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Mortgage Lenders and Brokers in The Colony, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

The Colony, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4895 State Highway 121, The Colony, TX 75056A+5.0 ★Texas Ratio: 3.68%, Prosperity BankProsperity Bank4400 Main St, The Colony, TX 75056A+5.0 ★Texas Ratio: 1.58%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA4703 Highway 121, The Colony, TX 75056A+5.0 ★Texas Ratio: 5.36%, First National Bank TexasFirst National Bank Texas4691 State Highway 121, The Colony, TX 75056A4.7 ★Texas Ratio: 3.20%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%, and NexbankNexbank2515 Mckinney Ave, Dallas, TX 75201A-5.0 ★Texas Ratio: 14.93%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in The Colony, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in The Colony are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in The Colony, Texas

Market share is the lender's share of all home loans closed in The Colony, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 1 office in The Colony 4895 State Highway 121, The Colony, TX 75056 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo	25	4.1%	100%	$438,600	View
Prosperity Bank ★ 1 stars, 1 review 1 office in The Colony 4400 Main St, The Colony, TX 75056 A+5.0 ★Texas Ratio: 1.58%	Conventional, Jumbo, HELOC	5 +1 HELOCs	0.8%	83.3%	$531,000	View
Bank of America NA 1 office in The Colony 2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	4 +9 HELOCs	0.6%	66.7%	$632,500	View
Wells Fargo Bank NA 1 office in The Colony 4703 Highway 121, The Colony, TX 75056 A+5.0 ★Texas Ratio: 5.36%	Conventional	4	0.6%	100%	$302,500	View
First National Bank Texas 1 office in The Colony 4691 State Highway 121, The Colony, TX 75056 A4.7 ★Texas Ratio: 3.20%	Conventional	1	0.2%	100%	$285,000	View
First United Bank and Trust Co 10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43%	Conventional, VA, Jumbo, HELOC	7 +1 HELOCs	1.1%	100%	$625,000	View
Frost Bank ★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51%	Conventional, HELOC	6 +5 HELOCs	1%	43.8%	$91,666	View
Everett Financial, Inc. 1212 Royal Pkwy Ste 103, Euless, TX 76040 6713	Conventional	6	1%	85.7%	$341,666
US Bank, N.A. 13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85%	Conventional	5	0.8%	100%	$609,000	View
Nexbank 2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93%	Conventional	5	0.8%	50%	$323,000	View
Texas Mortgage Lending, LLC 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	Conventional, Jumbo	4	0.6%	100%	$457,500	View
Datcu 4190 Main St, THE COLONY, TX 75056 A+5.0 ★Texas Ratio: 0.64%	Conventional, FHA	4	0.6%	44.4%	$227,500	View
First Financial Bank 2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74%	Conventional	4	0.6%	100%	$477,500	View
Randolph-Brooks Federal Credit Union 404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89%	Conventional, HELOC	3 +5 HELOCs	0.5%	66.7%	$71,666	View
Texans Credit Union 406 W McDermott Dr, Allen, TX 75013 2708 A+5.0 ★Texas Ratio: 4.22%	Conventional, HELOC	3 +1 HELOCs	0.5%	60%	$88,333	View
TexasBank 501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55%	Conventional	3	0.5%	100%	$285,000	View
MidFirst Bank 1920 Mckinney Ave, Dallas, TX 75201 A+5.0 ★Texas Ratio: 4.93%	Conventional, Jumbo	2	0.3%	100%	$775,000	View
First Bank 900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67%	Conventional, FHA	2	0.3%	100%	$385,000	View
Pilgrim Mortgage LLC 123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04%	FHA	2	0.3%	100%	$345,000	View
Regions Bank 1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37%	Conventional	2	0.3%	50%	$340,000	View
Cornerstone Capital Bank, Ssb 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21%	Conventional, Jumbo	2	0.3%	66.7%	$805,000	View
First State Bank 433 S Preston Rd, Celina, TX 75009 A5.0 ★Texas Ratio: 7.77%	Conventional	2	0.3%	100%	$620,000	View
City Bank 4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71%	Conventional	2	0.3%	100%	$495,000	View
Centennial Bank 1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14%	Conventional, VA	2	0.3%	100%	$345,000	View
Truist Bank ★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	1 +5 HELOCs	0.2%	100%	$915,000	View
Bokf NA 792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05%	Conventional, HELOC	1 +2 HELOCs	0.2%	100%	$145,000	View
b1BANK 14951 Dallas Pkwy, Dallas, TX 75254 A5.0 ★Texas Ratio: 9.53%	Conventional	1	0.2%	100%	$325,000	View
Advancial Federal Credit Union 1259 W Exchange Pkwy Ste 100, Allen, TX 75013 A5.0 ★Texas Ratio: 12.30%	Conventional	1	0.2%	100%	$275,000
Usaa Federal Savings Bank 10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80%	VA	1	0.2%	50%	$575,000	View
Eecu 2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73%	Conventional	1	0.2%	100%	$35,000	View
