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Mortgage Lenders and Brokers in Richardson, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Richardson, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA110 N Coit Rd, Richardson, TX 75080A+5.0 ★Texas Ratio: 3.68%, Frost BankFrost Bank700 E Campbell Rd, Richardson, TX 75081A+5.0 ★Texas Ratio: 2.51%, Texans Credit UnionTexans Credit Union777 E Campbell Rd, Richardson, TX 75081 1891A+5.0 ★Texas Ratio: 4.22%, Bank of America NABank of America NA551 S Plano Rd, Richardson, TX 75081A+5.0 ★Texas Ratio: 4.14%, Bokf NABokf NA333 W Campbell Rd, Richardson, TX 75080A+5.0 ★Texas Ratio: 1.05%, Sunflower Bank, N.A.Sunflower Bank, N.A.1755 N Collins Blvd, Richardson, TX 75080A5.0 ★Texas Ratio: 10.77%, Prosperity BankProsperity Bank1280 W Campbell Rd, Richardson, TX 75080A+5.0 ★Texas Ratio: 1.58%, Wells Fargo Bank NAWells Fargo Bank NA2601 N Floyd Rd, Richardson, TX 75080A+5.0 ★Texas Ratio: 5.36%, Texas Republic Bank, N.A.Texas Republic Bank, N.A.690 W Campbell Rd, Richardson, TX 75080A5.0 ★Texas Ratio: 8.17%, and Truist BankTruist Bank801 E Campbell Rd, Richardson, TX 75081A+5.0 ★Texas Ratio: 2.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Richardson, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Richardson are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Richardson, Texas

