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Mortgage Lenders and Brokers in North Richland Hills, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

North Richland Hills, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA8901 N Tarrant Pkwy, North Richland Hills, TX 76182A+5.0 ★Texas Ratio: 3.68%, Frost BankFrost Bank8501 Davis Blvd, North Richland Hills, TX 76182A+5.0 ★Texas Ratio: 2.51%, Wells Fargo Bank NAWells Fargo Bank NA8205 Precinct Line Rd, North Richland Hills, TX 76182A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA8612 Davis Blvd, North Richland Hills, TX 76182A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank8501 Airport Fwy, North Richland Hills, TX 76180A+5.0 ★Texas Ratio: 2.87%, Huntington National BankHuntington National Bank6330 Davis Blvd, North Richland Hills, TX 76180A+5.0 ★Texas Ratio: 3.66%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, Velocio Mortgage, L.L.C.Velocio Mortgage, L.L.C.705 E 12th St, Austin, TX 78701 1909A+5.0 ★Texas Ratio: 1.87%, and US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in North Richland Hills, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in North Richland Hills are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in North Richland Hills, Texas

Market share is the lender's share of all home loans closed in North Richland Hills, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 1 office in North Richland Hills 8901 N Tarrant Pkwy, North Richland Hills, TX 76182 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo	30	2.8%	85.7%	$328,000	View
Frost Bank ★ 5 stars, 1 review 3 offices in North Richland Hills 8501 Davis Blvd, North Richland Hills, TX 76182 A+5.0 ★Texas Ratio: 2.51%	Conventional, HELOC	15 +12 HELOCs	1.4%	57.7%	$137,666	View
Wells Fargo Bank NA 3 offices in North Richland Hills 8205 Precinct Line Rd, North Richland Hills, TX 76182 A+5.0 ★Texas Ratio: 5.36%	Conventional	10	0.9%	100%	$215,000	View
Bank of America NA 1 office in North Richland Hills 8612 Davis Blvd, North Richland Hills, TX 76182 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	6 +16 HELOCs	0.6%	75%	$255,000	View
Truist Bank ★ 1 stars, 1 review 1 office in North Richland Hills 8501 Airport Fwy, North Richland Hills, TX 76180 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	3 +2 HELOCs	0.3%	100%	$548,333	View
Huntington National Bank 2 offices in North Richland Hills 6330 Davis Blvd, North Richland Hills, TX 76180 A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$565,000	View
Everett Financial, Inc. 1212 Royal Pkwy Ste 103, Euless, TX 76040 6713	Conventional, FHA, VA, HELOC	21 +1 HELOCs	2%	100%	$279,285
First United Bank and Trust Co 10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43%	Conventional, FHA, VA, HELOC	15 +1 HELOCs	1.4%	88.2%	$316,333	View
Velocio Mortgage, L.L.C. 705 E 12th St, Austin, TX 78701 1909 A+5.0 ★Texas Ratio: 1.87%	Conventional, FHA, VA	13	1.2%	92.9%	$378,846	View
US Bank, N.A. 13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA	9	0.8%	100%	$339,444	View
Randolph-Brooks Federal Credit Union 404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89%	Conventional, HELOC	7 +1 HELOCs	0.7%	90%	$152,142	View
Nexbank 2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93%	Conventional	7	0.7%	100%	$323,571	View
Eecu 9009 N Tarrant Pkwy, North Richland Hills, TX 76182 A+5.0 ★Texas Ratio: 2.73%	Conventional, HELOC	6 +5 HELOCs	0.6%	46.2%	$155,000	View
Bokf NA 792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05%	Conventional, FHA, HELOC	6 +1 HELOCs	0.6%	85.7%	$280,000	View
