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Mortgage Lenders and Brokers in Galveston, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Galveston, Texas mortgage lenders include Prosperity BankProsperity Bank2424 Market St, Galveston, TX 77550A+5.0 ★Texas Ratio: 1.58%, Frost BankFrost Bank2201 Market St, Galveston, TX 77550A+5.0 ★Texas Ratio: 2.51%, Moody National BankMoody National Bank6820 Seawall Blvd, Galveston, TX 77551A5.0 ★Texas Ratio: 6.43%, Bank of America NABank of America NA6109 Central City Blvd, Galveston, TX 77551A+5.0 ★Texas Ratio: 4.14%, Texas First BankTexas First Bank6501 Stewart Rd, Galveston, TX 77551A+5.0 ★Texas Ratio: 1.01%, PNC Bank N.A.PNC Bank N.A.6306 Broadway St, Galveston, TX 77551A+5.0 ★Texas Ratio: 4.24%, Hometown Bank, N.A.Hometown Bank, N.A.1801 45th St, Galveston, TX 77550A+5.0 ★Texas Ratio: 0.94%, University Federal Credit UnionUniversity Federal Credit Union428 Post Office ST, Galveston, TX 77550A+5.0 ★Texas Ratio: 3.82%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, and AMOCO Federal Credit UnionAMOCO Federal Credit Union6216 Broadway St, Galveston, TX 77551A5.0 ★Texas Ratio: 7.70%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Galveston, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Galveston are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Galveston, Texas

