Mortgage Lenders and Brokers in Texarkana, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Texarkana, Texas mortgage lenders include Red River Employees Federal Credit UnionRed River Employees Federal Credit Union4405 Summerhill Rd, Texarkana, TX 75503A+5.0 ★Texas Ratio: 4.75%, Commercial National Bank of TexarkanaCommercial National Bank of Texarkana5515 Summerhill Rd, Texarkana, TX 75503B-4.2 ★Texas Ratio: 22.13%, Bodcaw BankBodcaw Bank3625 Richmond Rd, Texarkana, TX 75503A5.0 ★Texas Ratio: 13.24%, Farmers Bank & TrustFarmers Bank & Trust5600 Richmond Rd, Texarkana, TX 75503A5.0 ★Texas Ratio: 11.09%, Texar Federal Credit UnionTexar Federal Credit Union2301 RICHMOND RD, TEXARKANA, TX 75503A+5.0 ★Texas Ratio: 2.47%, Regions BankRegions Bank2000 Richmond Rd, Texarkana, TX 75503A+5.0 ★Texas Ratio: 4.37%, Simmons BankSimmons Bank5411 Plaza Drive Ste A, Texarkana, TX 75503A+5.0 ★Texas Ratio: 5.33%, Diamond BankDiamond Bank4820 Texas Blvd, Texarkana, TX 75503A5.0 ★Texas Ratio: 6.14%, Wells Fargo Bank NAWells Fargo Bank NA2317 Richmond Rd, Texarkana, TX 75503A+5.0 ★Texas Ratio: 5.36%, and Glacier BankGlacier Bank5800 W 7th St, Texarkana, TX 75501A+5.0 ★Texas Ratio: 1.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Texarkana, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Texarkana are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Texarkana, Texas
Market share is the lender's share of all home loans closed in Texarkana, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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4405 Summerhill Rd, Texarkana, TX 75503 A+5.0 ★Texas Ratio: 4.75% |
Conventional | 44 | 8% | 83% | $150,681 | View |
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1 office in Texarkana 5515 Summerhill Rd, Texarkana, TX 75503 B-4.2 ★Texas Ratio: 22.13% |
Conventional, Jumbo | 20 | 3.7% | 95.2% | $337,000 | View |
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1 office in Texarkana 3625 Richmond Rd, Texarkana, TX 75503 A5.0 ★Texas Ratio: 13.24% |
Conventional | 18 | 3.3% | 95% | $178,888 | View |
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2 offices in Texarkana 5600 Richmond Rd, Texarkana, TX 75503 A5.0 ★Texas Ratio: 11.09% |
Conventional, FHA | 16 | 2.9% | 100% | $316,250 | View |
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2301 RICHMOND RD, TEXARKANA, TX 75503 A+5.0 ★Texas Ratio: 2.47% |
Conventional | 10 | 1.8% | 100% | $140,000 | View |
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1 office in Texarkana 2000 Richmond Rd, Texarkana, TX 75503 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 9 +5 HELOCs |
1.6% | 40% | $169,444 | View |
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1 office in Texarkana 5411 Plaza Drive Ste A, Texarkana, TX 75503 A+5.0 ★Texas Ratio: 5.33% |
Conventional, FHA, HELOC | 6 +1 HELOCs |
1.1% | 75% | $290,000 | View |
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1 office in Texarkana 4820 Texas Blvd, Texarkana, TX 75503 A5.0 ★Texas Ratio: 6.14% |
Conventional | 6 | 1.1% | 100% | $200,000 | View |
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1 office in Texarkana 2317 Richmond Rd, Texarkana, TX 75503 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.5% | 75% | $101,666 | View |
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3 offices in Texarkana 5800 W 7th St, Texarkana, TX 75501 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 3 | 0.5% | 100% | $168,333 | View |
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4805 Texas Blvd, Texarkana, TX 75503 A+5.0 ★Texas Ratio: 1.47% |
Conventional, FHA, VA, USDA | 42 | 7.7% | 93.6% | $224,761 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 6 | 1.1% | 85.7% | $220,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.4% | 100% | $350,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
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★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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524 E Main St, Bullard, TX 75757 A5.0 ★Texas Ratio: 12.30% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
The First National Bank of Hughes Springs
220 N Louise St, Atlanta, TX 75551 |
Conventional | 1 | 0.2% | 100% | $165,000 | |
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108 E Broadway St, Big Sandy, TX 75755 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
Texas Tech Federal Credit Union
4001 Catclaw Dr, Abilene, TX 79606 |
Conventional | 1 | 0.2% | 100% | $255,000 | |
The First National Bank of Tom Bean
2203 W Main St, Clarksville, TX 75426 |
Conventional | 1 | 0.2% | 100% | $265,000 | |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA | 19 | 3.5% | 100% | $239,736 | |
SWBC Mortgage Corporation
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Conventional, FHA, VA | 16 | 2.9% | 100% | $234,375 | |
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A-5.0 ★Texas Ratio: 14.15% |
Conventional, FHA, VA | 15 | 2.7% | 100% | $205,666 | View |
Nationstar Mortgage
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Conventional | 4 | 0.7% | 80% | $162,500 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $80,000 | |
Encompass Lending Group, L.P.
