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Mortgage Lenders and Brokers in Southlake, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Southlake, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1700 E Southlake Blvd, Southlake, TX 76092A+5.0 ★Texas Ratio: 3.68%, Frost BankFrost Bank641 E Southlake Blvd, Southlake, TX 76092A+5.0 ★Texas Ratio: 2.51%, Bank of America NABank of America NA3100 E Southlake Blvd, Southlake, TX 76092A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA222 W Southlake Blvd, Southlake, TX 76092A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank270 N Kimball Ave, Southlake, TX 76092A+5.0 ★Texas Ratio: 2.87%, First Financial BankFirst Financial Bank151 W Southlake Blvd, Southlake, TX 76092A+5.0 ★Texas Ratio: 3.74%, First National Bank MortgageFirst National Bank Mortgage118 N Garfield Ave, Rotan, TX 79546A+5.0 ★Texas Ratio: 2.40%, Texas Regional BankTexas Regional Bank2025 West Southlake Blvd, Southlake, TX 76092A5.0 ★Texas Ratio: 7.25%, Texas Capital BankTexas Capital Bank1538 East Southlake Boulevard, Southlake, TX 76092A+5.0 ★Texas Ratio: 3.64%, and PNC Bank N.A.PNC Bank N.A.1111 E Southlake Blvd, Southlake, TX 76092A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Southlake, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Southlake are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Southlake, Texas

