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Mortgage Lenders and Brokers in Rowlett, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Rowlett, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3431 Highway 66, Rowlett, TX 75088A+5.0 ★Texas Ratio: 3.68%, American National Bank of TexaAmerican National Bank of Texa5320 Lakeview Pkwy, Rowlett, TX 75088B+4.0 ★Texas Ratio: 2.41%, Wells Fargo Bank NAWells Fargo Bank NA2601 Lakeview Pkwy, Rowlett, TX 75088A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA2409 Lakeview Pkwy, Rowlett, TX 75088A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.8401 Lakeview Pkwy, Rowlett, TX 75088A+5.0 ★Texas Ratio: 4.24%, Truist BankTruist Bank2001 Lakeview Pkwy, Rowlett, TX 75088A+5.0 ★Texas Ratio: 2.87%, US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, and Texans Credit UnionTexans Credit Union406 W McDermott Dr, Allen, TX 75013 2708A+5.0 ★Texas Ratio: 4.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Rowlett, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rowlett are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Rowlett, Texas

Market share is the lender's share of all home loans closed in Rowlett, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 1 office in Rowlett 3431 Highway 66, Rowlett, TX 75088 A+5.0 ★Texas Ratio: 3.68%	Conventional	27	2.4%	87.1%	$306,481	View
American National Bank of Texa 1 office in Rowlett 5320 Lakeview Pkwy, Rowlett, TX 75088 B+4.0 ★Texas Ratio: 2.41%	Conventional	14	1.2%	83.3%	$280,714	View
Wells Fargo Bank NA 1 office in Rowlett 2601 Lakeview Pkwy, Rowlett, TX 75088 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	11	1%	64.7%	$290,454	View
Bank of America NA 1 office in Rowlett 2409 Lakeview Pkwy, Rowlett, TX 75088 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	7 +12 HELOCs	0.6%	63.6%	$317,857	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Rowlett 8401 Lakeview Pkwy, Rowlett, TX 75088 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +13 HELOCs	0.2%	100%	$305,000	View
Truist Bank ★ 1 stars, 1 review 1 office in Rowlett 2001 Lakeview Pkwy, Rowlett, TX 75088 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	1 +7 HELOCs	0.1%	100%	$535,000	View
US Bank, N.A. 13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA	20	1.8%	100%	$393,000	View
Everett Financial, Inc. 1212 Royal Pkwy Ste 103, Euless, TX 76040 6713	Conventional, FHA, HELOC	14 +1 HELOCs	1.2%	100%	$321,428
Frost Bank ★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51%	Conventional, HELOC	11 +5 HELOCs	1%	54.5%	$83,181	View
Texans Credit Union 406 W McDermott Dr, Allen, TX 75013 2708 A+5.0 ★Texas Ratio: 4.22%	Conventional	10	0.9%	66.7%	$119,000	View
Texas Mortgage Lending, LLC 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	Conventional, FHA	9	0.8%	83.3%	$233,888	View
Randolph-Brooks Federal Credit Union 404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89%	Conventional, HELOC	8 +2 HELOCs	0.7%	90%	$227,500	View
Velocio Mortgage, L.L.C. 705 E 12th St, Austin, TX 78701 1909 A+5.0 ★Texas Ratio: 1.87%	Conventional, FHA	6	0.5%	100%	$376,666	View
Nexbank 2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93%	Conventional	4	0.4%	100%	$257,500	View
First United Bank and Trust Co 10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43%	Conventional, HELOC	3 +2 HELOCs	0.3%	100%	$325,000	View
Pilgrim Mortgage LLC 123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04%	Conventional, VA	3	0.3%	100%	$411,666	View
Usaa Federal Savings Bank 10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80%	VA	3	0.3%	60%	$245,000	View
Prosperity Bank ★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58%	Conventional	3	0.3%	66.7%	$431,666	View
Tdecu 2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55%	Conventional	2	0.2%	100%	$115,000	View
MidFirst Bank 1920 Mckinney Ave, Dallas, TX 75201 A+5.0 ★Texas Ratio: 4.93%	Conventional	2	0.2%	100%	$355,000	View
