Mortgage Lenders and Brokers in Laredo, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Laredo, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA10720 International Blvd, Laredo, TX 78045A+5.0 ★Texas Ratio: 3.68%, International Bank of CommerceInternational Bank of Commerce2320 Bob Bullock Loop 20, Laredo, TX 78046, Texas Community BankTexas Community Bank6721 Mcpherson Rd, Laredo, TX 78041A+5.0 ★Texas Ratio: 0.86%, Vantage Bank TexasVantage Bank Texas4819 San Dario Ave, Laredo, TX 78041A5.0 ★Texas Ratio: 8.20%, Falcon International BankFalcon International Bank801 Matamoros St, Laredo, TX 78040A+5.0 ★Texas Ratio: 0.02%, PNC Bank N.A.PNC Bank N.A.2211 Guadalupe St, Laredo, TX 78043A+5.0 ★Texas Ratio: 4.24%, Bank of America NABank of America NA5313 San Dario Ave, Laredo, TX 78041A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA1100 Matamoros St, Laredo, TX 78040A+5.0 ★Texas Ratio: 5.36%, First National Bank TexasFirst National Bank Texas1911 Ne Bob Bullock Loop, Laredo, TX 78045A4.7 ★Texas Ratio: 3.20%, and Laredo Federal Credit UnioinLaredo Federal Credit UnioinLaredo, TX. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Laredo, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Laredo are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Laredo, Texas
Market share is the lender's share of all home loans closed in Laredo, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Laredo 10720 International Blvd, Laredo, TX 78045 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 44 | 1.8% | 88.5% | $220,454 | View |
International Bank of Commerce
2320 Bob Bullock Loop 20, Laredo, TX 78046 |
Conventional, FHA, VA | 39 | 1.6% | 72.9% | $198,846 | |
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2 offices in Laredo 6721 Mcpherson Rd, Laredo, TX 78041 A+5.0 ★Texas Ratio: 0.86% |
Conventional, Jumbo | 30 | 1.2% | 91.4% | $223,666 | View |
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2 offices in Laredo 4819 San Dario Ave, Laredo, TX 78041 A5.0 ★Texas Ratio: 8.20% |
Conventional | 18 | 0.7% | 90.9% | $305,555 | View |
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6 offices in Laredo 801 Matamoros St, Laredo, TX 78040 A+5.0 ★Texas Ratio: 0.02% |
Conventional | 18 | 0.7% | 62.5% | $145,000 | View |
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★ 1.7 stars, 3 reviews 7 offices in Laredo 2211 Guadalupe St, Laredo, TX 78043 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 8 +67 HELOCs |
0.3% | 90% | $283,750 | View |
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2 offices in Laredo 5313 San Dario Ave, Laredo, TX 78041 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 7 +19 HELOCs |
0.3% | 70% | $173,571 | View |
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4 offices in Laredo 1100 Matamoros St, Laredo, TX 78040 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.1% | 25% | $231,666 | View |
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6 offices in Laredo 1911 Ne Bob Bullock Loop, Laredo, TX 78045 A4.7 ★Texas Ratio: 3.20% |
FHA | 2 | 0.1% | 100% | $120,000 | View |
Laredo Federal Credit Unioin
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Conventional | 27 | 1.1% | 77.1% | $102,777 | |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, HELOC | 12 +3 HELOCs |
0.5% | 76.2% | $141,666 | View |
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124 E Rush St, Linden, TX 75563 A5.0 ★Texas Ratio: 13.83% |
Conventional, FHA | 12 | 0.5% | 92.9% | $250,833 | View |
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★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 10 +3 HELOCs |
0.4% | 76.9% | $108,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 5 | 0.2% | 71.4% | $245,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 3 +1 HELOCs |
0.1% | 30% | $58,333 | View |
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3800 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 2 | 0.1% | 100% | $845,000 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 2 | 0.1% | 57.1% | $160,000 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 2 | 0.1% | 100% | $190,000 | View |
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4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71% |
Conventional | 2 | 0.1% | 100% | $355,000 | View |
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1317 W Frontage Rd, Alamo, TX 78516 2388 A+5.0 ★Texas Ratio: 4.20% |
Conventional | 1 | 0% | 100% | $255,000 | View |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
FHA | 1 | 0% | 100% | $285,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
VA | 1 | 0% | 100% | $245,000 | View |
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4630 N Loop 1604 W Ste 101, San Antonio, TX 78249 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0% | 50% | $155,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0% | 16.7% | $335,000 | View |
