Mortgage Lenders and Brokers in Annandale, Virginia
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Annandale, Virginia mortgage lenders include Truist BankTruist Bank4401 Backlick Rd, Annandale, VA 22003A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA7400 Little River Tpke, Annandale, VA 22003A+5.0 ★Texas Ratio: 4.14%, United Bank VaUnited Bank Va3289 Woodburn Rd, Annandale, VA 22003A+5.0 ★Texas Ratio: 2.15%, Burke & Herbert Bk & Tr CoBurke & Herbert Bk & Tr Co4235 Annandale Rd, Annandale, VA 22003A5.0 ★Texas Ratio: 7.39%, Wells Fargo Bank NAWells Fargo Bank NA4260 John Marr Dr, Annandale, VA 22003A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.6950 Braddock Rd, Annandale, VA 22003A+5.0 ★Texas Ratio: 4.24%, M&T BankM&T Bank7485 Richmond Highway, Alexandria, VA 22306A+5.0 ★Texas Ratio: 4.11%, TD BankTD Bank7209 Little River Tpke, Annandale, VA 22003A+5.0 ★Texas Ratio: 3.71%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4250 John Marr Dr, Annandale, VA 22003A+5.0 ★Texas Ratio: 3.68%, and Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Annandale, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Annandale are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Annandale, Virginia
Market share is the lender's share of all home loans closed in Annandale, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 1 stars, 1 review 1 office in Annandale 4401 Backlick Rd, Annandale, VA 22003 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 6 +6 HELOCs |
1.5% | 85.7% | $548,333 | View |
|
1 office in Annandale 7400 Little River Tpke, Annandale, VA 22003 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +9 HELOCs |
1% | 100% | $420,000 | View |
|
2 offices in Annandale 3289 Woodburn Rd, Annandale, VA 22003 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 4 +4 HELOCs |
1% | 100% | $545,000 | View |
|
1 office in Annandale 4235 Annandale Rd, Annandale, VA 22003 A5.0 ★Texas Ratio: 7.39% |
Conventional, HELOC | 4 +1 HELOCs |
1% | 100% | $675,000 | View |
|
2 offices in Annandale 4260 John Marr Dr, Annandale, VA 22003 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 4 | 1% | 100% | $475,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in Annandale 6950 Braddock Rd, Annandale, VA 22003 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +9 HELOCs |
0.7% | 100% | $435,000 | View |
|
1 office in Annandale 7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 0.7% | 75% | $695,000 | View |
|
1 office in Annandale 7209 Little River Tpke, Annandale, VA 22003 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $85,000 | View |
|
1 office in Annandale 4250 John Marr Dr, Annandale, VA 22003 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $595,000 | View |
|
7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 11 +10 HELOCs |
2.7% | 61.1% | $351,363 | |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
Conventional, HELOC | 2 +7 HELOCs |
0.5% | 40% | $185,000 | |
|
704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 2 +3 HELOCs |
0.5% | 100% | $550,000 | View |
|
1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 100% | $415,000 | View |
|
2879 Clarendon Boulevard, Arlington, VA 22201 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $725,000 | View |
|
44810 Saranac St, Ashburn, VA 20147 A5.0 ★Texas Ratio: 7.27% |
Conventional | 2 | 0.5% | 100% | $455,000 | View |
|
4090 Lafayette Center Dr, Chantilly, VA 20151 C+4.2 ★Texas Ratio: 24.99% |
Conventional | 2 | 0.5% | 100% | $545,000 | View |
|
1630 King St, Alexandria, VA 22314 2763 A+5.0 ★Texas Ratio: 4.05% |
Conventional | 2 | 0.5% | 66.7% | $470,000 | View |
|
1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 1 +7 HELOCs |
0.2% | 100% | $1,655,000 | View |
|
115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $765,000 | View |
|
201 N Washington Hwy, Ashland, VA 23005 A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
|
108 Mcnair Rd, Fort Myer, VA 22211 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.2% | 100% | $615,000 | View |
|
446 Madison Trade Plz Se, Leesburg, VA 20175 A+5.0 ★Texas Ratio: 0.66% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
|
10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
VA | 1 | 0.2% | 100% | $745,000 | View |
|
120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Atlantic Coast Mortgage, LLC
|
Conventional, FHA | 13 | 3.2% | 100% | $415,769 | |
First Savings Mortgage Corporation
|
Conventional, VA | 13 | 3.2% | 100% | $528,076 | |
First Heritage Mortgage, LLC
|
Conventional, FHA | 8 | 2% | 81.8% | $531,250 | |
Prosperity Home Mortgage, LLC
|
Conventional, VA | 8 | 2% | 100% | $657,500 | |
Intercoastal Mortgage, LLC
|
Conventional, VA | 5 | 1.2% | 83.3% | $473,000 | |
ALCOVA Mortgage, LLC
|
Conventional, FHA, Jumbo | 4 | 1% | 100% | $912,500 | |
City Lending Inc.
