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Mortgage Lenders and Brokers in Cedar Park, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Cedar Park, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1200 N Bell Blvd, Cedar Park, TX 78613A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1425 E Whitestone Blvd, Cedar Park, TX 78613A+5.0 ★Texas Ratio: 5.36%, Frost BankFrost Bank1450 E Whitestone Blvd, Cedar Park, TX 78613A+5.0 ★Texas Ratio: 2.51%, Bank of America NABank of America NA2800 E Whitestone Blvd, Cedar Park, TX 78613A+5.0 ★Texas Ratio: 4.14%, Regions BankRegions Bank401 N Bell Blvd, Cedar Park, TX 78613A+5.0 ★Texas Ratio: 4.37%, Prosperity BankProsperity Bank650 E Whitestone Blvd, Cedar Park, TX 78613A+5.0 ★Texas Ratio: 1.58%, PNC Bank N.A.PNC Bank N.A.1455 E Whitestone Blvd, Cedar Park, TX 78613A+5.0 ★Texas Ratio: 4.24%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union1110 N Bell Blvd, Cedar Park, TX 78613A+5.0 ★Texas Ratio: 5.89%, University Federal Credit UnionUniversity Federal Credit Union3200 E Whitestone Blvd, Cedar Park, TX 78613A+5.0 ★Texas Ratio: 3.82%, and Austin Telco FCUAustin Telco FCU511 N Bell Blvd, Cedar Park, TX 78613 2217A+5.0 ★Texas Ratio: 1.81%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Cedar Park, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cedar Park are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Cedar Park, Texas

