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Home / Mortgage Lenders / Texas / Santa Rita Ranch
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Mortgage Lenders and Brokers in Santa Rita Ranch, Texas

Santa Rita Ranch, Texas mortgage lenders include Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, University Federal Credit UnionUniversity Federal Credit Union701 College Dr, Abilene, TX 79601A+5.0 ★Texas Ratio: 3.82%, Pilgrim Mortgage LLCPilgrim Mortgage LLC123 E 3rd St, Clarendon, TX 79226A+5.0 ★Texas Ratio: 1.04%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Austin Telco FCUAustin Telco FCU8929 Shoal Creek Blvd, Austin, TX 78757A+5.0 ★Texas Ratio: 1.81%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, Aspire Home LoansAspire Home Loans900 Pershing Ave, Lufkin, TX 75904A+5.0 ★Texas Ratio: 0.15%, and Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Santa Rita Ranch, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Santa Rita Ranch are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Santa Rita Ranch, Texas

Market share is the lender's share of all home loans closed in Santa Rita Ranch, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
710 Highway 71 W, Bastrop, TX 78602
A+5.0 ★Texas Ratio: 3.21%
Conventional, FHA, VA 19 2% 100% $522,894 View
404 E Stacy Rd, Allen, TX 75002
A+5.0 ★Texas Ratio: 5.89%
Conventional, Jumbo, HELOC 11
+4 HELOCs
1.1% 86.7% $359,545 View
3250 Rebecca Ln, Abilene, TX 79606
A+5.0 ★Texas Ratio: 3.68%
Conventional, FHA, VA, Jumbo 10 1% 83.3% $581,000 View
701 College Dr, Abilene, TX 79601
A+5.0 ★Texas Ratio: 3.82%
Conventional, FHA 7 0.7% 77.8% $293,571 View
123 E 3rd St, Clarendon, TX 79226
A+5.0 ★Texas Ratio: 1.04%
Conventional, FHA 4 0.4% 100% $422,500 View
★ 5 stars, 1 review
15301 North Dallas Prkwy #100, Addison, TX 75001
A+5.0 ★Texas Ratio: 2.51%
Conventional, HELOC 3
+2 HELOCs
0.3% 37.5% $305,000 View
8929 Shoal Creek Blvd, Austin, TX 78757
A+5.0 ★Texas Ratio: 1.81%
Conventional 3 0.3% 75% $65,000 View
10526 W Parmer Ln, Austin, TX 78717
A5.0 ★Texas Ratio: 10.43%
Conventional, FHA 3 0.3% 100% $358,333 View
900 Pershing Ave, Lufkin, TX 75904
A+5.0 ★Texas Ratio: 0.15%
Conventional, VA 2 0.2% 100% $575,000 View
2200 S 27th St, Abilene, TX 79605
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 1
+3 HELOCs
0.1% 100% $425,000 View
13737 Noel Rd, Dallas, TX 75240
A+5.0 ★Texas Ratio: 2.85%
Conventional 1 0.1% 100% $675,000 View
900 Bailey Ranch Rd, Aledo, TX 76008
A5.0 ★Texas Ratio: 6.67%
Conventional 1 0.1% 50% $535,000 View
3945 Crosstown State Highway 286, Corpus Christi, TX 78416
A+5.0 ★Texas Ratio: 0.69%
Conventional 1 0.1% 100% $225,000 View
705 E 12th St, Austin, TX 78701 1909
A+5.0 ★Texas Ratio: 1.87%
Conventional 1 0.1% 100% $425,000 View
4630 N Loop 1604 W Ste 101, San Antonio, TX 78249
A+5.0 ★Texas Ratio: 0.70%
Conventional 1 0.1% 100% $55,000 View
10806 Metric Blvd, Austin, TX 78758
A+5.0 ★Texas Ratio: 3.87%
Conventional 1 0.1% 100% $255,000 View
2707 W Northwest Hwy, Dallas, TX 75220
A+5.0 ★Texas Ratio: 4.14%
Conventional 1 0.1% 100% $555,000 View
10750 Mcdermott Fwy, San Antonio, TX 78288
B-3.5 ★Texas Ratio: 6.80%
VA 1 0.1% 50% $395,000 View
416 Lake Rd, Belton, TX 76513
A+5.0 ★Texas Ratio: 3.98%
Conventional 1 0.1% 100% $45,000 View
★ 5 stars, 1 review
10901 W Highway 290, Austin, TX 78736
A5.0 ★Texas Ratio: 7.03%
Conventional 1 0.1% 50% $375,000 View
2000 N Main St, Belton, TX 76513
A+5.0 ★Texas Ratio: 0.26%
Conventional 1 0.1% 100% $555,000 View
International Bank of Commerce
1421 W Frontage Rd, Alamo, TX 78516
Conventional 1 0.1% 50% $95,000
2515 Mckinney Ave, Dallas, TX 75201
A-5.0 ★Texas Ratio: 14.93%
Conventional 1 0.1% 100% $295,000 View
116 W 3rd St, Taylor, TX 76574
A+5.0 ★Texas Ratio: 2.00%
Conventional 1 0.1% 100% $335,000 View
4800 GROVER AVE, AUSTIN, TX 78756