|
Conventional, FHA | 4 | 1% | 100% | $405,000 | |
Credit Union Mortgage Associat
|
Conventional | 3 | 0.7% | 100% | $491,666 | |
Atlantic Bay Mortgage Group
|
Conventional, VA | 3 | 0.7% | 100% | $575,000 | |
Strong Home Mortgage, LLC
|
Conventional | 2 | 0.5% | 100% | $695,000 | |
|
A5.0 ★Texas Ratio: 8.63% |
Conventional | 2 | 0.5% | 33.3% | $75,000 | View |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $695,000 | View |
Integrity Home Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $185,000 | |
Jams-01 Inc dba Home Savings & Trust Mortgage
|
Conventional | 1 | 0.2% | 100% | $195,000 | |
Rocket Mortgage
|
Conventional, FHA, VA, Jumbo | 49 | 12.1% | 86.7% | $428,673 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 28 +3 HELOCs |
6.9% | 90.3% | $574,285 | |
Emet Lending Group, Inc.
|
Conventional | 12 | 3% | 100% | $396,666 | |
|
A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, VA, Jumbo | 10 | 2.5% | 100% | $758,000 | View |
Guaranteed Rate, Inc.
|
Conventional, FHA, HELOC | 8 +1 HELOCs |
2% | 100% | $578,750 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
2% | 72.7% | $455,000 | |
Newrez LLC
|
Conventional, FHA, VA | 8 | 2% | 100% | $563,750 | |
Cmg Mortgage Inc
|
Conventional, FHA | 8 | 2% | 100% | $603,750 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 7 | 1.7% | 100% | $763,571 | |
CrossCountry Mortgage, LLC
|
Conventional, VA | 7 | 1.7% | 87.5% | $625,000 | |
Fairway Independent Mort Corp
|
Conventional, VA | 7 | 1.7% | 77.8% | $639,285 | |
Pennymac Loan Services LLC
|
Conventional, VA | 6 | 1.5% | 66.7% | $661,666 | |
AmWest Funding Corp
|
Conventional | 5 | 1.2% | 83.3% | $451,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 5 | 1.2% | 62.5% | $615,000 | View |
Bank Fund Staff Federal Credit
|
Conventional, HELOC | 4 +1 HELOCs |
1% | 100% | $180,000 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 4 | 1% | 100% | $582,500 | |
Nfm, Inc
|
Conventional, FHA | 4 | 1% | 66.7% | $347,500 | |
Provident Funding Associates
|
Conventional | 4 | 1% | 100% | $495,000 | |
Nationstar Mortgage
|
Conventional | 4 | 1% | 57.1% | $172,500 | |
Pentagon Federal Credit Union
|
Conventional, VA, HELOC | 3 +7 HELOCs |
0.7% | 75% | $591,666 | |
Spring Eq, LLC
|
Conventional, HELOC | 3 +4 HELOCs |
0.7% | 42.9% | $201,666 | |
The Loan Store, Inc
|
Conventional, HELOC | 3 +1 HELOCs |
0.7% | 100% | $415,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 0.7% | 100% | $541,666 | View |
Kind Lending, LLC
|
Conventional, FHA | 3 | 0.7% | 100% | $631,666 | |
Mortgage Research Center
|
Conventional, VA | 3 | 0.7% | 75% | $528,333 | |
Paramount Residential Mortgage
|
Conventional, VA | 3 | 0.7% | 100% | $595,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $200,000 | View |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.5% | 66.7% | $775,000 | View |
Lakeview Loan Servicing, LLC
|
Conventional | 2 | 0.5% | 50% | $275,000 | |
Sage Home Loans Corporation
|
Conventional | 2 | 0.5% | 100% | $645,000 | |
Dart Bank
|
Conventional | 2 | 0.5% | 100% | $350,000 | |
American Financial Network, Inc.
