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Mortgage Lenders and Brokers in Liberty Hill, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Liberty Hill, Texas mortgage lenders include Prosperity BankProsperity Bank101 Bronco Blvd, Liberty Hill, TX 78642A+5.0 ★Texas Ratio: 1.58%, Velocio Mortgage, L.L.C.Velocio Mortgage, L.L.C.705 E 12th St, Austin, TX 78701 1909A+5.0 ★Texas Ratio: 1.87%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, University Federal Credit UnionUniversity Federal Credit Union701 College Dr, Abilene, TX 79601A+5.0 ★Texas Ratio: 3.82%, Austin Telco FCUAustin Telco FCU8929 Shoal Creek Blvd, Austin, TX 78757A+5.0 ★Texas Ratio: 1.81%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, A+ Federal Credit UnionA+ Federal Credit Union1402 W Stassney LN, Austin, TX 78745 2948A5.0 ★Texas Ratio: 11.13%, Pilgrim Mortgage LLCPilgrim Mortgage LLC123 E 3rd St, Clarendon, TX 79226A+5.0 ★Texas Ratio: 1.04%, US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Liberty Hill, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Liberty Hill are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Liberty Hill, Texas

Market share is the lender's share of all home loans closed in Liberty Hill, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Prosperity Bank ★ 1 stars, 1 review 1 office in Liberty Hill 101 Bronco Blvd, Liberty Hill, TX 78642 A+5.0 ★Texas Ratio: 1.58%	Conventional	4	0.4%	71.4%	$365,000	View
Velocio Mortgage, L.L.C. 705 E 12th St, Austin, TX 78701 1909 A+5.0 ★Texas Ratio: 1.87%	Conventional, FHA, VA	53	5.3%	100%	$356,886	View
Randolph-Brooks Federal Credit Union 404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89%	Conventional, Jumbo, HELOC	18 +3 HELOCs	1.8%	87%	$143,888	View
University Federal Credit Union 701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82%	Conventional, FHA	17	1.7%	89.5%	$360,294	View
Austin Telco FCU 8929 Shoal Creek Blvd, Austin, TX 78757 A+5.0 ★Texas Ratio: 1.81%	Conventional	14	1.4%	72.7%	$93,571	View
First United Bank and Trust Co 10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43%	Conventional, VA, Jumbo	14	1.4%	100%	$529,285	View
A+ Federal Credit Union 1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13%	Conventional, HELOC	8 +3 HELOCs	0.8%	62.5%	$220,000	View
Pilgrim Mortgage LLC 123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04%	Conventional, VA	7	0.7%	100%	$432,142	View
US Bank, N.A. 13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA	6	0.6%	85.7%	$376,666	View
JPMorgan Chase Bank, NA 3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	6	0.6%	85.7%	$638,333	View
Everett Financial, Inc. 1212 Royal Pkwy Ste 103, Euless, TX 76040 6713	Conventional, FHA, Jumbo	4	0.4%	100%	$387,500
Velocity Credit Union 705 E 12th St, Austin, TX 78701 1909 A+5.0 ★Texas Ratio: 1.87%	Conventional	4	0.4%	100%	$225,000	View
Bank of America NA 2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	3 +5 HELOCs	0.3%	75%	$518,333	View
Amplify Credit Union 2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72%	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.3%	75%	$678,333	View
Frost Bank ★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51%	Conventional, HELOC	2 +1 HELOCs	0.2%	25%	$50,000	View
Usaa Federal Savings Bank 10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	2	0.2%	100%	$245,000	View
Nexbank 2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93%	Conventional, VA	2	0.2%	100%	$500,000	View
Capitol Credit Union 11920 Alterra Pkwy, Austin, TX 78758 A+5.0 ★Texas Ratio: 5.21%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$265,000	View