Market share is the lender's share of all home loans closed in Richardson, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 5 offices in Richardson 110 N Coit Rd, Richardson, TX 75080 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo	35	2.9%	89.7%	$356,428	View
Frost Bank ★ 5 stars, 1 review 2 offices in Richardson 700 E Campbell Rd, Richardson, TX 75081 A+5.0 ★Texas Ratio: 2.51%	Conventional, Jumbo, HELOC	21 +35 HELOCs	1.7%	68.6%	$277,857	View
Texans Credit Union 777 E Campbell Rd, Richardson, TX 75081 1891 A+5.0 ★Texas Ratio: 4.22%	Conventional, HELOC	17 +1 HELOCs	1.4%	45.2%	$192,647	View
Bank of America NA 4 offices in Richardson 551 S Plano Rd, Richardson, TX 75081 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, Jumbo, HELOC	13 +22 HELOCs	1.1%	92.9%	$441,153	View
Bokf NA 1 office in Richardson 333 W Campbell Rd, Richardson, TX 75080 A+5.0 ★Texas Ratio: 1.05%	Conventional, FHA, Jumbo, HELOC	12 +4 HELOCs	1%	100%	$627,500	View
Sunflower Bank, N.A. 1 office in Richardson 1755 N Collins Blvd, Richardson, TX 75080 A5.0 ★Texas Ratio: 10.77%	Conventional, Jumbo	12	1%	100%	$450,000	View
Prosperity Bank ★ 1 stars, 1 review 2 offices in Richardson 1280 W Campbell Rd, Richardson, TX 75080 A+5.0 ★Texas Ratio: 1.58%	Conventional, Jumbo, HELOC	6 +2 HELOCs	0.5%	60%	$426,666	View
Wells Fargo Bank NA 2 offices in Richardson 2601 N Floyd Rd, Richardson, TX 75080 A+5.0 ★Texas Ratio: 5.36%	Conventional	6	0.5%	75%	$310,000	View
Texas Republic Bank, N.A. 1 office in Richardson 690 W Campbell Rd, Richardson, TX 75080 A5.0 ★Texas Ratio: 8.17%	Conventional	5	0.4%	100%	$519,000	View
Truist Bank ★ 1 stars, 1 review 1 office in Richardson 801 E Campbell Rd, Richardson, TX 75081 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	3 +5 HELOCs	0.2%	100%	$358,333	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2 offices in Richardson 1401 E Campbell Rd, Richardson, TX 75081 A+5.0 ★Texas Ratio: 4.24%	Conventional, FHA, HELOC	2 +19 HELOCs	0.2%	66.7%	$350,000	View
Bank of Whittier, Na 1 office in Richardson 1431 E Spring Valley Rd, Richardson, TX 75081 A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0.2%	66.7%	$255,000	View
Zions Bancorporation, N.A. 1 office in Richardson 1901 N Central Expy, Richardson, TX 75080 A+5.0 ★Texas Ratio: 3.72%	Conventional, HELOC	1 +9 HELOCs	0.1%	100%	$175,000	View
Huntington National Bank 1 office in Richardson 1301 E Campbell Rd, Richardson, TX 75081 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	1	0.1%	100%	$1,375,000	View
First Horizon Bank ★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76%	Conventional, FHA	18	1.5%	100%	$425,555	View
Everett Financial, Inc. 1212 Royal Pkwy Ste 103, Euless, TX 76040 6713	Conventional, FHA	15	1.2%	100%	$411,666
MidFirst Bank 1920 Mckinney Ave, Dallas, TX 75201 A+5.0 ★Texas Ratio: 4.93%	Conventional	11	0.9%	84.6%	$475,909	View
Nexbank 2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93%	Conventional, FHA	10	0.8%	100%	$366,000	View
Cornerstone Capital Bank, Ssb 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA	9	0.7%	100%	$476,111	View
First United Bank and Trust Co 10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43%	Conventional, FHA, HELOC	8 +1 HELOCs	0.7%	100%	$511,250	View
Veritex Community Bank 1301 E Campbell Rd, Richardson, TX 75081	Conventional, Jumbo	7	0.6%	100%	$513,571
American National Bank of Texa 720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41%	Conventional	6	0.5%	100%	$231,666	View
US Bank, N.A. 13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo	4	0.3%	100%	$1,050,000	View
Texas Mortgage Lending, LLC 601 N Plano Rd, Richardson, TX 75081 2942 A+5.0 ★Texas Ratio: 3.34%	Conventional	4	0.3%	100%	$407,500	View
Usaa Federal Savings Bank 10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	4	0.3%	100%	$327,500	View
City Bank 4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71%	Conventional, Jumbo	4	0.3%	100%	$557,500	View
Regions Bank 1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	3 +1 HELOCs	0.2%	100%	$238,333	View
Advancial Federal Credit Union 710 W Renner Rd, Richardson, TX 75080 A5.0 ★Texas Ratio: 12.30%	Conventional	3	0.2%	100%	$235,000
American Bank of Commerce 220 E 8th St, Austin, TX 78701 A+5.0 ★Texas Ratio: 1.48%	Conventional	3	0.2%	100%	$541,666	View
LibertyOne Credit Union 2221 E Lamar Blvd Ste 110, Arlington, TX 76006 A5.0 ★Texas Ratio: 8.30%	Conventional	3	0.2%	100%	$78,333	View
Randolph-Brooks Federal Credit Union 404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89%	Conventional, HELOC	2 +4 HELOCs	0.2%	100%	$100,000	View
First Bank 900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67%	Conventional, Jumbo	2	0.2%	100%	$520,000	View
Amplify Credit Union 2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72%	Conventional	2	0.2%	100%	$250,000	View
