Mortgage Lenders and Brokers in Christiansburg, Virginia
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Christiansburg, Virginia mortgage lenders include Skyline National BankSkyline National Bank2681 Market St, Christiansburg, VA 24073A+5.0 ★Texas Ratio: 3.31%, Truist BankTruist Bank15 Spradlin Farm Dr, Christiansburg, VA 24073A+5.0 ★Texas Ratio: 2.87%, Atlantic Union BankAtlantic Union Bank50 N Franklin St, Christiansburg, VA 24073A+5.0 ★Texas Ratio: 2.51%, Wells Fargo Bank NAWells Fargo Bank NA2325 N Franklin St, Christiansburg, VA 24073A+5.0 ★Texas Ratio: 5.36%, First Community BankFirst Community Bank109 Roanoke St, Christiansburg, VA 24073A+5.0 ★Texas Ratio: 3.36%, Carter Bank and TrustCarter Bank and Trust200 College St, Christiansburg, VA 24073A5.0 ★Texas Ratio: 7.55%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust950 N Glebe Rd, Arlington, VA 22203A5.0 ★Texas Ratio: 7.72%, Burke & Herbert Bk & Tr CoBurke & Herbert Bk & Tr Co100 Akers Farm Rd, Christiansburg, VA 24073A5.0 ★Texas Ratio: 7.39%, Freedom First Federal Credit UnionFreedom First Federal Credit Union417 N Franklin St, Christiansburg, VA 24073 2939A+5.0 ★Texas Ratio: 3.69%, and National Bank of BlacksburgNational Bank of Blacksburg46 N Franklin St, Christiansburg, VA 24073A+5.0 ★Texas Ratio: 0.34%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Christiansburg, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Christiansburg are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Christiansburg, Virginia
Market share is the lender's share of all home loans closed in Christiansburg, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Christiansburg 2681 Market St, Christiansburg, VA 24073 A+5.0 ★Texas Ratio: 3.31% |
Conventional | 14 | 3.1% | 100% | $170,000 | View |
|
★ 1 stars, 1 review 1 office in Christiansburg 15 Spradlin Farm Dr, Christiansburg, VA 24073 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 7 +10 HELOCs |
1.5% | 70% | $370,714 | View |
|
2 offices in Christiansburg 50 N Franklin St, Christiansburg, VA 24073 A+5.0 ★Texas Ratio: 2.51% |
Conventional, FHA, HELOC | 4 +19 HELOCs |
0.9% | 100% | $202,500 | View |
|
1 office in Christiansburg 2325 N Franklin St, Christiansburg, VA 24073 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 0.9% | 66.7% | $245,000 | View |
|
1 office in Christiansburg 109 Roanoke St, Christiansburg, VA 24073 A+5.0 ★Texas Ratio: 3.36% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $110,000 | View |
|
2 offices in Christiansburg 200 College St, Christiansburg, VA 24073 A5.0 ★Texas Ratio: 7.55% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
1 office in Christiansburg 950 N Glebe Rd, Arlington, VA 22203 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
|
1 office in Christiansburg 100 Akers Farm Rd, Christiansburg, VA 24073 A5.0 ★Texas Ratio: 7.39% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
417 N Franklin St, Christiansburg, VA 24073 2939 A+5.0 ★Texas Ratio: 3.69% |
Conventional, FHA, HELOC | 29 +16 HELOCs |
6.4% | 96.8% | $210,172 | View |
|
46 N Franklin St, Christiansburg, VA 24073 A+5.0 ★Texas Ratio: 0.34% |
Conventional | 14 | 3.1% | 100% | $188,571 | View |
|
105 Oaktree Blvd, Christiansburg, VA 24073 A5.0 ★Texas Ratio: 6.40% |
Conventional, FHA, HELOC | 13 +11 HELOCs |
2.9% | 93.3% | $152,692 | View |
|
7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 8 +3 HELOCs |
1.8% | 90.9% | $222,500 | |