Market share is the lender's share of all home loans closed in Cedar Park, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 3 offices in Cedar Park 1200 N Bell Blvd, Cedar Park, TX 78613 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo	27	2%	77.1%	$503,518	View
Wells Fargo Bank NA 2 offices in Cedar Park 1425 E Whitestone Blvd, Cedar Park, TX 78613 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	18	1.3%	100%	$371,111	View
Frost Bank ★ 5 stars, 1 review 1 office in Cedar Park 1450 E Whitestone Blvd, Cedar Park, TX 78613 A+5.0 ★Texas Ratio: 2.51%	Conventional, HELOC	9 +10 HELOCs	0.7%	45%	$266,111	View
Bank of America NA 2 offices in Cedar Park 2800 E Whitestone Blvd, Cedar Park, TX 78613 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	6 +13 HELOCs	0.4%	100%	$315,000	View
Regions Bank 1 office in Cedar Park 401 N Bell Blvd, Cedar Park, TX 78613 A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo, HELOC	3 +4 HELOCs	0.2%	57.1%	$435,000	View
Prosperity Bank ★ 1 stars, 1 review 1 office in Cedar Park 650 E Whitestone Blvd, Cedar Park, TX 78613 A+5.0 ★Texas Ratio: 1.58%	Conventional	2	0.1%	100%	$465,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Cedar Park 1455 E Whitestone Blvd, Cedar Park, TX 78613 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +9 HELOCs	0.1%	33.3%	$155,000	View
Randolph-Brooks Federal Credit Union 1110 N Bell Blvd, Cedar Park, TX 78613 A+5.0 ★Texas Ratio: 5.89%	Conventional, HELOC	56 +14 HELOCs	4%	93.4%	$115,178	View
University Federal Credit Union 3200 E Whitestone Blvd, Cedar Park, TX 78613 A+5.0 ★Texas Ratio: 3.82%	Conventional, FHA, VA, Jumbo	42	3%	91.3%	$378,809	View
Austin Telco FCU 511 N Bell Blvd, Cedar Park, TX 78613 2217 A+5.0 ★Texas Ratio: 1.81%	Conventional	36	2.6%	75.5%	$136,944	View
A+ Federal Credit Union 1604 E Whitestone Blvd, Cedar Park, TX 78613 A5.0 ★Texas Ratio: 11.13%	Conventional, FHA, HELOC	15 +3 HELOCs	1.1%	62.1%	$143,000	View
First United Bank and Trust Co 10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43%	Conventional, VA, Jumbo	14	1%	100%	$537,142	View
Amplify Credit Union 5001 183A Toll Rd Ste 500, Cedar Park, TX 78613 7903 A+5.0 ★Texas Ratio: 4.72%	Conventional, HELOC	12 +12 HELOCs	0.9%	92.3%	$224,166	View
Everett Financial, Inc. 1212 Royal Pkwy Ste 103, Euless, TX 76040 6713	Conventional, FHA, VA	11	0.8%	91.7%	$428,636
Aspire Home Loans 900 Pershing Ave, Lufkin, TX 75904 A+5.0 ★Texas Ratio: 0.15%	Conventional, FHA	11	0.8%	100%	$422,272	View
Pilgrim Mortgage LLC 123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04%	Conventional, VA	11	0.8%	100%	$455,000	View
Nexbank 2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	7	0.5%	87.5%	$447,857	View
Zions Bancorporation, N.A. 4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo, HELOC	5 +1 HELOCs	0.4%	100%	$1,129,000	View
Velocity Credit Union 1230 E New Hope Dr, Cedar Park, TX 78613 A+5.0 ★Texas Ratio: 1.87%	Conventional	5	0.4%	83.3%	$299,000	View
US Bank, N.A. 13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo	4	0.3%	66.7%	$685,000	View
Huntington National Bank 3800 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	4	0.3%	100%	$942,500	View
Government Employees Federal Credit Union 10806 Metric Blvd, Austin, TX 78758 A+5.0 ★Texas Ratio: 3.87%	Conventional	4	0.3%	100%	$105,000	View
Texell Credit Union 875 W Whitestone Blvd, Cedar Park, TX 78613 A+5.0 ★Texas Ratio: 3.98%	Conventional	4	0.3%	71.4%	$90,000	View
Truist Bank ★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	3 +3 HELOCs	0.2%	100%	$475,000	View
Capitol Credit Union 11920 Alterra Pkwy, Austin, TX 78758 A+5.0 ★Texas Ratio: 5.21%	Conventional, Jumbo	3	0.2%	57.1%	$275,000	View
First Bank 900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67%	Conventional	3	0.2%	100%	$648,333	View
Texas Mortgage Lending, LLC 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	Conventional	3	0.2%	75%	$261,666	View
Usaa Federal Savings Bank 10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.2%	75%	$345,000	View
Sente Mortgage, Inc. 6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673	Conventional	3	0.2%	100%	$481,666
Bokf NA 792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05%	Conventional, HELOC	2 +3 HELOCs	0.1%	66.7%	$580,000	View