TexasBank 501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55%	Conventional	2	0.2%	100%	$405,000	View
First National Bank Mortgage 118 N Garfield Ave, Rotan, TX 79546 A+5.0 ★Texas Ratio: 2.40%	Conventional	2	0.2%	100%	$385,000	View
Mobility Credit Union 205 E Walnut ST, Celina, TX 75009 A5.0 ★Texas Ratio: 9.96%	Conventional	2	0.2%	66.7%	$185,000	View
First Ciitizens Bank and Trust 4101 Marathon Blvd, Austin, TX 78756 A5.0 ★Texas Ratio: 7.72%	Conventional	2	0.2%	100%	$655,000	View
Inwood National Bank 1100 Centennial Blvd, Richardson, TX 75081 A+5.0 ★Texas Ratio: 1.84%	Conventional	2	0.2%	100%	$285,000	View
International Bank of Commerce 1421 W Frontage Rd, Alamo, TX 78516	Conventional	2	0.2%	100%	$90,000
Eecu 2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$105,000	View
Origin Bank 384 E Stacy Rd, Allen, TX 75002 A5.0 ★Texas Ratio: 6.66%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$605,000	View
Alliance Credit Union 9404 Hillside Rd, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 4.84%	Conventional	1	0.1%	100%	$535,000	View
Southwest Airlines FCU 801 W Euless Blvd Ste 104, Euless, TX 76040 4438	Conventional	1	0.1%	100%	$335,000
First Community Credit Union 1600 E Main St, Alice, TX 78332	Conventional	1	0.1%	100%	$325,000
b1BANK 14951 Dallas Pkwy, Dallas, TX 75254 A5.0 ★Texas Ratio: 9.53%	Conventional	1	0.1%	100%	$155,000	View
Hancock Whitney Bank ★ 4 stars, 3 reviews 7800 Shoal Creek Boulevard, Austin, TX 78757 A+5.0 ★Texas Ratio: 3.41%	Conventional	1	0.1%	100%	$245,000	View
North Dallas Bank & Trust Co. 12900 Preston Rd, Dallas, TX 75230 A5.0 ★Texas Ratio: 10.34%	Conventional	1	0.1%	100%	$305,000	View
TBK Bank, SSB 12700 Park Central Dr, Dallas, TX 75251 A5.0 ★Texas Ratio: 8.52%	Conventional	1	0.1%	50%	$625,000	View
Pinnacle Bank 1521 N Cooper St Ste 100, Arlington, TX 76011 A5.0 ★Texas Ratio: 9.89%	Conventional	1	0.1%	100%	$525,000	View
Intouch Credit Union 1010 W Exchange Pkwy Ste 170, Allen, TX 75013 7113 A5.0 ★Texas Ratio: 11.58%	Conventional	1	0.1%	33.3%	$585,000	View
NBH Bank 3720 Jefferson St, Austin, TX 78731 A+5.0 ★Texas Ratio: 2.90%	VA	1	0.1%	100%	$425,000	View
Union Square Credit Union 909 W Kramer Rd, Burkburnett, TX 76354 2641 B4.5 ★Texas Ratio: 21.22%	Conventional	1	0.1%	100%	$405,000	View
Simmons Bank 3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33%	Conventional	1	0.1%	100%	$565,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27%	Conventional	1	0.1%	100%	$395,000	View
First National Bank and Trust 4201 Buffalo Gap Road, Abilene, TX 79606 C3.8 ★Texas Ratio: 28.95%	Conventional	1	0.1%	100%	$495,000	View
Centennial Bank 1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14%	Conventional	1	0.1%	100%	$515,000	View
A+ Federal Credit Union 1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13%	Conventional	1	0.1%	100%	$95,000	View
Community National Bank 17855 Dallas Pkwy, Dallas, TX 75287 A5.0 ★Texas Ratio: 9.02%	Conventional	1	0.1%	100%	$185,000	View
University Federal Credit Union 701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	50%	$235,000	View
Credit Union of Texas 601 N Plano Rd, Richardson, TX 75081 2942 A+5.0 ★Texas Ratio: 3.34%	HELOC	0 +33 HELOCs	0%	n/a		View
First Financial Bank 2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74%	HELOC	0 +1 HELOCs	0%	n/a		View
Umb Bank NA 3910 S Treadaway Blvd, Abilene, TX 79602 A+5.0 ★Texas Ratio: 1.78%	HELOC	0 +1 HELOCs	0%	n/a		View
Primelending	Conventional, VA, Jumbo	24	2%	96.3%	$393,750
Ark-La-Tex Financial Services LLC	Conventional, FHA	22	1.8%	95.7%	$412,727
Integrity Mortgage Corporation of Texas	Conventional, FHA	19	1.6%	100%	$425,000
Highlands Residential Mortgage, Ltd.	Conventional, FHA	15	1.2%	100%	$386,333
Gardner Financial Services	Conventional, Jumbo	13	1.1%	100%	$488,846
Sfmc, LP	Conventional, FHA, Jumbo	12	1%	92.9%	$496,666
SWBC Mortgage Corporation	Conventional	9	0.7%	100%	$426,111
Nationstar Mortgage	Conventional	9	0.7%	75%	$217,222
Network Funding, L.P.	Conventional	7	0.6%	87.5%	$343,571
Willow Bend Mortgage Company, LLC	Conventional, Jumbo	5	0.4%	100%	$685,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	5	0.4%	100%	$363,000
Certified Funding, L.P.	Conventional	4	0.3%	100%	$192,500
DHI Mortgage Company, LTD.	Conventional	3	0.2%	100%	$448,333
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.2%	100%	$195,000	View
Envoy Mortgage, Ltd	Conventional	2	0.2%	66.7%	$690,000
Jacqueline Montanez	Conventional	2	0.2%	66.7%	$115,000
Right Start Mortgage, Inc	Conventional	2	0.2%	100%	$615,000
Orchard Mortgage, LLC	Conventional	1	0.1%	100%	$205,000
Clm Mortgage, Inc	FHA	1	0.1%	100%	$255,000
Republic State Mortgage Company	Conventional	1	0.1%	100%	$685,000
Aaxy LLC	Conventional	1	0.1%	100%	$335,000
Encompass Lending Group, L.P.	Conventional	1	0.1%	100%	$365,000