Third Coast Bank 5508 W Highway 290, Austin, TX 78735 A5.0 ★Texas Ratio: 6.75%	Conventional	1	0.1%	100%	$225,000	View
Aspire Home Loans 900 Pershing Ave, Lufkin, TX 75904 A+5.0 ★Texas Ratio: 0.15%	Conventional	1	0.1%	100%	$705,000	View
Cornerstone Capital Bank, Ssb 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	50%	$415,000	View
First National Bank of Evant 115 N Memory Ln, Evant, TX 76525	Conventional	1	0.1%	100%	$515,000
Texas Mortgage Lending, LLC 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	Conventional	1	0.1%	100%	$275,000	View
H-E-B Federal Credit Union 4630 N Loop 1604 W Ste 101, San Antonio, TX 78249 A+5.0 ★Texas Ratio: 0.70%	Conventional	1	0.1%	100%	$185,000	View
Public Employees Credit Union 306 E 10th St, Austin, TX 78701 A+5.0 ★Texas Ratio: 1.58%	Conventional	1	0.1%	50%	$155,000	View
R Bank 360 E Highway 29, Bertram, TX 78605 A5.0 ★Texas Ratio: 13.45%	Conventional	1	0.1%	100%	$425,000	View
Vantage Bank Texas 1785 Ruben M Torres Blvd, Brownsville, TX 78521 A5.0 ★Texas Ratio: 8.20%	Conventional	1	0.1%	100%	$265,000	View
Texell Credit Union 416 Lake Rd, Belton, TX 76513 A+5.0 ★Texas Ratio: 3.98%	Conventional	1	0.1%	33.3%	$85,000	View
Extraco Banks, NA 2000 N Main St, Belton, TX 76513 A+5.0 ★Texas Ratio: 0.26%	Conventional	1	0.1%	100%	$315,000	View
Encore Bank 301 West Ave, Austin, TX 78701 A+5.0 ★Texas Ratio: 1.62%	Conventional	1	0.1%	100%	$635,000	View
International Bank of Commerce 1421 W Frontage Rd, Alamo, TX 78516	Conventional	1	0.1%	33.3%	$135,000
Nizari Progressive Federal Credit Union 12730 Research Blvd, Austin, TX 78759 A+5.0 ★Texas Ratio: 1.16%	Conventional	1	0.1%	100%	$485,000	View
Clear Fork Bank N.A. 5657 Buffalo Gap Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.56%	Conventional	1	0.1%	100%	$165,000	View
Metro City Bank 2509 Old Denton Rd, Carrollton, TX 75006 A+5.0 ★Texas Ratio: 3.17%	Conventional	1	0.1%	100%	$205,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +4 HELOCs	0%	n/a		View
United Heritage Credit Union 12208 N Mopac Expy, Austin, TX 78758 A5.0 ★Texas Ratio: 8.63%	HELOC	0 +3 HELOCs	0%	n/a		View
Truist Bank ★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87%	HELOC	0 +2 HELOCs	0%	n/a		View
DHI Mortgage Company, LTD.	Conventional, FHA, VA	98	9.7%	89.4%	$353,673
Clm Mortgage, Inc	Conventional, FHA, VA	19	1.9%	95.5%	$458,684
Parkstone Mortgage, LLC	Conventional, FHA, VA	18	1.8%	100%	$472,777
Primelending	Conventional, VA	12	1.2%	100%	$490,833
Sfmc, LP	Conventional, FHA, VA	12	1.2%	100%	$467,500
Crestmark Mortgage Company, Ltd	Conventional, FHA, VA	7	0.7%	100%	$500,714
Nationstar Mortgage	Conventional, VA	5	0.5%	100%	$239,000
Ark-La-Tex Financial Services LLC	Conventional, FHA	5	0.5%	100%	$331,000
Network Funding, L.P.	Conventional, FHA	4	0.4%	80%	$295,000
Jnc Mortgage Company, Inc	Conventional, FHA, VA	3	0.3%	100%	$378,333
Interlinc Mortgage Services, LLC	FHA	2	0.2%	100%	$420,000
SWBC Mortgage Corporation	VA, Jumbo	2	0.2%	100%	$800,000
Aaxy LLC	Conventional	2	0.2%	100%	$270,000
Encompass Lending Group, L.P.	Conventional	2	0.2%	100%	$320,000
Loanpeople, LLC	Conventional	2	0.2%	100%	$310,000
Priority Home Mortgage, L.P.	Conventional	2	0.2%	100%	$480,000
Southern Lending Services, Ltd.	Conventional	2	0.2%	100%	$790,000
Home Financing Unlimited, Inc.	Conventional, VA	2	0.2%	100%	$520,000
PrimeLending Ventures LLC	Conventional	1	0.1%	50%	$605,000
Envoy Mortgage, Ltd	FHA	1	0.1%	100%	$285,000
Orchard Mortgage, LLC	Conventional	1	0.1%	100%	$425,000
Emporium Tpo LLC	Conventional	1	0.1%	100%	$265,000
Credit Human Federal Credit Un	Conventional	1	0.1%	100%	$85,000
Click n' Close, Inc.	Conventional	1	0.1%	100%	$205,000
Highlands Residential Mortgage, Ltd.	FHA	1	0.1%	100%	$315,000