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3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 0% | 50% | $45,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0% | 66.7% | $225,000 | View |
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355 Highway 16 South, Bandera, TX 78003 A5.0 ★Texas Ratio: 6.40% |
Conventional | 1 | 0% | 100% | $285,000 | View |
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1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13% |
Conventional | 1 | 0% | 50% | $205,000 | View |
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3923 5th St, Brookshire, TX 77423 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0% | 100% | $125,000 | View |
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877 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 5.77% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Primelending
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Conventional, FHA, VA | 407 | 16.3% | 92% | $173,452 | |
Southwest Funding LP
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Conventional, FHA, VA | 44 | 1.8% | 97.9% | $313,863 | |
Right Start Mortgage, Inc
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Conventional, FHA, VA | 37 | 1.5% | 97.4% | $238,783 | |
Stonewood Home Lending, LLC
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Conventional, FHA, VA | 29 | 1.2% | 100% | $247,758 | |
Nationstar Mortgage
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Conventional, FHA, VA | 22 | 0.9% | 68.8% | $143,181 | |
Directions Equity, LLC
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Conventional, FHA, VA | 7 | 0.3% | 100% | $270,714 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 5 | 0.2% | 71.4% | $147,000 | View |
Ark-La-Tex Financial Services LLC
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FHA, VA | 4 | 0.2% | 100% | $365,000 | |
Genway Home Mortgage, Inc.
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Conventional, FHA | 2 | 0.1% | 66.7% | $95,000 | |
FocusOne Mortgage, LLC
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Conventional | 1 | 0% | 100% | $45,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0% | 100% | $375,000 | |
Rb Mortgage LLC
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Conventional | 1 | 0% | 100% | $305,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0% | 10% | $55,000 | |
Trinity Oaks Mortgage
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Conventional | 1 | 0% | 100% | $255,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 177 | 7.1% | 85% | $269,576 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 162 | 6.5% | 88.5% | $301,666 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 146 | 5.8% | 76% | $204,520 | View |
First Option Mortgage, LLC
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Conventional, FHA, VA | 108 | 4.3% | 97.5% | $214,722 | |
Mortgage Financial Services
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Conventional, FHA | 105 | 4.2% | 95.5% | $253,952 | |
New American Funding, LLC.
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Conventional, FHA, VA | 83 | 3.3% | 93.3% | $197,409 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, Jumbo | 74 | 3% | 85.1% | $233,243 | |
Summit Funding.Inc
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Conventional, FHA, VA | 64 | 2.6% | 94.1% | $143,125 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 57 +1 HELOCs |
2.3% | 93.4% | $276,929 | |
HomeBridge Financial Services, Inc
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Conventional, FHA, VA, HELOC | 44 +10 HELOCs |
1.8% | 91.8% | $256,363 | |
Loanunited.Com, LLC
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Conventional, FHA, VA | 41 | 1.6% | 91.1% | $312,804 | |
Mortgage Research Center
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Conventional, VA | 34 | 1.4% | 68% | $291,176 | |
21St Mortgage
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Conventional | 33 | 1.3% | 41% | $98,030 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, VA | 31 | 1.2% | 91.7% | $289,838 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 29 | 1.2% | 72.1% | $213,275 | |
Kind Lending, LLC
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Conventional, FHA, Jumbo | 28 | 1.1% | 66.7% | $312,142 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 27 +3 HELOCs |
1.1% | 96.8% | $250,185 | |
Equity Prime Mortgage LLC
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FHA, VA | 27 | 1.1% | 93.1% | $256,851 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA | 26 | 1% | 92.9% | $223,846 | View |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA, VA | 23 | 0.9% | 75% | $212,391 | View |
Paramount Residential Mortgage
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Conventional, FHA, VA | 22 | 0.9% | 100% | $241,818 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 20 | 0.8% | 45.3% | $103,500 | View |
The Mortgage Link, Inc.