Market share is the lender's share of all home loans closed in Galveston, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Prosperity Bank ★ 1 stars, 1 review 1 office in Galveston 2424 Market St, Galveston, TX 77550 A+5.0 ★Texas Ratio: 1.58%	Conventional, Jumbo	18	2.3%	75%	$408,888	View
Frost Bank ★ 5 stars, 1 review 2 offices in Galveston 2201 Market St, Galveston, TX 77550 A+5.0 ★Texas Ratio: 2.51%	Conventional, HELOC	15 +6 HELOCs	1.9%	60.7%	$193,000	View
Moody National Bank 6820 Seawall Blvd, Galveston, TX 77551 A5.0 ★Texas Ratio: 6.43%	Conventional, Jumbo	12	1.6%	87.5%	$442,500	View
Bank of America NA 1 office in Galveston 6109 Central City Blvd, Galveston, TX 77551 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	7 +12 HELOCs	0.9%	87.5%	$795,000	View
Texas First Bank 3 offices in Galveston 6501 Stewart Rd, Galveston, TX 77551 A+5.0 ★Texas Ratio: 1.01%	Conventional	5	0.6%	83.3%	$53,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Galveston 6306 Broadway St, Galveston, TX 77551 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +5 HELOCs	0.1%	50%	$205,000	View
Hometown Bank, N.A. 1801 45th St, Galveston, TX 77550 A+5.0 ★Texas Ratio: 0.94%	Conventional, Jumbo	27	3.5%	83.8%	$357,222	View
University Federal Credit Union 428 Post Office ST, Galveston, TX 77550 A+5.0 ★Texas Ratio: 3.82%	Conventional, FHA, Jumbo	19	2.5%	82.6%	$338,684	View
JPMorgan Chase Bank, NA 3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	16	2.1%	75%	$294,375	View
AMOCO Federal Credit Union 6216 Broadway St, Galveston, TX 77551 A5.0 ★Texas Ratio: 7.70%	Conventional	15	1.9%	65.4%	$207,000	View
Usaa Federal Savings Bank 10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	9	1.2%	90%	$358,333	View
Cornerstone Capital Bank, Ssb 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21%	Conventional	6	0.8%	85.7%	$451,666	View
Wells Fargo Bank NA 3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	6	0.8%	60%	$513,333	View
Regions Bank 1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo, HELOC	5 +1 HELOCs	0.6%	71.4%	$661,000	View
City Bank 4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71%	Conventional	5	0.6%	83.3%	$215,000	View
Zions Bancorporation, N.A. 4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72%	Conventional, FHA, Jumbo, HELOC	4 +1 HELOCs	0.5%	90%	$1,155,000	View
Everett Financial, Inc. 1212 Royal Pkwy Ste 103, Euless, TX 76040 6713	Conventional	4	0.5%	80%	$307,500
Jsc FCU 6167 Central City Blvd, Galveston, TX 77551 3818 A+5.0 ★Texas Ratio: 5.77%	Conventional, FHA, HELOC	3 +5 HELOCs	0.4%	30%	$238,333	View
Truist Bank ★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo	3	0.4%	100%	$488,333	View
Bokf NA 792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05%	Conventional, HELOC	2 +1 HELOCs	0.3%	100%	$260,000	View
First Horizon Bank ★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76%	Conventional	2	0.3%	100%	$365,000	View
Bny Mellon, N.A. 4020 Maple Ave, Dallas, TX 75219 A+5.0 ★Texas Ratio: 0.37%	Conventional, Jumbo	2	0.3%	100%	$1,045,000	View
Amplify Credit Union 2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72%	Conventional	2	0.3%	100%	$230,000	View
Shell Federal Credit Union 7235 John Martin Road, Baytown, TX 77521 A+5.0 ★Texas Ratio: 3.66%	Conventional	2	0.3%	50%	$190,000	View
Home Bank National Association 105 E Parkwood Ave, Friendswood, TX 77546 A5.0 ★Texas Ratio: 8.03%	Conventional	2	0.3%	100%	$565,000	View
First Financial Bank 2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74%	Conventional	2	0.3%	66.7%	$415,000	View
Third Coast Bank 5508 W Highway 290, Austin, TX 78735 A5.0 ★Texas Ratio: 6.75%	Conventional	1	0.1%	100%	$605,000	View
Alliance Credit Union 9404 Hillside Rd, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 4.84%	Conventional	1	0.1%	100%	$255,000	View
US Bank, N.A. 13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0.1%	50%	$355,000	View
Sierra Lending Group 325 S Fm 1187, Aledo, TX 76008 A5.0 ★Texas Ratio: 8.39%	Conventional	1	0.1%	100%	$125,000	View
Tdecu 2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55%	Conventional	1	0.1%	33.3%	$145,000	View