Market share is the lender's share of all home loans closed in Southlake, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 2 offices in Southlake 1700 E Southlake Blvd, Southlake, TX 76092 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo, HELOC	31 +1 HELOCs	6.8%	77.5%	$1,012,096	View
Frost Bank ★ 5 stars, 1 review 1 office in Southlake 641 E Southlake Blvd, Southlake, TX 76092 A+5.0 ★Texas Ratio: 2.51%	Conventional, Jumbo, HELOC	12 +10 HELOCs	2.6%	66.7%	$515,000	View
Bank of America NA 1 office in Southlake 3100 E Southlake Blvd, Southlake, TX 76092 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	10 +23 HELOCs	2.2%	90.9%	$1,268,000	View
Wells Fargo Bank NA 1 office in Southlake 222 W Southlake Blvd, Southlake, TX 76092 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	6	1.3%	85.7%	$1,318,333	View
Truist Bank ★ 1 stars, 1 review 2 offices in Southlake 270 N Kimball Ave, Southlake, TX 76092 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	3 +12 HELOCs	0.7%	75%	$1,338,333	View
First Financial Bank 1 office in Southlake 151 W Southlake Blvd, Southlake, TX 76092 A+5.0 ★Texas Ratio: 3.74%	Conventional, HELOC	3 +5 HELOCs	0.7%	100%	$688,333	View
First National Bank Mortgage 118 N Garfield Ave, Rotan, TX 79546 A+5.0 ★Texas Ratio: 2.40%	Conventional, Jumbo	2	0.4%	100%	$615,000	View
Texas Regional Bank 1 office in Southlake 2025 West Southlake Blvd, Southlake, TX 76092 A5.0 ★Texas Ratio: 7.25%	Conventional, Jumbo	2	0.4%	100%	$1,075,000	View
Texas Capital Bank 1 office in Southlake 1538 East Southlake Boulevard, Southlake, TX 76092 A+5.0 ★Texas Ratio: 3.64%	Conventional, Jumbo	1	0.2%	50%	$825,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 3 offices in Southlake 1111 E Southlake Blvd, Southlake, TX 76092 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +12 HELOCs	0%	0%		View
Origin Bank 1 office in Southlake 1110 E Southlake Blvd, Southlake, TX 76092 A5.0 ★Texas Ratio: 6.66%	HELOC	0 +2 HELOCs	0%	n/a		View
Bokf NA 792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05%	Conventional, Jumbo, HELOC	8 +6 HELOCs	1.8%	88.9%	$1,517,500	View
Eecu 1460 W Southlake Blvd, Southlake, TX 76092 A+5.0 ★Texas Ratio: 2.73%	Conventional, Jumbo, HELOC	6 +8 HELOCs	1.3%	100%	$530,000	View
US Bank, N.A. 13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo	5	1.1%	100%	$1,003,000	View
First Horizon Bank ★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo, HELOC	4 +1 HELOCs	0.9%	100%	$1,452,500	View
Prosperity Bank ★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58%	Conventional, Jumbo	4	0.9%	66.7%	$1,815,000	View
City Bank 751 E Southlake Blvd, Southlake, TX 76092 A+5.0 ★Texas Ratio: 1.71%	Conventional, Jumbo	4	0.9%	80%	$1,040,000	View
Cornerstone Capital Bank, Ssb 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21%	Conventional, Jumbo	3	0.7%	100%	$845,000	View
Texas Mortgage Lending, LLC 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	Conventional, Jumbo	3	0.7%	100%	$1,155,000	View
Randolph-Brooks Federal Credit Union 404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89%	Conventional, Jumbo	3	0.7%	80%	$328,333	View
Nexbank 2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	3	0.7%	100%	$1,131,666	View
Amplify Credit Union 2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.4%	100%	$1,160,000	View
Everett Financial, Inc. 1212 Royal Pkwy Ste 103, Euless, TX 76040 6713	Conventional, Jumbo	2	0.4%	100%	$1,545,000
International Bank of Commerce 1421 W Frontage Rd, Alamo, TX 78516	Conventional	2	0.4%	50%	$190,000
Centennial Bank 1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14%	Conventional, Jumbo	2	0.4%	100%	$1,545,000	View
First United Bank and Trust Co 10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43%	Conventional, HELOC	1 +3 HELOCs	0.2%	100%	$505,000	View
Legend Bank, N.A. 110 Franklin Street, Alvord, TX 76225 A+5.0 ★Texas Ratio: 0.92%	Conventional	1	0.2%	33.3%	$205,000	View
Tdecu 1460 W Southlake Blvd, Southlake, TX 76092 A+5.0 ★Texas Ratio: 5.55%	Conventional	1	0.2%	100%	$175,000	View
Bny Mellon, N.A. 4020 Maple Ave, Dallas, TX 75219 A+5.0 ★Texas Ratio: 0.37%	Conventional, Jumbo	1	0.2%	100%	$1,475,000	View
b1BANK 14951 Dallas Pkwy, Dallas, TX 75254 A5.0 ★Texas Ratio: 9.53%	Conventional, Jumbo	1	0.2%	100%	$945,000	View
First Bank 900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67%	Conventional	1	0.2%	100%	$145,000	View
NBT Financial Bank 1015 Champions Dr Suite 100, Aledo, TX 76008 A-4.9 ★Texas Ratio: 16.19%	Conventional	1	0.2%	100%	$805,000	View
Regions Bank 1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo	1	0.2%	100%	$965,000	View
Intouch Credit Union 1010 W Exchange Pkwy Ste 170, Allen, TX 75013 7113 A5.0 ★Texas Ratio: 11.58%	Conventional	1	0.2%	100%	$265,000	View
Vantage Bank Texas 1785 Ruben M Torres Blvd, Brownsville, TX 78521 A5.0 ★Texas Ratio: 8.20%	Conventional, Jumbo	1	0.2%	100%	$1,505,000	View