Texas Tech Federal Credit Union 4001 Catclaw Dr, Abilene, TX 79606	Conventional	1	0.2%	100%	$325,000
Sunflower Bank, N.A. 623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77%	Conventional	1	0.2%	100%	$325,000	View
Security Service ★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91%	Conventional	1	0.2%	100%	$55,000	View
Alliance Bank 9404 Hillside Rd, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 4.84%	Conventional, Jumbo	1	0.2%	100%	$2,305,000	View
American National Bank of Texa 720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41%	Conventional	1	0.2%	100%	$525,000	View
Credit Union of Texas 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	HELOC	0 +23 HELOCs	0%	n/a		View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +5 HELOCs	0%	n/a		View
Zions Bancorporation, N.A. 4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72%	HELOC	0 +1 HELOCs	0%	n/a		View
Generations Community FCU 1100 NW Loop 410 Ste 101, Castle Hills, TX 78213 2263 A5.0 ★Texas Ratio: 6.40%	HELOC	0 +1 HELOCs	0%	n/a		View
Primelending	Conventional, FHA	9	1.5%	83.3%	$419,444
Nationstar Mortgage	Conventional	9	1.5%	69.2%	$272,777
Highlands Residential Mortgage, Ltd.	Conventional, FHA	7	1.1%	100%	$413,571
SWBC Mortgage Corporation	Conventional	6	1%	100%	$310,000
Crestmark Mortgage Company, Ltd	Conventional, Jumbo	5	0.8%	100%	$731,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	5	0.8%	83.3%	$479,000
American Airlines Federal Cred	Conventional	4	0.6%	100%	$442,500
Sfmc, LP	Conventional, Jumbo	4	0.6%	100%	$612,500
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	4	0.6%	100%	$395,000
First Continental Mortgage, Ltd.	Conventional	3	0.5%	100%	$618,333
Right Start Mortgage, Inc	Conventional, FHA	3	0.5%	100%	$171,666
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, Jumbo	3	0.5%	75%	$631,666	View
Network Funding, L.P.	Conventional	2	0.3%	50%	$300,000
Integrity Mortgage Corporation of Texas	Conventional, FHA	2	0.3%	100%	$300,000
Certified Funding, L.P.	Conventional	2	0.3%	66.7%	$110,000
Interlinc Mortgage Services, LLC	FHA	1	0.2%	100%	$365,000
Envoy Mortgage, Ltd	Conventional	1	0.2%	100%	$375,000
Capital Concepts Inc	Conventional	1	0.2%	100%	$225,000
Willow Bend Mortgage Company, LLC	FHA	1	0.2%	100%	$305,000
Loanpeople, LLC	Conventional	1	0.2%	100%	$565,000
Gsb Mortgage, Inc.	Conventional	1	0.2%	100%	$655,000
Genway Home Mortgage, Inc.	FHA	1	0.2%	100%	$305,000
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, FHA, VA	70	11.3%	74.7%	$324,000	View
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo	64	10.4%	87%	$448,750
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	18	2.9%	100%	$449,444
Planet Home Lending, LLC	Conventional, FHA, VA	14	2.3%	100%	$436,428
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	13	2.1%	92.9%	$549,615
CrossCountry Mortgage, LLC	Conventional, FHA, VA	12	1.9%	100%	$444,166
American Portfolio Mortgage Corporation	Conventional, FHA, Jumbo	11	1.8%	84.6%	$520,454
Cmg Mortgage Inc	Conventional, VA, HELOC	9 +1 HELOCs	1.5%	100%	$389,444
Guild Mortgage Company A+5.0 ★Texas Ratio: 2.58%	Conventional, FHA	8	1.3%	80%	$302,500	View
Provident Funding Associates	Conventional	8	1.3%	100%	$465,000
Zillow Home Loans, LLC	Conventional, FHA, VA	8	1.3%	100%	$402,500
loanDepot.com LLC	Conventional, HELOC	7 +1 HELOCs	1.1%	87.5%	$327,857
The Loan Store, Inc	Conventional	7	1.1%	100%	$290,714
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA	7	1.1%	77.8%	$407,857
Guaranteed Rate, Inc.	Conventional, VA, HELOC	6 +1 HELOCs	1%	85.7%	$465,000
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	6	1%	85.7%	$531,666
Newrez LLC	Conventional	6	1%	42.9%	$336,666
Kind Lending, LLC	Conventional, FHA, VA	5	0.8%	71.4%	$401,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA	5	0.8%	100%	$331,000	View
Mortgage Research Center	VA	5	0.8%	62.5%	$367,000
Prosperity Home Mortgage, LLC	Conventional	5	0.8%	100%	$507,000
New American Funding, LLC.	Conventional, FHA	5	0.8%	100%	$345,000
Amerisave Mortgage Company A5.0 ★Texas Ratio: 9.93%	Conventional	4	0.6%	62.5%	$147,500	View
Lakeview Loan Servicing, LLC	Conventional, FHA	3	0.5%	23.5%	$241,666
Movement Mortgage, LLC	Conventional	3	0.5%	80%	$448,333
PHH Mortgage Corporation	Conventional, VA	3	0.5%	75%	$385,000
American Financial Network, Inc.	Conventional, Jumbo	3	0.5%	100%	$711,666
Toyota Financial Savings Bank	Conventional	3	0.5%	100%	$428,333
The Mortgage Link, Inc.	Conventional, FHA	3	0.5%	100%	$405,000
Tomo Mortgage LLC	Conventional	3	0.5%	100%	$298,333
American Neighborhood Mortgage Acceptance Company	Conventional	3	0.5%	100%	$428,333
JMAC Lending, Inc.	Conventional, FHA	3	0.5%	100%	$281,666
Communityamerica Federal Credit Union	Conventional, HELOC	2 +1 HELOCs	0.3%	100%	$350,000
Cadence Bank	Conventional	2	0.3%	100%	$420,000
