Mortgage Lenders and Brokers in Rural Hill, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rural Hill, Tennessee mortgage lenders include Wilson Bank and TrustWilson Bank and Trust306 Brush Creek Rd, Alexandria, TN 37012A+5.0 ★Texas Ratio: 4.75%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, Ascend Federal Credit UnionAscend Federal Credit Union782 Old Hickory Blvd, Brentwood, TN 37027A+5.0 ★Texas Ratio: 2.35%, FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11849 Crawford Pines Dr, Arlington, TN 38002A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA6186 Stage Rd, Bartlett, TN 38134A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.929 Bell Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 2.85%, First Horizon BankFirst Horizon Bank112 S Hall Rd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 5.76%, Studio BankStudio Bank1550 W Mcewen Dr Suite 150, Franklin, TN 37067A5.0 ★Texas Ratio: 11.28%, and Southern Bank of TennesseeSouthern Bank of Tennessee5109 Peter Taylor Park Drive Ste 200, Brentwood, TN 37027A+5.0 ★Texas Ratio: 0.38%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rural Hill, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rural Hill are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rural Hill, Tennessee
Market share is the lender's share of all home loans closed in Rural Hill, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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306 Brush Creek Rd, Alexandria, TN 37012 A+5.0 ★Texas Ratio: 4.75% |
Conventional, HELOC | 7 +6 HELOCs |
4.8% | 87.5% | $473,571 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 4 +4 HELOCs |
2.8% | 100% | $370,000 | View |
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782 Old Hickory Blvd, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.35% |
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
2.8% | 100% | $540,000 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, HELOC | 3 +2 HELOCs |
2.1% | 100% | $738,333 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 2.1% | 100% | $488,333 | View |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +4 HELOCs |
0.7% | 50% | $435,000 | View |
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929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 50% | $255,000 | View |
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★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.7% | 100% | $1,205,000 | View |
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1550 W Mcewen Dr Suite 150, Franklin, TN 37067 A5.0 ★Texas Ratio: 11.28% |
Conventional | 1 | 0.7% | 100% | $585,000 | View |
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5109 Peter Taylor Park Drive Ste 200, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 0.7% | 100% | $805,000 | View |
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6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72% |
FHA | 1 | 0.7% | 100% | $475,000 | View |
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1175 Meridian Blvd, Franklin, TN 37067 A+5.0 ★Texas Ratio: 5.43% |
Conventional | 1 | 0.7% | 50% | $285,000 | View |
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9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 100% | $365,000 | View |
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26591 Main St, Ardmore, TN 38449 A+5.0 ★Texas Ratio: 2.25% |
Conventional | 1 | 0.7% | 100% | $445,000 | View |
CU Community, LLC
1007 Us Highway 45 N, Henderson, TN 38340 |
Conventional | 1 | 0.7% | 100% | $65,000 | |
Cornerstone Financial Credit Union
2100 Trenton rd, Clarksville, TN 37040 1609 |
Conventional | 1 | 0.7% | 100% | $305,000 | |
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2050 Lowes Dr, Clarksville, TN 37040 1620 A+5.0 ★Texas Ratio: 3.76% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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106 Washington Ave, Athens, TN 37303 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5810 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Legacy Home Loans, LLC
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Conventional, VA | 2 | 1.4% | 100% | $680,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Homeamerican Mortgage Corporation
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Conventional, FHA | 16 | 11% | 100% | $628,750 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, VA | 14 | 9.7% | 93.8% | $352,142 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 6.9% | 90.9% | $483,000 | |
Lennar Mortgage, LLC
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Conventional, FHA | 4 | 2.8% | 100% | $590,000 | |
Liberty Federal Credit Union
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Conventional, Jumbo, HELOC | 3 +1 HELOCs |
2.1% | 100% | $831,666 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 3 | 2.1% | 100% | $455,000 | |
Spring Eq, LLC
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Conventional | 3 | 2.1% | 75% | $125,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 3 | 2.1% | 100% | $191,666 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 2 +1 HELOCs |
1.4% | 66.7% | $665,000 | |
SWBC Mortgage Corporation
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FHA, VA, Jumbo | 2 | 1.4% | 100% | $790,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.4% | 100% | $500,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 1.4% | 100% | $730,000 | |
loanDepot.com LLC
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VA | 2 | 1.4% | 100% | $550,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 1.4% | 100% | $420,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 2 | 1.4% | 100% | $365,000 | View |
American Internet Mortgage, Inc.
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Conventional | 2 | 1.4% | 100% | $605,000 | |
Premier Lending Inc.
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Conventional | 2 | 1.4% | 100% | $780,000 | |
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A+5.0 ★Texas Ratio: 5.08% |
Conventional | 2 | 1.4% | 100% | $620,000 | View |
Nationstar Mortgage
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Conventional | 2 | 1.4% | 100% | $405,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 1.4% | 100% | $705,000 | |
State Employees' Credit Union
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Conventional | 1 | 0.7% | 100% | $965,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.7% | 100% | $225,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $985,000 | |
Newrez LLC
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Conventional | 1 | 0.7% | 100% | $245,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.7% | 100% | $405,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $385,000 | |
Filo Mortgage, LLC
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VA | 1 | 0.7% | 100% | $465,000 | |
Resicentral LLC
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Conventional | 1 | 0.7% | 100% | $655,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $805,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.7% | 33.3% | $75,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.7% | 100% | $395,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.7% | 100% | $285,000 | |
Shelter Lending Services, LLC
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Conventional | 1 | 0.7% | 100% | $815,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.7% | 100% | $735,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.7% | 100% | $605,000 | View |
Cmg Mortgage Inc
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FHA | 1 | 0.7% | 100% | $445,000 | |
Discover Bank
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Conventional | 1 | 0.7% | 100% | $35,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $535,000 | |
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A4.7 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.7% | 100% | $555,000 | View |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 0.7% | 100% | $805,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.7% | 100% | $365,000 | |
Bay Equity LLC
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Conventional | 1 | 0.7% | 100% | $525,000 | |
First International Bank & Trust
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Conventional | 1 | 0.7% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.7% | 100% | $2,365,000 | View |
Summit Funding.Inc
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FHA | 1 | 0.7% | 100% | $675,000 | |
New American Funding, LLC.
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FHA | 1 | 0.7% | 100% | $985,000 | |
Lower, LLC
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FHA | 1 | 0.7% | 50% | $345,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 100% | $175,000 | View |
Southwest Funding LP
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Conventional | 1 | 0.7% | 100% | $265,000 | |
Village Capital & Investment
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VA | 1 | 0.7% | 100% | $885,000 | |
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D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Corning Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Rural Hill Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rural Hill, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Rural Hill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rural Hill in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rural Hill, TN
Use these to narrow the list above. Each category shows how many Rural Hill, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Rural Hill, TN
Independent mortgage companies closed 65.5 percent of home loans in Rural Hill, Tennessee in 2025, banks 26.2 percent and credit unions 8.3 percent. Legacy Home Loans, LLC was the largest mortgage company, Wilson Bank and Trust the largest bank and Ascend Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Wilson Bank and Trust led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rural Hill, TN
By home loans closed in 2025, Wilson Bank and Trust was the largest mortgage lender in Rural Hill, Tennessee with 7 loans, about 4.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Rural Hill, Tennessee in 2025, led by Homeamerican Mortgage Corporation with 6. 10 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 10 credit unions closed home loans in Rural Hill, Tennessee in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rural Hill, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rural Hill, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rural Hill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