A5.0 ★Texas Ratio: 7.88%
Conventional 1 0.1% 100% $85,000 View
★ 1.7 stars, 3 reviews
1049 N 3rd St Ste 100, Abilene, TX 79601
A+5.0 ★Texas Ratio: 4.24%
HELOC 0
+2 HELOCs
0% n/a View
900 W Bethany Dr Ste 500, Allen, TX 75013 3834
A+5.0 ★Texas Ratio: 3.34%
HELOC 0
+1 HELOCs
0% n/a View
★ 1 stars, 1 review
3939 Belt Line Rd, Addison, TX 75001
A+5.0 ★Texas Ratio: 2.87%
HELOC 0
+1 HELOCs
0% n/a View
1402 W Stassney LN, Austin, TX 78745 2948
A5.0 ★Texas Ratio: 11.13%
HELOC 0
+1 HELOCs
0% 0% View
12208 N Mopac Expy, Austin, TX 78758
A5.0 ★Texas Ratio: 8.63%
HELOC 0
+1 HELOCs
0% n/a View
Primelending
Conventional, FHA, VA 35 3.6% 95.2% $553,285
Southern Lending Services, Ltd.
Conventional, VA, Jumbo 32 3.3% 100% $598,437
Clm Mortgage, Inc
Conventional, FHA, VA 26 2.7% 100% $479,230
Crestmark Mortgage Company, Ltd
Conventional, FHA, VA 26 2.7% 100% $536,153
PrimeLending Ventures LLC
Conventional 8 0.8% 90% $498,750
Interlinc Mortgage Services, LLC
Conventional, FHA, VA 7 0.7% 100% $549,285
Nationstar Mortgage
Conventional, FHA 6 0.6% 75% $296,666
Jnc Mortgage Company, Inc
Conventional, FHA 5 0.5% 100% $359,000
Sfmc, LP
FHA, VA 4 0.4% 100% $542,500
Aaxy LLC
Conventional 4 0.4% 100% $272,500
Network Funding, L.P.
FHA, VA 3 0.3% 100% $335,000
Parkstone Mortgage, LLC
FHA, VA 3 0.3% 100% $431,666
Ark-La-Tex Financial Services LLC
Conventional, USDA 3 0.3% 100% $295,000
Directions Equity, LLC
Conventional, VA 2 0.2% 100% $280,000
Highlands Residential Mortgage, Ltd.
Conventional 2 0.2% 100% $320,000
Encompass Lending Group, L.P.
Conventional, VA 2 0.2% 100% $445,000
Smart Choice Mortgage, LLC
Conventional, Jumbo 2 0.2% 100% $615,000
A+5.0 ★Texas Ratio: 0.51%
Conventional 2 0.2% 100% $265,000 View
Click n' Close, Inc.
VA 1 0.1% 100% $605,000
A+5.0 ★Texas Ratio: 0.92%
VA 1 0.1% 100% $605,000 View
United Wholesale Mortgage
Conventional, FHA, VA, Jumbo 174 18.1% 87.7% $500,057
Pulte Mortgage LLC
Conventional, FHA, VA 120 12.5% 86.3% $382,666
loanDepot.com LLC
Conventional, FHA, VA, HELOC 68
+1 HELOCs
7.1% 98.6% $312,647
Jet HomeLoans, LP
Conventional, FHA, VA 40 4.2% 100% $561,250
Toll Brothers Mortgage Company
Conventional, FHA, VA, Jumbo 37 3.9% 89.3% $586,081
B+4.7 ★Texas Ratio: 18.17%
Conventional, FHA, VA 31 3.2% 89.5% $440,161 View
Cmg Mortgage Inc
Conventional, FHA, VA, Jumbo 25 2.6% 100% $505,800
Taylor Morrison Home Funding, Inc.
Conventional, VA 22 2.3% 91.7% $605,000
Freedom Mortgage Corporation
Conventional, FHA, VA 15 1.6% 100% $455,666
Fairway Independent Mort Corp
Conventional, FHA, VA 15 1.6% 100% $377,000
Provident Funding Associates
Conventional 8 0.8% 100% $535,000
Pennymac Loan Services LLC
Conventional, FHA, VA 7 0.7% 87.5% $519,285
Mortgage Research Center
VA 7 0.7% 100% $503,571
Mortgage Solutions of Colorado
VA 7 0.7% 100% $456,428
A+5.0 ★Texas Ratio: 2.58%
Conventional, VA 6 0.6% 100% $505,000 View
The Loan Store, Inc
Conventional 5 0.5% 85.7% $291,000
A5.0 ★Texas Ratio: 8.14%
Conventional 5 0.5% 50% $69,000
Cadence Bank
Conventional 4 0.4% 100% $325,000
Lakeview Loan Servicing, LLC
Conventional, FHA, VA 4 0.4% 20% $402,500
New American Funding, LLC.
Conventional, FHA, VA 4 0.4% 100% $327,500
Newrez LLC
Conventional, VA 3 0.3% 75% $451,666
Movement Mortgage, LLC
Conventional, VA 3 0.3% 100% $478,333
A5.0 ★Texas Ratio: 8.47%
Conventional, USDA 3 0.3% 100% $568,333 View
Sun West Mortgage Company, Inc
Conventional 3 0.3% 100% $568,333
Union Home Mortgage Corp.
Conventional, FHA, VA, Jumbo 3 0.3% 100% $645,000
Planet Home Lending, LLC
FHA, VA 3 0.3% 75% $458,333
Summit Funding.Inc
FHA 3 0.3% 100% $458,333
Angel Oak Mortgage Solutions LLC
Conventional 3 0.3% 100% $401,666
Spring Eq, LLC
Conventional 3 0.3% 60% $58,333
Guaranteed Rate, Inc.
Conventional 2 0.2% 100% $320,000
Equity Prime Mortgage LLC
FHA, VA 2 0.2% 100% $405,000
CrossCountry Mortgage, LLC
