Mortgage Lenders and Brokers in Bon Air, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bon Air, Virginia mortgage lenders include Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, First National Bank of PAFirst National Bank of PA704 King Street, Alexandria, VA 22314A+5.0 ★Texas Ratio: 1.62%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Citizens and Farmers BankCitizens and Farmers Bank2288 Cartersville Rd, Cartersville, VA 23027A+5.0 ★Texas Ratio: 0.62%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, TowneBankTowneBank10035 Sliding Hill Rd, Ashland, VA 23005A+5.0 ★Texas Ratio: 1.60%, Henrico Federal Credit UnionHenrico Federal Credit Union10401 Woodman Rd, Glen Allen, VA 23060A5.0 ★Texas Ratio: 8.10%, Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, and Wells Fargo Bank NAWells Fargo Bank NA332 Cummings St, Abingdon, VA 24210A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bon Air, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bon Air are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bon Air, Virginia
Market share is the lender's share of all home loans closed in Bon Air, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, FHA, Jumbo, HELOC | 27 +20 HELOCs |
7% | 93.1% | $298,703 | View |
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704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 10 +2 HELOCs |
2.6% | 100% | $423,000 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 7 +10 HELOCs |
1.8% | 100% | $449,285 | |
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2288 Cartersville Rd, Cartersville, VA 23027 A+5.0 ★Texas Ratio: 0.62% |
Conventional | 7 | 1.8% | 77.8% | $80,714 | View |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 6 +11 HELOCs |
1.6% | 100% | $518,333 | View |
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10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
Conventional, FHA, HELOC | 6 +5 HELOCs |
1.6% | 100% | $338,333 | View |
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10401 Woodman Rd, Glen Allen, VA 23060 A5.0 ★Texas Ratio: 8.10% |
Conventional | 5 | 1.3% | 83.3% | $77,000 | View |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional, FHA, HELOC | 4 +10 HELOCs |
1% | 100% | $212,500 | View |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 4 | 1% | 62.5% | $580,000 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 3 | 0.8% | 75% | $251,666 | View |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +10 HELOCs |
0.5% | 100% | $355,000 | View |
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95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
0.5% | 100% | $870,000 | View |
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1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 2 | 0.5% | 100% | $310,000 | View |
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98 Blue Ridge Blvd, Blue Ridge, VA 24064 A+5.0 ★Texas Ratio: 2.42% |
Conventional | 2 | 0.5% | 100% | $80,000 | View |
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★ 5 stars, 1 review 409 S Washington Hwy, Ashland, VA 23005 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0.3% | 100% | $1,145,000 | View |
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5000 Dominion Blvd, Glen Allen, VA 23060 3308 A+5.0 ★Texas Ratio: 1.46% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
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100 Plaza Dr, Bridgewater, VA 22812 A+5.0 ★Texas Ratio: 3.40% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
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11651 Alliance Cir, Chester, VA 23831 1451 A+5.0 ★Texas Ratio: 4.48% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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9060 N Five Forks Rd, Amelia Court House, VA 23002 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $675,000 | View |
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201 N Washington Hwy, Ashland, VA 23005 A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
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28904 North James Madison Highway, Arvonia, VA 23004 A+5.0 ★Texas Ratio: 1.11% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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2879 Clarendon Boulevard, Arlington, VA 22201 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.3% | 100% | $805,000 | View |
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6566 Little River Tpke, Alexandria, VA 22312 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
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13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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950 N Glebe Rd, Arlington, VA 22203 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2111 Pocahontas Trl, Quinton, VA 23141 1634 A5.0 ★Texas Ratio: 8.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1217 Cedar Rd, Chesapeake, VA 23322 A+5.0 ★Texas Ratio: 1.13% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Capital Center LLC
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Conventional, FHA, VA | 22 | 5.7% | 81.5% | $371,363 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, VA | 20 | 5.2% | 100% | $449,500 | View |
Prosperity Home Mortgage, LLC
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Conventional, VA, Jumbo | 15 | 3.9% | 100% | $515,666 | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA | 7 | 1.8% | 100% | $403,571 | |
ALCOVA Mortgage, LLC
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Conventional | 7 | 1.8% | 100% | $363,571 | |
First Heritage Mortgage, LLC
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Conventional | 7 | 1.8% | 100% | $507,857 | |
Atlantic Bay Mortgage Group
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Conventional | 4 | 1% | 100% | $440,000 | |
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A4.7 ★Texas Ratio: 0.83% |
Conventional | 4 | 1% | 100% | $470,000 | View |
Call Federal
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Conventional | 3 | 0.8% | 100% | $111,666 | |
Vellum Mortgage, Inc.