First Bank 900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67%	Conventional	2	0.2%	100%	$205,000	View
Regions Bank 1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37%	Conventional	2	0.2%	60%	$495,000	View
TexasBank 501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55%	Conventional	2	0.2%	100%	$190,000	View
Veritex Community Bank 3800 Matlock Rd, Arlington, TX 76015	Conventional	2	0.2%	100%	$435,000
America'S Credit Union 4040 N Central Expy Ste 100, Dallas, TX 75204 A+5.0 ★Texas Ratio: 2.52%	Conventional	2	0.2%	100%	$200,000	View
Harmony Bank 247 W Davis St, Dallas, TX 75208 A+5.0 ★Texas Ratio: 0.07%	Conventional	2	0.2%	66.7%	$240,000	View
Inwood National Bank 1312 Washington St, Commerce, TX 75428 A+5.0 ★Texas Ratio: 1.84%	Conventional	2	0.2%	100%	$550,000	View
First Financial Bank 2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$295,000	View
Amplify Credit Union 2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72%	Conventional	1	0.1%	100%	$155,000	View
Trinity Capital Bank of Texas 1301 N Riverfront Blvd, Dallas, TX 75207 A+5.0 ★Texas Ratio: 3.35%	Conventional	1	0.1%	100%	$335,000	View
North Dallas Bank & Trust Co. 12900 Preston Rd, Dallas, TX 75230 A5.0 ★Texas Ratio: 10.34%	Conventional	1	0.1%	50%	$175,000	View
Cornerstone Capital Bank, Ssb 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$535,000	View
LibertyOne Credit Union 2221 E Lamar Blvd Ste 110, Arlington, TX 76006 A5.0 ★Texas Ratio: 8.30%	Conventional	1	0.1%	100%	$145,000	View
Southside Bank 2831 W Park Row Dr, Arlington, TX 76013 A+5.0 ★Texas Ratio: 0.90%	FHA	1	0.1%	100%	$305,000	View
Bank of Whittier, Na 1431 E Spring Valley Rd, Richardson, TX 75081 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$345,000	View
Lone Star Credit Union 1515 Fannin St Ste D, Columbus, TX 78934 A+5.0 ★Texas Ratio: 2.03%	Conventional	1	0.1%	100%	$45,000	View
Greater Texas FCU 1425 N CENTER ST, ARLINGTON, TX 76011	Conventional	1	0.1%	50%	$85,000
Intouch Credit Union 1010 W Exchange Pkwy Ste 170, Allen, TX 75013 7113 A5.0 ★Texas Ratio: 11.58%	Conventional	1	0.1%	100%	$225,000	View
Eecu 2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73%	Conventional	1	0.1%	100%	$135,000	View
Susser Bank 2326 W Pleasant Ridge Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.02%	Conventional	1	0.1%	50%	$155,000	View
NBH Bank 3720 Jefferson St, Austin, TX 78731 A+5.0 ★Texas Ratio: 2.90%	FHA	1	0.1%	100%	$215,000	View
Vantage Bank Texas 1785 Ruben M Torres Blvd, Brownsville, TX 78521 A5.0 ★Texas Ratio: 8.20%	Conventional	1	0.1%	100%	$325,000	View
Texas Security Bank 5151 Belt Line Road, Dallas, TX 75254 A+5.0 ★Texas Ratio: 3.46%	Conventional	1	0.1%	100%	$425,000	View
Armed Forces Bank, N.A. 1617 Pleasonton Rd Ste G 109, El Paso, TX 79906 A+5.0 ★Texas Ratio: 4.81%	VA	1	0.1%	100%	$445,000	View
Cadence Lending Group, Inc. 134 N Marcus St, Alto, TX 75925	Conventional	1	0.1%	100%	$475,000
Texas Tech Federal Credit Union 4001 Catclaw Dr, Abilene, TX 79606	FHA	1	0.1%	100%	$315,000
American National Bank & Trust 108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83%	Conventional	1	0.1%	50%	$205,000	View
Texas Regional Bank 1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25%	Conventional	1	0.1%	100%	$325,000	View
City Bank 4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71%	Conventional	1	0.1%	100%	$165,000	View
International Bank of Commerce 1421 W Frontage Rd, Alamo, TX 78516	Conventional	1	0.1%	100%	$315,000
Umb Bank NA 3910 S Treadaway Blvd, Abilene, TX 79602 A+5.0 ★Texas Ratio: 1.78%	Conventional	1	0.1%	100%	$405,000	View
Metro City Bank 2509 Old Denton Rd, Carrollton, TX 75006 A+5.0 ★Texas Ratio: 3.17%	Conventional	1	0.1%	100%	$245,000	View
Credit Union of Texas 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	HELOC	0 +36 HELOCs	0%	n/a		View
Bokf NA 792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05%	HELOC	0 +1 HELOCs	0%	0%		View
Simmons Bank 3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33%	HELOC	0 +1 HELOCs	0%	0%		View