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Conventional, FHA, VA | 19 | 0.8% | 100% | $249,736 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional, FHA | 18 | 0.7% | 95.7% | $248,333 | View |
Newrez LLC
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Conventional, FHA, VA | 17 | 0.7% | 47.2% | $197,941 | |
Cardinal Financial Company, Li
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Conventional, FHA | 17 | 0.7% | 100% | $256,176 | |
Towne Mortgage Company
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FHA, VA | 15 | 0.6% | 93.8% | $231,666 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA, VA | 13 | 0.5% | 87.5% | $363,461 | |
Union Home Mortgage Corp.
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Conventional, FHA | 13 | 0.5% | 92.9% | $285,000 | |
loanDepot.com LLC
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Conventional, HELOC | 10 +4 HELOCs |
0.4% | 57.9% | $177,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 10 | 0.4% | 76.9% | $231,000 | View |
AmWest Funding Corp
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Conventional | 9 | 0.4% | 100% | $356,111 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 9 | 0.4% | 60% | $286,111 | |
American Portfolio Mortgage Corporation
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Conventional, FHA | 8 | 0.3% | 100% | $206,250 | |
Canopy Mortgage, LLC
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Conventional, FHA, VA | 7 | 0.3% | 100% | $240,714 | |
Resicentral LLC
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Conventional | 6 | 0.2% | 85.7% | $355,000 | |
First Colony Mortgage Corporat
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Conventional, FHA, VA | 6 | 0.2% | 75% | $230,000 | |
Spring Eq, LLC
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Conventional, HELOC | 5 +2 HELOCs |
0.2% | 27.8% | $69,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 5 | 0.2% | 100% | $289,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 5 | 0.2% | 25% | $195,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 5 | 0.2% | 100% | $429,000 | View |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 5 | 0.2% | 24% | $227,000 | |
Royal United Mortgage LLC
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Conventional | 4 | 0.2% | 80% | $82,500 | |
PHH Mortgage Corporation
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Conventional | 4 | 0.2% | 66.7% | $225,000 | |
Synergy One Lending, Inc.
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Conventional, FHA | 4 | 0.2% | 100% | $165,000 | |
Sun West Mortgage Company, Inc
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Conventional, FHA, VA | 4 | 0.2% | 71.4% | $240,000 | |
Better Mortgage Corporation
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Conventional, FHA | 4 | 0.2% | 57.1% | $150,000 | |
Mortgage Solutions of Colorado
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Conventional, FHA, VA | 4 | 0.2% | 100% | $272,500 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 4 | 0.2% | 80% | $212,500 | View |
Southwest Stage Funding LLC
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Conventional | 4 | 0.2% | 81.8% | $122,500 | |
Village Capital & Investment
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FHA, VA | 4 | 0.2% | 100% | $440,000 | |
Lakeview Loan Servicing, LLC
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FHA | 3 | 0.1% | 23.7% | $295,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 3 | 0.1% | 75% | $65,000 | View |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 3 | 0.1% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 3.64% |
FHA, VA | 3 | 0.1% | 100% | $288,333 | View |
MLB Residential Lending, LLC
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Conventional, FHA | 3 | 0.1% | 33.3% | $231,666 | |
Greenbox Loans
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Conventional | 3 | 0.1% | 100% | $251,666 | |
Justice Federal Credit Union
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Conventional | 3 | 0.1% | 100% | $111,666 | |
Nations Direct Mortgage, LLC
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Conventional, FHA | 3 | 0.1% | 60% | $278,333 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 3 | 0.1% | 100% | $241,666 | |
Tomo Mortgage LLC
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Conventional | 3 | 0.1% | 100% | $268,333 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.1% | 100% | $330,000 | View |
CrossCountry Mortgage, LLC
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Conventional, VA | 2 | 0.1% | 50% | $365,000 | |
Discover Bank
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Conventional | 2 | 0.1% | 8.8% | $80,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 0.1% | 50% | $205,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 0.1% | 100% | $365,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 2 | 0.1% | 43.5% | $75,000 | View |
Zillow Home Loans, LLC
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FHA | 2 | 0.1% | 100% | $275,000 | |
Florida Capital Bank, N.A
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Conventional, FHA | 2 | 0.1% | 100% | $270,000 | |
Leaderone Financial Corp.