City Bank 4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71%	Conventional, FHA, VA	6	0.6%	85.7%	$373,333	View
Centennial Bank 1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14%	Conventional, VA	6	0.6%	100%	$403,333	View
Fort Worth Community Credit Union 8524 Davis Blvd, North Richland Hills, TX 76182 8300	Conventional, HELOC	4 +6 HELOCs	0.4%	100%	$80,000
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	4 +6 HELOCs	0.4%	100%	$270,000	View
First Financial Bank 2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74%	Conventional, HELOC	4 +2 HELOCs	0.4%	100%	$205,000	View
TexasBank 501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55%	Conventional, FHA	4	0.4%	100%	$247,500	View
Cornerstone Capital Bank, Ssb 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA	4	0.4%	100%	$325,000	View
Veritex Community Bank 6330 Davis Blvd, North Richland Hills, TX 76180	Conventional	3	0.3%	100%	$175,000
Usaa Federal Savings Bank 10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.3%	50%	$381,666	View
MidFirst Bank 1920 Mckinney Ave, Dallas, TX 75201 A+5.0 ★Texas Ratio: 4.93%	Conventional	2	0.2%	100%	$430,000	View
Hanmi Bank 1107 E Pioneer Pkwy, Arlington, TX 76010 A+5.0 ★Texas Ratio: 1.11%	Conventional	2	0.2%	100%	$245,000	View
Hancock Whitney Bank ★ 4 stars, 3 reviews 7800 Shoal Creek Boulevard, Austin, TX 78757 A+5.0 ★Texas Ratio: 3.41%	Conventional	2	0.2%	100%	$450,000	View
Texas Republic Bank, N.A. 1212 S Preston Rd, Celina, TX 75009 A5.0 ★Texas Ratio: 8.17%	Conventional	2	0.2%	100%	$210,000	View
Pinnacle Bank 1521 N Cooper St Ste 100, Arlington, TX 76011 A5.0 ★Texas Ratio: 9.89%	Conventional	2	0.2%	100%	$335,000	View
Susser Bank 2326 W Pleasant Ridge Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.02%	Conventional	2	0.2%	100%	$470,000	View
Sunflower Bank, N.A. 623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77%	Conventional, FHA	2	0.2%	100%	$295,000	View
Texas Trust Credit Union 2501 E Pioneer Pkwy, Arlington, TX 76010 8365 A5.0 ★Texas Ratio: 6.31%	Conventional	2	0.2%	100%	$455,000	View
Regions Bank 1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	1 +1 HELOCs	0.1%	33.3%	$15,000	View
Alliance Credit Union 9404 Hillside Rd, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 4.84%	Conventional	1	0.1%	100%	$205,000	View
Tdecu 9009 N Tarrant Pkwy, North Richland Hills, TX 76182 A+5.0 ★Texas Ratio: 5.55%	Conventional	1	0.1%	100%	$145,000	View
First Horizon Bank ★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0.1%	100%	$735,000	View
Amarillo National Bank 1500 S Coulter St, Amarillo, TX 79106 A5.0 ★Texas Ratio: 9.89%	Conventional	1	0.1%	100%	$505,000	View
Aspire Home Loans 900 Pershing Ave, Lufkin, TX 75904 A+5.0 ★Texas Ratio: 0.15%	Conventional	1	0.1%	100%	$195,000	View
Amplify Credit Union 2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72%	Conventional	1	0.1%	100%	$405,000	View
Pilgrim Mortgage LLC 123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04%	Conventional	1	0.1%	100%	$445,000	View
United Texas Credit Union 1440 S MAIN ST, BOERNE, TX 78006 A5.0 ★Texas Ratio: 9.26%	Conventional	1	0.1%	100%	$55,000	View
Gulf Coast Educators Federal Credit Union 6360 Garth Rd Ste 140, Baytown, TX 77521 5105 A+5.0 ★Texas Ratio: 3.85%	Conventional	1	0.1%	100%	$265,000	View
Fort Worth City Credit Union 2309 Montgomery St, Fort Worth, TX 76107 4520 A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	50%	$265,000	View
Mobility Credit Union 205 E Walnut ST, Celina, TX 75009 A5.0 ★Texas Ratio: 9.96%	Conventional	1	0.1%	50%	$105,000	View