Greater Texas FCU 1600 N Bell Blvd, Cedar Park, TX 78613 7082	Conventional	2	0.1%	33.3%	$55,000
Southstate Bank, National Association ★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27%	Conventional, Jumbo	2	0.1%	100%	$625,000	View
International Bank of Commerce 301 W Whitestone Blvd, Cedar Park, TX 78613	Conventional	2	0.1%	100%	$70,000
Security Service ★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$515,000	View
First Financial Bank 2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$545,000	View
First Community Credit Union 1600 E Main St, Alice, TX 78332	Conventional	1	0.1%	100%	$145,000
Rally Credit Union 1317 W Frontage Rd, Alamo, TX 78516 2388 A+5.0 ★Texas Ratio: 4.20%	Conventional	1	0.1%	100%	$465,000	View
Texas D P S Credit Union 621 W Saint Johns Ave, Austin, TX 78752 2315 A+5.0 ★Texas Ratio: 0.67%	Conventional	1	0.1%	100%	$255,000	View
MidFirst Bank 1920 Mckinney Ave, Dallas, TX 75201 A+5.0 ★Texas Ratio: 4.93%	Conventional	1	0.1%	100%	$695,000	View
Cornerstone Capital Bank, Ssb 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$755,000	View
H-E-B Federal Credit Union 4630 N Loop 1604 W Ste 101, San Antonio, TX 78249 A+5.0 ★Texas Ratio: 0.70%	Conventional	1	0.1%	100%	$255,000	View
Public Employees Credit Union 306 E 10th St, Austin, TX 78701 A+5.0 ★Texas Ratio: 1.58%	Conventional	1	0.1%	50%	$55,000	View
Southside Bank 2831 W Park Row Dr, Arlington, TX 76013 A+5.0 ★Texas Ratio: 0.90%	Conventional	1	0.1%	50%	$405,000	View
Gecu 5645 Woodrow Bean, El Paso, TX 79924 A+5.0 ★Texas Ratio: 5.55%	Conventional	1	0.1%	100%	$75,000	View
SouthStar Bank SSB ★ 5 stars, 1 review 10901 W Highway 290, Austin, TX 78736 A5.0 ★Texas Ratio: 7.03%	Conventional	1	0.1%	100%	$625,000	View
Texas Tech Federal Credit Union 4001 Catclaw Dr, Abilene, TX 79606	FHA	1	0.1%	100%	$285,000
City Bank 4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71%	FHA	1	0.1%	100%	$325,000	View
Glacier Bank 16475 Dallas Pkwy, Addison, TX 75001 A+5.0 ★Texas Ratio: 1.87%	Conventional	1	0.1%	100%	$605,000	View
United Heritage Credit Union 1801 E Whitestone Blvd, Cedar Park, TX 78613 7425 A5.0 ★Texas Ratio: 8.63%	HELOC	0 +10 HELOCs	0%	n/a		View
Credit Union of Texas 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	HELOC	0 +1 HELOCs	0%	n/a		View
Loanpeople, LLC	Conventional, VA, Jumbo	31	2.2%	100%	$430,483
Aaxy LLC	Conventional, HELOC	12 +1 HELOCs	0.9%	100%	$479,166
Primelending	Conventional, Jumbo	11	0.8%	100%	$441,363
Nationstar Mortgage	Conventional, VA	10	0.7%	76.9%	$298,000
Ark-La-Tex Financial Services LLC	Conventional, FHA	8	0.6%	100%	$395,000
Network Funding, L.P.	Conventional, FHA, VA	7	0.5%	80%	$472,142
Encompass Lending Group, L.P.	Conventional, FHA	7	0.5%	100%	$387,857
Willow Bend Mortgage Company, LLC	Conventional, VA, Jumbo	4	0.3%	100%	$567,500
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.3%	66.7%	$350,000	View
Click n' Close, Inc.	Conventional, FHA	3	0.2%	100%	$418,333
Certified Funding, L.P.	Conventional	3	0.2%	60%	$201,666
SWBC Mortgage Corporation	Conventional	2	0.1%	100%	$305,000
Envoy Mortgage, Ltd	Conventional	2	0.1%	100%	$300,000
Legend Lending Corporation A+5.0 ★Texas Ratio: 0.92%	Conventional	2	0.1%	100%	$495,000	View
Efinity Financial LLC A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA	2	0.1%	100%	$490,000	View
Gardner Financial Services	Conventional, FHA	2	0.1%	100%	$380,000
DHI Mortgage Company, LTD.	FHA, VA	2	0.1%	100%	$450,000
American Airlines Federal Cred	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$345,000
Sfmc, LP	Conventional	1	0.1%	100%	$155,000
Lrs Financial Network dba Hnb Mortgage	Conventional	1	0.1%	100%	$265,000
Integrity Mortgage Corporation of Texas	Conventional	1	0.1%	100%	$275,000
Highlands Residential Mortgage, Ltd.	Conventional	1	0.1%	100%	$665,000
SouthTrust Bank, N.A. A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0.1%	100%	$225,000	View
Ameritrust Mortgage Corporation	Conventional	1	0.1%	100%	$535,000
Hurst Real Estate, Inc	Conventional, Jumbo	1	0.1%	100%	$1,095,000
Home Financing Unlimited, Inc.	Conventional	1	0.1%	100%	$215,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo	175	12.7%	92.2%	$506,657
