White House, Tennessee mortgage lenders include Volunteer BankVolunteer Bank2920 Highway 31 W, White House, TN 37188A+5.0 ★Texas Ratio: 3.34%, Regions BankRegions Bank204 Highway 76, White House, TN 37188A+5.0 ★Texas Ratio: 4.37%, Fifth Third Bank, National AssociationFifth Third Bank, National Association514 Hwy 76, White House, TN 37188A+5.0 ★Texas Ratio: 3.22%, First Horizon BankFirst Horizon Bank2916 Highway 31 W, White House, TN 37188A+5.0 ★Texas Ratio: 5.76%, Simmons BankSimmons Bank117 Raymond Hirsch Pkwy, White House, TN 37188A+5.0 ★Texas Ratio: 5.33%, FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11849 Crawford Pines Dr, Arlington, TN 38002A+5.0 ★Texas Ratio: 3.68%, Ascend Federal Credit UnionAscend Federal Credit Union782 Old Hickory Blvd, Brentwood, TN 37027A+5.0 ★Texas Ratio: 2.35%, Old National BankOld National Bank106 Washington Ave, Athens, TN 37303A+5.0 ★Texas Ratio: 4.98%, and First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in White House, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in White House are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in White House, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in White House 2920 Highway 31 W, White House, TN 37188 A+5.0 ★Texas Ratio: 3.34% |
Conventional, Jumbo | 16 | 1.8% | 80% | $167,500 | View |
|
1 office in White House 204 Highway 76, White House, TN 37188 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 10 +11 HELOCs |
1.1% | 41.7% | $158,000 | View |
|
1 office in White House 514 Hwy 76, White House, TN 37188 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 3 +3 HELOCs |
0.3% | 100% | $238,333 | View |
|
★ 5 stars, 1 review 1 office in White House 2916 Highway 31 W, White House, TN 37188 A+5.0 ★Texas Ratio: 5.76% |
FHA, HELOC | 1 +9 HELOCs |
0.1% | 100% | $335,000 | View |
|
1 office in White House 117 Raymond Hirsch Pkwy, White House, TN 37188 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +9 HELOCs |
0% | n/a | View | |
|
8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA | 10 | 1.1% | 100% | $357,000 | View |
|
11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 8 | 0.9% | 100% | $477,500 | View |
|
782 Old Hickory Blvd, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.35% |
Conventional, HELOC | 7 +5 HELOCs |
0.8% | 87.5% | $185,000 | View |
|
106 Washington Ave, Athens, TN 37303 A+5.0 ★Texas Ratio: 4.98% |
Conventional, VA, HELOC | 5 +2 HELOCs |
0.6% | 100% | $411,000 | View |
|
2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA | 5 | 0.6% | 71.4% | $271,000 | View |
The Farmers Bank
2787 Highway 31 W, White House, TN 37188 |
Conventional, FHA | 5 | 0.6% | 83.3% | $357,000 | |
|
929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +5 HELOCs |
0.4% | 100% | $210,000 | View |
TEN Credit Union
1281 S Walnut Ave, Cookeville, TN 38501 5963 |
Conventional | 3 | 0.3% | 100% | $225,000 | |
|
1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
0.2% | 100% | $275,000 | View |
Community Mortgage Corporation
1007 Us Highway 45 N, Henderson, TN 38340 |
VA | 2 | 0.2% | 100% | $435,000 | |
|
9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.2% | 50% | $260,000 | View |
|
5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $335,000 | View |
|
6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 50% | $305,000 | View |
|
★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $225,000 | View |
|
533 S Main St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 0.00% |
VA | 1 | 0.1% | 100% | $455,000 | View |
|
1917 Highway 394, Blountville, TN 37617 A+5.0 ★Texas Ratio: 4.09% |
Conventional | 1 | 0.1% | 100% | $365,000 | View |
|
250 W Broadway, Gallatin, TN 37066 A+5.0 ★Texas Ratio: 2.16% |
Conventional | 1 | 0.1% | 100% | $855,000 | View |
|
2310 Highway 96, Burns, TN 37029 A+5.0 ★Texas Ratio: 3.11% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
|
306 Brush Creek Rd, Alexandria, TN 37012 A+5.0 ★Texas Ratio: 4.75% |
Conventional | 1 | 0.1% | 100% | $365,000 | View |
|
★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
2050 Lowes Dr, Clarksville, TN 37040 1620 A+5.0 ★Texas Ratio: 3.76% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
|
100 N Public Sq, Alexandria, TN 37012 A5.0 ★Texas Ratio: 9.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1602 W Northfield Blvd, Murfreesboro, TN 37129 A+5.0 ★Texas Ratio: 2.83% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
5530 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 4.77% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional, FHA, VA | 55 | 6.2% | 100% | $354,090 | |
Mortgage Investors Group
|
Conventional, FHA | 9 | 1% | 100% | $265,000 | |
Churchill Mortgage Corporation
|
Conventional, FHA | 6 | 0.7% | 100% | $333,333 | |
Acopia, LLC
|
Conventional, FHA | 6 | 0.7% | 100% | $348,333 | |
Legacy Home Loans, LLC
|
Conventional, FHA, VA | 5 | 0.6% | 100% | $303,000 | |
Tennessee Valley Federal C U
|
Conventional | 1 | 0.1% | 100% | $345,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +11 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 1.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA, USDA | 109 | 12.2% | 94.1% | $311,330 | |
|
C-3.6 ★Texas Ratio: 31.27% |
Conventional, FHA, VA | 86 | 9.6% | 98.9% | $340,930 | View |
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA | 67 | 7.5% | 91.9% | $331,716 | |
|
A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 60 | 6.7% | 89.9% | $269,000 | View |
Cmg Mortgage Inc
|
Conventional, FHA, USDA | 27 | 3% | 100% | $301,666 | |
Nvr Mortgage Finance, Inc.
