Texas Ratio: 24.99% |
Conventional | 2 | 1.1% | 100% | $680,000 | View |
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106 Harrison St Se, Leesburg, VA 20175 A5.0 ★Texas Ratio: 6.07% |
Conventional | 2 | 1.1% | 100% | $970,000 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.1% | 100% | $670,000 | View |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
Conventional, HELOC | 1 +5 HELOCs |
0.5% | 50% | $95,000 | |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $225,000 | View |
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704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $425,000 | View |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $255,000 | View |
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1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.5% | 100% | $475,000 | View |
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1109 Cedar Rd, Chesapeake, VA 23322 7198 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.5% | 100% | $555,000 | View |
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2879 Clarendon Boulevard, Arlington, VA 22201 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.5% | 100% | $815,000 | View |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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6566 Little River Tpke, Alexandria, VA 22312 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA | 7 | 3.8% | 100% | $656,428 | |
Intercoastal Mortgage, LLC
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Conventional | 5 | 2.7% | 100% | $649,000 | |
First Savings Mortgage Corporation
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Conventional | 5 | 2.7% | 100% | $715,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 5 | 2.7% | 100% | $601,000 | |
Atlantic Bay Mortgage Group
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VA | 2 | 1.1% | 100% | $715,000 | |
Jams-01 Inc dba Home Savings & Trust Mortgage
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Conventional | 2 | 1.1% | 100% | $745,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.5% | 100% | $1,045,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.5% | 100% | $825,000 | |
First Heritage Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 8.63% |
Conventional | 1 | 0.5% | 100% | $95,000 | View |
Vellum Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $405,000 | |
Integrity Home Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $305,000 | |
Rocket Mortgage
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Conventional, FHA | 17 | 9.3% | 85% | $461,470 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 10 | 5.5% | 100% | $708,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 3.8% | 100% | $679,285 | |
Pennymac Loan Services LLC
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Conventional, FHA | 7 | 3.8% | 87.5% | $560,714 | |
Newrez LLC
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Conventional, VA | 6 | 3.3% | 87.5% | $606,666 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional | 5 | 2.7% | 100% | $671,000 | View |
Cmg Mortgage Inc
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Conventional | 5 | 2.7% | 100% | $571,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 4 | 2.2% | 100% | $697,500 | |
Guaranteed Rate Affinity, LLC
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Conventional | 3 | 1.6% | 100% | $635,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 3 | 1.6% | 100% | $948,333 | |
Tomo Mortgage LLC
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Conventional | 3 | 1.6% | 75% | $758,333 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 2 | 1.1% | 100% | $1,085,000 | View |
Freedom Mortgage Corporation
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Conventional, VA | 2 | 1.1% | 100% | $685,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 1.1% | 100% | $325,000 | |
Guild Mortgage Company
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Conventional, VA | 2 | 1.1% | 100% | $735,000 | |
First Home Mortgage
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Conventional | 2 | 1.1% | 100% | $795,000 | |
Discover Bank
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Conventional | 2 | 1.1% | 66.7% | $210,000 | |
Network Capital Funding Corporation
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Conventional | 2 | 1.1% | 100% | $505,000 | |
Nfm, Inc
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Conventional | 2 | 1.1% | 100% | $1,085,000 | |
Cardinal Financial Company, Li
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Conventional | 2 | 1.1% | 100% | $210,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 1.1% | 100% | $640,000 | |
United Nations Federal CU
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Conventional, Jumbo | 2 | 1.1% | 100% | $1,205,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +8 HELOCs |
0.5% | 100% | $585,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $85,000 | View |
EMM Loans LLC
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Conventional | 1 | 0.5% | 100% | $635,000 | |
American Portfolio Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $795,000 | |
HomePromise Corporation
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VA | 1 | 0.5% | 100% | $795,000 | |
Sage Home Loans Corporation
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VA | 1 | 0.5% | 100% | $805,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.5% | 100% | $715,000 | |
Nbkc Bank
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Conventional | 1 | 0.5% | 50% | $775,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.5% | 100% | $695,000 | |
Loanunited.Com, LLC
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Conventional | 1 | 0.5% | 100% | $705,000 | |
Usalliance Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $315,000 | |
State Employees Credit Union of MD
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Conventional | 1 | 0.5% | 100% | $845,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 50% | $145,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.5% | 100% | $415,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.5% | 100% | $605,000 | |
Provident Funding Associates
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Conventional | 1 | 0.5% | 100% | $675,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.5% | 100% | $45,000 | |
Mortgage Research Center
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VA | 1 | 0.5% | 50% | $735,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.5% | 100% | $535,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.5% | 100% | $855,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.5% | 100% | $535,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $725,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.5% | 100% | $765,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 33.3% | $95,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.5% | 100% | $695,000 | View |
Village Capital & Investment
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VA, Jumbo | 1 | 0.5% | 100% | $1,755,000 | |
Quorum Federal Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bank Fund Staff Federal Credit
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Corning Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Hanscom Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Franklin Farm Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Franklin Farm, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Franklin Farm? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Franklin Farm in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Franklin Farm, VA
Use these to narrow the list above. Each category shows how many Franklin Farm, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Franklin Farm, VA
Independent mortgage companies closed 72.7 percent of home loans in Franklin Farm, Virginia in 2025, banks 17.5 percent and credit unions 9.8 percent. Atlantic Coast Mortgage, LLC was the largest mortgage company, Truist Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Navy Federal Credit Union led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Franklin Farm, VA
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Franklin Farm, Virginia with 7 loans, about 3.8 percent of the market. The largest lender headquartered in Virginia was Navy Federal Credit Union with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Franklin Farm, Virginia in 2025, led by Atlantic Coast Mortgage, LLC with 1. 15 lenders closed VA loans, led by Atlantic Bay Mortgage Group. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 16 credit unions closed home loans in Franklin Farm, Virginia in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Franklin Farm, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Franklin Farm, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Franklin Farm. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