Prosperity Bank ★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58%	Conventional	1	0.1%	16.7%	$185,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27%	Conventional	1	0.1%	100%	$505,000	View
First National Bank and Trust 4201 Buffalo Gap Road, Abilene, TX 79606 C3.8 ★Texas Ratio: 28.95%	Conventional	1	0.1%	100%	$205,000	View
Pointbank 302 Highway 377 N, Argyle, TX 76226 A5.0 ★Texas Ratio: 12.67%	Conventional	1	0.1%	100%	$435,000	View
University Federal Credit Union 701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$795,000	View
American National Bank of Texa 720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41%	Conventional	1	0.1%	100%	$625,000	View
Credit Union of Texas 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	HELOC	0 +7 HELOCs	0%	n/a		View
Simmons Bank 3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33%	HELOC	0 +1 HELOCs	0%	n/a		View
Sfmc, LP	Conventional, FHA, VA	19	1.8%	91.3%	$336,578
Primelending	Conventional, FHA	14	1.3%	100%	$327,142
American Airlines Federal Cred	Conventional, HELOC	11 +9 HELOCs	1%	92.9%	$339,545
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	9	0.8%	100%	$435,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	7	0.7%	100%	$307,857
Click n' Close, Inc.	Conventional, FHA	7	0.7%	100%	$185,000
Highlands Residential Mortgage, Ltd.	Conventional, FHA	7	0.7%	100%	$320,714
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	6	0.6%	85.7%	$316,666	View
Republic State Mortgage Company	Conventional	5	0.5%	100%	$301,000
Nationstar Mortgage	Conventional, FHA	5	0.5%	41.7%	$357,000
Right Start Mortgage, Inc	Conventional, FHA	5	0.5%	100%	$239,000
Network Funding, L.P.	Conventional	4	0.4%	83.3%	$290,000
Southwest Funding LP	FHA, VA	3	0.3%	100%	$271,666
SWBC Mortgage Corporation	FHA, VA	2	0.2%	100%	$295,000
Orchard Mortgage, LLC	Conventional	2	0.2%	100%	$380,000
Gsb Mortgage, Inc.	Conventional	2	0.2%	100%	$290,000
Capital Concepts Inc	Conventional	1	0.1%	100%	$255,000
Group Mortgage, LLC	Conventional	1	0.1%	100%	$415,000
Willow Bend Mortgage Company, LLC	FHA	1	0.1%	100%	$215,000
Integrity Mortgage Corporation of Texas	Conventional	1	0.1%	100%	$495,000
Credit Human Federal Credit Un	Conventional	1	0.1%	20%	$95,000
Encompass Lending Group, L.P.	FHA	1	0.1%	100%	$275,000
Gardner Financial Services	Conventional	1	0.1%	100%	$135,000
Jacqueline Montanez	Conventional	1	0.1%	100%	$305,000
Red Diamond Home Loans, LLC	Conventional	1	0.1%	100%	$385,000
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, FHA, VA	97	9.1%	79.2%	$296,340	View
United Wholesale Mortgage	Conventional, FHA, VA	82	7.7%	90.4%	$359,878
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	32 +2 HELOCs	3%	100%	$359,062
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	25	2.3%	100%	$440,200
Guild Mortgage Company A+5.0 ★Texas Ratio: 2.58%	Conventional, FHA	23	2.2%	100%	$314,565	View
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	20 +3 HELOCs	1.9%	92%	$371,000
Union Home Mortgage Corp.	Conventional, FHA, VA	20	1.9%	100%	$296,500
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA	18	1.7%	85.7%	$317,222
Pennymac Loan Services LLC	Conventional, FHA	17	1.6%	78.3%	$309,117
Mortgage Research Center	Conventional, VA	17	1.6%	85%	$375,000
Kind Lending, LLC	Conventional, FHA, VA	16	1.5%	94.1%	$400,000
Freedom Mortgage Corporation	Conventional, FHA, VA	15	1.4%	94.4%	$372,333
American Portfolio Mortgage Corporation	Conventional, FHA, VA	15	1.4%	93.8%	$299,666
Mattamy Home Funding LLC	Conventional, FHA	14	1.3%	93.3%	$357,142
Newrez LLC	Conventional, FHA, VA	14	1.3%	58.3%	$234,285
