Seymour, Tennessee mortgage lenders include SmartbankSmartbank11403 Chapman Hwy, Seymour, TN 37865A+5.0 ★Texas Ratio: 1.74%, US Bank, N.A.US Bank, N.A.10304 Chapman Hwy, Seymour, TN 37865A+5.0 ★Texas Ratio: 2.85%, Citizens National BankCitizens National Bank10721 Chapman Hwy, Seymour, TN 37865A+5.0 ★Texas Ratio: 0.31%, FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, Home Federal Bank of TennesseeHome Federal Bank of Tennessee11320 Chapman Hwy, Seymour, TN 37865A5.0 ★Texas Ratio: 12.75%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, tnConnect Credit UniontnConnect Credit Union122 E Macon Ln, Seymour, TN 37865 4730A+5.0 ★Texas Ratio: 5.63%, Knoxville TVA Employees Credit UnionKnoxville TVA Employees Credit Union1113 Hunters Xing, Alcoa, TN 37701 1852A+5.0 ★Texas Ratio: 2.34%, and Ornl Federal Credit UnionOrnl Federal Credit Union103 Hamilton Crossing Dr, Alcoa, TN 37701. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Seymour, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Seymour are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Seymour, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Seymour 11403 Chapman Hwy, Seymour, TN 37865 A+5.0 ★Texas Ratio: 1.74% |
Conventional, HELOC | 8 +4 HELOCs |
1.4% | 100% | $326,250 | View |
|
1 office in Seymour 10304 Chapman Hwy, Seymour, TN 37865 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 5 +3 HELOCs |
0.8% | 45.5% | $137,000 | View |
|
2 offices in Seymour 10721 Chapman Hwy, Seymour, TN 37865 A+5.0 ★Texas Ratio: 0.31% |
Conventional | 3 | 0.5% | 100% | $248,333 | View |
|
8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, HELOC | 17 +1 HELOCs |
2.9% | 90% | $320,294 | View |
|
11320 Chapman Hwy, Seymour, TN 37865 A5.0 ★Texas Ratio: 12.75% |
Conventional, Jumbo, HELOC | 16 +4 HELOCs |
2.7% | 94.1% | $260,625 | View |
|
2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, VA | 11 | 1.9% | 100% | $245,000 | View |
|
216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 10 +12 HELOCs |
1.7% | 83.3% | $238,000 | View |
|
122 E Macon Ln, Seymour, TN 37865 4730 A+5.0 ★Texas Ratio: 5.63% |
Conventional | 8 | 1.4% | 100% | $75,000 | View |
|
1113 Hunters Xing, Alcoa, TN 37701 1852 A+5.0 ★Texas Ratio: 2.34% |
Conventional, HELOC | 7 +39 HELOCs |
1.2% | 100% | $267,857 | View |
Ornl Federal Credit Union
103 Hamilton Crossing Dr, Alcoa, TN 37701 |
Conventional, HELOC | 6 +8 HELOCs |
1% | 75% | $338,333 | |
|
124 N Hall Rd, Alcoa, TN 37701 2648 A+5.0 ★Texas Ratio: 4.23% |
Conventional | 6 | 1% | 85.7% | $155,000 | View |
|
2152 N Charles G Seivers Blvd, Clinton, TN 37716 A5.0 ★Texas Ratio: 6.15% |
Conventional | 4 | 0.7% | 100% | $280,000 | View |
|
10727 Chapman Hwy, Seymour, TN 37865 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 4 | 0.7% | 57.1% | $130,000 | View |
|
450 N Charles G Seivers Blvd, Clinton, TN 37716 3730 A+5.0 ★Texas Ratio: 3.67% |
Conventional, HELOC | 3 +10 HELOCs |
0.5% | 100% | $265,000 | View |
|
5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 3 +3 HELOCs |
0.5% | 75% | $498,333 | View |
|
1911 Highway 394, Blountville, TN 37617 5349 A+5.0 ★Texas Ratio: 1.56% |
Conventional, HELOC | 3 +2 HELOCs |
0.5% | 100% | $468,333 | View |
|
11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.5% | 75% | $335,000 | View |
|
9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.5% | 100% | $205,000 | View |
|
6946 Cumberland Gap Pkwy, Harrogate, TN 37752 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 3 | 0.5% | 100% | $315,000 | View |
|
214 N Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 0.09% |
Conventional | 3 | 0.5% | 100% | $155,000 | View |
|
★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +13 HELOCs |
0.3% | 100% | $420,000 | View |
|
3634 E Andrew Johnson Hwy, Greeneville, TN 37745 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 2 | 0.3% | 100% | $220,000 | View |
|
★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +6 HELOCs |
0.2% | 33.3% | $295,000 | View |
|