Guaranteed Rate Affinity, LLC	Conventional, FHA	2	0.3%	100%	$555,000
American Mortgage Bank A+5.0 ★Texas Ratio: 4.14%	FHA	2	0.3%	100%	$305,000	View
American Financial Resources LLC	Conventional, FHA	2	0.3%	100%	$290,000
AAA Capital Investment, Inc	Conventional	2	0.3%	100%	$275,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, Jumbo	2	0.3%	66.7%	$1,145,000	View
AmeriHome Mortgage Company, LLC	Conventional, FHA	2	0.3%	100%	$365,000
Synergy One Lending, Inc.	Conventional, FHA	2	0.3%	100%	$235,000
AmWest Funding Corp	Conventional	2	0.3%	100%	$405,000
Bay Equity LLC	Conventional, FHA	2	0.3%	100%	$555,000
SIRVA Mortgage, Inc.	Conventional	2	0.3%	100%	$595,000
First Colony Mortgage Corporat	Conventional, FHA	2	0.3%	100%	$285,000
American Pacific Mortgage Corporation	Conventional, VA, Jumbo	2	0.3%	100%	$675,000
Better Mortgage Corporation	Conventional	2	0.3%	50%	$380,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	2	0.3%	100%	$1,105,000	View
Mutual of Omaha Mortgage	Conventional	2	0.3%	100%	$315,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	2	0.3%	100%	$775,000	View
Paramount Residential Mortgage	Conventional, Jumbo	2	0.3%	100%	$565,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, Jumbo	2	0.3%	100%	$690,000	View
Mason-McDuffie Mortgage Corporation	Conventional, FHA	2	0.3%	100%	$535,000
Geneva Financial LLC	Conventional	2	0.3%	100%	$240,000
Village Capital & Investment	VA	2	0.3%	100%	$530,000
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +2 HELOCs	0.2%	100%	$605,000	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.2%	50%	$415,000	View
Cornerstone First Mortgage, LLC	FHA	1	0.2%	100%	$355,000
Cliffco, Inc.	Conventional	1	0.2%	100%	$315,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	FHA	1	0.2%	100%	$385,000	View
Primary Residential Mortgage, INC.	Conventional	1	0.2%	100%	$205,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	1	0.2%	100%	$1,055,000	View
Gold Star Mortgage Financial Group, Corporation	VA	1	0.2%	100%	$495,000
PromiseOne Bank	Conventional	1	0.2%	100%	$325,000
MortgageOne, Inc	Conventional	1	0.2%	100%	$435,000
Brighton Bank	VA	1	0.2%	100%	$305,000
Equity Prime Mortgage LLC	FHA	1	0.2%	100%	$225,000
Norwich Commercial Group Inc	VA	1	0.2%	100%	$435,000
Dart Bank	FHA	1	0.2%	100%	$285,000
Resicentral LLC	Conventional	1	0.2%	100%	$675,000
Eustis Mortgage Corp A+5.0 ★Texas Ratio: 3.34%	Conventional	1	0.2%	100%	$655,000	View
HomeXpress Mortgage Corp.	Conventional	1	0.2%	50%	$555,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.2%	100%	$265,000	View
Sun West Mortgage Company, Inc	Conventional	1	0.2%	100%	$495,000
Royal Pacific Funding	VA, Jumbo	1	0.2%	100%	$1,345,000
Cornerstone National Bank & Trust Company A+5.0 ★Texas Ratio: 0.20%	Conventional	1	0.2%	100%	$345,000	View
ClearPath Lending	VA	1	0.2%	100%	$605,000
Strong Home Mortgage, LLC	Conventional	1	0.2%	100%	$345,000
Mid-Continent Funding, Inc.	VA, Jumbo	1	0.2%	100%	$1,095,000
Homeowners Financial Group, LLC	Conventional	1	0.2%	100%	$585,000
Greenbox Loans	Conventional	1	0.2%	100%	$455,000
Nfm, Inc	Conventional	1	0.2%	100%	$415,000
Cardinal Financial Company, Li	Conventional	1	0.2%	100%	$285,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.2%	100%	$385,000	View
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional, Jumbo	1	0.2%	100%	$1,445,000	View
Churchill Mortgage Corporation	Conventional	1	0.2%	100%	$575,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	VA, Jumbo	1	0.2%	50%	$885,000	View
Franklin Loan Corporation	Conventional	1	0.2%	100%	$325,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.2%	100%	$225,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.2%	100%	$485,000	View
Great Plains National Bank	Conventional	1	0.2%	100%	$345,000
Railway Credit Union	Conventional	1	0.2%	100%	$325,000
Member First Mortgage, LLC	FHA	1	0.2%	100%	$305,000
Towne Mortgage Company	FHA	1	0.2%	100%	$395,000
Pentagon Federal Credit Union	Conventional	1	0.2%	100%	$595,000
Digital Federal Credit Union	Conventional	1	0.2%	100%	$385,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.2%	100%	$695,000
Nationwide Mortgage Bankers, Inc.	Conventional	1	0.2%	100%	$265,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	FHA	1	0.2%	100%	$295,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	FHA	1	0.2%	100%	$305,000	View
Nexera Holding LLC	Conventional	1	0.2%	50%	$215,000
Carrington Mortgage Services LLC	Conventional	1	0.2%	33.3%	$325,000
Plaza Home Mortgage, Inc	Conventional	1	0.2%	100%	$285,000
Champions Funding, LLC	Conventional	1	0.2%	50%	$255,000
Star One Credit Union	Conventional	1	0.2%	100%	$355,000
Spring Eq, LLC	HELOC	0 +2 HELOCs	0%	0%
HomeBridge Financial Services, Inc	HELOC	0 +1 HELOCs	0%	n/a
Select Lending Services, LLC A+5.0 ★Texas Ratio: 3.16%	HELOC	0 +1 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