|
Conventional | 2 | 0.5% | 100% | $295,000 | |
General Mortgage Capital Corporation
|
Conventional | 2 | 0.5% | 100% | $465,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional | 2 | 0.5% | 66.7% | $720,000 | View |
Bay Equity LLC
|
Conventional | 2 | 0.5% | 100% | $405,000 | |
Embrace Home Loans, Inc.
|
Conventional, VA | 2 | 0.5% | 66.7% | $975,000 | |
American Pacific Mortgage Corporation
|
Conventional | 2 | 0.5% | 100% | $975,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.5% | 100% | $610,000 | View |
Mutual of Omaha Mortgage
|
VA | 2 | 0.5% | 100% | $775,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA | 2 | 0.5% | 100% | $560,000 | View |
Nexera Holding LLC
|
Conventional | 2 | 0.5% | 100% | $1,080,000 | |
Tower Federal Credit Union
|
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $255,000 | |
Better Mortgage Corporation
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $55,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $375,000 | |
SWBC Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $515,000 | |
|
A+5.0 ★Texas Ratio: 3.62% |
Conventional | 1 | 0.2% | 100% | $595,000 | View |
Go Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $735,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
Usalliance Federal Credit Union
|
Conventional | 1 | 0.2% | 50% | $185,000 | |
Amerisave Mortgage Company
|
VA | 1 | 0.2% | 20% | $275,000 | |
Bridgeway Lending Partners, LLC
|
Conventional | 1 | 0.2% | 50% | $785,000 | |
Fidelity Direct Mortgage, LLC
|
Conventional | 1 | 0.2% | 50% | $555,000 | |
First Home Mortgage
|
VA | 1 | 0.2% | 100% | $745,000 | |
Royal Pacific Funding
|
Conventional | 1 | 0.2% | 100% | $375,000 | |
|
A5.0 ★Texas Ratio: 6.84% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
|
A5.0 ★Texas Ratio: 7.24% |
VA | 1 | 0.2% | 100% | $795,000 | View |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.2% | 100% | $545,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA, Jumbo | 1 | 0.2% | 33.3% | $1,915,000 | View |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $715,000 | View |
T2 Financial LLC
|
Conventional | 1 | 0.2% | 100% | $645,000 | |
Direct Mortgage Loans, LLC
|
Conventional | 1 | 0.2% | 100% | $665,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.2% | 100% | $685,000 | |
Andrews Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $125,000 | |
Keystone Funding, Inc
|
Conventional | 1 | 0.2% | 100% | $635,000 | |
Geo-Corp, Inc.
|
Conventional | 1 | 0.2% | 100% | $245,000 | |
Nations Direct Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $685,000 | |
Summit Funding.Inc
|
Conventional | 1 | 0.2% | 100% | $725,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.2% | 100% | $245,000 | |
New American Funding, LLC.
|
FHA | 1 | 0.2% | 50% | $455,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
ClearEdge Lending LLC
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
Lower, LLC
|
Conventional | 1 | 0.2% | 100% | $415,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $755,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 0.2% | 50% | $205,000 | View |
Texana Bank
|
Conventional | 1 | 0.2% | 100% | $465,000 | |
|
C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
Cake Mortgage Corp.
|
Conventional | 1 | 0.2% | 100% | $355,000 | |
Village Capital & Investment
|
FHA | 1 | 0.2% | 100% | $655,000 | |
JMAC Lending, Inc.
|
Conventional | 1 | 0.2% | 100% | $595,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Annandale Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Annandale, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Annandale? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Annandale in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Annandale, VA
Use these to narrow the list above. Each category shows how many Annandale, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Annandale, VA
Independent mortgage companies closed 75.9 percent of home loans in Annandale, Virginia in 2025, banks 16.3 percent and credit unions 7.9 percent. Atlantic Coast Mortgage, LLC was the largest mortgage company, Truist Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Burke & Herbert Bk & Tr Co led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Annandale, VA
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Annandale, Virginia with 6 loans, about 1.5 percent of the market. The largest lender headquartered in Virginia was Burke & Herbert Bk & Tr Co with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Annandale, Virginia in 2025, led by City Lending Inc. with 3. 25 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 14 credit unions closed home loans in Annandale, Virginia in 2025, alongside 73 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Annandale, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Annandale, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Annandale. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