Gardner Financial Services	Conventional	1	0.1%	100%	$335,000
Certified Funding, L.P.	Conventional	1	0.1%	100%	$235,000
Genway Home Mortgage, Inc.	FHA	1	0.1%	100%	$365,000
Right Start Mortgage, Inc	FHA	1	0.1%	100%	$375,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	1	0.1%	50%	$305,000	View
Southwest Funding LP	FHA	1	0.1%	100%	$315,000
Hometrust Mortgage Company	Conventional	1	0.1%	100%	$225,000
Taylor Morrison Home Funding, Inc.	Conventional, FHA, VA	92	9.1%	93.9%	$322,065
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo	85	8.4%	86.4%	$412,058
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, FHA, VA, Jumbo	51	5.1%	69.9%	$337,156	View
Tri Pointe Connect, LLC	Conventional, FHA, VA	38	3.8%	97.8%	$400,789
Nfm, Inc	Conventional, FHA, VA	29	2.9%	100%	$329,827
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	23	2.3%	95.8%	$487,173
Cmg Mortgage Inc	Conventional, FHA, VA, Jumbo	21	2.1%	87.5%	$467,380
Newrez LLC	Conventional, FHA, VA, Jumbo	20	2%	75%	$386,500
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	16	1.6%	88.9%	$310,625
The Loan Store, Inc	Conventional	13	1.3%	100%	$272,692
Jet HomeLoans, LP	Conventional, FHA, VA	12	1.2%	100%	$514,166
loanDepot.com LLC	Conventional, FHA, VA, HELOC	11 +2 HELOCs	1.1%	68.8%	$386,818
Mortgage Research Center	VA	11	1.1%	73.3%	$407,727
Freedom Mortgage Corporation	FHA, VA	10	1%	86.7%	$436,000
Mortgage Solutions of Colorado	Conventional, FHA, VA	9	0.9%	100%	$462,777
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA	8	0.8%	56.2%	$355,000
Guild Mortgage Company A+5.0 ★Texas Ratio: 2.58%	Conventional, FHA, VA	7	0.7%	87.5%	$449,285	View
Lakeview Loan Servicing, LLC	FHA, VA	5	0.5%	36.4%	$487,000
Planet Home Lending, LLC	Conventional, VA	5	0.5%	83.3%	$399,000
American Pacific Mortgage Corporation	Conventional, FHA, VA	5	0.5%	100%	$483,000
Florida Capital Bank, N.A	Conventional	5	0.5%	100%	$357,000
Union Home Mortgage Corp.	Conventional, VA, HELOC	4 +1 HELOCs	0.4%	100%	$462,500
New American Funding, LLC.	Conventional, HELOC	4 +1 HELOCs	0.4%	66.7%	$387,500
Resicentral LLC	Conventional, FHA	4	0.4%	100%	$327,500
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional, FHA	4	0.4%	100%	$382,500	View
Plaza Home Mortgage, Inc	Conventional	4	0.4%	100%	$375,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	3	0.3%	75%	$445,000	View
Residential Wholesale Mortgage	Conventional, FHA, VA	3	0.3%	100%	$381,666
CrossCountry Mortgage, LLC	Conventional, FHA, VA	3	0.3%	100%	$548,333
Kind Lending, LLC	Conventional, VA	3	0.3%	100%	$408,333
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional	3	0.3%	60%	$341,666	View
AmeriHome Mortgage Company, LLC	Conventional, FHA	3	0.3%	100%	$355,000
Sun West Mortgage Company, Inc	Conventional, FHA	3	0.3%	100%	$371,666
Stg Mortgage Inc	FHA	3	0.3%	75%	$375,000
Universal Lending Corporation	Conventional	3	0.3%	100%	$301,666
Provident Funding Associates	Conventional	3	0.3%	100%	$371,666
Better Mortgage Corporation	Conventional, VA	3	0.3%	75%	$565,000
Zillow Home Loans, LLC	Conventional	3	0.3%	75%	$435,000
Tomo Mortgage LLC	Conventional	3	0.3%	100%	$371,666
Spring Eq, LLC	Conventional, HELOC	2 +1 HELOCs	0.2%	50%	$90,000
ALCOVA Mortgage, LLC	Conventional, FHA	2	0.2%	100%	$510,000
Movement Mortgage, LLC	Conventional, FHA	2	0.2%	100%	$545,000
PHH Mortgage Corporation	Conventional	2	0.2%	100%	$305,000
Loanunited.Com, LLC	VA	2	0.2%	100%	$445,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, VA	2	0.2%	100%	$310,000	View
American Financial Network, Inc.	Conventional, VA	2	0.2%	100%	$430,000
Securitynational Mortgage Company	Conventional	2	0.2%	100%	$110,000
Homeowners Financial Group, LLC	Conventional, FHA	2	0.2%	100%	$415,000
