Mortgage Lenders and Brokers in La Porte, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
La Porte, Texas mortgage lenders include Beacon Federal Credit UnionBeacon Federal Credit Union2901 Sens Rd, La Porte, TX 77571A+5.0 ★Texas Ratio: 2.19%, Wells Fargo Bank NAWells Fargo Bank NA1307 W Fairmont Pkwy, La Porte, TX 77571A+5.0 ★Texas Ratio: 5.36%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.1401 W Fairmont Pkwy, La Porte, TX 77571A+5.0 ★Texas Ratio: 3.72%, Shell Federal Credit UnionShell Federal Credit Union11526 Spencer Hwy, La Porte, TX 77571A+5.0 ★Texas Ratio: 3.66%, Gulf Coast Educators Federal Credit UnionGulf Coast Educators Federal Credit Union6360 Garth Rd Ste 140, Baytown, TX 77521 5105A+5.0 ★Texas Ratio: 3.85%, Jsc FCUJsc FCU607 W Fairmont Pkwy, La Porte, TX 77571A+5.0 ★Texas Ratio: 5.77%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, TdecuTdecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 5.55%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, and Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in La Porte, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in La Porte are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in La Porte, Texas
Market share is the lender's share of all home loans closed in La Porte, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2901 Sens Rd, La Porte, TX 77571 A+5.0 ★Texas Ratio: 2.19% |
Conventional | 6 | 0.9% | 85.7% | $85,000 | View |
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1 office in La Porte 1307 W Fairmont Pkwy, La Porte, TX 77571 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.5% | 60% | $148,333 | View |
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1 office in La Porte 1401 W Fairmont Pkwy, La Porte, TX 77571 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 1 +6 HELOCs |
0.2% | 100% | $335,000 | View |
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11526 Spencer Hwy, La Porte, TX 77571 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 59 | 9% | 65.2% | $131,949 | View |
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6360 Garth Rd Ste 140, Baytown, TX 77521 5105 A+5.0 ★Texas Ratio: 3.85% |
Conventional | 20 | 3.1% | 100% | $184,000 | View |
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607 W Fairmont Pkwy, La Porte, TX 77571 A+5.0 ★Texas Ratio: 5.77% |
Conventional, HELOC | 9 +4 HELOCs |
1.4% | 52.9% | $200,555 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 8 | 1.2% | 83.3% | $285,000 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 7 | 1.1% | 100% | $202,142 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 4 | 0.6% | 100% | $130,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 3 +4 HELOCs |
0.5% | 100% | $285,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 3 +2 HELOCs |
0.5% | 75% | $208,333 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
FHA | 3 | 0.5% | 100% | $278,333 | View |
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3719 Garth Rd, Baytown, TX 77521 A+5.0 ★Texas Ratio: 0.07% |
Conventional | 3 | 0.5% | 100% | $141,666 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 2 | 0.3% | 100% | $325,000 | View |
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1299 E Highway 6, Alvin, TX 77511 A5.0 ★Texas Ratio: 7.70% |
Conventional | 2 | 0.3% | 100% | $280,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional, FHA | 2 | 0.3% | 66.7% | $385,000 | View |
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7505 Eastex Fwy Ste B, Beaumont, TX 77708 A+5.0 ★Texas Ratio: 0.43% |
Conventional | 2 | 0.3% | 100% | $95,000 | |
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1400 Franklin St, Houston, TX 77002 2147 A+5.0 ★Texas Ratio: 3.40% |
Conventional | 1 | 0.2% | 50% | $55,000 | View |
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2360 Dowlen Rd, Beaumont, TX 77706 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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840 13th St, Hempstead, TX 77445 A+5.0 ★Texas Ratio: 2.40% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
Sente Mortgage, Inc.
6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673 |
FHA | 1 | 0.2% | 100% | $275,000 | |
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623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77% |
FHA | 1 | 0.2% | 100% | $315,000 | View |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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3923 5th St, Brookshire, TX 77423 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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384 E Stacy Rd, Allen, TX 75002 A5.0 ★Texas Ratio: 6.66% |
FHA | 1 | 0.2% | 100% | $185,000 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.92% |
Conventional, FHA, VA | 22 | 3.4% | 100% | $218,181 | View |
Click n' Close, Inc.
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Conventional, FHA, VA | 16 | 2.5% | 100% | $239,375 | |
Primelending
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Conventional, FHA | 11 | 1.7% | 85.7% | $285,909 | |
Nationstar Mortgage
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Conventional | 7 | 1.1% | 87.5% | $207,857 | |
Texas Bay Area Credit Union
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Conventional, HELOC | 6 +3 HELOCs |
0.9% | 100% | $185,000 | |
Network Funding, L.P.
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Conventional, FHA, VA | 6 | 0.9% | 85.7% | $250,000 | |
SWBC Mortgage Corporation
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Conventional, FHA | 5 | 0.8% | 100% | $253,000 | |
Associated Credit Union of Tx
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Conventional, FHA | 5 | 0.8% | 100% | $119,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 4 | 0.6% | 100% | $227,500 | |
Hometrust Mortgage Company
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Conventional, FHA | 4 | 0.6% | 80% | $167,500 | |
Right Start Mortgage, Inc
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Conventional, FHA | 3 | 0.5% | 100% | $311,666 | |
Orchard Mortgage, LLC
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Conventional | 2 | 0.3% | 100% | $340,000 | |
Highlands Residential Mortgage, Ltd.
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FHA, VA | 2 | 0.3% | 66.7% | $275,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.3% | 100% | $195,000 | View |
Interlinc Mortgage Services, LLC
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Willow Bend Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $195,000 | |
Encompass Lending Group, L.P.