|
150 Peppers Fry Rd Ne, Christiansburg, VA 24073 A+5.0 ★Texas Ratio: 3.79% |
Conventional, Jumbo, HELOC | 6 +8 HELOCs |
1.3% | 100% | $403,333 | View |
|
42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +3 HELOCs |
0.4% | 66.7% | $350,000 | View |
|
3178 Roanoke Rd, Daleville, VA 24083 3151 A+5.0 ★Texas Ratio: 0.62% |
Conventional | 2 | 0.4% | 100% | $55,000 | View |
|
1630 King St, Alexandria, VA 22314 2763 A+5.0 ★Texas Ratio: 4.05% |
Conventional | 2 | 0.4% | 100% | $285,000 | View |
|
106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
|
968 W Main St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 0.93% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
|
4075wilson Boulevard, Arlington, VA 22203 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
Conventional | 1 | 0.2% | 100% | $35,000 | |
|
98 Blue Ridge Blvd, Blue Ridge, VA 24064 A+5.0 ★Texas Ratio: 2.42% |
Conventional | 1 | 0.2% | 100% | $475,000 | View |
|
704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
|
100 Maple Ave E, Vienna, VA 22180 A5.0 ★Texas Ratio: 12.17% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
|
1901 S Main St, Blacksburg, VA 24060 A5.0 ★Texas Ratio: 6.26% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
ALCOVA Mortgage, LLC
|
Conventional, FHA, VA, USDA | 47 | 10.4% | 94.2% | $291,595 | |
Atlantic Bay Mortgage Group
|
Conventional, FHA, VA | 28 | 6.2% | 100% | $216,428 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA, VA | 27 | 5.9% | 96.4% | $249,444 | |
First Heritage Mortgage, LLC
|
Conventional, FHA, VA, USDA | 24 | 5.3% | 96% | $282,083 | |
Guidance Residential, LLC
|
Conventional | 2 | 0.4% | 100% | $305,000 | |
Atlantic Coast Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $345,000 | |
Strong Home Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $235,000 | |
Capital Center LLC
|
Conventional | 1 | 0.2% | 50% | $195,000 | |
Vellum Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $235,000 | |
Integrity Home Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $225,000 | |
Towne First Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $615,000 | |
1St Advantage Federal Credit U
|
Conventional | 1 | 0.2% | 100% | $455,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 35 | 7.7% | 92.5% | $221,571 | |
|
A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA | 22 | 4.8% | 92% | $280,909 | View |
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA | 16 | 3.5% | 89.5% | $304,375 | |
Waterstone Mortgage Corporation
|
Conventional, FHA, VA, USDA | 13 | 2.9% | 81.2% | $295,769 | |
Freedom Mortgage Corporation
|
FHA, VA | 11 | 2.4% | 92.3% | $288,636 | |
Nationstar Mortgage
|
Conventional | 8 | 1.8% | 72.7% | $185,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 7 | 1.5% | 77.8% | $109,285 | |
Truliant Federal Credit Union
|
Conventional, HELOC | 5 +5 HELOCs |
1.1% | 83.3% | $73,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA | 5 | 1.1% | 100% | $389,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 4 | 0.9% | 71.4% | $200,000 | |
Newrez LLC
|
Conventional, FHA, VA | 4 | 0.9% | 80% | $177,500 | |
loanDepot.com LLC
|
Conventional | 4 | 0.9% | 80% | $147,500 | |
|
A+5.0 ★Texas Ratio: 4.72% |
Conventional, VA | 4 | 0.9% | 100% | $287,500 | View |
Cmg Mortgage Inc
|
Conventional, VA | 4 | 0.9% | 100% | $590,000 | |
Mortgage Research Center
|
VA | 4 | 0.9% | 100% | $342,500 | |
Union Home Mortgage Corp.