6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $555,000 | View |
|
1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97% |
USDA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $265,000 | View |
|
5500 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.83% |
Conventional | 1 | 0.2% | 100% | $605,000 | View |
|
6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
|
1720 WESTERN AVE, KNOXVILLE, TN 37921 A+5.0 ★Texas Ratio: 1.06% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
|
5810 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
|
2106 N Charles G Seivers Blvd, Clinton, TN 37716 A+5.0 ★Texas Ratio: 3.53% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
|
★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
|
5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
Mortgage Investors Group
|
Conventional, FHA, VA, USDA | 34 | 5.8% | 87.8% | $357,352 | |
21St Mortgage
|
Conventional | 19 | 3.2% | 25% | $82,894 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 5 | 0.8% | 30.8% | $251,000 | |
Ut Federal Credit Union
|
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $215,000 | |
Mountain Commerce Bank
|
Conventional | 2 | 0.3% | 100% | $655,000 | |
|
A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 61 | 10.3% | 90.1% | $226,475 | View |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 54 | 9.2% | 84.4% | $324,814 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 34 | 5.8% | 87.2% | $343,529 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 19 +1 HELOCs |
3.2% | 100% | $302,368 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 16 | 2.7% | 76.2% | $327,500 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 15 | 2.5% | 90.5% | $345,666 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, Jumbo, HELOC | 12 +1 HELOCs |
2% | 100% | $425,833 | |
Nationstar Mortgage
|
Conventional, FHA | 11 | 1.9% | 100% | $167,727 | |
Mortgage Research Center
|
VA | 11 | 1.9% | 50% | $355,000 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, HELOC | 8 +3 HELOCs |
1.4% | 100% | $326,250 | |
Stockton Mortgage Corporation
|
FHA, VA | 8 | 1.4% | 66.7% | $362,500 | |
Spring Eq, LLC
|
Conventional | 7 | 1.2% | 57.1% | $87,857 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 5 +2 HELOCs |
0.8% | 83.3% | $103,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA | 5 | 0.8% | 100% | $283,000 | |
PHH Mortgage Corporation
|
Conventional, VA | 4 | 0.7% | 100% | $360,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 4 | 0.7% | 100% | $377,500 | View |
Amerisave Mortgage Company
|
Conventional, VA | 4 | 0.7% | 57.1% | $172,500 | |
Lower, LLC
|
Conventional | 4 | 0.7% | 66.7% | $427,500 | |
Canopy Mortgage, LLC
|
Conventional | 3 | 0.5% | 100% | $351,666 | |
Newrez LLC
|
Conventional, FHA, VA | 3 | 0.5% | 44.4% | $308,333 | |
AmeriHome Mortgage Company, LLC
|
Conventional, FHA | 3 | 0.5% | 100% | $308,333 | |
Princeton Mortgage Corporation
|
Conventional | 3 | 0.5% | 100% | $281,666 | |
First Colony Mortgage Corporat
|
Conventional, FHA, VA | 3 | 0.5% | 100% | $321,666 | |
New Day Financial, LLC.
|
VA | 3 | 0.5% | 75% | $465,000 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 3 | 0.5% | 100% | $318,333 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 3 | 0.5% | 100% | $318,333 | |
American Financial Resources LLC
|
FHA | 2 | 0.3% | 100% | $330,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 2 | 0.3% | 60% | $180,000 | |
Norwich Commercial Group Inc
|
VA | 2 | 0.3% | 100% | $480,000 | |
loanDepot.com LLC
|
Conventional, FHA | 2 | 0.3% | 50% | $125,000 | |
Deephaven Mortgage LLC
|
Conventional | 2 | 0.3% | 100% | $370,000 | |
AdvantageFirst Lending Inc
|
FHA, VA | 2 | 0.3% | 100% | $305,000 | |
American Financial Network, Inc.
|
Conventional, VA | 2 | 0.3% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 3.45% |
Conventional | 2 | 0.3% | 100% | $235,000 | View |
VanDyk Mortgage Corporation
|
Conventional | 2 | 0.3% | 100% | $410,000 | |
Flat Branch Mortgage, Inc.