United Heritage Credit Union 12208 N Mopac Expy, Austin, TX 78758 A5.0 ★Texas Ratio: 8.63%	HELOC	0 +1 HELOCs	0%	n/a		View
Heritage Mortgage, LLC C-3.6 ★Texas Ratio: 31.27%	Conventional, FHA, VA	25	2.2%	100%	$317,000	View
Integrity Mortgage Corporation of Texas	Conventional, FHA, VA	16	1.4%	100%	$318,125
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	16	1.4%	94.1%	$335,000
Highlands Residential Mortgage, Ltd.	Conventional, FHA, VA	15	1.3%	100%	$372,333
AML Funding LLC dba Absolute Mortgage & Lending	Conventional, Jumbo	11	1%	100%	$399,545
Nationstar Mortgage	Conventional, FHA	11	1%	92.3%	$235,000
Sfmc, LP	Conventional, FHA	10	0.9%	92.9%	$334,000
Network Funding, L.P.	Conventional, FHA	10	0.9%	100%	$326,000
Primelending	Conventional, FHA	9	0.8%	90.9%	$267,222
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, VA	6	0.5%	85.7%	$273,333	View
SWBC Mortgage Corporation	Conventional	4	0.4%	100%	$370,000
Brookhollow Mortgage Services, Ltd	Conventional, FHA	3	0.3%	100%	$298,333
Willow Bend Mortgage Company, LLC	Conventional, FHA	3	0.3%	100%	$375,000
Gardner Financial Services	Conventional	3	0.3%	100%	$315,000
Right Start Mortgage, Inc	FHA, VA	3	0.3%	100%	$345,000
Directions Equity, LLC	FHA, VA	2	0.2%	100%	$370,000
Click n' Close, Inc.	Conventional, FHA	2	0.2%	100%	$200,000
Southwest Funding LP	Conventional	2	0.2%	100%	$280,000
Envoy Mortgage, Ltd	Conventional	1	0.1%	100%	$485,000
Republic State Mortgage Company	Conventional	1	0.1%	100%	$265,000
Commercial Bank of Texas, NA	Conventional, Jumbo	1	0.1%	100%	$1,425,000
Loanpeople, LLC	Conventional	1	0.1%	100%	$345,000
Golden Bank National Associati	Conventional	1	0.1%	100%	$165,000
Gsb Mortgage, Inc.	Conventional	1	0.1%	100%	$305,000
Genway Home Mortgage, Inc.	Conventional	1	0.1%	50%	$535,000
Red Diamond Home Loans, LLC	Conventional	1	0.1%	100%	$285,000
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	100%
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo	101	8.9%	88%	$380,544
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, FHA, VA	100	8.8%	86.2%	$304,900	View
Mattamy Home Funding LLC	Conventional, FHA, VA	32	2.8%	84.2%	$426,250
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	30 +1 HELOCs	2.6%	96.8%	$391,333
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	30 +1 HELOCs	2.6%	96.8%	$388,666
Pennymac Loan Services LLC	Conventional, FHA, VA	27	2.4%	78.9%	$332,037
Freedom Mortgage Corporation	Conventional, FHA, VA	17	1.5%	96%	$383,235
Mortgage Research Center	VA	17	1.5%	81%	$410,294
New American Funding, LLC.	Conventional, FHA, VA	15	1.3%	75%	$277,666
American Portfolio Mortgage Corporation	Conventional, FHA	14	1.2%	100%	$317,857
The Loan Store, Inc	Conventional, FHA, VA	14	1.2%	85%	$456,428
Kind Lending, LLC	Conventional, FHA	13	1.1%	100%	$371,923
Das Acquisition Company, LLC	Conventional, FHA, VA	13	1.1%	100%	$322,692
loanDepot.com LLC	Conventional, FHA, HELOC	12 +3 HELOCs	1.1%	70.6%	$213,333
Guaranteed Rate, Inc.	Conventional, FHA, VA	12	1.1%	100%	$316,666
Guild Mortgage Company A+5.0 ★Texas Ratio: 2.58%	Conventional, FHA	12	1.1%	85.7%	$332,500	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA	12	1.1%	54.5%	$257,500
Newrez LLC	Conventional, FHA	11	1%	50%	$277,727
Fairway Independent Mort Corp	Conventional, FHA, VA	10	0.9%	100%	$351,000
Planet Home Lending, LLC	Conventional, FHA, VA	9	0.8%	90.9%	$348,333
AmeriHome Mortgage Company, LLC	Conventional, FHA	8	0.7%	100%	$285,000
Amerisave Mortgage Company A5.0 ★Texas Ratio: 9.93%	Conventional	7	0.6%	50%	$245,000	View
Lower, LLC	Conventional, FHA	7	0.6%	100%	$317,857
Cadence Bank	Conventional, Jumbo	6	0.5%	100%	$551,666
American Financial Resources LLC	Conventional, FHA, VA	6	0.5%	100%	$353,333
AmWest Funding Corp	Conventional	6	0.5%	100%	$396,666
Sierra Pacific Mortgage Co. Inc	Conventional	6	0.5%	100%	$350,000
Zillow Home Loans, LLC	Conventional, FHA	6	0.5%	100%	$466,666