Pike Creek Mortgage Services, Inc.	Conventional, FHA	2	0.2%	100%	$315,000
21St Mortgage	Conventional	2	0.2%	33.3%	$115,000
Carrington Mortgage Services LLC	Conventional, VA	2	0.2%	75%	$280,000
Village Capital & Investment	VA	2	0.2%	100%	$505,000
Premier Mortgage Resources, LLC	Conventional	1	0.1%	100%	$315,000
Guaranteed Rate Affinity, LLC	Conventional	1	0.1%	100%	$605,000
The Fisher National Bank A5.0 ★Texas Ratio: 10.85%	Conventional	1	0.1%	100%	$205,000	View
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional	1	0.1%	100%	$595,000	View
American Financial Resources LLC	VA	1	0.1%	100%	$225,000
Guaranteed Rate, Inc.	VA	1	0.1%	100%	$365,000
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$495,000
Fundloans Capital	Conventional	1	0.1%	100%	$755,000
Primary Residential Mortgage, INC.	Conventional	1	0.1%	100%	$525,000
Affordable Mortgage Advisors	FHA	1	0.1%	100%	$415,000
Canopy Mortgage, LLC	Conventional	1	0.1%	100%	$285,000
NOVA Financial & Investment Corporation	FHA	1	0.1%	100%	$325,000
Nbkc Bank	Conventional	1	0.1%	100%	$425,000
Pacific Lending LLC	Conventional	1	0.1%	100%	$795,000
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 5.06%	Conventional	1	0.1%	50%	$165,000	View
Filo Mortgage, LLC	FHA	1	0.1%	100%	$575,000
Deephaven Mortgage LLC	Conventional	1	0.1%	50%	$565,000
Amerisave Mortgage Company A5.0 ★Texas Ratio: 9.93%	FHA	1	0.1%	20%	$455,000	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$305,000	View
Mayo Employees Federal Credit Union	Conventional	1	0.1%	100%	$25,000
HomeXpress Mortgage Corp.	FHA	1	0.1%	100%	$375,000
PFN Lending Group, Inc.	Conventional	1	0.1%	100%	$355,000
City 1st Mortgage Services, LC	VA	1	0.1%	100%	$425,000
Discover Bank	Conventional	1	0.1%	12.5%	$35,000
Mortgage Financial Services	VA	1	0.1%	100%	$495,000
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$285,000
Citizens Equity First Credit U	Conventional	1	0.1%	100%	$455,000
American Financing Corporation	Conventional	1	0.1%	25%	$115,000
Bay Equity LLC	VA	1	0.1%	100%	$295,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$245,000
Calcon Mutual Mortgage LLC	Conventional	1	0.1%	100%	$665,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$165,000
First Option Mortgage, LLC	Conventional	1	0.1%	100%	$365,000
Evergreen Moneysource Mortgage Company	Conventional	1	0.1%	100%	$765,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$95,000	View
First Equity Mortgage Inc	Conventional	1	0.1%	100%	$595,000
The Mortgage Firm	VA	1	0.1%	100%	$365,000
Empeople Credit Union	Conventional	1	0.1%	100%	$255,000
Pentagon Federal Credit Union	FHA	1	0.1%	100%	$525,000
Digital Federal Credit Union	Conventional	1	0.1%	50%	$95,000
Geo-Corp, Inc.	FHA	1	0.1%	100%	$315,000
Mutual of Omaha Mortgage	Conventional	1	0.1%	100%	$615,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$275,000	View
Lower, LLC	Conventional	1	0.1%	100%	$375,000
Southwest Stage Funding LLC	FHA	1	0.1%	100%	$365,000
Paramount Residential Mortgage	Conventional	1	0.1%	100%	$535,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	100%	$455,000
Nexera Holding LLC	Conventional	1	0.1%	100%	$505,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	FHA	1	0.1%	100%	$445,000	View
HomeBridge Financial Services, Inc	HELOC	0 +2 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +1 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Liberty Hill Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Liberty Hill, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Liberty Hill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Liberty Hill in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Liberty Hill, TX