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Conventional, FHA | 2 | 0.1% | 40% | $175,000 | |
JMAC Lending, Inc.
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Conventional, Jumbo | 2 | 0.1% | 100% | $760,000 | |
Pentagon Federal Credit Union
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FHA, HELOC | 1 +7 HELOCs |
0% | 33.3% | $315,000 | |
Cadence Bank
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Conventional | 1 | 0% | 33.3% | $655,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional | 1 | 0% | 100% | $105,000 | |
Primary Residential Mortgage, INC.
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VA | 1 | 0% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 6.15% |
VA | 1 | 0% | 100% | $205,000 | View |
Goodleap, LLC
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FHA | 1 | 0% | 50% | $235,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0% | 100% | $225,000 | |
NOVA Financial & Investment Corporation
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FHA | 1 | 0% | 100% | $195,000 | |
TruHome Solutions, LLC
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Conventional | 1 | 0% | 100% | $535,000 | |
Movement Mortgage, LLC
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VA | 1 | 0% | 100% | $515,000 | |
5Th Sreet Capital Inc.
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Conventional, Jumbo | 1 | 0% | 100% | $885,000 | |
Deephaven Mortgage LLC
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Conventional, Jumbo | 1 | 0% | 50% | $805,000 | |
American Financial Network, Inc.
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FHA | 1 | 0% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 3.34% |
VA | 1 | 0% | 100% | $595,000 | View |
MortgageCountry
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Conventional | 1 | 0% | 100% | $275,000 | |
First Alliance Home Mortgage, LLC
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FHA | 1 | 0% | 100% | $395,000 | |
American Financing Corporation
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FHA | 1 | 0% | 50% | $295,000 | |
White Sands Federal Credit Union
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Conventional, Jumbo | 1 | 0% | 100% | $1,265,000 | |
Stg Mortgage Inc
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FHA | 1 | 0% | 100% | $335,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0% | 100% | $105,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 0% | 100% | $175,000 | |
Waterstone Mortgage Corporation
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VA | 1 | 0% | 100% | $445,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0% | 50% | $195,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 0% | 100% | $255,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0% | 100% | $305,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0% | 100% | $355,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0% | 100% | $585,000 | |
Lower, LLC
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Conventional | 1 | 0% | 50% | $765,000 | |
Mld Mortgage, Inc.Dba the Money Store
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FHA | 1 | 0% | 100% | $305,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0% | 100% | $495,000 | View |
Loan Simple, Inc.
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FHA | 1 | 0% | 100% | $315,000 | |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a |
Laredo Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Laredo, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Laredo? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Laredo in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Laredo, TX
Use these to narrow the list above. Each category shows how many Laredo, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Laredo, TX
Independent mortgage companies closed 69.7 percent of home loans in Laredo, Texas in 2025, banks 27.6 percent and credit unions 2.7 percent. Pilgrim Mortgage LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Laredo Federal Credit Unioin the largest credit union. Among lenders headquartered in Texas, International Bank of Commerce led with 39 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Laredo, TX
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Laredo, Texas with 44 loans, about 1.8 percent of the market. The largest lender headquartered in Texas was International Bank of Commerce with 39 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Laredo, Texas, First Option Mortgage, LLC approved the highest share of completed applications in 2025 at 97.5 percent, against a 79.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
73 lenders closed FHA loans in Laredo, Texas in 2025, led by Primelending with 227. 48 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 14 credit unions closed home loans in Laredo, Texas in 2025, alongside 100 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Laredo, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Laredo, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Laredo. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