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, FHA, VA, Jumbo	108	7.8%	84.3%	$336,574	View
Cmg Mortgage Inc	Conventional, FHA, VA, Jumbo	55	4%	97%	$489,545
M/I Financial. LLC	Conventional, FHA	47	3.4%	100%	$516,489
Toll Brothers Mortgage Company	Conventional, VA, Jumbo	40	2.9%	82.3%	$865,250
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	34	2.5%	97.1%	$426,176
Newrez LLC	Conventional, FHA, VA	22	1.6%	62.9%	$330,454
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	21	1.5%	78.6%	$473,571
Mortgage Research Center	Conventional, VA, Jumbo	20	1.4%	80%	$480,500
Florida Capital Bank, N.A	Conventional, VA	16	1.2%	100%	$424,375
The Loan Store, Inc	Conventional, FHA, HELOC	15 +1 HELOCs	1.1%	94.1%	$341,666
Provident Funding Associates	Conventional	15	1.1%	88.2%	$464,333
Kind Lending, LLC	Conventional, FHA, VA	14	1%	77.8%	$477,857
Paramount Residential Mortgage	Conventional, FHA	13	0.9%	92.9%	$396,538
Freedom Mortgage Corporation	Conventional, FHA, VA	12	0.9%	88.2%	$353,333
CrossCountry Mortgage, LLC	Conventional, FHA, VA	11	0.8%	100%	$413,181
New American Funding, LLC.	Conventional, FHA, VA	11	0.8%	91.7%	$399,545
Better Mortgage Corporation	Conventional, Jumbo	10	0.7%	83.3%	$546,000
Guild Mortgage Company A+5.0 ★Texas Ratio: 2.58%	Conventional, FHA	8	0.6%	80%	$340,000	View
Union Home Mortgage Corp.	Conventional, FHA	8	0.6%	100%	$437,500
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA	8	0.6%	57.1%	$270,000
loanDepot.com LLC	Conventional, VA, HELOC	7 +2 HELOCs	0.5%	87.5%	$350,714
Lakeview Loan Servicing, LLC	Conventional, VA	7	0.5%	73.3%	$292,142
AmeriHome Mortgage Company, LLC	Conventional, FHA	7	0.5%	100%	$350,714
Zillow Home Loans, LLC	Conventional	7	0.5%	100%	$316,428
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	7	0.5%	100%	$436,428	View
Plaza Home Mortgage, Inc	Conventional, FHA, Jumbo	7	0.5%	77.8%	$597,857
Spring Eq, LLC	Conventional, HELOC	6 +1 HELOCs	0.4%	50%	$120,000
Alliant Credit Union A+5.0 ★Texas Ratio: 4.84%	Conventional, Jumbo	6	0.4%	100%	$820,000	View
V.I.P. Mortgage, Inc.	Conventional	6	0.4%	100%	$568,333
First Technology Federal Credit Union	Conventional	6	0.4%	100%	$488,333
Tomo Mortgage LLC	Conventional	6	0.4%	85.7%	$396,666
Royal United Mortgage LLC	Conventional	5	0.4%	83.3%	$157,000
Canopy Mortgage, LLC	Conventional, FHA, VA	5	0.4%	100%	$463,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional	5	0.4%	71.4%	$431,000	View
Movement Mortgage, LLC	Conventional, Jumbo	5	0.4%	100%	$525,000
Resicentral LLC	Conventional, FHA	5	0.4%	100%	$483,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional, FHA, VA	5	0.4%	100%	$459,000	View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo	5	0.4%	83.3%	$955,000	View
Lower, LLC	Conventional, FHA	5	0.4%	100%	$463,000
Cadence Bank	Conventional, Jumbo, HELOC	4 +2 HELOCs	0.3%	100%	$607,500
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	4	0.3%	100%	$572,500	View
Residential Wholesale Mortgage	Conventional, FHA	4	0.3%	100%	$332,500
General Mortgage Capital Corporation	Conventional	4	0.3%	100%	$352,500
Sun West Mortgage Company, Inc	Conventional	4	0.3%	100%	$327,500
Cardinal Financial Company, Li	Conventional, FHA	4	0.3%	100%	$435,000
Nexera Holding LLC	Conventional, Jumbo	4	0.3%	80%	$662,500
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	4	0.3%	100%	$870,000	View
Guaranteed Rate, Inc.	Conventional	3	0.2%	100%	$395,000
Gold Star Mortgage Financial Group, Corporation	Conventional	3	0.2%	100%	$398,333
ALCOVA Mortgage, LLC	Conventional, FHA	3	0.2%	100%	$315,000
Assurance Financial Group, L.L.C.	Conventional, Jumbo	3	0.2%	100%	$628,333
Discover Bank	Conventional	3	0.2%	22.2%	$135,000
Stg Mortgage Inc	Conventional, FHA	3	0.2%	100%	$225,000
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional	3	0.2%	100%	$491,666	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	3	0.2%	100%	$515,000	View
Carrington Mortgage Services LLC	Conventional, FHA	3	0.2%	42.9%	$335,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	2	0.1%	100%	$915,000	View
Sage Home Loans Corporation	Conventional	2	0.1%	100%	$345,000
Nbkc Bank	Conventional, VA	2	0.1%	66.7%	$500,000
Golden Empire Mortgage, Inc.	Conventional, VA	2	0.1%	100%	$555,000