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Conventional | 2 | 0.5% | 100% | $325,000 | |
Integrity Home Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $300,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $625,000 | |
First Savings Mortgage Corporation
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,025,000 | |
Aurora Financial, LLC
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Conventional | 1 | 0.3% | 100% | $475,000 | |
Towne First Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $435,000 | |
Ussfcu
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Conventional | 1 | 0.3% | 100% | $55,000 | |
1St Advantage Federal Credit U
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 35 | 9.1% | 84.4% | $223,285 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 18 +1 HELOCs |
4.7% | 94.7% | $475,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 10 | 2.6% | 100% | $391,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 9 +1 HELOCs |
2.3% | 100% | $366,111 | |
Pennymac Loan Services LLC
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Conventional, FHA | 8 | 2.1% | 90% | $222,500 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional | 6 | 1.6% | 100% | $366,666 | View |
Newrez LLC
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Conventional | 4 | 1% | 80% | $190,000 | |
American Financial Network, Inc.
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Conventional, VA | 4 | 1% | 100% | $315,000 | |
Nfm, Inc
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Conventional, Jumbo | 4 | 1% | 100% | $707,500 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 1% | 100% | $187,500 | |
Guaranteed Rate, Inc.
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Conventional, VA, HELOC | 3 +1 HELOCs |
0.8% | 100% | $525,000 | |
Cmg Mortgage Inc
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Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.8% | 100% | $845,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 3 | 0.8% | 100% | $688,333 | View |
Nbkc Bank
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Conventional, Jumbo | 3 | 0.8% | 100% | $451,666 | |
Provident Funding Associates
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Conventional | 3 | 0.8% | 100% | $411,666 | |
Fairway Independent Mort Corp
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Conventional | 3 | 0.8% | 100% | $395,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $400,000 | |
American Financial Resources LLC
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Conventional | 2 | 0.5% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 0.5% | 100% | $740,000 | View |
PHH Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $465,000 | |
Loanunited.Com, LLC
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Conventional | 2 | 0.5% | 100% | $360,000 | |
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A+5.0 ★Texas Ratio: 4.37% |
Conventional | 2 | 0.5% | 100% | $205,000 | View |
Guild Mortgage Company
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Conventional | 2 | 0.5% | 100% | $565,000 | |
First Home Mortgage
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Conventional | 2 | 0.5% | 100% | $440,000 | |
Discover Bank
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Conventional | 2 | 0.5% | 33.3% | $95,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 2 | 0.5% | 100% | $265,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0.5% | 100% | $590,000 | View |
The Loan Store, Inc
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Conventional, FHA | 2 | 0.5% | 100% | $340,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 0.5% | 100% | $755,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 2 | 0.5% | 100% | $555,000 | View |
Carrington Mortgage Services LLC
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Conventional, VA | 2 | 0.5% | 28.6% | $420,000 | |
Reliance First Capital, LLC
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Conventional | 2 | 0.5% | 100% | $85,000 | |
Tower Federal Credit Union
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Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $65,000 | |
State Employees' Credit Union
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Conventional | 1 | 0.3% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,585,000 | View |
SWBC Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $805,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.3% | 100% | $435,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $315,000 | |
Kind Lending, LLC
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VA | 1 | 0.3% | 100% | $385,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
loanDepot.com LLC
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Conventional | 1 | 0.3% | 50% | $85,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 20% | $85,000 | |
Home Mortgage Alliance Corp (Hmac)
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FHA | 1 | 0.3% | 100% | $285,000 | |
American Security Mortgage Cor
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $735,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.3% | 100% | $565,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.3% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 50% | $155,000 | View |
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A+5.0 ★Texas Ratio: 1.50% |
Conventional | 1 | 0.3% | 100% | $395,000 | View |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.3% | 50% | $355,000 | |
Mortgage Research Center
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VA | 1 | 0.3% | 50% | $455,000 | |
Uif Corporation
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Conventional | 1 | 0.3% | 100% | $465,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.3% | 100% | $175,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 50% | $765,000 | |
New American Funding, LLC.
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FHA | 1 | 0.3% | 100% | $515,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.3% | 100% | $505,000 | |
United Nations Federal CU
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Conventional | 1 | 0.3% | 100% | $765,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.3% | 100% | $775,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 33.3% | $55,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $275,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lafayette Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lower, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Bon Air Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bon Air, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Bon Air? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bon Air in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bon Air, VA
Use these to narrow the list above. Each category shows how many Bon Air, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Bon Air, VA
Independent mortgage companies closed 61 percent of home loans in Bon Air, Virginia in 2025, banks 26.5 percent and credit unions 12.5 percent. Capital Center LLC was the largest mortgage company, First National Bank of PA the largest bank and Virginia Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Virginia Federal Credit Union led with 27 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bon Air, VA
By home loans closed in 2025, Virginia Federal Credit Union was the largest mortgage lender in Bon Air, Virginia with 27 loans, about 7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Bon Air, Virginia in 2025, led by Freedom Mortgage Corporation with 6. 13 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 43 banks and 17 credit unions closed home loans in Bon Air, Virginia in 2025, alongside 66 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bon Air, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bon Air, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bon Air. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