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	6	0.5%	100%	$388,333
Nexera Holding LLC	Conventional, Jumbo	5	0.4%	100%	$415,000
Carrington Mortgage Services LLC	Conventional	5	0.4%	66.7%	$277,000
Goodleap, LLC	Conventional, HELOC	4 +1 HELOCs	0.4%	80%	$207,500
Royal United Mortgage LLC	Conventional, FHA	4	0.4%	80%	$240,000
Lakeview Loan Servicing, LLC	Conventional, FHA	4	0.4%	37.5%	$372,500
Canopy Mortgage, LLC	Conventional, FHA	4	0.4%	100%	$362,500
Eustis Mortgage Corp A+5.0 ★Texas Ratio: 3.34%	Conventional, FHA	4	0.4%	100%	$342,500	View
Platinum Eagle Mortgage, LLC	Conventional, FHA, VA	4	0.4%	100%	$405,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	4	0.4%	100%	$467,500	View
Provident Funding Associates	Conventional	4	0.4%	80%	$315,000
American Pacific Mortgage Corporation	Conventional, FHA	4	0.4%	100%	$335,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	4	0.4%	100%	$325,000	View
The Mortgage Link, Inc.	Conventional, FHA	4	0.4%	100%	$442,500
Spring Eq, LLC	Conventional, HELOC	3 +1 HELOCs	0.3%	27.3%	$111,666
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	3	0.3%	100%	$348,333	View
American Mortgage Bank A+5.0 ★Texas Ratio: 4.14%	FHA, VA	3	0.3%	100%	$391,666	View
Gold Star Mortgage Financial Group, Corporation	Conventional, VA	3	0.3%	100%	$375,000
Equity Prime Mortgage LLC	FHA	3	0.3%	100%	$438,333
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional	3	0.3%	75%	$451,666	View
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	3	0.3%	100%	$281,666	View
American Financial Network, Inc.	Conventional, FHA	3	0.3%	75%	$328,333
Discover Bank	Conventional	3	0.3%	16.7%	$118,333
Flexpoint, Inc.	Conventional	3	0.3%	100%	$281,666
Union Home Mortgage Corp.	Conventional, FHA	3	0.3%	100%	$331,666
Cardinal Financial Company, Li	Conventional, FHA	3	0.3%	71.4%	$348,333
Nfm, Inc	Conventional	3	0.3%	100%	$345,000
Churchill Mortgage Corporation	Conventional, FHA	3	0.3%	100%	$258,333
Uif Corporation	Conventional	3	0.3%	100%	$371,666
Mutual of Omaha Mortgage	Conventional, VA	3	0.3%	75%	$331,666
ClearEdge Lending LLC	Conventional	3	0.3%	100%	$518,333
21St Mortgage	Conventional	3	0.3%	20%	$78,333
Paramount Residential Mortgage	Conventional, FHA, VA	3	0.3%	75%	$328,333
Champions Funding, LLC	Conventional	3	0.3%	75%	$398,333
Village Capital & Investment	FHA, VA	3	0.3%	100%	$515,000
Panorama Mortgage Group, LLC	Conventional, FHA	2	0.2%	100%	$220,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	2	0.2%	100%	$305,000	View
NOVA Financial & Investment Corporation	Conventional, FHA	2	0.2%	100%	$170,000
All Credit Considered Mortgage, Inc.	Conventional	2	0.2%	100%	$305,000
Nbkc Bank	Conventional	2	0.2%	100%	$305,000
Guidance Residential, LLC	Conventional	2	0.2%	100%	$390,000
Resicentral LLC	Conventional	2	0.2%	100%	$405,000
Synergy One Lending, Inc.	Conventional, FHA	2	0.2%	100%	$445,000
Nqm Funding, LLC	Conventional	2	0.2%	66.7%	$305,000
Sun West Mortgage Company, Inc	Conventional	2	0.2%	100%	$355,000
Mortgage Financial Services	Conventional, VA	2	0.2%	100%	$400,000
Standard Mortgage Corporation	Conventional	2	0.2%	66.7%	$270,000
SIRVA Mortgage, Inc.	Conventional, FHA	2	0.2%	100%	$470,000
Midwest Mortgage Associates Corp	Conventional, FHA	2	0.2%	100%	$225,000
Weichert Financial Services	Conventional	2	0.2%	100%	$300,000
Nations Lending Corporation	Conventional, FHA	2	0.2%	100%	$335,000
Lendsure Mortgage Corp.	Conventional	2	0.2%	100%	$250,000
Great Plains National Bank	Conventional, FHA	2	0.2%	100%	$490,000
V.I.P. Mortgage, Inc.	Conventional, FHA	2	0.2%	100%	$350,000
Mortgage Solutions of Colorado	FHA, VA	2	0.2%	100%	$290,000
Geo-Corp, Inc.	Conventional, FHA	2	0.2%	100%	$370,000
Nations Direct Mortgage, LLC	Conventional, VA	2	0.2%	66.7%	$350,000
Nmsi, Inc.	Conventional	2	0.2%	100%	$340,000
Florida Capital Bank, N.A	Conventional	2	0.2%	100%	$285,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	2	0.2%	100%	$740,000	View
JMAC Lending, Inc.	Conventional	2	0.2%	100%	$245,000