Huntington National Bank 3800 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$595,000	View
Aspire Home Loans 900 Pershing Ave, Lufkin, TX 75904 A+5.0 ★Texas Ratio: 0.15%	Conventional	1	0.1%	100%	$635,000	View
North Dallas Bank & Trust Co. 12900 Preston Rd, Dallas, TX 75230 A5.0 ★Texas Ratio: 10.34%	Conventional	1	0.1%	100%	$625,000	View
TexasBank 501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55%	Conventional	1	0.1%	100%	$245,000	View
First State Bank 202 S Palestine St, Athens, TX 75751 A+5.0 ★Texas Ratio: 4.58%	Conventional	1	0.1%	100%	$395,000	View
Veritex Community Bank 3800 Matlock Rd, Arlington, TX 76015	Conventional, Jumbo	1	0.1%	100%	$985,000
Gulf Credit Union 2360 Dowlen Rd, Beaumont, TX 77706 A+5.0 ★Texas Ratio: 2.58%	Conventional	1	0.1%	100%	$235,000	View
Gulf Coast Educators Federal Credit Union 6360 Garth Rd Ste 140, Baytown, TX 77521 5105 A+5.0 ★Texas Ratio: 3.85%	Conventional	1	0.1%	100%	$295,000	View
First State Bank 433 S Preston Rd, Celina, TX 75009 A5.0 ★Texas Ratio: 7.77%	Conventional	1	0.1%	100%	$315,000	View
Smart Financial Credit Union 3201 W Davis St, Conroe, TX 77304 2039 A5.0 ★Texas Ratio: 6.46%	Conventional	1	0.1%	100%	$205,000	View
Austin Bank, Texas National Association 108 E Broadway St, Big Sandy, TX 75755 A+5.0 ★Texas Ratio: 3.34%	Conventional	1	0.1%	100%	$165,000	View
Texell Credit Union 416 Lake Rd, Belton, TX 76513 A+5.0 ★Texas Ratio: 3.98%	Conventional	1	0.1%	100%	$295,000	View
Citizens National Bank of Texas 1651 Sw Wilshire Blvd, Burleson, TX 76028 A5.0 ★Texas Ratio: 12.03%	Conventional	1	0.1%	100%	$155,000	View
Tib, National Association 11701 Luna Rd, Farmers Branch, TX 75234 A+5.0 ★Texas Ratio: 3.54%	Conventional	1	0.1%	100%	$805,000	View
Nexbank 2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$505,000	View
Synergy Federal Credit Union 1147 Cantwell Ln, Corpus Christi, TX 78407 A+5.0 ★Texas Ratio: 1.39%	Conventional	1	0.1%	100%	$375,000	View
The First National Bank of Bas 118 Highway 21 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 2.19%	Conventional	1	0.1%	100%	$435,000	View
Capital Bank 3719 Garth Rd, Baytown, TX 77521 A+5.0 ★Texas Ratio: 0.07%	Conventional	1	0.1%	100%	$455,000	View
HomeBank Texas 3637 N Buckner Blvd, Dallas, TX 75228 A+5.0 ★Texas Ratio: 4.76%	Conventional, Jumbo	1	0.1%	100%	$905,000	View
Vista Bank 317 Main St, Abernathy, TX 79311 A+5.0 ★Texas Ratio: 0.03%	Conventional	1	0.1%	100%	$345,000	View
Broadway National Bank 911 W 38th St, Austin, TX 78705 A+5.0 ★Texas Ratio: 1.69%	Conventional	1	0.1%	100%	$645,000	View
Citizens State Bank 224 N Main St, Anton, TX 79313	Conventional	1	0.1%	100%	$265,000
First Service Credit Union 3923 5th St, Brookshire, TX 77423 A+5.0 ★Texas Ratio: 4.24%	Conventional	1	0.1%	100%	$415,000	View
Dugood Federal Credit Union 7505 Eastex Fwy Ste B, Beaumont, TX 77708 A+5.0 ★Texas Ratio: 0.43%	Conventional	1	0.1%	100%	$65,000
Origin Bank 384 E Stacy Rd, Allen, TX 75002 A5.0 ★Texas Ratio: 6.66%	Conventional	1	0.1%	100%	$605,000	View
American National Bank of Texa 720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41%	Conventional	1	0.1%	100%	$395,000	View
Houston Police Federal Credit Union 1600 Memorial Dr, Houston, TX 77007 7702 A+5.0 ★Texas Ratio: 1.89%	HELOC	0 +1 HELOCs	0%	n/a		View
Trustmark Bank 840 13th St, Hempstead, TX 77445 A+5.0 ★Texas Ratio: 2.40%	HELOC	0 +1 HELOCs	0%	n/a		View
Network Funding, L.P.	Conventional, FHA, VA, Jumbo	88	11.4%	97.1%	$354,886
Primelending	Conventional, FHA, VA, Jumbo	22	2.8%	87.1%	$438,181
Willow Bend Mortgage Company, LLC	Conventional, FHA, VA	9	1.2%	100%	$408,333
Click n' Close, Inc.	Conventional, VA	6	0.8%	100%	$288,333
Legend Lending Corporation A+5.0 ★Texas Ratio: 0.92%	Conventional, VA	5	0.6%	100%	$313,000	View
Hometrust Mortgage Company	Conventional	5	0.6%	85.7%	$429,000
SouthTrust Bank, N.A. A+5.0 ★Texas Ratio: 1.82%	Conventional	3	0.4%	100%	$125,000	View
Stellar Bank	Conventional, Jumbo	3	0.4%	100%	$1,318,333
Highlands Residential Mortgage, Ltd.	Conventional	2	0.3%	100%	$440,000
Loanpeople, LLC	Conventional	2	0.3%	100%	$355,000
Nationstar Mortgage	Conventional	2	0.3%	75%	$265,000