Texas Security Bank 2102 E State Hwy 114, Southlake, TX 76092 A+5.0 ★Texas Ratio: 3.46%	Conventional, Jumbo	1	0.2%	100%	$2,005,000	View
Texell Credit Union 416 Lake Rd, Belton, TX 76513 A+5.0 ★Texas Ratio: 3.98%	Conventional	1	0.2%	100%	$105,000	View
American National Bank & Trust 108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83%	Conventional	1	0.2%	100%	$745,000	View
Nizari Progressive Federal Credit Union 12730 Research Blvd, Austin, TX 78759 A+5.0 ★Texas Ratio: 1.16%	Conventional, Jumbo	1	0.2%	100%	$845,000	View
Central National Bank 835 W 6th St, Austin, TX 78703 A+5.0 ★Texas Ratio: 1.00%	Conventional, Jumbo	1	0.2%	100%	$1,085,000	View
BMO Harris Bank NA 200 Crescent Ct, Dallas, TX 75201 A+5.0 ★Texas Ratio: 3.54%	Conventional	1	0.2%	100%	$705,000	View
Texana Bank 124 E Rush St, Linden, TX 75563 A5.0 ★Texas Ratio: 13.83%	Conventional, Jumbo	1	0.2%	100%	$1,345,000	View
Texas Trust Credit Union 2501 E Pioneer Pkwy, Arlington, TX 76010 8365 A5.0 ★Texas Ratio: 6.31%	Conventional, Jumbo	1	0.2%	100%	$2,485,000	View
American National Bank of Texa 720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41%	Conventional, Jumbo	1	0.2%	50%	$1,005,000	View
Credit Union of Texas 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	HELOC	0 +5 HELOCs	0%	n/a		View
Amarillo National Bank 1500 S Coulter St, Amarillo, TX 79106 A5.0 ★Texas Ratio: 9.89%	HELOC	0 +3 HELOCs	0%	n/a		View
Zions Bancorporation, N.A. 4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72%	HELOC	0 +1 HELOCs	0%	100%		View
United Heritage Credit Union 12208 N Mopac Expy, Austin, TX 78758 A5.0 ★Texas Ratio: 8.63%	HELOC	0 +1 HELOCs	0%	n/a		View
Primelending	Conventional, Jumbo	6	1.3%	100%	$1,146,666
Certified Funding, L.P.	Conventional	4	0.9%	57.1%	$200,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, Jumbo	4	0.9%	100%	$520,000	View
Highlands Residential Mortgage, Ltd.	Conventional, Jumbo	2	0.4%	100%	$1,025,000
Gardner Financial Services	Conventional, VA, Jumbo	2	0.4%	100%	$1,165,000
Nationstar Mortgage	Conventional	2	0.4%	100%	$530,000
Ark-La-Tex Financial Services LLC	Conventional, Jumbo	2	0.4%	100%	$945,000
American Airlines Federal Cred	Conventional, Jumbo, HELOC	1 +3 HELOCs	0.2%	100%	$1,005,000
SWBC Mortgage Corporation	Conventional, Jumbo	1	0.2%	100%	$1,105,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0.2%	100%	$655,000
Network Funding, L.P.	Conventional	1	0.2%	33.3%	$795,000
Efinity Financial LLC A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.2%	100%	$805,000	View
Southwest Funding LP	Conventional	1	0.2%	100%	$205,000
United Wholesale Mortgage	Conventional, VA, Jumbo	43	9.5%	82.7%	$955,000
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, VA, Jumbo	29	6.4%	82.5%	$690,862	View
CrossCountry Mortgage, LLC	Conventional, Jumbo, HELOC	16 +1 HELOCs	3.5%	100%	$1,132,500
Pennymac Loan Services LLC	Conventional, VA, Jumbo	12	2.6%	86.7%	$1,027,500
Better Mortgage Corporation	Conventional, VA, Jumbo	11	2.4%	84.6%	$984,090
Guaranteed Rate, Inc.	Conventional, Jumbo	9	2%	100%	$1,032,777
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	8	1.8%	88.9%	$1,413,750	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	8	1.8%	100%	$1,281,250	View
Deephaven Mortgage LLC	Conventional, Jumbo	6	1.3%	60%	$863,333
Cmg Mortgage Inc	Conventional, Jumbo	6	1.3%	100%	$990,000
Provident Funding Associates	Conventional	6	1.3%	100%	$611,666
American Portfolio Mortgage Corporation	Conventional, VA, Jumbo	5	1.1%	83.3%	$769,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	5	1.1%	85.7%	$1,295,000	View
Spring Eq, LLC	Conventional, HELOC	4 +2 HELOCs	0.9%	71.4%	$285,000
loanDepot.com LLC	Conventional, Jumbo, HELOC	4 +1 HELOCs	0.9%	100%	$730,000
The Loan Store, Inc	Conventional, Jumbo, HELOC	4 +1 HELOCs	0.9%	80%	$695,000
Paramount Residential Mortgage	Conventional, Jumbo	4	0.9%	100%	$662,500
Cadence Bank	Conventional, Jumbo	3	0.7%	60%	$1,355,000
Guaranteed Rate Affinity, LLC	Conventional, Jumbo	3	0.7%	100%	$1,145,000
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	3	0.7%	100%	$4,238,333	View
Watermark Capital, Inc.	Conventional, Jumbo	3	0.7%	100%	$1,041,666
Kwik Mortgage Corporation	Conventional	3	0.7%	100%	$775,000
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional, Jumbo	3	0.7%	100%	$968,333	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional, Jumbo	2	0.4%	100%	$1,140,000	View
Lakeview Loan Servicing, LLC	Conventional, VA	2	0.4%	100%	$445,000
Newrez LLC	Conventional, Jumbo	2	0.4%	66.7%	$1,330,000
Sage Home Loans Corporation	Conventional	2	0.4%	100%	$700,000
PHH Mortgage Corporation	Conventional	2	0.4%	100%	$415,000
Guild Mortgage Company A+5.0 ★Texas Ratio: 2.58%	Conventional, Jumbo	2	0.4%	100%	$905,000	View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo	2	0.4%	100%	$735,000	View
