Aquia Harbour, Virginia mortgage lenders include Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, M&T BankM&T Bank7485 Richmond Highway, Alexandria, VA 22306A+5.0 ★Texas Ratio: 4.11%, Apple Federal Credit UnionApple Federal Credit Union7696F Richmond Hwy, Alexandria, VA 22306, United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%, TowneBankTowneBank10035 Sliding Hill Rd, Ashland, VA 23005A+5.0 ★Texas Ratio: 1.60%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, PNC Bank N.A.PNC Bank N.A.3131 Duke St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 4.24%, Northwest Federal Credit UnionNorthwest Federal Credit Union1008 N Glebe Rd, Arlington, VA 22201 4799A+5.0 ★Texas Ratio: 2.12%, Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, and Justice Federal Credit UnionJustice Federal Credit Union600 Army Navy Dr, Arlington, VA 22202 4200A5.0 ★Texas Ratio: 7.57%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Aquia Harbour, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Aquia Harbour are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Aquia Harbour, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 19 +19 HELOCs |
5.4% | 59.4% | $278,157 | |
|
7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
VA, Jumbo, HELOC | 7 +1 HELOCs |
2% | 100% | $686,428 | View |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
Conventional, HELOC | 4 +3 HELOCs |
1.1% | 80% | $92,500 | |
|
7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA | 3 | 0.8% | 100% | $258,333 | View |
|
10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
Conventional, VA | 3 | 0.8% | 100% | $575,000 | View |
|
★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 3 | 0.8% | 75% | $425,000 | View |
|
★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +5 HELOCs |
0.6% | 100% | $400,000 | View |
|
1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $140,000 | View |
|
120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $65,000 | View |
|
600 Army Navy Dr, Arlington, VA 22202 4200 A5.0 ★Texas Ratio: 7.57% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $255,000 | View |
|
106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $545,000 | View |
|
★ 5 stars, 1 review 21263 Lankford Hwy, Cape Charles, VA 23310 A+5.0 ★Texas Ratio: 5.76% |
VA | 1 | 0.3% | 100% | $335,000 | View |
|
95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 1 | 0.3% | 100% | $645,000 | View |
|
1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.3% | 100% | $465,000 | View |
|
115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.3% | 100% | $415,000 | View |
|
5519 Franconia Rd, Alexandria, VA 22310 A5.0 ★Texas Ratio: 7.39% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
|
4090 Lafayette Center Dr, Chantilly, VA 20151 C+4.2 ★Texas Ratio: 24.99% |
VA | 1 | 0.3% | 66.7% | $465,000 | View |
|
332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 0.3% | 100% | $595,000 | View |
|
42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
950 N Glebe Rd, Arlington, VA 22203 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlantic Coast Mortgage, LLC
|
Conventional, FHA, VA | 14 | 4% | 100% | $555,000 | |
Intercoastal Mortgage, LLC
|
Conventional, FHA, VA | 6 | 1.7% | 100% | $538,333 | |
First Heritage Mortgage, LLC
|
Conventional, FHA, VA | 5 | 1.4% | 100% | $521,000 | |
Vellum Mortgage, Inc.
|
Conventional, FHA | 4 | 1.1% | 100% | $327,500 | |
Atlantic Bay Mortgage Group
|
VA | 3 | 0.8% | 100% | $601,666 | |
Credit Union Mortgage Associat
|
Conventional | 2 | 0.6% | 100% | $400,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 2 | 0.6% | 100% | $435,000 | |
ALCOVA Mortgage, LLC
|
VA | 1 | 0.3% | 100% | $545,000 | |
City Lending Inc.
|
FHA | 1 | 0.3% | 100% | $615,000 | |
Integrity Home Mortgage Corporation
|
VA | 1 | 0.3% | 100% | $515,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 54 | 15.3% | 87.5% | $349,259 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 25 +2 HELOCs |
7.1% | 82.9% | $522,600 | |
Freedom Mortgage Corporation
|
FHA, VA | 17 | 4.8% | 95.2% | $545,000 | |
|
A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, VA | 13 | 3.7% | 100% | $506,538 | View |
Cmg Mortgage Inc
|
Conventional, FHA, VA | 11 | 3.1% | 84.6% | $566,818 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 10 | 2.8% | 66.7% | $415,000 | |
Newrez LLC
|
Conventional, VA | 9 | 2.5% | 75% | $347,222 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 8 | 2.3% | 100% | $392,500 | |
Mortgage Research Center
|
VA | 7 | 2% | 70% | $602,142 | |
Guaranteed Rate, Inc.
|
VA | 5 | 1.4% | 100% | $539,000 | |
CrossCountry Mortgage, LLC
|
Conventional, VA | 5 | 1.4% | 100% | $481,000 | |
Nationstar Mortgage
|
Conventional, VA | 5 | 1.4% | 100% | $181,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, VA | 4 | 1.1% | 55.6% | $365,000 | |
loanDepot.com LLC
|
Conventional | 4 | 1.1% | 66.7% | $115,000 | |
Planet Home Lending, LLC
|
VA | 4 | 1.1% | 100% | $530,000 | |
Loanunited.Com, LLC
|
VA | 3 | 0.8% | 100% | $461,666 | |
Amerisave Mortgage Company
|
Conventional, FHA | 3 | 0.8% | 37.5% | $235,000 | |
Guild Mortgage Company
|
VA | 3 | 0.8% | 60% | $528,333 | |
Zillow Home Loans, LLC
|
Conventional, FHA, VA | 3 | 0.8% | 100% | $398,333 | |
New American Funding, LLC.
