Mortgage Lenders and Brokers in Soddy-Daisy, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Soddy-Daisy, Tennessee mortgage lenders include FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, Citizens Tri County BankCitizens Tri County Bank1548 Main St, Altamont, TN 37301A5.0 ★Texas Ratio: 7.54%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, Truist BankTruist Bank9005 Us Highway 64, Arlington, TN 38002A+5.0 ★Texas Ratio: 2.87%, First Financial Bank NAFirst Financial Bank NA108 Cumberland St, Ashland City, TN 37015A+5.0 ★Texas Ratio: 4.65%, Community Mortgage CorporationCommunity Mortgage Corporation1007 Us Highway 45 N, Henderson, TN 38340, SmartbankSmartbank109 Associates Blvd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 1.74%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11849 Crawford Pines Dr, Arlington, TN 38002A+5.0 ★Texas Ratio: 3.68%, CU Community, LLCCU Community, LLC1007 Us Highway 45 N, Henderson, TN 38340, and US Bank, N.A.US Bank, N.A.929 Bell Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Soddy-Daisy, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Soddy-Daisy are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Soddy-Daisy, Tennessee
Market share is the lender's share of all home loans closed in Soddy-Daisy, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA | 18 | 4.2% | 95% | $409,444 | View |
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★ 5 stars, 1 review 1548 Main St, Altamont, TN 37301 A5.0 ★Texas Ratio: 7.54% |
Conventional | 15 | 3.5% | 93.8% | $162,333 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 9 +16 HELOCs |
2.1% | 40.9% | $95,000 | View |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 5 +10 HELOCs |
1.2% | 100% | $269,000 | View |
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108 Cumberland St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 4.65% |
Conventional, HELOC | 4 +1 HELOCs |
0.9% | 100% | $222,500 | View |
Community Mortgage Corporation
1007 Us Highway 45 N, Henderson, TN 38340 |
Conventional, FHA | 4 | 0.9% | 100% | $425,000 | |
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109 Associates Blvd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 1.74% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.7% | 100% | $561,666 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.7% | 100% | $328,333 | View |
CU Community, LLC
1007 Us Highway 45 N, Henderson, TN 38340 |
Conventional | 3 | 0.7% | 100% | $211,666 | |
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929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.5% | 66.7% | $425,000 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, USDA | 2 | 0.5% | 100% | $340,000 | View |
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5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 2 | 0.5% | 66.7% | $125,000 | View |
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7201 Shallowford Rd, Chattanooga, TN 37421 A5.0 ★Texas Ratio: 7.27% |
Conventional | 2 | 0.5% | 100% | $320,000 | View |
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1201 Bailey Ave, Chattanooga, TN 37404 2806 A+5.0 ★Texas Ratio: 0.99% |
Conventional | 2 | 0.5% | 100% | $150,000 | View |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +6 HELOCs |
0.2% | 100% | $355,000 | View |
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★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $325,000 | View |
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1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97% |
VA, HELOC | 1 +3 HELOCs |
0.2% | 100% | $715,000 | View |
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1878 Congress Pkwy S, Athens, TN 37303 A+5.0 ★Texas Ratio: 0.98% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $105,000 | View |
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219 Ward St, Benton, TN 37307 A+5.0 ★Texas Ratio: 2.72% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
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1175 Meridian Blvd, Franklin, TN 37067 A+5.0 ★Texas Ratio: 5.43% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
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1251 N Main St, Crossville, TN 38555 A+5.0 ★Texas Ratio: 0.50% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
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401 Chestnut St, Chattanooga, TN 37402 A+5.0 ★Texas Ratio: 1.64% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,505,000 | View |
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★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.2% | 100% | $495,000 | View |
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1911 Highway 394, Blountville, TN 37617 5349 A+5.0 ★Texas Ratio: 1.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5530 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 4.77% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1113 Hunters Xing, Alcoa, TN 37701 1852 A+5.0 ★Texas Ratio: 2.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tennessee Valley Federal C U
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Conventional, HELOC | 26 +15 HELOCs |
6.1% | 70.3% | $263,461 | |
Mortgage Investors Group
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Conventional, FHA | 9 | 2.1% | 100% | $343,888 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 7 | 1.6% | 22.7% | $159,285 | |
Churchill Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $170,000 | |
21St Mortgage
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Conventional | 2 | 0.5% | 40% | $120,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $575,000 | View |
Legacy Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA, Jumbo | 33 | 7.7% | 83.3% | $277,424 | View |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 23 +1 HELOCs |
5.4% | 100% | $347,608 | |
Cmg Mortgage Inc
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Conventional, FHA, VA | 22 | 5.2% | 100% | $378,181 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 20 | 4.7% | 90.9% | $345,500 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, USDA | 18 | 4.2% | 94.7% | $293,333 | |
loanDepot.com LLC
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Conventional, FHA, VA, Jumbo | 17 | 4% | 94.7% | $303,235 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 10 | 2.3% | 84.6% | $348,000 | |
Mortgage Research Center
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Conventional, VA | 10 | 2.3% | 90.9% | $329,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 8 | 1.9% | 100% | $337,500 | |
Nationstar Mortgage
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Conventional, FHA | 8 | 1.9% | 80% | $172,500 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 8 | 1.9% | 100% | $362,500 | |
Primelending
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Conventional, FHA, VA | 7 | 1.6% | 100% | $395,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 7 | 1.6% | 87.5% | $257,857 | |
UNMB Home Loans Inc
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Conventional, FHA, VA | 7 | 1.6% | 100% | $332,142 | |
Summit Funding.Inc
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Conventional, FHA | 6 | 1.4% | 85.7% | $160,000 | |
Better Mortgage Corporation
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Conventional, FHA, HELOC | 4 +2 HELOCs |
0.9% | 66.7% | $545,000 | |
Alameda Mortgage Corporation
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Conventional, FHA, VA | 4 | 0.9% | 100% | $427,500 | |
Highlands Residential Mortgage, Ltd.