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$315,000
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$205,000	View
Pentagon Federal Credit Union	Conventional, HELOC	1 +3 HELOCs	0.1%	33.3%	$275,000
Arc Home LLC	Conventional	1	0.1%	100%	$325,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$435,000	View
Cornerstone First Mortgage, LLC	FHA	1	0.1%	100%	$305,000
Guaranteed Rate Affinity, LLC	Conventional	1	0.1%	100%	$345,000
Liberty Federal Credit Union	Conventional	1	0.1%	100%	$455,000
Cliffco, Inc.	Conventional	1	0.1%	100%	$195,000
Neighborhood Loans, Inc	Conventional	1	0.1%	14.3%	$15,000
Atlantic Coast Mortgage, LLC	Conventional	1	0.1%	100%	$435,000
Primary Residential Mortgage, INC.	Conventional	1	0.1%	100%	$145,000
First Bank A+5.0 ★Texas Ratio: 2.49%	Conventional	1	0.1%	100%	$275,000	View
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$285,000
Acrisure Mortgage, LLC	Conventional	1	0.1%	100%	$455,000
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 5.06%	Conventional	1	0.1%	34.6%	$75,000	View
Movement Mortgage, LLC	Conventional	1	0.1%	100%	$295,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$275,000	View
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$805,000	View
Granite Bank A5.0 ★Texas Ratio: 13.85%	FHA	1	0.1%	100%	$235,000	View
Deephaven Mortgage LLC	Conventional	1	0.1%	50%	$205,000
Bridgeway Lending Partners, LLC	Conventional	1	0.1%	100%	$255,000
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$145,000
Assurance Financial Group, L.L.C.	FHA	1	0.1%	100%	$395,000
Constant Investments, Inc	Conventional	1	0.1%	100%	$295,000
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$245,000
Ally Bank A5.0 ★Texas Ratio: 8.00%	Conventional	1	0.1%	100%	$375,000	View
Flat Branch Mortgage, Inc.	Conventional	1	0.1%	100%	$295,000
American Federal Mortgage Corporation	Conventional	1	0.1%	100%	$715,000
Bay Equity LLC	Conventional	1	0.1%	100%	$275,000
Strong Home Mortgage, LLC	Conventional	1	0.1%	100%	$375,000
Bank of Colorado	Conventional	1	0.1%	100%	$335,000
Calcon Mutual Mortgage LLC	Conventional	1	0.1%	100%	$435,000
Altra Federal Credit Union A+5.0 ★Texas Ratio: 3.03%	Conventional	1	0.1%	100%	$425,000	View
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	100%	$345,000	View
T2 Financial LLC	Conventional	1	0.1%	100%	$325,000
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	33.3%	$395,000
Integrity Home Mortgage Corporation	Conventional	1	0.1%	100%	$495,000
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	FHA	1	0.1%	100%	$325,000	View
Member First Mortgage, LLC	Conventional	1	0.1%	100%	$215,000
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.1%	100%	$285,000	View
Towne Mortgage Company	VA	1	0.1%	100%	$335,000
First Guaranty Bank	Conventional	1	0.1%	100%	$225,000
Digital Federal Credit Union	Conventional	1	0.1%	100%	$495,000
Better Mortgage Corporation	Conventional	1	0.1%	20%	$55,000
Citadel Servicing Corporation	Conventional	1	0.1%	50%	$525,000
Summit Funding.Inc	Conventional	1	0.1%	50%	$275,000
Nationwide Mortgage Bankers, Inc.	FHA	1	0.1%	100%	$325,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional	1	0.1%	100%	$655,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.1%	100%	$635,000	View
Toyota Financial Savings Bank	Conventional	1	0.1%	100%	$445,000
Reliance First Capital, LLC	Conventional	1	0.1%	100%	$195,000
Loan Simple, Inc.	FHA	1	0.1%	100%	$285,000
Plaza Home Mortgage, Inc	FHA	1	0.1%	50%	$325,000
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +2 HELOCs	0%	n/a
Chartway FCU	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	HELOC	0 +1 HELOCs	0%	n/a		View
Bancfirst A5.0 ★Texas Ratio: 6.40%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Rowlett Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Rowlett, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Rowlett? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rowlett in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Rowlett, TX