Union Home Mortgage Corp.	Conventional	2	0.4%	66.7%	$405,000
First Colony Mortgage Corporat	Conventional, Jumbo	2	0.4%	100%	$840,000
Churchill Mortgage Corporation	Conventional	2	0.4%	100%	$445,000
Mortgage Research Center	VA, Jumbo	2	0.4%	100%	$1,540,000
Citadel Servicing Corporation	Conventional, Jumbo	2	0.4%	100%	$2,975,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	2	0.4%	100%	$3,005,000	View
Prosperity Home Mortgage, LLC	Conventional, Jumbo	2	0.4%	100%	$1,040,000
New American Funding, LLC.	Conventional	2	0.4%	66.7%	$465,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	2	0.4%	100%	$915,000	View
Toyota Financial Savings Bank	Conventional	2	0.4%	100%	$710,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, Jumbo	2	0.4%	66.7%	$2,750,000	View
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo	2	0.4%	66.7%	$1,925,000
Nexera Holding LLC	Conventional, Jumbo	2	0.4%	100%	$1,460,000
Vista Point Mortgage, LLC	Conventional, Jumbo	2	0.4%	100%	$1,585,000
Cake Mortgage Corp.	Conventional, Jumbo	2	0.4%	100%	$2,365,000
Lower, LLC	Conventional, HELOC	1 +1 HELOCs	0.2%	100%	$205,000
Arc Home LLC	Conventional, Jumbo	1	0.2%	50%	$3,005,000
American Financial Resources LLC	Conventional	1	0.2%	100%	$575,000
Residential Wholesale Mortgage	Conventional	1	0.2%	100%	$735,000
Primary Residential Mortgage, INC.	Conventional, Jumbo	1	0.2%	100%	$2,495,000
Liberty National Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12%	Conventional, Jumbo	1	0.2%	100%	$405,000	View
Freedom Mortgage Corporation	Conventional	1	0.2%	50%	$495,000
Canopy Mortgage, LLC	Conventional	1	0.2%	100%	$665,000
Farmers Insurance Federal Credit Union	Conventional	1	0.2%	100%	$255,000
AAA Capital Investment, Inc	Conventional	1	0.2%	100%	$805,000
Movement Mortgage, LLC	Conventional, Jumbo	1	0.2%	100%	$1,025,000
Resicentral LLC	Conventional	1	0.2%	100%	$725,000
Amerisave Mortgage Company A5.0 ★Texas Ratio: 9.93%	Conventional	1	0.2%	16.7%	$725,000	View
Synergy One Lending, Inc.	Conventional	1	0.2%	100%	$805,000
General Mortgage Capital Corporation	Conventional, Jumbo	1	0.2%	100%	$995,000
Technology Credit Union	Conventional, Jumbo	1	0.2%	100%	$1,055,000
AmWest Funding Corp	Conventional, Jumbo	1	0.2%	100%	$1,525,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	1	0.2%	100%	$775,000	View
Royal Pacific Funding	Conventional, Jumbo	1	0.2%	100%	$1,555,000
Intercap Lending Inc A5.0 ★Texas Ratio: 8.32%	Conventional, Jumbo	1	0.2%	100%	$905,000	View
Select Lending Services, LLC A+5.0 ★Texas Ratio: 3.16%	Conventional, Jumbo	1	0.2%	100%	$935,000	View
Network Capital Funding Corporation	Conventional	1	0.2%	100%	$365,000
Citizens Equity First Credit U	Conventional	1	0.2%	100%	$495,000
American Heritage Lending, LLC	Conventional	1	0.2%	100%	$455,000
Weichert Financial Services	Conventional	1	0.2%	100%	$805,000
Cardinal Financial Company, Li	Conventional	1	0.2%	50%	$805,000
Calcon Mutual Mortgage LLC	Conventional, Jumbo	1	0.2%	100%	$1,255,000
Nfm, Inc	VA, Jumbo	1	0.2%	100%	$1,325,000
Peoples Mortgage Company A5.0 ★Texas Ratio: 7.80%	Conventional	1	0.2%	100%	$765,000	View
Planet Home Lending, LLC	VA, Jumbo	1	0.2%	100%	$1,255,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.2%	100%	$545,000	View
Waterstone Mortgage Corporation	Conventional, Jumbo	1	0.2%	100%	$2,695,000
Academy Bank, N.A. A+5.0 ★Texas Ratio: 5.08%	Conventional, Jumbo	1	0.2%	100%	$1,355,000	View
Crystal Lake Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.94%	Conventional, Jumbo	1	0.2%	100%	$1,205,000	View
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.2%	50%	$775,000
Member First Mortgage, LLC	Conventional, Jumbo	1	0.2%	100%	$815,000
Towne Mortgage Company	Conventional	1	0.2%	100%	$765,000
Community First Bank A+5.0 ★Texas Ratio: 1.41%	Conventional, Jumbo	1	0.2%	100%	$1,905,000	View
Digital Federal Credit Union	Conventional, Jumbo	1	0.2%	33.3%	$1,205,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.2%	100%	$375,000
Florida Capital Bank, N.A	Conventional, Jumbo	1	0.2%	100%	$1,585,000
City National Bank A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	1	0.2%	100%	$1,735,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, Jumbo	1	0.2%	50%	$1,085,000	View
Champions Funding, LLC	Conventional	1	0.2%	100%	$485,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional, Jumbo	1	0.2%	100%	$1,075,000	View
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +3 HELOCs	0%	n/a		View
HomeBridge Financial Services, Inc	HELOC	0 +2 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Southlake Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Southlake, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Southlake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Southlake in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Southlake, TX

