Mortgage Lenders and Brokers in Central Garage, Virginia
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Central Garage, Virginia mortgage lenders include Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, TowneBankTowneBank10035 Sliding Hill Rd, Ashland, VA 23005A+5.0 ★Texas Ratio: 1.60%, Citizens and Farmers BankCitizens and Farmers Bank2288 Cartersville Rd, Cartersville, VA 23027A+5.0 ★Texas Ratio: 0.62%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, Primis BankPrimis Bank201 N Washington Hwy, Ashland, VA 23005A5.0 ★Texas Ratio: 13.21%, Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%, Dominion Energy Credit UnionDominion Energy Credit Union5000 Dominion Blvd, Glen Allen, VA 23060 3308A+5.0 ★Texas Ratio: 1.46%, and Henrico Federal Credit UnionHenrico Federal Credit Union10401 Woodman Rd, Glen Allen, VA 23060A5.0 ★Texas Ratio: 8.10%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Central Garage, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Central Garage are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Central Garage, Virginia
Market share is the lender's share of all home loans closed in Central Garage, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, FHA, HELOC | 28 +9 HELOCs |
7.7% | 87.5% | $163,214 | View |
|
7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA, VA, USDA, HELOC | 25 +7 HELOCs |
6.8% | 100% | $324,600 | View |
|
7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 8 +2 HELOCs |
2.2% | 88.9% | $246,250 | |
|
10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
Conventional, FHA, HELOC | 6 +3 HELOCs |
1.6% | 100% | $388,333 | View |
|
2288 Cartersville Rd, Cartersville, VA 23027 A+5.0 ★Texas Ratio: 0.62% |
Conventional | 5 | 1.4% | 83.3% | $81,000 | View |
|
106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 3 +1 HELOCs |
0.8% | 100% | $158,333 | View |
|
201 N Washington Hwy, Ashland, VA 23005 A5.0 ★Texas Ratio: 13.21% |
Conventional | 3 | 0.8% | 75% | $51,666 | View |
|
115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 2 +6 HELOCs |
0.5% | 100% | $150,000 | View |
|
5000 Dominion Blvd, Glen Allen, VA 23060 3308 A+5.0 ★Texas Ratio: 1.46% |
Conventional | 2 | 0.5% | 100% | $170,000 | View |
|
10401 Woodman Rd, Glen Allen, VA 23060 A5.0 ★Texas Ratio: 8.10% |
Conventional | 2 | 0.5% | 100% | $40,000 | View |
|
★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +5 HELOCs |
0.3% | 100% | $135,000 | View |
|
42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $305,000 | View |
|
32 Windward Dr, Fishersville, VA 22939 A+5.0 ★Texas Ratio: 1.68% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
|
1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
|
1204 S Main St, Blacksburg, VA 24060 5546 A+5.0 ★Texas Ratio: 3.69% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
|
933 E Main St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 3.79% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
|
13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 5 stars, 1 review 409 S Washington Hwy, Ashland, VA 23005 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, VA, USDA | 19 | 5.2% | 100% | $306,578 | View |
Towne First Mortgage, LLC
|
Conventional, FHA, VA | 13 | 3.6% | 100% | $309,615 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA, VA | 8 | 2.2% | 100% | $358,750 | |
First Heritage Mortgage, LLC
|
Conventional, FHA, VA | 7 | 1.9% | 100% | $372,142 | |
Capital Center LLC
|
Conventional | 4 | 1.1% | 57.1% | $207,500 | |
|
A4.7 ★Texas Ratio: 0.83% |
Conventional | 4 | 1.1% | 80% | $245,000 | View |
Call Federal
|
Conventional, HELOC | 3 +2 HELOCs |
0.8% | 100% | $48,333 | |
Atlantic Coast Mortgage, LLC
|
Conventional, USDA | 3 | 0.8% | 100% | $358,333 | |
Atlantic Bay Mortgage Group
|
Conventional | 3 | 0.8% | 100% | $311,666 | |
ALCOVA Mortgage, LLC
|
FHA, USDA | 2 | 0.5% | 100% | $345,000 | |
Integrity Home Mortgage Corporation
|
Conventional | 2 | 0.5% | 100% | $350,000 | |
Farm Credit of the Virginias, ACA
|
Conventional | 1 | 0.3% | 100% | $315,000 | |
Colonial Farm Credit ACA
|
Conventional | 1 | 0.3% | 100% | $135,000 | |
1St Advantage Federal Credit U
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA, VA | 30 | 8.2% | 91.7% | $196,666 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional, FHA, VA, USDA | 28 | 7.7% | 93.3% | $351,071 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 13 | 3.6% | 86.7% | $279,615 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 10 | 2.7% | 83.3% | $154,000 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA, USDA | 10 | 2.7% | 71.4% | $420,000 | |
Mortgage Research Center
|
VA | 9 | 2.5% | 100% | $383,888 | |
Nationstar Mortgage
|
Conventional, FHA | 7 | 1.9% | 87.5% | $127,857 | |
Spring Eq, LLC
|
Conventional, HELOC | 6 +1 HELOCs |
1.6% | 60% | $78,333 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 6 | 1.6% | 100% | $296,666 | |
|
A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA | 6 | 1.6% | 100% | $291,666 | View |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 5 | 1.4% | 77.8% | $363,000 | |
Newrez LLC
|
Conventional, FHA | 5 | 1.4% | 62.5% | $173,000 | |
Homeamerican Mortgage Corporation
|
Conventional, VA | 5 | 1.4% | 100% | $465,000 | |
loanDepot.com LLC
|
Conventional, HELOC | 3 +2 HELOCs |
0.8% | 100% | $115,000 | |
American Financial Network, Inc.