The Colony Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in The Colony, Texas

Looking for mortgage lenders near me or mortgage brokers near me in The Colony? The list below shows the banks, credit unions and mortgage brokers that closed home loans in The Colony in 2025, with lenders based there listed first.

Types of Mortgage Lenders in The Colony, TX

Use these to narrow the list above. Each category shows how many The Colony, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 100 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 53 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 17 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 43 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 28 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 29 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TX 48 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in The Colony, TX

Independent mortgage companies closed 72 percent of home loans in The Colony, Texas in 2025, banks 22.4 percent and credit unions 5.7 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Texas Mortgage Lending, LLC the largest credit union. Among lenders headquartered in Texas, Prosperity Bank led with 5 loans.

72%

Mortgage companies

22.4%

Banks

5.7%

Credit unions

11%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

All Texas lenders 1,264 lenders Houston 690 lenders San Antonio 463 lenders Fort Worth 521 lenders Austin 484 lenders Dallas 513 lenders El Paso 275 lenders Celina 272 lenders Corpus Christi 261 lenders Lubbock 281 lenders Arlington 342 lenders Frisco 337 lenders New Braunfels 280 lenders

Frequently Asked Questions About Mortgage Lenders in The Colony, TX

Who is the largest mortgage lender in The Colony, TX?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in The Colony, Texas with 25 loans, about 4.1 percent of the market. The largest lender headquartered in Texas was Prosperity Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in The Colony, TX have the highest approval rates?

Among lenders with meaningful volume in The Colony, Texas, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 87 percent, against a 82.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which The Colony, TX mortgage lenders offer FHA, VA and USDA loans?

43 lenders closed FHA loans in The Colony, Texas in 2025, led by United Wholesale Mortgage with 8. 28 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this The Colony, TX lender list?

Yes. 53 banks and 17 credit unions closed home loans in The Colony, Texas in 2025, alongside 100 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in The Colony, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in The Colony, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in The Colony, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up The Colony. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.