PHH Mortgage Corporation	Conventional	2	0.1%	100%	$425,000
American Financial Network, Inc.	Conventional, VA	2	0.1%	100%	$690,000
Homestead Funding Corp.	Conventional	2	0.1%	100%	$305,000
AmWest Funding Corp	Conventional, Jumbo	2	0.1%	100%	$1,010,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	2	0.1%	100%	$345,000	View
Kwik Mortgage Corporation	Conventional	2	0.1%	100%	$395,000
Sierra Pacific Mortgage Co. Inc	Conventional	2	0.1%	100%	$330,000
American Pacific Mortgage Corporation	Conventional, VA	2	0.1%	100%	$450,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	2	0.1%	100%	$815,000	View
Digital Federal Credit Union	Conventional, Jumbo	2	0.1%	100%	$965,000
Mutual of Omaha Mortgage	Conventional	2	0.1%	100%	$300,000
Goodleap, LLC	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$195,000
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$205,000	View
Originpoint, LLC	Conventional, Jumbo	1	0.1%	100%	$815,000
First Community Mortgage, Inc.	Conventional	1	0.1%	100%	$265,000
Guaranteed Rate Affinity, LLC	Conventional	1	0.1%	100%	$575,000
American Financial Resources LLC	Conventional	1	0.1%	100%	$235,000
Old National Bank A+5.0 ★Texas Ratio: 4.98%	Conventional	1	0.1%	100%	$415,000	View
RANLife, Inc.	Conventional	1	0.1%	100%	$455,000
Stride Bank, National Association A5.0 ★Texas Ratio: 6.15%	Conventional	1	0.1%	100%	$465,000	View
Affordable Mortgage Advisors	Conventional	1	0.1%	100%	$295,000
Equity Prime Mortgage LLC	VA	1	0.1%	50%	$525,000
Guidance Residential, LLC	Conventional	1	0.1%	100%	$285,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$355,000	View
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	FHA	1	0.1%	100%	$385,000	View
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$305,000
Deephaven Mortgage LLC	Conventional	1	0.1%	50%	$235,000
Synergy One Lending, Inc.	Conventional	1	0.1%	100%	$255,000
Habitfactory USA Inc dba Loaning AI	Conventional	1	0.1%	100%	$785,000
Lennar Mortgage, LLC	Conventional	1	0.1%	100%	$555,000
Ez Fundings Inc	FHA	1	0.1%	100%	$435,000
Ally Bank A5.0 ★Texas Ratio: 8.00%	Conventional	1	0.1%	100%	$475,000	View
Flexpoint, Inc.	Conventional	1	0.1%	100%	$375,000
American Financing Corporation	Conventional	1	0.1%	50%	$225,000
ClearPath Lending	VA	1	0.1%	100%	$285,000
Securitynational Mortgage Company	Conventional	1	0.1%	100%	$495,000
Bay Equity LLC	VA	1	0.1%	100%	$695,000
Midwest Mortgage Associates Corp	FHA	1	0.1%	100%	$375,000
Mid-Continent Funding, Inc.	VA	1	0.1%	100%	$435,000
Total Mortgage Services, LLC A+5.0 ★Texas Ratio: 2.00%	Conventional	1	0.1%	100%	$805,000	View
Homeowners Financial Group, LLC	Conventional	1	0.1%	100%	$355,000
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$565,000
Planet Home Lending, LLC	Conventional	1	0.1%	50%	$405,000
Teachers Federal Credit Union	Conventional	1	0.1%	100%	$435,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	50%	$485,000	View
Nations Lending Corporation	Conventional	1	0.1%	100%	$185,000
Castle & Cooke Mortgage, LLC	Conventional	1	0.1%	100%	$425,000
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0.1%	100%	$745,000	View
Empeople Credit Union	Conventional	1	0.1%	100%	$275,000
Towne Mortgage Company	Conventional	1	0.1%	100%	$425,000
Logan Finance Corporation	Conventional, Jumbo	1	0.1%	100%	$1,125,000
Citadel Servicing Corporation	Conventional, Jumbo	1	0.1%	100%	$1,855,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0.1%	100%	$385,000	View
ClearEdge Lending LLC	Conventional, Jumbo	1	0.1%	100%	$1,145,000
RBC Bank (Georgia), N.A.	Conventional	1	0.1%	100%	$415,000
Southwest Stage Funding LLC	FHA	1	0.1%	100%	$305,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, Jumbo	1	0.1%	100%	$1,105,000	View
21St Mortgage	Conventional	1	0.1%	25%	$85,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	100%	$645,000
Reliance First Capital, LLC	Conventional	1	0.1%	100%	$345,000
Star One Credit Union	Conventional	1	0.1%	100%	$105,000
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +2 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +1 HELOCs	0%	n/a
Chevron Federal Credit Union A+5.0 ★Texas Ratio: 2.12%	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	50%