Conventional, FHA 2 0.2% 66.7% $325,000
Kind Lending, LLC
FHA 2 0.2% 50% $435,000
D3.3 ★Texas Ratio: 35.11%
Conventional 2 0.2% 66.7% $225,000 View
AmeriHome Mortgage Company, LLC
Conventional, FHA 2 0.2% 66.7% $440,000
A+5.0 ★Texas Ratio: 5.06%
Conventional 2 0.2% 50% $170,000 View
Resicentral LLC
Conventional 2 0.2% 66.7% $480,000
AmWest Funding Corp
Conventional 2 0.2% 100% $550,000
Securitynational Mortgage Company
Conventional, FHA 2 0.2% 100% $215,000
Kwik Mortgage Corporation
Conventional 2 0.2% 100% $335,000
Cardinal Financial Company, Li
Conventional 2 0.2% 100% $415,000
American Pacific Mortgage Corporation
Conventional 2 0.2% 100% $325,000
Digital Federal Credit Union
Conventional 2 0.2% 66.7% $220,000
Better Mortgage Corporation
Conventional 2 0.2% 40% $605,000
Carrington Mortgage Services LLC
FHA, VA 2 0.2% 100% $455,000
Leaderone Financial Corp.
Conventional 2 0.2% 100% $535,000
Arc Home LLC
Conventional 1 0.1% 100% $425,000
First Community Mortgage, Inc.
VA 1 0.1% 100% $475,000
Guaranteed Rate Affinity, LLC
Conventional 1 0.1% 100% $755,000
Residential Wholesale Mortgage
VA 1 0.1% 100% $215,000
Gold Star Mortgage Financial Group, Corporation
VA 1 0.1% 100% $365,000
Affordable Mortgage Advisors
Conventional 1 0.1% 100% $235,000
Canopy Mortgage, LLC
VA 1 0.1% 100% $505,000
NOVA Financial & Investment Corporation
Conventional 1 0.1% 100% $275,000
Sage Home Loans Corporation
Conventional 1 0.1% 100% $695,000
Nbkc Bank
Conventional 1 0.1% 25% $405,000
ALCOVA Mortgage, LLC
FHA 1 0.1% 100% $385,000
Guidance Residential, LLC
Conventional 1 0.1% 100% $375,000
PHH Mortgage Corporation
Conventional 1 0.1% 50% $715,000
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 0.1% 100% $605,000 View
Filo Mortgage, LLC
Conventional 1 0.1% 100% $475,000
A5.0 ★Texas Ratio: 9.93%
Conventional 1 0.1% 50% $415,000 View
Synergy One Lending, Inc.
VA 1 0.1% 100% $425,000
A5.0 ★Texas Ratio: 13.21%
VA 1 0.1% 100% $275,000 View
M Squared Financial LLC
Conventional 1 0.1% 100% $575,000
Googain, Inc.
Conventional 1 0.1% 100% $255,000
Discover Bank
Conventional 1 0.1% 20% $65,000
Bay Equity LLC
Conventional 1 0.1% 100% $335,000
A+5.0 ★Texas Ratio: 2.00%
Conventional 1 0.1% 100% $415,000 View
Weichert Financial Services
VA 1 0.1% 100% $305,000
Homeowners Financial Group, LLC
Conventional 1 0.1% 100% $275,000
Securityplus FCU
Conventional 1 0.1% 100% $475,000
A5.0 ★Texas Ratio: 6.31%
Conventional 1 0.1% 100% $375,000
A+5.0 ★Texas Ratio: 3.68%
Conventional 1 0.1% 100% $445,000 View
Towne Mortgage Company
FHA 1 0.1% 100% $535,000
V.I.P. Mortgage, Inc.
Conventional 1 0.1% 100% $405,000
Geo-Corp, Inc.
FHA 1 0.1% 100% $345,000
A+5.0 ★Texas Ratio: 3.12%
Conventional 1 0.1% 100% $665,000 View
ClearEdge Lending LLC
Conventional 1 0.1% 100% $355,000
Paramount Residential Mortgage
Conventional 1 0.1% 100% $635,000
Nexera Holding LLC
Conventional 1 0.1% 100% $105,000
Vanderbilt Mortgage and Finance, Inc
Conventional 1 0.1% 100% $105,000
A5.0 ★Texas Ratio: 9.09%
FHA 1 0.1% 100% $485,000 View
Geneva Financial LLC
Conventional 1 0.1% 100% $375,000
Plaza Home Mortgage, Inc
FHA 1 0.1% 100% $345,000
Goprime Mortgage, Inc.
VA 1 0.1% 100% $385,000
Tomo Mortgage LLC
Conventional 1 0.1% 50% $255,000
Tammac Holdings Corporation
Conventional 1 0.1% 37.5% $95,000
Figure Lending LLC
HELOC 0
+2 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 3.19%
HELOC 0
+1 HELOCs
0% n/a View
HomeBridge Financial Services, Inc
HELOC 0
+1 HELOCs
0% n/a
Pentagon Federal Credit Union
HELOC 0
+1 HELOCs
0% 0%
Lendage, LLC dba Achieve Loans
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Santa Rita Ranch, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Santa Rita Ranch? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Santa Rita Ranch in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Santa Rita Ranch, TX

