Mortgage Lenders and Brokers in Bull Run, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bull Run, Virginia mortgage lenders include Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, Apple Federal Credit UnionApple Federal Credit Union7696F Richmond Hwy, Alexandria, VA 22306, M&T BankM&T Bank7485 Richmond Highway, Alexandria, VA 22306A+5.0 ★Texas Ratio: 4.11%, Pinnacle BankPinnacle Bank4075wilson Boulevard, Arlington, VA 22203A+5.0 ★Texas Ratio: 3.04%, First National Bank of PAFirst National Bank of PA704 King Street, Alexandria, VA 22314A+5.0 ★Texas Ratio: 1.62%, PNC Bank N.A.PNC Bank N.A.3131 Duke St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 4.24%, Northwest Federal Credit UnionNorthwest Federal Credit Union1008 N Glebe Rd, Arlington, VA 22201 4799A+5.0 ★Texas Ratio: 2.12%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, and Fulton Bank, National AssociationFulton Bank, National Association95 Community St, Charlottesville, VA 22911A+5.0 ★Texas Ratio: 4.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bull Run, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bull Run are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bull Run, Virginia
Market share is the lender's share of all home loans closed in Bull Run, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 10 +9 HELOCs |
6.4% | 100% | $546,000 | |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 6 +4 HELOCs |
3.8% | 100% | $581,666 | View |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
Conventional, HELOC | 4 +6 HELOCs |
2.6% | 100% | $407,500 | |
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7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +3 HELOCs |
1.3% | 100% | $795,000 | View |
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4075wilson Boulevard, Arlington, VA 22203 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 2 | 1.3% | 100% | $225,000 | View |
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704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 2 | 1.3% | 100% | $825,000 | View |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +4 HELOCs |
0.6% | 100% | $905,000 | View |
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1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
Conventional, HELOC | 1 +3 HELOCs |
0.6% | 50% | $175,000 | View |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 50% | $355,000 | View |
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95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85% |
VA | 1 | 0.6% | 100% | $805,000 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 100% | $345,000 | View |
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425 William St, Fredericksburg, VA 22401 A5.0 ★Texas Ratio: 9.61% |
Conventional, Jumbo | 1 | 0.6% | 100% | $705,000 | View |
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10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
Conventional | 1 | 0.6% | 100% | $505,000 | View |
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6566 Little River Tpke, Alexandria, VA 22312 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.6% | 50% | $75,000 | View |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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950 N Glebe Rd, Arlington, VA 22203 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlantic Coast Mortgage, LLC
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Conventional | 3 | 1.9% | 100% | $705,000 | |
First Heritage Mortgage, LLC
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Conventional, VA | 2 | 1.3% | 100% | $790,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 2 | 1.3% | 100% | $635,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.6% | 100% | $455,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.6% | 50% | $745,000 | |
Strong Home Mortgage, LLC
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VA | 1 | 0.6% | 100% | $935,000 | |
Vellum Mortgage, Inc.
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Conventional | 1 | 0.6% | 100% | $535,000 | |
Rocket Mortgage
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Conventional | 21 | 13.5% | 91.3% | $376,904 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 7 | 4.5% | 100% | $599,285 | |
United Wholesale Mortgage
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Conventional, VA | 5 | 3.2% | 77.8% | $521,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 5 | 3.2% | 100% | $621,000 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, VA, Jumbo | 5 | 3.2% | 100% | $539,000 | View |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 4 | 2.6% | 80% | $977,500 | |
AmWest Funding Corp
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Conventional, HELOC | 3 +1 HELOCs |
1.9% | 100% | $558,333 | |
Freedom Mortgage Corporation
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Conventional, FHA | 3 | 1.9% | 100% | $411,666 | |
Emet Lending Group, Inc.
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Conventional | 3 | 1.9% | 100% | $491,666 | |
Fairway Independent Mort Corp
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Conventional, VA, Jumbo | 3 | 1.9% | 100% | $768,333 | |
Pentagon Federal Credit Union
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Conventional, VA, HELOC | 2 +4 HELOCs |
1.3% | 50% | $350,000 | |
Cmg Mortgage Inc
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Conventional, HELOC | 2 +1 HELOCs |
1.3% | 100% | $765,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 1.3% | 100% | $895,000 | View |
Newrez LLC
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Conventional | 2 | 1.3% | 66.7% | $295,000 | |
Kind Lending, LLC
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Conventional | 2 | 1.3% | 100% | $425,000 | |
loanDepot.com LLC
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Conventional | 2 | 1.3% | 50% | $615,000 | |
Discover Bank
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Conventional | 2 | 1.3% | 50% | $155,000 | |
Embrace Home Loans, Inc.
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Conventional, VA | 2 | 1.3% | 100% | $635,000 | |
Provident Funding Associates
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Conventional | 2 | 1.3% | 100% | $605,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.3% | 100% | $80,000 | |
Mortgage Research Center
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VA | 2 | 1.3% | 50% | $785,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 1.3% | 100% | $580,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.6% | 20% | $105,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.6% | 100% | $1,195,000 | View |
Equity Resources Inc
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Conventional | 1 | 0.6% | 100% | $655,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.6% | 100% | $405,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.6% | 100% | $805,000 | View |
Everett Financial, Inc.
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FHA | 1 | 0.6% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.6% | 100% | $285,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 50% | $155,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.6% | 100% | $765,000 | |
First Home Mortgage
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VA | 1 | 0.6% | 100% | $265,000 | |
Instamortgage, Inc
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Conventional | 1 | 0.6% | 100% | $95,000 | |
Royal Pacific Funding
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Conventional | 1 | 0.6% | 100% | $845,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $295,000 | |
Bay Equity LLC
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Conventional | 1 | 0.6% | 100% | $965,000 | |
Nfm, Inc
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Conventional | 1 | 0.6% | 100% | $525,000 | |
New Day Financial, LLC.
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VA | 1 | 0.6% | 100% | $595,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.6% | 100% | $805,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $565,000 | View |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.6% | 100% | $705,000 | View |
New American Funding, LLC.
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Conventional | 1 | 0.6% | 100% | $235,000 | |
Lower, LLC
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Conventional | 1 | 0.6% | 100% | $455,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.6% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
VA | 1 | 0.6% | 100% | $705,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.6% | 100% | $905,000 | |
Texana Bank
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Conventional | 1 | 0.6% | 100% | $925,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.6% | 100% | $685,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.6% | 100% | $775,000 | View |
American Neighborhood Mortgage Acceptance Company
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FHA, Jumbo | 1 | 0.6% | 100% | $1,225,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lafayette Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Bull Run Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bull Run, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Bull Run? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bull Run in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bull Run, VA
Use these to narrow the list above. Each category shows how many Bull Run, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Bull Run, VA
Independent mortgage companies closed 70.5 percent of home loans in Bull Run, Virginia in 2025, banks 18.6 percent and credit unions 10.9 percent. Atlantic Coast Mortgage, LLC was the largest mortgage company, Truist Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Navy Federal Credit Union led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bull Run, VA
By home loans closed in 2025, Navy Federal Credit Union was the largest mortgage lender in Bull Run, Virginia with 10 loans, about 6.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Bull Run, Virginia in 2025, led by Guaranteed Rate, Inc. with 1. 18 lenders closed VA loans, led by Navy Federal Credit Union. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 7 credit unions closed home loans in Bull Run, Virginia in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bull Run, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bull Run, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bull Run. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