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Conventional, VA | 4 | 0.9% | 100% | $450,000 | |
First Citizens National Bank
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Conventional, HELOC | 3 +1 HELOCs |
0.7% | 100% | $405,000 | |
Liberty Federal Credit Union
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Conventional, FHA | 3 | 0.7% | 100% | $348,333 | |
Amerisave Mortgage Company
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Conventional | 3 | 0.7% | 50% | $111,666 | |
Nfm, Inc
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Conventional, FHA | 3 | 0.7% | 100% | $471,666 | |
Tjc Mortgage Inc
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Conventional, USDA | 3 | 0.7% | 100% | $258,333 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 0.7% | 75% | $205,000 | |
Leaderone Financial Corp.
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Conventional, FHA | 3 | 0.7% | 50% | $268,333 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional, USDA | 2 | 0.5% | 66.7% | $265,000 | View |
Canopy Mortgage, LLC
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Conventional | 2 | 0.5% | 100% | $285,000 | |
Nbkc Bank
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Conventional | 2 | 0.5% | 100% | $535,000 | |
Kind Lending, LLC
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FHA, VA | 2 | 0.5% | 100% | $325,000 | |
Flat Branch Mortgage, Inc.
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Conventional, VA | 2 | 0.5% | 100% | $300,000 | |
Mutual of Omaha Mortgage
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FHA, VA | 2 | 0.5% | 50% | $270,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 0.5% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.5% | 100% | $345,000 | View |
Carrington Mortgage Services LLC
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Conventional | 2 | 0.5% | 75% | $265,000 | |
Cadence Bank
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $245,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $715,000 | |
Residential Wholesale Mortgage
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 50% | $345,000 | |
Newrez LLC
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VA | 1 | 0.2% | 33.3% | $585,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $235,000 | |
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B-4.3 ★Texas Ratio: 24.02% |
VA | 1 | 0.2% | 100% | $335,000 | View |
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A+5.0 ★Texas Ratio: 0.86% |
Conventional | 1 | 0.2% | 50% | $165,000 | View |
PHH Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $225,000 | |
Loanunited.Com, LLC
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Conventional | 1 | 0.2% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
Filo Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $705,000 | |
Eustis Mortgage Corp
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FHA | 1 | 0.2% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $465,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $515,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Thompson Kane & Company, Inc
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 20% | $85,000 | |
Intercap Lending Inc
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $515,000 | |
Southeast Mortgage of Georgia, Inc.
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Conventional | 1 | 0.2% | 100% | $465,000 | |
Ony Glo, Inc.
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Conventional | 1 | 0.2% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.2% | 100% | $705,000 | View |
Franklin Loan Corporation
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Conventional | 1 | 0.2% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
Endeavor Capital, LLC
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FHA | 1 | 0.2% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
Conventional, Jumbo | 1 | 0.2% | 100% | $935,000 | View |
Nations Direct Mortgage, LLC
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VA | 1 | 0.2% | 100% | $555,000 | |
TowneBank
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.2% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 2.70% |
Conventional | 1 | 0.2% | 100% | $775,000 | View |
Nmsi, Inc.
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Conventional | 1 | 0.2% | 100% | $585,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,435,000 | View |
Reliance First Capital, LLC
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FHA | 1 | 0.2% | 100% | $115,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.2% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
Village Capital & Investment
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FHA | 1 | 0.2% | 50% | $345,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Service Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Synovus Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Soddy-Daisy Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Soddy-Daisy, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Soddy-Daisy? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Soddy-Daisy in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Soddy-Daisy, TN
Use these to narrow the list above. Each category shows how many Soddy-Daisy, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Soddy-Daisy, TN
Independent mortgage companies closed 67.1 percent of home loans in Soddy-Daisy, Tennessee in 2025, banks 24.6 percent and credit unions 8.2 percent. Community Mortgage Corporation was the largest mortgage company, Firstbank the largest bank and CU Community, LLC the largest credit union. Among lenders headquartered in Tennessee, Firstbank led with 18 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Soddy-Daisy, TN
By home loans closed in 2025, Firstbank was the largest mortgage lender in Soddy-Daisy, Tennessee with 18 loans, about 4.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
33 lenders closed FHA loans in Soddy-Daisy, Tennessee in 2025, led by loanDepot.com LLC with 12. 24 lenders closed VA loans, led by United Wholesale Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 44 banks and 10 credit unions closed home loans in Soddy-Daisy, Tennessee in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Soddy-Daisy, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Soddy-Daisy, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Soddy-Daisy. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