Use these to narrow the list above. Each category shows how many Santa Rita Ranch, TX lenders fit and what that kind of lender is usually best for.

Who Lends in Santa Rita Ranch, TX

Independent mortgage companies closed 86 percent of home loans in Santa Rita Ranch, Texas in 2025, banks 10.3 percent and credit unions 3.6 percent. Pilgrim Mortgage LLC was the largest mortgage company, Cornerstone Capital Bank, Ssb the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Cornerstone Capital Bank, Ssb led with 19 loans.

86%
Mortgage companies
10.3%
Banks
3.6%
Credit unions
12%
FHA loans
12%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Santa Rita Ranch, TX

Who is the largest mortgage lender in Santa Rita Ranch, TX?

By home loans closed in 2025, Cornerstone Capital Bank, Ssb was the largest mortgage lender in Santa Rita Ranch, Texas with 19 loans, about 2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Santa Rita Ranch, TX have the highest approval rates?

Among lenders with meaningful volume in Santa Rita Ranch, Texas, loanDepot.com LLC approved the highest share of completed applications in 2025 at 98.6 percent, against a 87.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Santa Rita Ranch, TX mortgage lenders offer FHA, VA and USDA loans?

40 lenders closed FHA loans in Santa Rita Ranch, Texas in 2025, led by loanDepot.com LLC with 24. 46 lenders closed VA loans, led by Pulte Mortgage LLC, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Santa Rita Ranch, TX lender list?

Yes. 29 banks and 16 credit unions closed home loans in Santa Rita Ranch, Texas in 2025, alongside 98 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Santa Rita Ranch, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Santa Rita Ranch, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Santa Rita Ranch, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Santa Rita Ranch. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.