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VA | 1 | 0.2% | 100% | $215,000 | |
Gardner Financial Services
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Community Resource Credit Unio
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Conventional | 1 | 0.2% | 50% | $115,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 81 | 12.4% | 92.2% | $297,839 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 50 | 7.7% | 84.4% | $202,400 | View |
New American Funding, LLC.
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Conventional, FHA, VA | 34 | 5.2% | 97.1% | $187,352 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 17 | 2.6% | 100% | $223,823 | |
Kind Lending, LLC
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Conventional, FHA | 13 | 2% | 92.9% | $278,846 | |
Freedom Mortgage Corporation
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FHA, VA | 12 | 1.8% | 100% | $298,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 11 +1 HELOCs |
1.7% | 92.3% | $225,000 | |
Mortgage Research Center
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Conventional, FHA, VA | 11 | 1.7% | 68.8% | $212,272 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, VA | 10 | 1.5% | 90.9% | $246,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 9 | 1.4% | 100% | $231,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 8 | 1.2% | 80% | $215,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 8 | 1.2% | 100% | $225,000 | |
Newrez LLC
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Conventional, FHA, VA | 7 | 1.1% | 53.8% | $246,428 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA, VA | 7 | 1.1% | 87.5% | $260,714 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 6 | 0.9% | 100% | $263,333 | View |
Mortgage Financial Services
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Conventional, FHA | 6 | 0.9% | 100% | $251,666 | |
21St Mortgage
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Conventional | 6 | 0.9% | 46.2% | $95,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 6 | 0.9% | 20.6% | $93,333 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 5 +1 HELOCs |
0.8% | 83.3% | $231,000 | |
Loanunited.Com, LLC
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FHA, VA | 5 | 0.8% | 83.3% | $295,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 5 | 0.8% | 85.7% | $193,000 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 5 | 0.8% | 100% | $261,000 | |
American Financial Resources LLC
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FHA | 4 | 0.6% | 100% | $287,500 | |
Goodleap, LLC
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Conventional | 4 | 0.6% | 100% | $167,500 | |
Planet Home Lending, LLC
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Conventional, FHA | 4 | 0.6% | 80% | $175,000 | |
First Community Mortgage, Inc.
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FHA | 3 | 0.5% | 100% | $281,666 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 0.5% | 75% | $231,666 | |
V.I.P. Mortgage, Inc.
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Conventional, FHA | 3 | 0.5% | 100% | $211,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 0.5% | 42.9% | $165,000 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.3% | 100% | $95,000 | |
Affordable Mortgage Advisors
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FHA | 2 | 0.3% | 100% | $260,000 | |
Movement Mortgage, LLC
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Conventional, VA | 2 | 0.3% | 100% | $270,000 | |
American Financial Network, Inc.
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FHA | 2 | 0.3% | 100% | $240,000 | |
Obsidian Financial Services
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FHA | 2 | 0.3% | 100% | $315,000 | |
Nqm Funding, LLC
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Conventional | 2 | 0.3% | 100% | $260,000 | |
Cardinal Financial Company, Li
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FHA | 2 | 0.3% | 75% | $225,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 2 | 0.3% | 100% | $270,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 2 | 0.3% | 50% | $90,000 | View |
The Loan Store, Inc
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Conventional | 2 | 0.3% | 100% | $190,000 | |
Lower, LLC
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Conventional | 2 | 0.3% | 66.7% | $180,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.3% | 28.6% | $65,000 | |
Tammac Holdings Corporation
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Conventional | 2 | 0.3% | 18.2% | $80,000 | |
ML Mortgage Corp.
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FHA | 1 | 0.2% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 12.5% | $225,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Watermark Capital, Inc.
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Conventional | 1 | 0.2% | 100% | $455,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 50% | $335,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.2% | 100% | $295,000 | View |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.2% | 50% | $105,000 | View |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.2% | 20% | $85,000 | View |
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A+5.0 ★Texas Ratio: 3.34% |
FHA | 1 | 0.2% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
First Alliance Home Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $295,000 | |
City 1st Mortgage Services, LC
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FHA | 1 | 0.2% | 100% | $295,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 20% | $105,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.2% | 100% | $345,000 | |
American Financing Corporation
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Conventional | 1 | 0.2% | 50% | $115,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.2% | 100% | $265,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Land Home Financial Services,
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FHA | 1 | 0.2% | 100% | $255,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Integrity Home Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $235,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 0.2% | 100% | $245,000 | |
Member First Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $165,000 | |
Towne Mortgage Company
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Conventional | 1 | 0.2% | 100% | $305,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.2% | 50% | $325,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.2% | 100% | $335,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.2% | 100% | $355,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a |
La Porte Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in La Porte, Texas
Looking for mortgage lenders near me or mortgage brokers near me in La Porte? The list below shows the banks, credit unions and mortgage brokers that closed home loans in La Porte in 2025, with lenders based there listed first.
Types of Mortgage Lenders in La Porte, TX
Use these to narrow the list above. Each category shows how many La Porte, TX lenders fit and what that kind of lender is usually best for.
Who Lends in La Porte, TX
Independent mortgage companies closed 72 percent of home loans in La Porte, Texas in 2025, banks 9.2 percent and credit unions 18.8 percent. Sente Mortgage, Inc. was the largest mortgage company, Wells Fargo Bank NA the largest bank and Beacon Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Beacon Federal Credit Union led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in La Porte, TX
By home loans closed in 2025, Beacon Federal Credit Union was the largest mortgage lender in La Porte, Texas with 6 loans, about 0.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in La Porte, Texas, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 92.2 percent, against a 78.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
60 lenders closed FHA loans in La Porte, Texas in 2025, led by United Wholesale Mortgage with 35. 23 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 14 credit unions closed home loans in La Porte, Texas in 2025, alongside 86 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in La Porte, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in La Porte, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up La Porte. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