American Pacific Mortgage Corporation	Conventional, FHA, VA	14	1.3%	100%	$342,857
Lakeview Loan Servicing, LLC	Conventional, FHA	13	1.2%	67.9%	$385,769
loanDepot.com LLC	Conventional, VA, HELOC	11 +2 HELOCs	1%	68.8%	$313,181
Better Mortgage Corporation	Conventional, FHA, VA	10	0.9%	66.7%	$389,000
Paramount Residential Mortgage	Conventional, FHA	10	0.9%	100%	$303,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA, VA	9	0.8%	90%	$261,666	View
Lower, LLC	Conventional, FHA	9	0.8%	100%	$486,111
Guaranteed Rate, Inc.	Conventional, VA, HELOC	8 +1 HELOCs	0.8%	90%	$342,500
Cardinal Financial Company, Li	Conventional	8	0.8%	100%	$280,000
Discover Bank	Conventional	7	0.7%	63.6%	$95,000
Movement Mortgage, LLC	Conventional, FHA, VA	6	0.6%	100%	$273,333
Planet Home Lending, LLC	Conventional, FHA, VA	6	0.6%	100%	$283,333
Provident Funding Associates	Conventional	6	0.6%	100%	$386,666
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, VA	6	0.6%	100%	$445,000
New American Funding, LLC.	Conventional, VA	6	0.6%	66.7%	$401,666
The Loan Store, Inc	Conventional, HELOC	5 +2 HELOCs	0.5%	100%	$343,000
Sage Home Loans Corporation	Conventional	5	0.5%	71.4%	$517,000
Nfm, Inc	Conventional, FHA	5	0.5%	100%	$393,000
Zillow Home Loans, LLC	Conventional	5	0.5%	83.3%	$271,000
Originpoint, LLC	Conventional, FHA	4	0.4%	100%	$302,500
Guaranteed Rate Affinity, LLC	Conventional, VA	4	0.4%	100%	$425,000
American Financial Resources LLC	FHA	4	0.4%	100%	$402,500
Mortgage Financial Services	Conventional, FHA	4	0.4%	100%	$357,500
Prosperity Home Mortgage, LLC	Conventional, FHA	4	0.4%	100%	$385,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	4	0.4%	100%	$372,500	View
American Mortgage Bank A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA	3	0.3%	100%	$228,333	View
Watermark Capital, Inc.	Conventional	3	0.3%	100%	$445,000
Nbkc Bank	Conventional	3	0.3%	100%	$401,666
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 5.06%	Conventional	3	0.3%	75%	$71,666	View
American Financing Corporation	Conventional, FHA	3	0.3%	50%	$291,666
Nations Lending Corporation	Conventional, FHA	3	0.3%	100%	$358,333
V.I.P. Mortgage, Inc.	Conventional	3	0.3%	75%	$345,000
21St Mortgage	Conventional	3	0.3%	33.3%	$81,666
Spring Eq, LLC	Conventional	3	0.3%	37.5%	$121,666
Plaza Home Mortgage, Inc	Conventional	3	0.3%	100%	$361,666
Village Capital & Investment	FHA, VA	3	0.3%	88.9%	$391,666
Pentagon Federal Credit Union	FHA, VA, HELOC	2 +2 HELOCs	0.2%	66.7%	$225,000
HomeBridge Financial Services, Inc	Conventional, FHA, HELOC	2 +1 HELOCs	0.2%	100%	$340,000
Cadence Bank	Conventional, Jumbo	2	0.2%	100%	$775,000
Panorama Mortgage Group, LLC	Conventional, FHA	2	0.2%	100%	$125,000
Residential Wholesale Mortgage	Conventional, VA	2	0.2%	100%	$330,000
Goodleap, LLC	Conventional	2	0.2%	100%	$200,000
AmeriHome Mortgage Company, LLC	Conventional	2	0.2%	100%	$240,000
Success Mortgage Partners, Inc	Conventional, FHA	2	0.2%	100%	$175,000
First Alliance Home Mortgage, LLC	Conventional	2	0.2%	100%	$590,000
Nextmortgage, LLC	FHA, USDA	2	0.2%	100%	$150,000
Securitynational Mortgage Company	FHA	2	0.2%	100%	$430,000
First Colony Mortgage Corporat	Conventional, FHA	2	0.2%	100%	$460,000
Real Genius LLC	Conventional	2	0.2%	100%	$295,000
Intelliloan, Inc.	FHA	2	0.2%	100%	$345,000
Waterstone Mortgage Corporation	Conventional	2	0.2%	100%	$365,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	2	0.2%	100%	$460,000	View
Great Plains National Bank	Conventional	2	0.2%	100%	$550,000
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	Conventional	2	0.2%	100%	$350,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	2	0.2%	100%	$370,000	View