|
Conventional, FHA, VA, USDA | 27 | 3% | 93.1% | $282,407 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA, USDA | 21 | 2.3% | 84% | $358,333 | |
loanDepot.com LLC
|
Conventional, FHA, VA | 21 | 2.3% | 100% | $332,142 | |
FirstTrust Home Loans
|
Conventional, FHA, VA | 21 | 2.3% | 95.5% | $330,238 | |
Sfmc, LP
|
Conventional, FHA, VA | 17 | 1.9% | 100% | $295,588 | |
Lennar Mortgage, LLC
|
Conventional, FHA, USDA | 17 | 1.9% | 94.4% | $206,764 | |
Pulte Mortgage LLC
|
Conventional, FHA, VA | 15 | 1.7% | 88.2% | $369,000 | |
Interlinc Mortgage Services, LLC
|
Conventional, FHA | 14 | 1.6% | 100% | $378,571 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA, VA | 12 | 1.3% | 92.3% | $373,333 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 11 +1 HELOCs |
1.2% | 100% | $383,181 | |
Nationstar Mortgage
|
Conventional, FHA | 9 | 1% | 90% | $165,000 | |
Flat Branch Mortgage, Inc.
|
Conventional, FHA, USDA | 8 | 0.9% | 100% | $256,250 | |
Mortgage Research Center
|
VA | 7 | 0.8% | 77.8% | $479,285 | |
New American Funding, LLC.
|
Conventional, FHA | 7 | 0.8% | 100% | $320,714 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 6 | 0.7% | 90% | $300,000 | |
Click n' Close, Inc.
|
Conventional, FHA, VA | 6 | 0.7% | 85.7% | $266,666 | |
Spring Eq, LLC
|
Conventional | 6 | 0.7% | 46.7% | $60,000 | |
Liberty Federal Credit Union
|
Conventional, VA, USDA, HELOC | 5 +2 HELOCs |
0.6% | 100% | $225,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 5 | 0.6% | 100% | $337,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA | 4 | 0.4% | 80% | $345,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 4 | 0.4% | 85.7% | $417,500 | |
Amerisave Mortgage Company
|
Conventional, FHA | 4 | 0.4% | 44.4% | $107,500 | |
Union Home Mortgage Corp.
|
Conventional, VA | 4 | 0.4% | 100% | $330,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional, FHA | 4 | 0.4% | 100% | $280,000 | |
T2 Financial LLC
|
Conventional, FHA | 4 | 0.4% | 80% | $382,500 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 4 | 0.4% | 100% | $387,500 | |
Texana Bank
|
Conventional | 4 | 0.4% | 100% | $402,500 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 4 | 0.4% | 100% | $327,500 | View |
American Financial Resources LLC
|
Conventional, FHA, VA | 3 | 0.3% | 100% | $345,000 | |
Newrez LLC
|
FHA, VA | 3 | 0.3% | 60% | $325,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 3 | 0.3% | 100% | $281,666 | |
Guild Mortgage Company
|
Conventional, VA | 3 | 0.3% | 100% | $348,333 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.3% | 100% | $238,333 | View |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional, VA | 3 | 0.3% | 100% | $338,333 | View |
Carrington Mortgage Services LLC
|
FHA, VA | 3 | 0.3% | 40% | $371,666 | |
Cadence Bank
|
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.2% | 66.7% | $325,000 | |
The Loan Store, Inc
|
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $230,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 2 | 0.2% | 100% | $380,000 | |
Primelending
|
FHA, VA | 2 | 0.2% | 100% | $500,000 | |
Goodleap, LLC
|
Conventional, FHA | 2 | 0.2% | 100% | $115,000 | |
SWBC Mortgage Corporation
|
Conventional, FHA | 2 | 0.2% | 100% | $405,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 2 | 0.2% | 100% | $400,000 | |
Equity Prime Mortgage LLC
|
FHA | 2 | 0.2% | 100% | $255,000 | |
Kind Lending, LLC
|
Conventional | 2 | 0.2% | 66.7% | $345,000 | |
Eustis Mortgage Corp
|
Conventional | 2 | 0.2% | 100% | $310,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 2 | 0.2% | 66.7% | $325,000 | View |
Thompson Kane & Company, Inc
|
Conventional | 2 | 0.2% | 100% | $420,000 | |
Planet Home Lending, LLC
|
FHA, VA | 2 | 0.2% | 100% | $320,000 | |
|
A5.0 ★Texas Ratio: 8.17% |
FHA | 2 | 0.2% | 100% | $355,000 | View |
First Southern National Bank
|
Conventional | 2 | 0.2% | 100% | $405,000 | |
Mutual of Omaha Mortgage
|
Conventional | 2 | 0.2% | 50% | $310,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 0.2% | 100% | $790,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
VA | 2 | 0.2% | 40% | $460,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.2% | 100% | $155,000 | View |
Village Capital & Investment
|
FHA | 2 | 0.2% | 75% | $395,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $355,000 | View |
Canopy Mortgage, LLC
|
VA | 1 | 0.1% | 100% | $365,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $415,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $225,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.1% | 100% | $515,000 | View |
Filo Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $295,000 | |
AdvantageFirst Lending Inc
|
FHA | 1 | 0.1% | 50% | $275,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.1% | 100% | $265,000 | |
HomeXpress Mortgage Corp.