Red Diamond Home Loans, LLC	Conventional	1	0.1%	100%	$495,000
Southwest Funding LP	Conventional	1	0.1%	100%	$145,000
American Airlines Federal Cred	HELOC	0 +2 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA	112	9.3%	86.8%	$381,428
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, FHA, VA, Jumbo	112	9.3%	78.7%	$315,803	View
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo	38	3.2%	97.4%	$416,315
Cmg Mortgage Inc	Conventional, FHA, VA, Jumbo	25	2.1%	96.4%	$449,000
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo	22	1.8%	100%	$486,363
American Portfolio Mortgage Corporation	Conventional, FHA, Jumbo	21	1.7%	95.5%	$454,523
Fairway Independent Mort Corp	Conventional, FHA	16	1.3%	100%	$374,375
Pennymac Loan Services LLC	Conventional, VA	15	1.2%	94.1%	$345,000
Freedom Mortgage Corporation	Conventional, FHA, VA	12	1%	93.8%	$465,000
loanDepot.com LLC	Conventional, FHA	12	1%	86.7%	$322,500
Provident Funding Associates	Conventional	12	1%	80%	$420,833
Originpoint, LLC	Conventional, FHA, Jumbo	10	0.8%	100%	$528,000
Guidance Residential, LLC	Conventional	10	0.8%	100%	$398,000
Churchill Mortgage Corporation	Conventional	10	0.8%	100%	$398,000
Mortgage Research Center	Conventional, VA, Jumbo	10	0.8%	90.9%	$520,000
Guild Mortgage Company A+5.0 ★Texas Ratio: 2.58%	Conventional, FHA	9	0.7%	92.3%	$346,111	View
Better Mortgage Corporation	Conventional	9	0.7%	75%	$426,111
New American Funding, LLC.	Conventional, FHA, VA	9	0.7%	90%	$329,444
Newrez LLC	Conventional, VA	8	0.7%	61.5%	$417,500
The Loan Store, Inc	Conventional, HELOC	7 +3 HELOCs	0.6%	80%	$346,428
Cadence Bank	Conventional, Jumbo	7	0.6%	87.5%	$655,000
Kind Lending, LLC	Conventional	7	0.6%	77.8%	$432,142
Lower, LLC	Conventional, FHA	7	0.6%	100%	$376,428
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA	7	0.6%	66.7%	$245,000
Guaranteed Rate Affinity, LLC	Conventional, VA	6	0.5%	85.7%	$513,333
Royal United Mortgage LLC	Conventional	6	0.5%	100%	$161,666
Union Home Mortgage Corp.	Conventional, FHA	6	0.5%	100%	$366,666
Prosperity Home Mortgage, LLC	Conventional	6	0.5%	85.7%	$386,666
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	6	0.5%	100%	$450,000	View
AmeriHome Mortgage Company, LLC	Conventional, FHA, VA	5	0.4%	83.3%	$445,000
Planet Home Lending, LLC	Conventional, FHA	5	0.4%	100%	$391,000
V.I.P. Mortgage, Inc.	Conventional, FHA	5	0.4%	100%	$309,000
Zillow Home Loans, LLC	Conventional, Jumbo	5	0.4%	100%	$517,000
Mutual of Omaha Mortgage	Conventional	5	0.4%	100%	$215,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	5	0.4%	100%	$557,000	View
Plaza Home Mortgage, Inc	Conventional, FHA	5	0.4%	71.4%	$375,000
Sage Home Loans Corporation	Conventional, FHA	4	0.3%	83.3%	$477,500
AmWest Funding Corp	Conventional	4	0.3%	100%	$297,500
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional	4	0.3%	100%	$492,500	View
Great Plains National Bank	Conventional	4	0.3%	100%	$390,000
Uif Corporation	Conventional	4	0.3%	66.7%	$537,500
The Mortgage Link, Inc.	Conventional	4	0.3%	100%	$352,500
Tomo Mortgage LLC	Conventional	4	0.3%	100%	$437,500
Pentagon Federal Credit Union	Conventional, VA, HELOC	3 +9 HELOCs	0.2%	100%	$285,000
Nbkc Bank	Conventional	3	0.2%	100%	$375,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA	3	0.2%	50%	$321,666	View
PHH Mortgage Corporation	Conventional	3	0.2%	75%	$441,666
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA	3	0.2%	100%	$301,666	View
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional, FHA	3	0.2%	100%	$398,333	View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo	3	0.2%	100%	$685,000	View
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	3	0.2%	100%	$515,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	3	0.2%	100%	$438,333	View
Discover Bank	Conventional	3	0.2%	27.3%	$148,333
Standard Mortgage Corporation	Conventional	3	0.2%	100%	$301,666
New Wave Lending Group Inc	Conventional	3	0.2%	100%	$358,333
Nfm, Inc	Conventional	3	0.2%	100%	$331,666
T2 Financial LLC	Conventional, FHA	3	0.2%	100%	$385,000
Sierra Pacific Mortgage Co. Inc	Conventional	3	0.2%	100%	$475,000
American Pacific Mortgage Corporation	Conventional	3	0.2%	100%	$618,333
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	3	0.2%	100%	$895,000	View
Paramount Residential Mortgage	Conventional	3	0.2%	100%	$418,333
Spring Eq, LLC	Conventional, HELOC	2 +3 HELOCs	0.2%	13.3%	$75,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.2%	66.7%	$190,000	View
Cornerstone First Mortgage, LLC	Conventional	2	0.2%	66.7%	$610,000
Devon Bank B+4.0 ★Texas Ratio: 2.09%	Conventional	2	0.2%	100%	$285,000	View
American Financial Resources LLC	FHA	2	0.2%	100%	$365,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	2	0.2%	100%	$425,000	View
Lakeview Loan Servicing, LLC	Conventional, VA	2	0.2%	22.2%	$335,000
