Mortgage Lenders and Brokers in Windcrest, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Windcrest, Texas mortgage lenders include Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Security ServiceSecurity Service4910 Windsor Hl, Windcrest, TX 78239 2431A5.0 ★Texas Ratio: 6.91%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Pilgrim Mortgage LLCPilgrim Mortgage LLC123 E 3rd St, Clarendon, TX 79226A+5.0 ★Texas Ratio: 1.04%, Armed Forces Bank, N.A.Armed Forces Bank, N.A.1617 Pleasonton Rd Ste G 109, El Paso, TX 79906A+5.0 ★Texas Ratio: 4.81%, Firstmark Credit UnionFirstmark Credit Union610 W Main St, Fredericksburg, TX 78624 3132A+5.0 ★Texas Ratio: 4.40%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.4650 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 3.72%, US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%, and First BankFirst Bank900 Bailey Ranch Rd, Aledo, TX 76008A5.0 ★Texas Ratio: 6.67%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Windcrest, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Windcrest are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Windcrest, Texas
Market share is the lender's share of all home loans closed in Windcrest, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, HELOC | 20 +1 HELOCs |
11.5% | 92.6% | $85,500 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 9 | 5.2% | 100% | $285,000 | View |
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★ 5 stars, 1 review 4910 Windsor Hl, Windcrest, TX 78239 2431 A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 3 +2 HELOCs |
1.7% | 50% | $155,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 3 | 1.7% | 42.9% | $98,333 | View |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
FHA, VA | 2 | 1.1% | 100% | $330,000 | View |
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1617 Pleasonton Rd Ste G 109, El Paso, TX 79906 A+5.0 ★Texas Ratio: 4.81% |
VA | 2 | 1.1% | 100% | $335,000 | View |
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610 W Main St, Fredericksburg, TX 78624 3132 A+5.0 ★Texas Ratio: 4.40% |
Conventional | 2 | 1.1% | 66.7% | $35,000 | View |
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $395,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.6% | 100% | $135,000 | View |
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900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67% |
FHA | 1 | 0.6% | 100% | $275,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.6% | 100% | $305,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.6% | 50% | $155,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.6% | 50% | $205,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 50% | $215,000 | View |
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911 W 38th St, Austin, TX 78705 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.6% | 100% | $145,000 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Gardner Financial Services
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Conventional, FHA | 8 | 4.6% | 100% | $253,750 | |
Primelending
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Conventional, FHA, VA | 4 | 2.3% | 100% | $210,000 | |
Directions Equity, LLC
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FHA, VA | 4 | 2.3% | 100% | $400,000 | |
Right Start Mortgage, Inc
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Conventional, FHA, VA | 4 | 2.3% | 80% | $265,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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FHA | 1 | 0.6% | 100% | $235,000 | |
Network Funding, L.P.
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VA | 1 | 0.6% | 50% | $305,000 | |
Highlands Residential Mortgage, Ltd.
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VA | 1 | 0.6% | 100% | $335,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 50% | $45,000 | |
Southwest Funding LP
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Conventional | 1 | 0.6% | 100% | $225,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 11 | 6.3% | 60.9% | $209,545 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 4.6% | 80% | $340,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 6 | 3.4% | 100% | $158,333 | View |
Mortgage Research Center
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VA | 6 | 3.4% | 85.7% | $330,000 | |
Goodleap, LLC
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Conventional | 4 | 2.3% | 80% | $130,000 | |
Newrez LLC
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Conventional | 4 | 2.3% | 80% | $170,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 1.7% | 66.7% | $215,000 | |
Mortgage Financial Services
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FHA, VA | 3 | 1.7% | 100% | $358,333 | |
V.I.P. Mortgage, Inc.
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FHA, VA | 3 | 1.7% | 100% | $211,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 1.7% | 100% | $258,333 | |
Royal United Mortgage LLC
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Conventional | 2 | 1.1% | 100% | $310,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.1% | 66.7% | $250,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 2 | 1.1% | 100% | $330,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 1.1% | 100% | $345,000 | |
Cmg Mortgage Inc
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Conventional, VA | 2 | 1.1% | 100% | $350,000 | |
Bay Equity LLC
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Conventional, VA | 2 | 1.1% | 100% | $270,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 1.1% | 100% | $310,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1.1% | 100% | $230,000 | |
Cadence Bank
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Conventional | 1 | 0.6% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 4.84% |
Conventional | 1 | 0.6% | 100% | $195,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.6% | 100% | $275,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.6% | 100% | $145,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.6% | 100% | $265,000 | |
Nbkc Bank
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Conventional | 1 | 0.6% | 100% | $195,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.6% | 100% | $305,000 | |
Kind Lending, LLC
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VA | 1 | 0.6% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.6% | 50% | $55,000 | View |
Loanunited.Com, LLC
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VA | 1 | 0.6% | 100% | $335,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $245,000 | |
Oaktree Funding Corp
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Conventional | 1 | 0.6% | 100% | $315,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.6% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
VA | 1 | 0.6% | 50% | $425,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.6% | 100% | $275,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.6% | 100% | $235,000 | View |
Obsidian Financial Services
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FHA | 1 | 0.6% | 100% | $235,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.6% | 100% | $485,000 | |
Das Acquisition Company, LLC
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VA | 1 | 0.6% | 100% | $415,000 | |
American Financing Corporation
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Conventional | 1 | 0.6% | 100% | $295,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.6% | 100% | $205,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $205,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.6% | 33.3% | $505,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.6% | 100% | $275,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.6% | 50% | $355,000 | |
Pike Creek Mortgage Services, Inc.
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VA | 1 | 0.6% | 100% | $295,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.6% | 100% | $105,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.6% | 100% | $225,000 | |
21St Mortgage
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Conventional | 1 | 0.6% | 33.3% | $65,000 | |
Paramount Residential Mortgage
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VA | 1 | 0.6% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.6% | 100% | $275,000 | View |
Plaza Home Mortgage, Inc
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VA | 1 | 0.6% | 100% | $275,000 | |
Village Capital & Investment
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VA | 1 | 0.6% | 100% | $425,000 |
Windcrest Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Windcrest, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Windcrest? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Windcrest in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Windcrest, TX
Use these to narrow the list above. Each category shows how many Windcrest, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Windcrest, TX
Independent mortgage companies closed 62.6 percent of home loans in Windcrest, Texas in 2025, banks 20.7 percent and credit unions 16.7 percent. Pilgrim Mortgage LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Randolph-Brooks Federal Credit Union led with 20 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Windcrest, TX
By home loans closed in 2025, Randolph-Brooks Federal Credit Union was the largest mortgage lender in Windcrest, Texas with 20 loans, about 11.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Windcrest, Texas in 2025, led by Gardner Financial Services with 4. 30 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 5 credit unions closed home loans in Windcrest, Texas in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Windcrest, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Windcrest, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Windcrest. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