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Mortgage Financial Services
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Conventional, FHA, VA | 35 | 6.4% | 100% | $292,428 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 28 | 5.1% | 82.9% | $267,500 | |
Mortgage Research Center
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VA, Jumbo | 28 | 5.1% | 82.4% | $267,142 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 27 | 4.9% | 75% | $167,962 | View |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 24 | 4.4% | 89.3% | $194,583 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 15 | 2.7% | 88.9% | $131,666 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 13 | 2.4% | 24.6% | $99,615 | |
American Financial Resources LLC
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Conventional, FHA | 11 | 2% | 100% | $223,181 | |
Cadence Bank
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Conventional, FHA, HELOC | 7 +12 HELOCs |
1.3% | 100% | $250,714 | |
FirstTrust Home Loans
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Conventional, FHA, USDA | 7 | 1.3% | 100% | $237,857 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 1.1% | 87.5% | $263,333 | |
Royal Pacific Funding
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Conventional, FHA | 5 | 0.9% | 100% | $103,000 | |
21St Mortgage
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Conventional | 5 | 0.9% | 25% | $157,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 0.7% | 83.3% | $232,500 | |
Newrez LLC
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Conventional, FHA | 4 | 0.7% | 30.8% | $227,500 | |
loanDepot.com LLC
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Conventional | 4 | 0.7% | 57.1% | $157,500 | |
ClearPath Lending
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VA | 4 | 0.7% | 100% | $257,500 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 4 | 0.7% | 80% | $295,000 | |
Guaranteed Rate, Inc.
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Conventional, VA, HELOC | 3 +1 HELOCs |
0.5% | 100% | $238,333 | |
Royal United Mortgage LLC
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Conventional | 3 | 0.5% | 100% | $71,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 3 | 0.5% | 100% | $201,666 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 3 | 0.5% | 34.8% | $118,333 | View |
Planet Home Lending, LLC
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Conventional, FHA, VA | 3 | 0.5% | 100% | $171,666 | |
Mortgage Solutions of Colorado
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FHA, VA | 3 | 0.5% | 80% | $295,000 | |
Cardinal Financial Company, Li
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Conventional, VA | 2 | 0.4% | 100% | $480,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 2 | 0.4% | 66.7% | $80,000 | View |
Carrington Mortgage Services LLC
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Conventional | 2 | 0.4% | 50% | $155,000 | |
Village Capital & Investment
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VA | 2 | 0.4% | 100% | $395,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 20% | $65,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
Hartford Funding, Ltd.
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Conventional | 1 | 0.2% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 5.16% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
RANLife, Inc.
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Conventional | 1 | 0.2% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.2% | 100% | $905,000 | View |
Guidance Residential, LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.2% | 100% | $495,000 | View |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.2% | 33.3% | $75,000 | View |
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A+5.0 ★Texas Ratio: 3.34% |
FHA | 1 | 0.2% | 100% | $295,000 | View |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
Cmg Mortgage Inc
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VA | 1 | 0.2% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
Nqm Funding, LLC
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.2% | 100% | $495,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.2% | 100% | $145,000 | |
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A5.0 ★Texas Ratio: 9.65% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
Securitynational Mortgage Company
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VA | 1 | 0.2% | 100% | $195,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.2% | 100% | $175,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 100% | $195,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 0.2% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 7.48% |
FHA | 1 | 0.2% | 100% | $145,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.2% | 100% | $145,000 | View |
Bank Ozk
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Conventional | 1 | 0.2% | 66.7% | $275,000 | |
Firefighters First Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $155,000 | |
V.I.P. Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $235,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 100% | $315,000 | |
CSL Financial, LLC
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Conventional | 1 | 0.2% | 100% | $65,000 | |
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C-3.6 ★Texas Ratio: 31.27% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
Southwest Stage Funding LLC
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FHA | 1 | 0.2% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 1.39% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.2% | 100% | $495,000 | View |
Goprime Mortgage, Inc.
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VA | 1 | 0.2% | 100% | $225,000 | |
The Mortgage Link, Inc.
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FHA | 1 | 0.2% | 100% | $195,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Texarkana Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Texarkana, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Texarkana? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Texarkana in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Texarkana, TX
Use these to narrow the list above. Each category shows how many Texarkana, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Texarkana, TX
Independent mortgage companies closed 56.7 percent of home loans in Texarkana, Texas in 2025, banks 32 percent and credit unions 11.3 percent. Highlands Residential Mortgage, Ltd. was the largest mortgage company, Commercial National Bank of Texarkana the largest bank and Red River Employees Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Red River Employees Federal Credit Union led with 44 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Texarkana, TX
By home loans closed in 2025, Red River Employees Federal Credit Union was the largest mortgage lender in Texarkana, Texas with 44 loans, about 8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Texarkana, Texas in 2025, led by Mortgage Financial Services with 14. 30 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 8 credit unions closed home loans in Texarkana, Texas in 2025, alongside 56 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Texarkana, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Texarkana, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Texarkana. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