|
FHA | 1 | 0.1% | 100% | $335,000 | |
Sun West Mortgage Company, Inc
|
VA | 1 | 0.1% | 100% | $465,000 | |
Das Acquisition Company, LLC
|
VA | 1 | 0.1% | 100% | $405,000 | |
West Alabama Bank & Trust
|
Conventional | 1 | 0.1% | 100% | $725,000 | |
Citizens Equity First Credit U
|
Conventional | 1 | 0.1% | 100% | $125,000 | |
Securitynational Mortgage Company
|
FHA | 1 | 0.1% | 100% | $325,000 | |
First Colony Mortgage Corporat
|
FHA | 1 | 0.1% | 100% | $325,000 | |
Calcon Mutual Mortgage LLC
|
FHA | 1 | 0.1% | 100% | $355,000 | |
Ony Glo, Inc.
|
FHA | 1 | 0.1% | 100% | $315,000 | |
Intelliloan, Inc.
|
VA | 1 | 0.1% | 100% | $565,000 | |
|
A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
|
A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 0.1% | 100% | $335,000 | View |
|
A+5.0 ★Texas Ratio: 3.65% |
Conventional | 1 | 0.1% | 100% | $135,000 | View |
Saygo Home Loans, LLC
|
VA | 1 | 0.1% | 50% | $315,000 | |
Stockton Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $375,000 | |
Iserve Residential Lending
|
FHA | 1 | 0.1% | 100% | $315,000 | |
Mortgage Solutions of Colorado
|
FHA | 1 | 0.1% | 100% | $255,000 | |
Endeavor Capital, LLC
|
Conventional | 1 | 0.1% | 100% | $225,000 | |
|
A+5.0 ★Texas Ratio: 3.12% |
FHA | 1 | 0.1% | 100% | $525,000 | View |
Nations Direct Mortgage, LLC
|
VA | 1 | 0.1% | 100% | $395,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $355,000 | |
Lower, LLC
|
Conventional | 1 | 0.1% | 100% | $285,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.1% | 100% | $315,000 | View |
Compass Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $235,000 | |
Paramount Residential Mortgage
|
Conventional | 1 | 0.1% | 100% | $305,000 | |
Reliance First Capital, LLC
|
Conventional | 1 | 0.1% | 100% | $155,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.1% | 100% | $225,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.1% | 100% | $395,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 0.1% | 100% | $235,000 | |
Luxury Mortgage Corp.
|
Conventional | 1 | 0.1% | 100% | $355,000 | |
Southwest Funding LP
|
VA | 1 | 0.1% | 100% | $385,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.1% | 100% | $135,000 | |
Figure Lending LLC
|
HELOC | 0 +7 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Affinity Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Redstone Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in White House? The list below shows the banks, credit unions and mortgage brokers that closed home loans in White House in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many White House, TN lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 85.3 percent of home loans in White House, Tennessee in 2025, banks 12.5 percent and credit unions 2.1 percent. Community Mortgage Corporation was the largest mortgage company, Volunteer Bank the largest bank and Ascend Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Volunteer Bank led with 16 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
By home loans closed in 2025, Volunteer Bank was the largest mortgage lender in White House, Tennessee with 16 loans, about 1.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in White House, Tennessee, Vanderbilt Mortgage and Finance, Inc approved the highest share of completed applications in 2025 at 100 percent, against a 90.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
64 lenders closed FHA loans in White House, Tennessee in 2025, led by DHI Mortgage Company, LTD. with 33. 42 lenders closed VA loans, led by United Wholesale Mortgage, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 45 banks and 11 credit unions closed home loans in White House, Tennessee in 2025, alongside 89 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in White House, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in White House, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up White House. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.