Use these to narrow the list above. Each category shows how many Rowlett, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 141 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 69 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 21 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 78 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 37 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 7 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TX 67 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in Rowlett, TX

Independent mortgage companies closed 77.5 percent of home loans in Rowlett, Texas in 2025, banks 17.7 percent and credit unions 4.7 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Texans Credit Union the largest credit union. Among lenders headquartered in Texas, American National Bank of Texa led with 14 loans.

77.5%

Mortgage companies

17.7%

Banks

4.7%

Credit unions

19%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

All Texas lenders 1,264 lenders Houston 690 lenders San Antonio 463 lenders Fort Worth 521 lenders Austin 484 lenders Dallas 513 lenders El Paso 275 lenders Celina 272 lenders Corpus Christi 261 lenders Lubbock 281 lenders Arlington 342 lenders Frisco 337 lenders New Braunfels 280 lenders

Frequently Asked Questions About Mortgage Lenders in Rowlett, TX

Who is the largest mortgage lender in Rowlett, TX?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Rowlett, Texas with 27 loans, about 2.4 percent of the market. The largest lender headquartered in Texas was American National Bank of Texa with 14 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Rowlett, TX have the highest approval rates?

Among lenders with meaningful volume in Rowlett, Texas, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 88 percent, against a 82.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Rowlett, TX mortgage lenders offer FHA, VA and USDA loans?

78 lenders closed FHA loans in Rowlett, Texas in 2025, led by United Wholesale Mortgage with 24. 37 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Rowlett, TX lender list?

Yes. 69 banks and 21 credit unions closed home loans in Rowlett, Texas in 2025, alongside 141 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Rowlett, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Rowlett, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rowlett, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rowlett. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.