Mortgage Lenders and Brokers in Universal City, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Universal City, Texas mortgage lenders include Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union12415 Converse Rd, Universal City, TX 78148 3168A+5.0 ★Texas Ratio: 5.89%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA912 Kitty Hawk Rd, Universal City, TX 78148A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA3000 Pat Booker Rd, Universal City, TX 78148A+5.0 ★Texas Ratio: 4.14%, Security ServiceSecurity Service135 W Bandera Rd, Boerne, TX 78006 2958A5.0 ★Texas Ratio: 6.91%, Pilgrim Mortgage LLCPilgrim Mortgage LLC123 E 3rd St, Clarendon, TX 79226A+5.0 ★Texas Ratio: 1.04%, Firstmark Credit UnionFirstmark Credit Union610 W Main St, Fredericksburg, TX 78624 3132A+5.0 ★Texas Ratio: 4.40%, Broadway National BankBroadway National Bank911 W 38th St, Austin, TX 78705A+5.0 ★Texas Ratio: 1.69%, Usaa Federal Savings BankUsaa Federal Savings Bank10750 Mcdermott Fwy, San Antonio, TX 78288B-3.5 ★Texas Ratio: 6.80%, Sente Mortgage, Inc.Sente Mortgage, Inc.6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673, and First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Universal City, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Universal City are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Universal City, Texas
Market share is the lender's share of all home loans closed in Universal City, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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12415 Converse Rd, Universal City, TX 78148 3168 A+5.0 ★Texas Ratio: 5.89% |
Conventional, HELOC | 32 +5 HELOCs |
12.9% | 97.3% | $119,062 | View |
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1 office in Universal City 912 Kitty Hawk Rd, Universal City, TX 78148 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 50% | $65,000 | View |
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1 office in Universal City 3000 Pat Booker Rd, Universal City, TX 78148 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 4 +2 HELOCs |
1.6% | 66.7% | $145,000 | View |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
Conventional | 3 | 1.2% | 100% | $255,000 | View |
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610 W Main St, Fredericksburg, TX 78624 3132 A+5.0 ★Texas Ratio: 4.40% |
Conventional | 3 | 1.2% | 75% | $58,333 | View |
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911 W 38th St, Austin, TX 78705 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 3 | 1.2% | 100% | $105,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.8% | 66.7% | $425,000 | View |
Sente Mortgage, Inc.
6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673 |
Conventional | 2 | 0.8% | 100% | $230,000 | |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional | 2 | 0.8% | 100% | $185,000 | View |
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1100 NW Loop 410 Ste 101, Castle Hills, TX 78213 2263 A5.0 ★Texas Ratio: 6.40% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $55,000 | View |
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9404 Hillside Rd, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 4.84% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
VA | 1 | 0.4% | 100% | $295,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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4630 N Loop 1604 W Ste 101, San Antonio, TX 78249 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
Greater Texas FCU
1425 N CENTER ST, ARLINGTON, TX 76011 |
Conventional | 1 | 0.4% | 100% | $195,000 | |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
VA | 1 | 0.4% | 100% | $285,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
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1726 N Zaragoza Rd, El Paso, TX 79936 A+5.0 ★Texas Ratio: 3.00% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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114 W 7th Street Suite 100, Austin, TX 78701 A5.0 ★Texas Ratio: 6.02% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Smart Choice Mortgage, LLC
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Conventional, VA | 8 | 3.2% | 100% | $473,750 | |
Directions Equity, LLC
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Conventional, VA | 4 | 1.6% | 100% | $385,000 | |
First Continental Mortgage, Ltd.
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VA | 4 | 1.6% | 100% | $450,000 | |
Primelending
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Conventional, VA, Jumbo | 3 | 1.2% | 100% | $478,333 | |
Network Funding, L.P.
