Mortgage Lenders and Brokers in Signal Mountain, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Signal Mountain, Tennessee mortgage lenders include Regions BankRegions Bank1238 Taft Hwy, Signal Mountain, TN 37377A+5.0 ★Texas Ratio: 4.37%, Citizens Tri County BankCitizens Tri County Bank437 Alexian Way, Signal Mountain, TN 37377A5.0 ★Texas Ratio: 7.54%, Truist BankTruist Bank1301 Taft Hwy, Signal Mountain, TN 37377A+5.0 ★Texas Ratio: 2.87%, First Horizon BankFirst Horizon Bank1307 Taft Hwy, Signal Mountain, TN 37377A+5.0 ★Texas Ratio: 5.76%, FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, Pinnacle BankPinnacle Bank5308 Mount View Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 3.04%, SmartbankSmartbank109 Associates Blvd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 1.74%, Builtwell BankBuiltwell Bank219 Ward St, Benton, TN 37307A+5.0 ★Texas Ratio: 2.72%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11849 Crawford Pines Dr, Arlington, TN 38002A+5.0 ★Texas Ratio: 3.68%, and US Bank, N.A.US Bank, N.A.929 Bell Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Signal Mountain, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Signal Mountain are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Signal Mountain, Tennessee
Market share is the lender's share of all home loans closed in Signal Mountain, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Signal Mountain 1238 Taft Hwy, Signal Mountain, TN 37377 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 5 +14 HELOCs |
2.5% | 60% | $197,000 | View |
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★ 5 stars, 1 review 1 office in Signal Mountain 437 Alexian Way, Signal Mountain, TN 37377 A5.0 ★Texas Ratio: 7.54% |
Conventional | 2 | 1% | 100% | $125,000 | View |
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★ 1 stars, 1 review 1 office in Signal Mountain 1301 Taft Hwy, Signal Mountain, TN 37377 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +20 HELOCs |
0.5% | 33.3% | $165,000 | View |
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★ 5 stars, 1 review 1 office in Signal Mountain 1307 Taft Hwy, Signal Mountain, TN 37377 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +7 HELOCs |
0.5% | 100% | $525,000 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, Jumbo, HELOC | 23 +12 HELOCs |
11.4% | 88.5% | $540,652 | View |
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5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 4 +4 HELOCs |
2% | 100% | $525,000 | View |
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109 Associates Blvd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 1.74% |
Conventional, Jumbo, HELOC | 4 +2 HELOCs |
2% | 100% | $610,000 | View |
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219 Ward St, Benton, TN 37307 A+5.0 ★Texas Ratio: 2.72% |
Conventional | 4 | 2% | 71.4% | $220,000 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $750,000 | View |
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929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 1% | 100% | $190,000 | View |
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106 Washington Ave, Athens, TN 37303 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $425,000 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.5% | 100% | $515,000 | View |
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533 S Main St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
Community Mortgage Corporation
1007 Us Highway 45 N, Henderson, TN 38340 |
Conventional | 1 | 0.5% | 100% | $525,000 | |
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9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $275,000 | View |
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1201 Bailey Ave, Chattanooga, TN 37404 2806 A+5.0 ★Texas Ratio: 0.99% |
Conventional | 1 | 0.5% | 100% | $25,000 | View |
CU Community, LLC
1007 Us Highway 45 N, Henderson, TN 38340 |
Conventional | 1 | 0.5% | 100% | $305,000 | |
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2011 Stein Dr, Chattanooga, TN 37421 1692 A+5.0 ★Texas Ratio: 1.20% |
Conventional | 1 | 0.5% | 100% | $365,000 | View |
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306 Brush Creek Rd, Alexandria, TN 37012 A+5.0 ★Texas Ratio: 4.75% |
Conventional | 1 | 0.5% | 100% | $565,000 | View |
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79 Stonebridge Blvd Ste A, Jackson, TN 38305 A+5.0 ★Texas Ratio: 0.99% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1878 Congress Pkwy S, Athens, TN 37303 A+5.0 ★Texas Ratio: 0.98% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | 100% | View | |
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1611 Gunbarrel Rd, Chattanooga, TN 37421 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tennessee Valley Federal C U
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Conventional, HELOC | 6 +3 HELOCs |
3% | 100% | $368,333 | |
Mortgage Investors Group
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Conventional | 3 | 1.5% | 100% | $451,666 | |
Legacy Home Loans, LLC
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Conventional | 1 | 0.5% | 100% | $545,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.5% | 25% | $165,000 | |
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A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, HELOC | 19 +1 HELOCs |
9.4% | 90.5% | $289,210 | View |
Movement Mortgage, LLC
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Conventional, HELOC | 10 +1 HELOCs |
5% | 100% | $560,000 | |
Cmg Mortgage Inc
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Conventional, VA | 8 | 4% | 100% | $402,500 | |
Ark-La-Tex Financial Services LLC
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Conventional, VA | 6 | 3% | 100% | $438,333 | |
United Wholesale Mortgage
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Conventional, VA | 5 | 2.5% | 100% | $491,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 5 | 2.5% | 100% | $201,000 | View |
Canopy Mortgage, LLC
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Conventional, Jumbo | 4 | 2% | 100% | $585,000 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 2% | 100% | $385,000 | |
Primelending
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Conventional | 3 | 1.5% | 100% | $245,000 | |
Sage Home Loans Corporation
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Conventional | 3 | 1.5% | 100% | $325,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 1.5% | 100% | $421,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 3 | 1.5% | 100% | $495,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 3 | 1.5% | 100% | $418,333 | |
Highlands Residential Mortgage, Ltd.