Canopy Mortgage, LLC	Conventional, FHA	2	0.2%	100%	$545,000
Movement Mortgage, LLC	Conventional, Jumbo	2	0.2%	100%	$605,000
Amerisave Mortgage Company A5.0 ★Texas Ratio: 9.93%	Conventional	2	0.2%	50%	$245,000	View
Constant Investments, Inc	Conventional	2	0.2%	100%	$340,000
Sun West Mortgage Company, Inc	Conventional, VA, Jumbo	2	0.2%	100%	$1,145,000
Kwik Mortgage Corporation	Conventional	2	0.2%	100%	$425,000
Midwest Mortgage Associates Corp	Conventional, FHA	2	0.2%	100%	$190,000
Cardinal Financial Company, Li	Conventional	2	0.2%	100%	$325,000
Belem Servicing, LLC dba Patriot Home Mortgage	Conventional	2	0.2%	100%	$280,000
Vellum Mortgage, Inc.	Conventional	2	0.2%	100%	$335,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	2	0.2%	100%	$475,000	View
RoundPoint Mortgage Servicing LLC	Conventional	2	0.2%	100%	$350,000
Citadel Servicing Corporation	Conventional	2	0.2%	100%	$475,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	2	0.2%	100%	$1,240,000	View
Nations Direct Mortgage, LLC	Conventional	2	0.2%	100%	$460,000
Florida Capital Bank, N.A	Conventional	2	0.2%	100%	$585,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional	2	0.2%	66.7%	$205,000	View
Champions Funding, LLC	Conventional	2	0.2%	66.7%	$235,000
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +6 HELOCs	0.1%	100%	$75,000	View
First Community Mortgage, Inc.	Conventional	1	0.1%	100%	$415,000
First Western Trust Bank A+5.0 ★Texas Ratio: 5.16%	Conventional	1	0.1%	100%	$435,000	View
Success Lending, LLC A+5.0 ★Texas Ratio: 3.62%	Conventional	1	0.1%	100%	$335,000	View
Acrisure Mortgage, LLC	Conventional	1	0.1%	100%	$675,000
ALCOVA Mortgage, LLC	Conventional	1	0.1%	100%	$345,000
Loanunited.Com, LLC	VA	1	0.1%	100%	$365,000
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$575,000
Resicentral LLC	Conventional	1	0.1%	100%	$395,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$615,000	View
Synergy One Lending, Inc.	FHA	1	0.1%	100%	$535,000
Eustis Mortgage Corp A+5.0 ★Texas Ratio: 3.34%	Conventional	1	0.1%	100%	$285,000	View
Platinum Eagle Mortgage, LLC	Conventional	1	0.1%	100%	$785,000
Redwood Residential Acquisition Corporation	Conventional	1	0.1%	100%	$355,000
Mortgage Financial Services	Conventional	1	0.1%	100%	$385,000
Direct Mortgage Corp A+5.0 ★Texas Ratio: 3.64%	Conventional	1	0.1%	100%	$415,000	View
Ally Bank A5.0 ★Texas Ratio: 8.00%	Conventional	1	0.1%	100%	$575,000	View
Flexpoint, Inc.	Conventional	1	0.1%	100%	$605,000
Network Capital Funding Corporation	Conventional	1	0.1%	33.3%	$405,000
Citizens Equity First Credit U	Conventional	1	0.1%	100%	$365,000
VanDyk Mortgage Corporation	Conventional	1	0.1%	100%	$415,000
A&N Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$535,000	View
The Bank of South Carolina A+5.0 ★Texas Ratio: 1.79%	Conventional	1	0.1%	100%	$405,000	View
Delta Community Credit Union	Conventional	1	0.1%	100%	$495,000
Geneva Financial LLC	Conventional	1	0.1%	100%	$115,000
First Option Mortgage, LLC	Conventional	1	0.1%	100%	$315,000
Premier Lending Inc.	Conventional	1	0.1%	100%	$535,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	100%	$275,000	View
Waterstone Mortgage Corporation	Conventional	1	0.1%	100%	$325,000
Communityamerica Federal Credit Union	Conventional	1	0.1%	50%	$345,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	1	0.1%	50%	$1,985,000	View
Emet Lending Group, Inc.	Conventional	1	0.1%	100%	$305,000
Member First Mortgage, LLC	Conventional	1	0.1%	100%	$365,000
Stockton Mortgage Corporation	VA	1	0.1%	100%	$605,000
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.1%	100%	$455,000	View
Towne Mortgage Company	Conventional	1	0.1%	100%	$675,000
Tjc Mortgage Inc	Conventional	1	0.1%	100%	$375,000
FM Home Loans LLC	Conventional	1	0.1%	100%	$205,000
ClearEdge Lending LLC	Conventional	1	0.1%	100%	$385,000
Consumers Credit Union	Conventional	1	0.1%	100%	$555,000
Prism Bank	Conventional, Jumbo	1	0.1%	100%	$1,445,000
Nexera Holding LLC	Conventional	1	0.1%	100%	$645,000
Carrington Mortgage Services LLC	Conventional	1	0.1%	50%	$135,000
First Technology Federal Credit Union	Conventional	1	0.1%	100%	$305,000
Mason-McDuffie Mortgage Corporation	Conventional	1	0.1%	100%	$385,000
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0.1%	100%	$175,000	View
Gold Coast Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$405,000	View
JMAC Lending, Inc.	Conventional	1	0.1%	100%	$495,000
Figure Lending LLC	HELOC	0 +4 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +2 HELOCs	0%	0%
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Richardson Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Richardson, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Richardson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Richardson in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Richardson, TX