|
Conventional, USDA | 2 | 0.3% | 100% | $355,000 | |
Mortgage Solutions of Colorado
|
VA | 2 | 0.3% | 100% | $420,000 | |
Southwest Stage Funding LLC
|
FHA | 2 | 0.3% | 100% | $250,000 | |
Carrington Mortgage Services LLC
|
Conventional | 2 | 0.3% | 25% | $115,000 | |
Reliance First Capital, LLC
|
VA | 2 | 0.3% | 100% | $335,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.3% | 100% | $310,000 | View |
American Neighborhood Mortgage Acceptance Company
|
FHA | 2 | 0.3% | 100% | $430,000 | |
Goodleap, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $175,000 | |
The Loan Store, Inc
|
VA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $635,000 | |
First Bank and Trust Company
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $405,000 | |
State Employees' Credit Union
|
Conventional | 1 | 0.2% | 100% | $455,000 | |
|
B+4.3 ★Texas Ratio: 5.52% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
Genisys Credit Union
|
Conventional | 1 | 0.2% | 100% | $375,000 | |
|
A5.0 ★Texas Ratio: 6.26% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
Guaranteed Rate, Inc.
|
FHA | 1 | 0.2% | 100% | $145,000 | |
Primelending
|
Conventional | 1 | 0.2% | 100% | $695,000 | |
Everett Financial, Inc.
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
Go Mortgage, LLC
|
VA | 1 | 0.2% | 100% | $325,000 | |
MortgageOne, Inc
|
Conventional | 1 | 0.2% | 100% | $245,000 | |
Nbkc Bank
|
VA | 1 | 0.2% | 100% | $565,000 | |
Kind Lending, LLC
|
FHA | 1 | 0.2% | 50% | $265,000 | |
Loanunited.Com, LLC
|
FHA | 1 | 0.2% | 100% | $245,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.2% | 50% | $785,000 | |
Eustis Mortgage Corp
|
FHA | 1 | 0.2% | 100% | $505,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
AmWest Funding Corp
|
VA | 1 | 0.2% | 100% | $355,000 | |
|
A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
|
A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.2% | 100% | $505,000 | View |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 50% | $395,000 | View |
Discover Bank
|
Conventional | 1 | 0.2% | 14.3% | $55,000 | |
Sun West Mortgage Company, Inc
|
FHA | 1 | 0.2% | 100% | $205,000 | |
First State Mortgage Services
|
Conventional | 1 | 0.2% | 100% | $125,000 | |
Apci Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $45,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
ClearPath Lending
|
VA | 1 | 0.2% | 100% | $385,000 | |
Cardinal Financial Company, Li
|
VA | 1 | 0.2% | 100% | $405,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $375,000 | View |
Transportation Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $125,000 | |
Atlantic Bay Mortgage Group
|
VA | 1 | 0.2% | 100% | $465,000 | |
Beeline Loans, Inc.
|
Conventional | 1 | 0.2% | 100% | $325,000 | |
Credence Funding Corporation
|
VA | 1 | 0.2% | 100% | $465,000 | |
Planet Home Lending, LLC
|
VA | 1 | 0.2% | 100% | $295,000 | |
Wolfe Financial Inc
|
FHA | 1 | 0.2% | 100% | $275,000 | |
Atlanta Postal Credit Union
|
Conventional | 1 | 0.2% | 100% | $215,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
|
A5.0 ★Texas Ratio: 8.17% |
FHA | 1 | 0.2% | 100% | $195,000 | View |
The Mortgage Firm
|
USDA | 1 | 0.2% | 100% | $315,000 | |
Endeavor Capital, LLC
|
Conventional | 1 | 0.2% | 100% | $215,000 | |
Citadel Servicing Corporation
|
Conventional | 1 | 0.2% | 100% | $185,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $325,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.2% | 100% | $145,000 | |
Veritas Funding, LLC
|
FHA | 1 | 0.2% | 50% | $365,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 50% | $345,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 0.2% | 100% | $295,000 | |
Goprime Mortgage, Inc.
|
VA | 1 | 0.2% | 100% | $175,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
VA | 1 | 0.2% | 100% | $325,000 | View |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Citizens Equity First Credit U
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Seymour? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Seymour in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Seymour, TN lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 70.2 percent of home loans in Seymour, Tennessee in 2025, banks 21.2 percent and credit unions 8.6 percent. Mortgage Investors Group was the largest mortgage company, Smartbank the largest bank and tnConnect Credit Union the largest credit union. Among lenders headquartered in Tennessee, Smartbank led with 8 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
By home loans closed in 2025, Smartbank was the largest mortgage lender in Seymour, Tennessee with 8 loans, about 1.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Seymour, Tennessee, Rocket Mortgage approved the highest share of completed applications in 2025 at 90.1 percent, against a 75.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
35 lenders closed FHA loans in Seymour, Tennessee in 2025, led by DHI Mortgage Company, LTD. with 13. 36 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 44 banks and 19 credit unions closed home loans in Seymour, Tennessee in 2025, alongside 75 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Seymour, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Seymour, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Seymour. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.