Use these to narrow the list above. Each category shows how many Southlake, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 78 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 59 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 18 lenders. Member owned, often lower fees and flexible underwriting for members VA lenders 11 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 96 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TX 46 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in Southlake, TX

Independent mortgage companies closed 55.4 percent of home loans in Southlake, Texas in 2025, banks 39.1 percent and credit unions 5.5 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Eecu the largest credit union. Among lenders headquartered in Texas, Frost Bank led with 12 loans.

55.4%

Mortgage companies

39.1%

Banks

5.5%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

All Texas lenders 1,264 lenders Houston 690 lenders San Antonio 463 lenders Fort Worth 521 lenders Austin 484 lenders Dallas 513 lenders El Paso 275 lenders Celina 272 lenders Corpus Christi 261 lenders Lubbock 281 lenders Arlington 342 lenders Frisco 337 lenders New Braunfels 280 lenders

Frequently Asked Questions About Mortgage Lenders in Southlake, TX

Who is the largest mortgage lender in Southlake, TX?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Southlake, Texas with 31 loans, about 6.8 percent of the market. The largest lender headquartered in Texas was Frost Bank with 12 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Southlake, TX lender list?

Yes. 59 banks and 18 credit unions closed home loans in Southlake, Texas in 2025, alongside 78 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Southlake, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Southlake, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Southlake, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Southlake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.