Use these to narrow the list above. Each category shows how many Liberty Hill, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 119 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 34 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 20 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 54 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 50 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 13 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TX 61 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in Liberty Hill, TX

Independent mortgage companies closed 83.3 percent of home loans in Liberty Hill, Texas in 2025, banks 8.3 percent and credit unions 8.3 percent. Velocio Mortgage, L.L.C. was the largest mortgage company, Prosperity Bank the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Prosperity Bank led with 4 loans.

83.3%

Mortgage companies

8.3%

Banks

8.3%

Credit unions

21%

FHA loans

16%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

All Texas lenders 1,264 lenders Houston 690 lenders San Antonio 463 lenders Fort Worth 521 lenders Austin 484 lenders Dallas 513 lenders El Paso 275 lenders Celina 272 lenders Corpus Christi 261 lenders Lubbock 281 lenders Arlington 342 lenders Frisco 337 lenders New Braunfels 280 lenders

Frequently Asked Questions About Mortgage Lenders in Liberty Hill, TX

Who is the largest mortgage lender in Liberty Hill, TX?

By home loans closed in 2025, Prosperity Bank was the largest mortgage lender in Liberty Hill, Texas with 4 loans, about 0.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Liberty Hill, TX have the highest approval rates?

Among lenders with meaningful volume in Liberty Hill, Texas, Velocio Mortgage, L.L.C. approved the highest share of completed applications in 2025 at 100 percent, against a 85.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Liberty Hill, TX mortgage lenders offer FHA, VA and USDA loans?

54 lenders closed FHA loans in Liberty Hill, Texas in 2025, led by Taylor Morrison Home Funding, Inc. with 37. 50 lenders closed VA loans, led by Velocio Mortgage, L.L.C.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Liberty Hill, TX lender list?

Yes. 34 banks and 20 credit unions closed home loans in Liberty Hill, Texas in 2025, alongside 119 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Liberty Hill, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Liberty Hill, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Liberty Hill, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Liberty Hill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.