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Cedar Park Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Cedar Park, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Cedar Park? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cedar Park in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Cedar Park, TX

Use these to narrow the list above. Each category shows how many Cedar Park, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 120 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 52 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 31 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 45 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 36 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 41 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TX 62 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in Cedar Park, TX

Independent mortgage companies closed 69.3 percent of home loans in Cedar Park, Texas in 2025, banks 15.1 percent and credit unions 15.6 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Frost Bank led with 9 loans.

69.3%

Mortgage companies

15.1%

Banks

15.6%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

All Texas lenders 1,264 lenders Houston 690 lenders San Antonio 463 lenders Fort Worth 521 lenders Austin 484 lenders Dallas 513 lenders El Paso 275 lenders Celina 272 lenders Corpus Christi 261 lenders Lubbock 281 lenders Arlington 342 lenders Frisco 337 lenders New Braunfels 280 lenders

Frequently Asked Questions About Mortgage Lenders in Cedar Park, TX

Who is the largest mortgage lender in Cedar Park, TX?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Cedar Park, Texas with 27 loans, about 2 percent of the market. The largest lender headquartered in Texas was Frost Bank with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Cedar Park, TX have the highest approval rates?

Among lenders with meaningful volume in Cedar Park, Texas, Cmg Mortgage Inc approved the highest share of completed applications in 2025 at 97 percent, against a 86.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Cedar Park, TX mortgage lenders offer FHA, VA and USDA loans?

45 lenders closed FHA loans in Cedar Park, Texas in 2025, led by United Wholesale Mortgage with 10. 36 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Cedar Park, TX lender list?

Yes. 52 banks and 31 credit unions closed home loans in Cedar Park, Texas in 2025, alongside 120 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Cedar Park, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Cedar Park, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cedar Park, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cedar Park. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.