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Conventional, VA, Jumbo | 3 | 1.5% | 100% | $771,666 | |
Nationstar Mortgage
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Conventional, Jumbo | 3 | 1.5% | 100% | $355,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 3 | 1.5% | 100% | $1,255,000 | View |
Alameda Mortgage Corporation
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Conventional | 2 | 1% | 100% | $510,000 | |
Guild Mortgage Company
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Conventional | 2 | 1% | 100% | $500,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 2 | 1% | 66.7% | $600,000 | View |
Empeople Credit Union
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Conventional | 2 | 1% | 100% | $360,000 | |
Mortgage Research Center
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VA | 2 | 1% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 2 | 1% | 100% | $710,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 1% | 100% | $650,000 | View |
Tomo Mortgage LLC
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Conventional | 2 | 1% | 100% | $550,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, Jumbo, HELOC | 1 +4 HELOCs |
0.5% | 100% | $1,535,000 | |
Cadence Bank
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $425,000 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $205,000 | |
New American Funding, LLC.
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FHA, HELOC | 1 +1 HELOCs |
0.5% | 33.3% | $485,000 | |
Goodleap, LLC
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FHA | 1 | 0.5% | 100% | $115,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.5% | 100% | $515,000 | View |
Freedom Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $305,000 | |
Newrez LLC
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.5% | 100% | $645,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.5% | 100% | $405,000 | |
Resicentral LLC
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Conventional | 1 | 0.5% | 100% | $805,000 | |
Deephaven Mortgage LLC
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,235,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 50% | $145,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.5% | 100% | $515,000 | |
Discover Bank
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Conventional | 1 | 0.5% | 25% | $205,000 | |
Intercoastal Mortgage, LLC
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VA | 1 | 0.5% | 100% | $545,000 | |
Gate City Bank
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Conventional | 1 | 0.5% | 100% | $65,000 | |
Bay Equity LLC
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Conventional, Jumbo | 1 | 0.5% | 100% | $875,000 | |
Provident Funding Associates
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Conventional | 1 | 0.5% | 100% | $645,000 | |
Georgia United Credit Union
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Conventional | 1 | 0.5% | 100% | $105,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $415,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,425,000 | View |
Summit Funding.Inc
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Conventional, Jumbo | 1 | 0.5% | 100% | $925,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.5% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 4.80% |
Conventional | 1 | 0.5% | 100% | $695,000 | View |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.5% | 100% | $725,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.5% | 100% | $365,000 | |
Nexera Holding LLC
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,075,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.5% | 50% | $385,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.5% | 100% | $485,000 | View |
Loan Simple, Inc.
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FHA | 1 | 0.5% | 100% | $405,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.5% | 100% | $535,000 | |
Synovus Bank
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Delta Community Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Signal Mountain Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Signal Mountain, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Signal Mountain? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Signal Mountain in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Signal Mountain, TN
Use these to narrow the list above. Each category shows how many Signal Mountain, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Signal Mountain, TN
Independent mortgage companies closed 55 percent of home loans in Signal Mountain, Tennessee in 2025, banks 38.6 percent and credit unions 6.4 percent. Community Mortgage Corporation was the largest mortgage company, Regions Bank the largest bank and Chattanooga Area Schools Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Citizens Tri County Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Signal Mountain, TN
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Signal Mountain, Tennessee with 5 loans, about 2.5 percent of the market. The largest lender headquartered in Tennessee was Citizens Tri County Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Signal Mountain, Tennessee in 2025, led by Rocket Mortgage with 3. 8 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 40 banks and 9 credit unions closed home loans in Signal Mountain, Tennessee in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Signal Mountain, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Signal Mountain, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Signal Mountain. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