|
Conventional, VA | 3 | 0.8% | 100% | $421,666 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
FHA, VA | 3 | 0.8% | 100% | $431,666 | View |
Pentagon Federal Credit Union
|
Conventional, VA, HELOC | 2 +7 HELOCs |
0.6% | 50% | $285,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional, VA | 2 | 0.6% | 100% | $600,000 | |
Primelending
|
Conventional, FHA | 2 | 0.6% | 100% | $490,000 | |
Kind Lending, LLC
|
VA | 2 | 0.6% | 50% | $490,000 | |
Sun West Mortgage Company, Inc
|
VA | 2 | 0.6% | 100% | $515,000 | |
Bay Equity LLC
|
Conventional, VA | 2 | 0.6% | 100% | $535,000 | |
Nations Direct Mortgage, LLC
|
Conventional, VA | 2 | 0.6% | 100% | $645,000 | |
Lower, LLC
|
Conventional, VA | 2 | 0.6% | 100% | $535,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 2 | 0.6% | 66.7% | $350,000 | View |
Village Capital & Investment
|
VA | 2 | 0.6% | 100% | $570,000 | |
The Loan Store, Inc
|
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $905,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 9.1% | $65,000 | |
Baycoast Mortgage Company, LLC
|
Conventional | 1 | 0.3% | 100% | $355,000 | |
American Portfolio Mortgage Corporation
|
VA | 1 | 0.3% | 100% | $525,000 | |
American Financial Resources LLC
|
FHA | 1 | 0.3% | 100% | $545,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 0.3% | 100% | $525,000 | |
|
A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.3% | 100% | $965,000 | View |
Gold Star Mortgage Financial Group, Corporation
|
VA | 1 | 0.3% | 100% | $615,000 | |
Everett Financial, Inc.
|
FHA | 1 | 0.3% | 100% | $535,000 | |
Watermark Capital, Inc.
|
VA | 1 | 0.3% | 100% | $555,000 | |
Nbkc Bank
|
Conventional | 1 | 0.3% | 100% | $685,000 | |
Dart Bank
|
FHA | 1 | 0.3% | 100% | $735,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.3% | 100% | $365,000 | |
General Mortgage Capital Corporation
|
Conventional | 1 | 0.3% | 100% | $455,000 | |
Fidelity Direct Mortgage, LLC
|
FHA | 1 | 0.3% | 100% | $455,000 | |
AmWest Funding Corp
|
Conventional | 1 | 0.3% | 100% | $345,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.3% | 100% | $545,000 | View |
American Financing Corporation
|
VA | 1 | 0.3% | 100% | $655,000 | |
Union Home Mortgage Corp.
|
VA | 1 | 0.3% | 100% | $665,000 | |
Linkbank
|
Conventional | 1 | 0.3% | 100% | $225,000 | |
Total Mortgage Services, LLC
|
Conventional | 1 | 0.3% | 100% | $425,000 | |
Service Federal Credit Union
|
Conventional | 1 | 0.3% | 100% | $55,000 | |
Nfm, Inc
|
Conventional | 1 | 0.3% | 100% | $515,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.3% | 100% | $625,000 | |
Stg Mortgage Inc
|
FHA | 1 | 0.3% | 100% | $555,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.3% | 11.1% | $595,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $475,000 | View |
Embrace Home Loans, Inc.
|
Conventional | 1 | 0.3% | 100% | $505,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.3% | 100% | $685,000 | View |
T2 Financial LLC
|
VA | 1 | 0.3% | 100% | $535,000 | |
Hometown Equity Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $635,000 | |
American Pacific Mortgage Corporation
|
FHA | 1 | 0.3% | 100% | $515,000 | |
Uif Corporation
|
Conventional | 1 | 0.3% | 100% | $525,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
Keystone Funding, Inc
|
Conventional | 1 | 0.3% | 100% | $645,000 | |
Citadel Servicing Corporation
|
Conventional | 1 | 0.3% | 100% | $525,000 | |
Summit Funding.Inc
|
Conventional | 1 | 0.3% | 100% | $465,000 | |
Mutual of Omaha Mortgage
|
VA | 1 | 0.3% | 66.7% | $595,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 1 | 0.3% | 100% | $535,000 | |
21St Mortgage
|
Conventional | 1 | 0.3% | 12.5% | $95,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
Reliance First Capital, LLC
|
Conventional | 1 | 0.3% | 100% | $335,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.3% | 100% | $495,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Allied Mortgage Group, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Nasa Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Aquia Harbour? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Aquia Harbour in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Aquia Harbour, VA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 78.8 percent of home loans in Aquia Harbour, Virginia in 2025, banks 12.1 percent and credit unions 9 percent. Atlantic Coast Mortgage, LLC was the largest mortgage company, M&T Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Navy Federal Credit Union led with 19 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
By home loans closed in 2025, Navy Federal Credit Union was the largest mortgage lender in Aquia Harbour, Virginia with 19 loans, about 5.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Aquia Harbour, Virginia, Rocket Mortgage approved the highest share of completed applications in 2025 at 87.5 percent, against a 80.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Aquia Harbour, Virginia in 2025, led by Rocket Mortgage with 5. 49 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 11 credit unions closed home loans in Aquia Harbour, Virginia in 2025, alongside 72 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Aquia Harbour, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Aquia Harbour, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Aquia Harbour. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.