Nexera Holding LLC	Conventional	2	0.2%	100%	$320,000
Carrington Mortgage Services LLC	FHA	2	0.2%	40%	$315,000
Mason-McDuffie Mortgage Corporation	Conventional	2	0.2%	100%	$270,000
Tomo Mortgage LLC	Conventional	2	0.2%	100%	$265,000
JMAC Lending, Inc.	Conventional, FHA	2	0.2%	100%	$285,000
Mutual of Omaha Mortgage	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$125,000
Ruoff Mortgage Company	Conventional	1	0.1%	100%	$385,000
Cornerstone First Mortgage, LLC	FHA	1	0.1%	100%	$275,000
First Community Mortgage, Inc.	Conventional	1	0.1%	50%	$565,000
Royal United Mortgage LLC	Conventional	1	0.1%	50%	$245,000
Primary Residential Mortgage, INC.	Conventional	1	0.1%	100%	$395,000
Canopy Mortgage, LLC	Conventional	1	0.1%	100%	$245,000
MortgageOne, Inc	VA	1	0.1%	100%	$545,000
AAA Capital Investment, Inc	Conventional	1	0.1%	100%	$275,000
Equity Prime Mortgage LLC	FHA	1	0.1%	100%	$275,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.1%	100%	$455,000	View
TruHome Solutions, LLC	Conventional	1	0.1%	100%	$275,000
PHH Mortgage Corporation	FHA	1	0.1%	100%	$215,000
Loanunited.Com, LLC	Conventional	1	0.1%	100%	$785,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	1	0.1%	100%	$245,000	View
Resicentral LLC	FHA	1	0.1%	100%	$235,000
Amerisave Mortgage Company A5.0 ★Texas Ratio: 9.93%	Conventional	1	0.1%	14.3%	$225,000	View
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0.1%	100%	$275,000
Synergy One Lending, Inc.	Conventional	1	0.1%	100%	$285,000
Assurance Financial Group, L.L.C.	FHA	1	0.1%	100%	$255,000
Constant Investments, Inc	Conventional	1	0.1%	100%	$395,000
AmWest Funding Corp	Conventional	1	0.1%	100%	$405,000
Platinum Eagle Mortgage, LLC	Conventional	1	0.1%	100%	$415,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	1	0.1%	100%	$155,000	View
HomeXpress Mortgage Corp.	Conventional	1	0.1%	100%	$325,000
City 1st Mortgage Services, LC	FHA	1	0.1%	100%	$285,000
Sun West Mortgage Company, Inc	VA	1	0.1%	100%	$735,000
Bay Equity LLC	Conventional	1	0.1%	100%	$665,000
Strong Home Mortgage, LLC	FHA	1	0.1%	100%	$335,000
Greenbox Loans	Conventional	1	0.1%	100%	$165,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	VA	1	0.1%	100%	$375,000	View
Churchill Mortgage Corporation	VA	1	0.1%	100%	$275,000
Peoples Mortgage Company A5.0 ★Texas Ratio: 7.80%	Conventional	1	0.1%	100%	$205,000	View
T2 Financial LLC	Conventional	1	0.1%	50%	$455,000
Vellum Mortgage, Inc.	FHA	1	0.1%	100%	$405,000
Communityamerica Federal Credit Union	Conventional	1	0.1%	100%	$115,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$625,000	View
Member First Mortgage, LLC	Conventional	1	0.1%	100%	$545,000
Tjc Mortgage Inc	FHA	1	0.1%	100%	$575,000
Uif Corporation	Conventional	1	0.1%	100%	$305,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$515,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$125,000
ClearEdge Lending LLC	Conventional	1	0.1%	100%	$315,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.1%	100%	$275,000	View
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0.1%	9.1%	$85,000
Flanagan State Bank A4.7 ★Texas Ratio: 2.58%	FHA	1	0.1%	100%	$285,000	View
Geneva Financial LLC	FHA	1	0.1%	100%	$345,000
Goprime Mortgage, Inc.	VA	1	0.1%	100%	$285,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$205,000
Lendage, LLC dba Achieve Loans	HELOC	0 +6 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +4 HELOCs	0%	n/a
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	HELOC	0 +1 HELOCs	0%	n/a		View
Firefighters First Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