|
Conventional | 3 | 0.7% | 75% | $375,000 | |
Fairway Independent Mort Corp
|
Conventional | 3 | 0.7% | 100% | $158,333 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional, USDA | 3 | 0.7% | 100% | $331,666 | View |
Spring Eq, LLC
|
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 33.3% | $45,000 | |
American Financial Resources LLC
|
Conventional | 2 | 0.4% | 100% | $400,000 | |
Discover Bank
|
Conventional | 2 | 0.4% | 50% | $50,000 | |
|
A5.0 ★Texas Ratio: 7.24% |
Conventional | 2 | 0.4% | 100% | $330,000 | View |
New Day Financial, LLC.
|
VA | 2 | 0.4% | 66.7% | $160,000 | |
|
A+5.0 ★Texas Ratio: 0.55% |
Conventional | 2 | 0.4% | 100% | $240,000 | View |
Summit Funding.Inc
|
Conventional, FHA | 2 | 0.4% | 100% | $270,000 | |
New American Funding, LLC.
|
Conventional, FHA | 2 | 0.4% | 100% | $295,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.4% | 66.7% | $125,000 | View |
Carrington Mortgage Services LLC
|
Conventional, FHA | 2 | 0.4% | 50% | $170,000 | |
The Loan Store, Inc
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $365,000 | |
Alliant Credit Union
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
SWBC Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $155,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.2% | 100% | $455,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $235,000 | |
CrossCountry Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $125,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.2% | 100% | $475,000 | |
Tower Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
Filo Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $365,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.2% | 50% | $235,000 | |
Valon Mortgage
|
Conventional | 1 | 0.2% | 100% | $285,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
AML Funding LLC dba Absolute Mortgage & Lending
|
Conventional | 1 | 0.2% | 100% | $435,000 | |
Nextmortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $185,000 | |
American Financing Corporation
|
FHA | 1 | 0.2% | 50% | $245,000 | |
Elements Financial Federal Cre
|
Conventional | 1 | 0.2% | 100% | $45,000 | |
|
A+5.0 ★Texas Ratio: 3.36% |
FHA | 1 | 0.2% | 100% | $385,000 | View |
Milend, Inc
|
FHA | 1 | 0.2% | 100% | $305,000 | |
Towne Mortgage Company
|
FHA | 1 | 0.2% | 100% | $175,000 | |
Better Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $285,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.2% | 100% | $125,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 0.2% | 100% | $165,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.2% | 100% | $235,000 | View |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.2% | 50% | $225,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.2% | 8.3% | $175,000 | |
Reliance First Capital, LLC
|
Conventional | 1 | 0.2% | 100% | $85,000 | |
Goprime Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $515,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $235,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.2% | 100% | $305,000 | |
Figure Lending LLC
|
HELOC | 0 +6 HELOCs |
0% | n/a | ||
Goodleap, LLC
|
HELOC | 0 +2 HELOCs |
0% | 0% | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | 0% | ||
Usalliance Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Corning Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Christiansburg Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Christiansburg, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Christiansburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Christiansburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Christiansburg, VA
Use these to narrow the list above. Each category shows how many Christiansburg, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Christiansburg, VA
Independent mortgage companies closed 66.1 percent of home loans in Christiansburg, Virginia in 2025, banks 19.8 percent and credit unions 14.1 percent. ALCOVA Mortgage, LLC was the largest mortgage company, Skyline National Bank the largest bank and Freedom First Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Skyline National Bank led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Christiansburg, VA
By home loans closed in 2025, Skyline National Bank was the largest mortgage lender in Christiansburg, Virginia with 14 loans, about 3.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Christiansburg, Virginia in 2025, led by ALCOVA Mortgage, LLC with 12. 18 lenders closed VA loans, led by Freedom Mortgage Corporation, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 14 credit unions closed home loans in Christiansburg, Virginia in 2025, alongside 57 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Christiansburg, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Christiansburg, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Christiansburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