Right Start Mortgage, Inc	Conventional	2	0.3%	100%	$300,000
Interlinc Mortgage Services, LLC	FHA	1	0.1%	100%	$175,000
SWBC Mortgage Corporation	FHA	1	0.1%	100%	$275,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0.1%	50%	$215,000
Sfmc, LP	Conventional	1	0.1%	50%	$225,000
Republic State Mortgage Company	Conventional	1	0.1%	100%	$235,000
Guaranty Bank & Trust A-5.0 ★Texas Ratio: 14.15%	Conventional	1	0.1%	100%	$485,000	View
Commercial Bank of Texas, NA	Conventional	1	0.1%	100%	$515,000
Gardner Financial Services	Conventional	1	0.1%	100%	$285,000
Certified Funding, L.P.	Conventional	1	0.1%	100%	$135,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	1	0.1%	25%	$205,000	View
Ark-La-Tex Financial Services LLC	VA	1	0.1%	100%	$315,000
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, FHA, VA, Jumbo	65	8.4%	67.6%	$284,076	View
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo	40	5.2%	82.4%	$360,500
Cmg Mortgage Inc	Conventional, FHA, VA, USDA	24	3.1%	86.2%	$328,333
Kind Lending, LLC	Conventional, FHA, Jumbo	18	2.3%	64.3%	$385,000
Cadence Bank	Conventional, Jumbo	13	1.7%	93.3%	$781,923
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	13	1.7%	81.2%	$405,769
Mortgage Research Center	VA	11	1.4%	73.3%	$384,090
The Loan Store, Inc	Conventional	11	1.4%	81.2%	$380,454
Guild Mortgage Company A+5.0 ★Texas Ratio: 2.58%	Conventional, FHA, VA, Jumbo	9	1.2%	100%	$643,888	View
Freedom Mortgage Corporation	Conventional, FHA, VA	6	0.8%	100%	$398,333
CrossCountry Mortgage, LLC	Conventional, VA, Jumbo	6	0.8%	75%	$531,666
New American Funding, LLC.	Conventional, VA	6	0.8%	66.7%	$373,333
Fairway Independent Mort Corp	Conventional	6	0.8%	85.7%	$360,000
Tomo Mortgage LLC	Conventional	5	0.6%	100%	$411,000
Union Home Mortgage Corp.	Conventional, HELOC	4 +1 HELOCs	0.5%	80%	$400,000
Newrez LLC	Conventional, VA	4	0.5%	33.3%	$185,000
loanDepot.com LLC	Conventional	4	0.5%	57.1%	$145,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, VA	4	0.5%	66.7%	$335,000	View
Synergy One Lending, Inc.	Conventional, FHA, Jumbo	4	0.5%	100%	$437,500
Zillow Home Loans, LLC	Conventional	4	0.5%	100%	$317,500
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	4	0.5%	100%	$867,500	View
Guaranteed Rate Affinity, LLC	Conventional	3	0.4%	100%	$338,333
Guaranteed Rate, Inc.	Conventional	3	0.4%	100%	$431,666
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional	3	0.4%	75%	$271,666	View
AmeriHome Mortgage Company, LLC	Conventional, FHA	3	0.4%	100%	$265,000
Amerisave Mortgage Company A5.0 ★Texas Ratio: 9.93%	Conventional	3	0.4%	25%	$341,666	View
Mortgage Financial Services	Conventional, FHA	3	0.4%	100%	$341,666
Cardinal Financial Company, Li	Conventional, FHA	3	0.4%	100%	$221,666
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	3	0.4%	100%	$538,333	View
Better Mortgage Corporation	Conventional, VA	3	0.4%	100%	$258,333
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA	3	0.4%	75%	$281,666
Paramount Residential Mortgage	Conventional	3	0.4%	100%	$365,000
Plaza Home Mortgage, Inc	Conventional, FHA	3	0.4%	80%	$198,333
Pacor Mortgage Corp A+5.0 ★Texas Ratio: 3.19%	Conventional	2	0.3%	100%	$185,000	View
Equity Prime Mortgage LLC	Conventional, FHA	2	0.3%	100%	$385,000
Movement Mortgage, LLC	Conventional, VA	2	0.3%	100%	$355,000
Loanunited.Com, LLC	FHA, VA	2	0.3%	100%	$380,000
Eustis Mortgage Corp A+5.0 ★Texas Ratio: 3.34%	Conventional	2	0.3%	100%	$550,000	View
Success Mortgage Partners, Inc	Conventional	2	0.3%	66.7%	$320,000
Securitynational Mortgage Company	Conventional, VA	2	0.3%	100%	$470,000
Kwik Mortgage Corporation	Conventional, FHA	2	0.3%	100%	$345,000
Chevron Federal Credit Union A+5.0 ★Texas Ratio: 2.12%	Conventional	2	0.3%	66.7%	$520,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	2	0.3%	100%	$320,000	View
Pentagon Federal Credit Union	Conventional	2	0.3%	66.7%	$400,000
Citadel Servicing Corporation	Conventional	2	0.3%	100%	$460,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	2	0.3%	100%	$715,000	View
Spring Eq, LLC	Conventional	2	0.3%	25%	$75,000
Champions Funding, LLC	Conventional, Jumbo	2	0.3%	100%	$1,345,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$315,000	View