North Richland Hills Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in North Richland Hills, Texas

Looking for mortgage lenders near me or mortgage brokers near me in North Richland Hills? The list below shows the banks, credit unions and mortgage brokers that closed home loans in North Richland Hills in 2025, with lenders based there listed first.

Types of Mortgage Lenders in North Richland Hills, TX

Use these to narrow the list above. Each category shows how many North Richland Hills, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 130 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 54 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 20 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 74 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 43 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 2 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 3 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TX 59 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in North Richland Hills, TX

Independent mortgage companies closed 73.4 percent of home loans in North Richland Hills, Texas in 2025, banks 20.9 percent and credit unions 5.7 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Frost Bank led with 15 loans.

73.4%

Mortgage companies

20.9%

Banks

5.7%

Credit unions

17%

FHA loans

10%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

All Texas lenders 1,264 lenders Houston 690 lenders San Antonio 463 lenders Fort Worth 521 lenders Austin 484 lenders Dallas 513 lenders El Paso 275 lenders Celina 272 lenders Corpus Christi 261 lenders Lubbock 281 lenders Arlington 342 lenders Frisco 337 lenders New Braunfels 280 lenders

Frequently Asked Questions About Mortgage Lenders in North Richland Hills, TX

Who is the largest mortgage lender in North Richland Hills, TX?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in North Richland Hills, Texas with 30 loans, about 2.8 percent of the market. The largest lender headquartered in Texas was Frost Bank with 15 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in North Richland Hills, TX have the highest approval rates?

Among lenders with meaningful volume in North Richland Hills, Texas, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 90.4 percent, against a 84.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which North Richland Hills, TX mortgage lenders offer FHA, VA and USDA loans?

74 lenders closed FHA loans in North Richland Hills, Texas in 2025, led by United Wholesale Mortgage with 10. 43 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this North Richland Hills, TX lender list?

Yes. 54 banks and 20 credit unions closed home loans in North Richland Hills, Texas in 2025, alongside 130 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in North Richland Hills, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in North Richland Hills, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in North Richland Hills, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up North Richland Hills. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.