Mortgage Lenders and Brokers in Ashland, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ashland, Virginia mortgage lenders include Truist BankTruist Bank700 England St, Ashland, VA 23005A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA101 S Washington Hwy, Ashland, VA 23005A+5.0 ★Texas Ratio: 5.36%, Atlantic Union BankAtlantic Union Bank302 Ashcake Rd, Ashland, VA 23005A+5.0 ★Texas Ratio: 2.51%, Southstate Bank, National AssociationSouthstate Bank, National Association409 S Washington Hwy, Ashland, VA 23005A+5.0 ★Texas Ratio: 2.27%, Bank of America NABank of America NA400 England St, Ashland, VA 23005A+5.0 ★Texas Ratio: 4.14%, M&T BankM&T Bank9695 Sliding Hill Rd, Ashland, VA 23005A+5.0 ★Texas Ratio: 4.11%, Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%, and TowneBankTowneBank10035 Sliding Hill Rd, Ashland, VA 23005A+5.0 ★Texas Ratio: 1.60%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ashland, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ashland are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ashland, Virginia
Market share is the lender's share of all home loans closed in Ashland, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Ashland 700 England St, Ashland, VA 23005 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, VA, HELOC | 11 +12 HELOCs |
5.8% | 100% | $338,636 | View |
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1 office in Ashland 101 S Washington Hwy, Ashland, VA 23005 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.6% | 100% | $445,000 | View |
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2 offices in Ashland 302 Ashcake Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 2 +14 HELOCs |
1.1% | 100% | $460,000 | View |
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★ 5 stars, 1 review 1 office in Ashland 409 S Washington Hwy, Ashland, VA 23005 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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1 office in Ashland 400 England St, Ashland, VA 23005 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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1 office in Ashland 9695 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, FHA, USDA, HELOC | 13 +8 HELOCs |
6.8% | 86.7% | $215,769 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 6 +2 HELOCs |
3.2% | 100% | $251,666 | |
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7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional, VA, USDA, HELOC | 4 +1 HELOCs |
2.1% | 100% | $365,000 | View |
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10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
Conventional | 3 | 1.6% | 100% | $401,666 | View |
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2288 Cartersville Rd, Cartersville, VA 23027 A+5.0 ★Texas Ratio: 0.62% |
Conventional | 2 | 1.1% | 50% | $135,000 | View |
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12 HERBERT ST, Alexandria, VA 22305 A5.0 ★Texas Ratio: 10.99% |
Conventional | 1 | 0.5% | 100% | $125,000 | View |
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13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
Conventional | 1 | 0.5% | 100% | $365,000 | View |
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950 N Glebe Rd, Arlington, VA 22203 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.5% | 100% | $515,000 | View |
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10401 Woodman Rd, Glen Allen, VA 23060 A5.0 ★Texas Ratio: 8.10% |
Conventional | 1 | 0.5% | 50% | $255,000 | View |
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704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
VA | 1 | 0.5% | 100% | $305,000 | View |
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2879 Clarendon Boulevard, Arlington, VA 22201 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.5% | 100% | $315,000 | View |
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6566 Little River Tpke, Alexandria, VA 22312 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.5% | 100% | $125,000 | View |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1217 Cedar Rd, Chesapeake, VA 23322 A+5.0 ★Texas Ratio: 1.13% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Capital Center LLC
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Conventional | 14 | 7.4% | 93.3% | $335,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, VA | 10 | 5.3% | 100% | $419,000 | View |
First Heritage Mortgage, LLC
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Conventional, FHA, VA | 6 | 3.2% | 100% | $448,333 | |
Atlantic Bay Mortgage Group
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Conventional, VA, Jumbo | 5 | 2.6% | 100% | $575,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 5 | 2.6% | 100% | $375,000 | |
Towne First Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 4 | 2.1% | 100% | $505,000 | |
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A4.7 ★Texas Ratio: 0.83% |
Conventional, VA | 2 | 1.1% | 100% | $640,000 | View |
Tidewater Home Funding, LLC
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Conventional | 1 | 0.5% | 100% | $525,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $505,000 | |
ALCOVA Mortgage, LLC
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VA | 1 | 0.5% | 100% | $615,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Integrity Home Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Rocket Mortgage
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Conventional | 11 | 5.8% | 85.7% | $227,727 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 4.2% | 81.8% | $383,750 | |
loanDepot.com LLC