|
Conventional, FHA, VA | 3 | 0.8% | 100% | $335,000 | |
Nfm, Inc
|
Conventional, FHA, VA | 3 | 0.8% | 100% | $325,000 | |
Planet Home Lending, LLC
|
Conventional, FHA, VA | 3 | 0.8% | 100% | $398,333 | |
Nations Lending Corporation
|
Conventional, FHA | 3 | 0.8% | 100% | $155,000 | |
Nvr Mortgage Finance, Inc.
|
Conventional, FHA | 3 | 0.8% | 21.4% | $275,000 | |
American Financial Resources LLC
|
USDA | 2 | 0.5% | 100% | $315,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 2 | 0.5% | 100% | $355,000 | |
SWBC Mortgage Corporation
|
Conventional, FHA | 2 | 0.5% | 100% | $155,000 | |
Guild Mortgage Company
|
Conventional | 2 | 0.5% | 100% | $375,000 | |
Cmg Mortgage Inc
|
Conventional, FHA | 2 | 0.5% | 100% | $325,000 | |
Union Home Mortgage Corp.
|
Conventional, VA | 2 | 0.5% | 100% | $395,000 | |
Mutual of Omaha Mortgage
|
FHA | 2 | 0.5% | 100% | $310,000 | |
The Loan Store, Inc
|
Conventional | 2 | 0.5% | 100% | $340,000 | |
Fairway Independent Mort Corp
|
Conventional | 2 | 0.5% | 100% | $295,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
VA | 2 | 0.5% | 100% | $515,000 | View |
Village Capital & Investment
|
FHA, VA | 2 | 0.5% | 75% | $360,000 | |
Liberty Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $405,000 | |
Truliant Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $45,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 100% | $45,000 | View |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.3% | 50% | $35,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.3% | 100% | $315,000 | |
Kind Lending, LLC
|
Conventional | 1 | 0.3% | 100% | $75,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
VA | 1 | 0.3% | 100% | $245,000 | View |
PHH Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $175,000 | |
Loanunited.Com, LLC
|
Conventional | 1 | 0.3% | 100% | $355,000 | |
Fidelity Direct Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $445,000 | |
HomeBridge Financial Services, Inc
|
FHA | 1 | 0.3% | 100% | $265,000 | |
Sun West Mortgage Company, Inc
|
Conventional | 1 | 0.3% | 100% | $235,000 | |
American Financing Corporation
|
FHA | 1 | 0.3% | 100% | $395,000 | |
ClearPath Lending
|
VA | 1 | 0.3% | 100% | $325,000 | |
Calcon Mutual Mortgage LLC
|
VA | 1 | 0.3% | 100% | $355,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 25% | $295,000 | View |
|
B4.4 ★Texas Ratio: 21.68% |
VA | 1 | 0.3% | 100% | $315,000 | View |
Towne Mortgage Company
|
Conventional | 1 | 0.3% | 100% | $255,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $215,000 | |
V.I.P. Mortgage, Inc.
|
FHA | 1 | 0.3% | 100% | $245,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.3% | 100% | $345,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
FHA | 1 | 0.3% | 100% | $375,000 | |
Loan Simple, Inc.
|
FHA | 1 | 0.3% | 100% | $245,000 | |
Leaderone Financial Corp.
|
FHA | 1 | 0.3% | 100% | $285,000 | |
American Neighborhood Mortgage Acceptance Company
|
FHA | 1 | 0.3% | 100% | $205,000 | |
Georgia'S Own Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Central Garage Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Central Garage, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Central Garage? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Central Garage in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Central Garage, VA
Use these to narrow the list above. Each category shows how many Central Garage, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Central Garage, VA
Independent mortgage companies closed 63.6 percent of home loans in Central Garage, Virginia in 2025, banks 23.6 percent and credit unions 12.9 percent. Prosperity Home Mortgage, LLC was the largest mortgage company, United Bank Va the largest bank and Virginia Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Virginia Federal Credit Union led with 28 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Central Garage, VA
By home loans closed in 2025, Virginia Federal Credit Union was the largest mortgage lender in Central Garage, Virginia with 28 loans, about 7.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
35 lenders closed FHA loans in Central Garage, Virginia in 2025, led by Vanderbilt Mortgage and Finance, Inc with 9. 26 lenders closed VA loans, led by Mortgage Research Center, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 13 credit unions closed home loans in Central Garage, Virginia in 2025, alongside 60 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Central Garage, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Central Garage, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Central Garage. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