American Portfolio Mortgage Corporation	Conventional	1	0.1%	100%	$265,000
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$585,000
Consumer Real Estate Finance Co DBA Society Mortgage	FHA	1	0.1%	100%	$245,000
American Financial Resources LLC	Conventional	1	0.1%	100%	$275,000
Stride Bank, National Association A5.0 ★Texas Ratio: 6.15%	Conventional	1	0.1%	100%	$545,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$435,000	View
Greenstate Credit Union	Conventional	1	0.1%	100%	$325,000
Affordable Mortgage Advisors	Conventional	1	0.1%	100%	$595,000
Lakeview Loan Servicing, LLC	Conventional	1	0.1%	42.9%	$145,000
Canopy Mortgage, LLC	FHA	1	0.1%	100%	$305,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$325,000
Watermark Capital, Inc.	Conventional	1	0.1%	100%	$545,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$475,000
Nbkc Bank	Conventional	1	0.1%	100%	$405,000
Acrisure Mortgage, LLC	Conventional	1	0.1%	100%	$615,000
ALCOVA Mortgage, LLC	Conventional	1	0.1%	100%	$135,000
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$295,000
Resicentral LLC	Conventional	1	0.1%	100%	$315,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$455,000	View
HomeXpress Mortgage Corp.	Conventional	1	0.1%	100%	$165,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$265,000	View
Discover Bank	Conventional	1	0.1%	16.7%	$35,000
Sun West Mortgage Company, Inc	FHA	1	0.1%	33.3%	$455,000
MLB Residential Lending, LLC	Conventional	1	0.1%	100%	$255,000
Nextmortgage, LLC	FHA	1	0.1%	100%	$245,000
LoanFlight Lending, LLC.	Conventional	1	0.1%	100%	$295,000
ClearPath Lending	VA	1	0.1%	100%	$275,000
Flat Branch Mortgage, Inc.	Conventional	1	0.1%	100%	$185,000
Coca-Cola Federal Credit Union	Conventional	1	0.1%	100%	$35,000
Bay Equity LLC	Conventional	1	0.1%	100%	$275,000
Weichert Financial Services	Conventional	1	0.1%	100%	$325,000
Calcon Mutual Mortgage LLC	Conventional	1	0.1%	100%	$385,000
First Option Mortgage, LLC	FHA	1	0.1%	100%	$395,000
Land Home Financial Services,	Conventional	1	0.1%	100%	$145,000
Loanleaders of America, Inc	Conventional	1	0.1%	100%	$95,000
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$235,000
Reliable Holdings Manager dba Lendz Financial	Conventional, Jumbo	1	0.1%	100%	$1,505,000
Vintage Bank Kansas A+5.0 ★Texas Ratio: 3.78%	Conventional	1	0.1%	100%	$325,000	View
Provident Funding Associates	Conventional	1	0.1%	50%	$305,000
Nations Lending Corporation	Conventional	1	0.1%	100%	$145,000
T2 Financial LLC	Conventional	1	0.1%	100%	$345,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$425,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	1	0.1%	100%	$645,000	View
Emet Lending Group, Inc.	Conventional	1	0.1%	100%	$565,000
Mortgage Solutions of Colorado	FHA	1	0.1%	100%	$275,000
Mutual of Omaha Mortgage	FHA	1	0.1%	100%	$345,000
ClearEdge Lending LLC	Conventional	1	0.1%	100%	$505,000
Lower, LLC	Conventional	1	0.1%	33.3%	$275,000
1St Advantage Federal Credit U	Conventional	1	0.1%	100%	$555,000
RBC Bank (Georgia), N.A.	Conventional	1	0.1%	100%	$475,000
Florida Capital Bank, N.A	Conventional	1	0.1%	100%	$525,000
State Departmenet Federal Credit Union	Conventional	1	0.1%	100%	$205,000
Toyota Financial Savings Bank	Conventional	1	0.1%	100%	$295,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	33.3%	$255,000
Nexera Holding LLC	Conventional	1	0.1%	100%	$755,000
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0.1%	100%	$335,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	50%	$435,000	View
Vista Point Mortgage, LLC	Conventional	1	0.1%	50%	$615,000
Gershman Investment Corp.	Conventional	1	0.1%	50%	$375,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0.1%	100%	$665,000	View
HomeBridge Financial Services, Inc	HELOC	0 +4 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +2 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Galveston Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Galveston, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Galveston? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Galveston in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Galveston, TX