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Conventional, FHA | 3 | 1.2% | 100% | $231,666 | |
Nationstar Mortgage
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Conventional, VA | 3 | 1.2% | 75% | $221,666 | |
Ark-La-Tex Financial Services LLC
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FHA, VA | 3 | 1.2% | 100% | $388,333 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $365,000 | |
Stonewood Home Lending, LLC
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VA | 1 | 0.4% | 100% | $245,000 | |
Rb Mortgage LLC
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VA | 1 | 0.4% | 100% | $385,000 | |
Loanpeople, LLC
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VA | 1 | 0.4% | 100% | $315,000 | |
Gardner Financial Services
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Complex Community Federal CU
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Conventional | 1 | 0.4% | 100% | $35,000 | |
Right Start Mortgage, Inc
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FHA | 1 | 0.4% | 100% | $255,000 | |
Red Diamond Home Loans, LLC
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VA | 1 | 0.4% | 100% | $425,000 | |
Hometrust Mortgage Company
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VA | 1 | 0.4% | 50% | $315,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 19 | 7.7% | 83.3% | $315,526 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 17 | 6.9% | 79.2% | $202,647 | View |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 16 | 6.5% | 100% | $227,500 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 11 | 4.4% | 100% | $149,545 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 8 | 3.2% | 100% | $296,250 | |
CrossCountry Mortgage, LLC
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FHA, VA | 6 | 2.4% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 6 | 2.4% | 85.7% | $301,666 | |
Pennymac Loan Services LLC
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FHA, VA | 5 | 2% | 100% | $311,000 | |
Guaranteed Rate, Inc.
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FHA, VA | 4 | 1.6% | 80% | $312,500 | |
V.I.P. Mortgage, Inc.
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Conventional, FHA, VA | 4 | 1.6% | 100% | $410,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 4 | 1.6% | 100% | $272,500 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 1.6% | 80% | $207,500 | |
Das Acquisition Company, LLC
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FHA, VA | 3 | 1.2% | 100% | $298,333 | |
American Financial Resources LLC
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Conventional, VA | 2 | 0.8% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, VA | 2 | 0.8% | 100% | $200,000 | View |
Mortgage Research Center
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VA | 2 | 0.8% | 66.7% | $265,000 | |
Mortgage Solutions of Colorado
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FHA, VA | 2 | 0.8% | 100% | $210,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.4% | 50% | $295,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $305,000 | |
Newrez LLC
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Conventional | 1 | 0.4% | 50% | $345,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Acrisure Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $175,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.4% | 100% | $225,000 | |
Hamilton Mortgage Corporation
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VA | 1 | 0.4% | 100% | $365,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.4% | 50% | $345,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.4% | 100% | $235,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.4% | 100% | $205,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
VA | 1 | 0.4% | 50% | $385,000 | View |
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A+5.0 ★Texas Ratio: 3.34% |
VA | 1 | 0.4% | 100% | $355,000 | View |
AmWest Funding Corp
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Conventional | 1 | 0.4% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
Bay Equity LLC
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Conventional | 1 | 0.4% | 100% | $295,000 | |
Greenbox Loans
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Delta Community Credit Union
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Conventional | 1 | 0.4% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
Integrity Home Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $265,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 0.4% | 50% | $275,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.4% | 100% | $275,000 | |
Keystone Funding, Inc
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FHA | 1 | 0.4% | 100% | $235,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $85,000 | |
Lower, LLC
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Conventional | 1 | 0.4% | 100% | $135,000 | |
Fairway Independent Mort Corp
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VA | 1 | 0.4% | 100% | $365,000 | |
State Departmenet Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $55,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.4% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.4% | 100% | $225,000 | View |
Plaza Home Mortgage, Inc
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VA | 1 | 0.4% | 100% | $325,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $315,000 | |
Village Capital & Investment
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VA | 1 | 0.4% | 100% | $415,000 | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Universal City Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Universal City, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Universal City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Universal City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Universal City, TX
Use these to narrow the list above. Each category shows how many Universal City, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Universal City, TX
Independent mortgage companies closed 70.6 percent of home loans in Universal City, Texas in 2025, banks 8.1 percent and credit unions 21.4 percent. Pilgrim Mortgage LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Randolph-Brooks Federal Credit Union led with 32 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Universal City, TX
By home loans closed in 2025, Randolph-Brooks Federal Credit Union was the largest mortgage lender in Universal City, Texas with 32 loans, about 12.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Universal City, Texas in 2025, led by Lennar Mortgage, LLC with 6. 38 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 12 credit unions closed home loans in Universal City, Texas in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Universal City, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Universal City, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Universal City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