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Conventional, FHA, VA, Jumbo | 4 | 2.1% | 71.4% | $480,000 | |
Nfm, Inc
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Conventional | 4 | 2.1% | 100% | $522,500 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, HELOC | 3 +1 HELOCs |
1.6% | 100% | $431,666 | View |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 3 | 1.6% | 85.7% | $531,666 | |
Newrez LLC
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Conventional | 3 | 1.6% | 75% | $405,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 3 | 1.6% | 57.1% | $441,666 | |
Mortgage Research Center
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VA | 3 | 1.6% | 75% | $308,333 | |
Spring Eq, LLC
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Conventional | 3 | 1.6% | 50% | $81,666 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 1.1% | 100% | $460,000 | View |
CrossCountry Mortgage, LLC
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Conventional | 2 | 1.1% | 100% | $575,000 | |
Loanunited.Com, LLC
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VA | 2 | 1.1% | 100% | $590,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 1.1% | 100% | $190,000 | |
Churchill Mortgage Corporation
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Conventional, FHA | 2 | 1.1% | 100% | $405,000 | |
Cmg Mortgage Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $675,000 | |
New American Funding, LLC.
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FHA, HELOC | 1 +1 HELOCs |
0.5% | 100% | $95,000 | |
Liberty Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $55,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.5% | 100% | $335,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.5% | 100% | $335,000 | |
Nbkc Bank
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Conventional | 1 | 0.5% | 100% | $605,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.5% | 100% | $345,000 | |
Dart Bank
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FHA | 1 | 0.5% | 100% | $285,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.5% | 33.3% | $265,000 | |
Acre Mortgage & Financial, Inc.
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FHA | 1 | 0.5% | 100% | $365,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.5% | 100% | $305,000 | |
Valley West Corporation
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FHA | 1 | 0.5% | 100% | $555,000 | |
Discover Bank
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Conventional | 1 | 0.5% | 33.3% | $85,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.5% | 100% | $685,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.5% | 100% | $275,000 | |
Network Capital Funding Corporation
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Conventional | 1 | 0.5% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 7.24% |
Conventional | 1 | 0.5% | 100% | $495,000 | View |
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A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 0.5% | 100% | $185,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.5% | 50% | $155,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.5% | 100% | $415,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.5% | 100% | $305,000 | |
Nationstar Mortgage
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FHA | 1 | 0.5% | 50% | $495,000 | |
Towne Mortgage Company
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FHA | 1 | 0.5% | 100% | $435,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $765,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.5% | 100% | $495,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.5% | 100% | $625,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
Paramount Residential Mortgage
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VA | 1 | 0.5% | 100% | $605,000 | |
Reliance First Capital, LLC
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VA | 1 | 0.5% | 100% | $305,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.5% | 100% | $395,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.5% | 100% | $315,000 | |
Village Capital & Investment
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VA | 1 | 0.5% | 100% | $235,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ashland Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ashland, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Ashland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ashland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ashland, VA
Use these to narrow the list above. Each category shows how many Ashland, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Ashland, VA
Independent mortgage companies closed 60.5 percent of home loans in Ashland, Virginia in 2025, banks 26.3 percent and credit unions 13.2 percent. Capital Center LLC was the largest mortgage company, Truist Bank the largest bank and Virginia Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Atlantic Union Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ashland, VA
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Ashland, Virginia with 11 loans, about 5.8 percent of the market. The largest lender headquartered in Virginia was Atlantic Union Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Ashland, Virginia in 2025, led by Truist Bank with 2. 20 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 10 credit unions closed home loans in Ashland, Virginia in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ashland, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ashland, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ashland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