Use these to narrow the list above. Each category shows how many Richardson, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 121 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 78 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 25 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 41 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 22 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 31 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TX 65 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in Richardson, TX

Independent mortgage companies closed 67.7 percent of home loans in Richardson, Texas in 2025, banks 27.5 percent and credit unions 4.8 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Texans Credit Union the largest credit union. Among lenders headquartered in Texas, Frost Bank led with 21 loans.

67.7%

Mortgage companies

27.5%

Banks

4.8%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

All Texas lenders 1,264 lenders Houston 690 lenders San Antonio 463 lenders Fort Worth 521 lenders Austin 484 lenders Dallas 513 lenders El Paso 275 lenders Celina 272 lenders Corpus Christi 261 lenders Lubbock 281 lenders Arlington 342 lenders Frisco 337 lenders New Braunfels 280 lenders

Frequently Asked Questions About Mortgage Lenders in Richardson, TX

Who is the largest mortgage lender in Richardson, TX?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Richardson, Texas with 35 loans, about 2.9 percent of the market. The largest lender headquartered in Texas was Frost Bank with 21 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Richardson, TX have the highest approval rates?

Among lenders with meaningful volume in Richardson, Texas, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 86.8 percent, against a 86.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Richardson, TX mortgage lenders offer FHA, VA and USDA loans?

41 lenders closed FHA loans in Richardson, Texas in 2025, led by CrossCountry Mortgage, LLC with 10. 22 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Richardson, TX lender list?

Yes. 78 banks and 25 credit unions closed home loans in Richardson, Texas in 2025, alongside 121 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Richardson, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Richardson, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Richardson, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Richardson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.