Use these to narrow the list above. Each category shows how many Galveston, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 105 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 66 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 22 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 30 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 24 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 28 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TX 68 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in Galveston, TX

Independent mortgage companies closed 60.9 percent of home loans in Galveston, Texas in 2025, banks 31.2 percent and credit unions 7.9 percent. Everett Financial, Inc. was the largest mortgage company, Prosperity Bank the largest bank and University Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Prosperity Bank led with 18 loans.

60.9%

Mortgage companies

31.2%

Banks

7.9%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

All Texas lenders 1,264 lenders Houston 690 lenders San Antonio 463 lenders Fort Worth 521 lenders Austin 484 lenders Dallas 513 lenders El Paso 275 lenders Celina 272 lenders Corpus Christi 261 lenders Lubbock 281 lenders Arlington 342 lenders Frisco 337 lenders New Braunfels 280 lenders

Frequently Asked Questions About Mortgage Lenders in Galveston, TX

Who is the largest mortgage lender in Galveston, TX?

By home loans closed in 2025, Prosperity Bank was the largest mortgage lender in Galveston, Texas with 18 loans, about 2.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Galveston, TX have the highest approval rates?

Among lenders with meaningful volume in Galveston, Texas, Network Funding, L.P. approved the highest share of completed applications in 2025 at 97.1 percent, against a 79.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Galveston, TX mortgage lenders offer FHA, VA and USDA loans?

30 lenders closed FHA loans in Galveston, Texas in 2025, led by Network Funding, L.P. with 8. 24 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Galveston, TX lender list?

Yes. 66 banks and 22 credit unions closed home loans in Galveston, Texas in 2025, alongside 105 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Galveston, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Galveston, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Galveston, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Galveston. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.