Pulaski, Tennessee mortgage lenders include First National Bank of PulaskiFirst National Bank of Pulaski100 Bennett Dr, Pulaski, TN 38478A+5.0 ★Texas Ratio: 2.25%, Bank of FrankewingBank of Frankewing1671 W College St, Pulaski, TN 38478F2.7 ★Texas Ratio: 42.60%, Truist BankTruist Bank222 W Madison St, Pulaski, TN 38478A+5.0 ★Texas Ratio: 2.87%, First Farmers and Merchants BankFirst Farmers and Merchants Bank302 S 2nd St, Pulaski, TN 38478A+5.0 ★Texas Ratio: 0.81%, Kelley Mortgage, LLCKelley Mortgage, LLC1107 Mineral Wells Ave, Paris, TN 38242 4903A+5.0 ★Texas Ratio: 2.52%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, Fortera Federal Credit UnionFortera Federal Credit Union2050 Lowes Dr, Clarksville, TN 37040 1620A+5.0 ★Texas Ratio: 3.76%, Ascend Federal Credit UnionAscend Federal Credit Union782 Old Hickory Blvd, Brentwood, TN 37027A+5.0 ★Texas Ratio: 2.35%, and Old National BankOld National Bank106 Washington Ave, Athens, TN 37303A+5.0 ★Texas Ratio: 4.98%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pulaski, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pulaski are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Pulaski, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
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2 offices in Pulaski 100 Bennett Dr, Pulaski, TN 38478 A+5.0 ★Texas Ratio: 2.25% |
Conventional, FHA, USDA | 31 | 9.4% | 93.9% | $188,548 | View |
|
1 office in Pulaski 1671 W College St, Pulaski, TN 38478 F2.7 ★Texas Ratio: 42.60% |
Conventional, FHA | 20 | 6.1% | 91.3% | $220,500 | View |
|
★ 1 stars, 1 review 1 office in Pulaski 222 W Madison St, Pulaski, TN 38478 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 4 +13 HELOCs |
1.2% | 66.7% | $187,500 | View |
|
1 office in Pulaski 302 S 2nd St, Pulaski, TN 38478 A+5.0 ★Texas Ratio: 0.81% |
Conventional, HELOC | 2 +8 HELOCs |
0.6% | 66.7% | $215,000 | View |
|
1107 Mineral Wells Ave, Paris, TN 38242 4903 A+5.0 ★Texas Ratio: 2.52% |
Conventional, FHA, USDA | 26 | 7.9% | 100% | $208,846 | View |
|
2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, USDA | 23 | 7% | 100% | $240,652 | View |
|
8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, USDA | 6 | 1.8% | 100% | $366,666 | View |
|
2050 Lowes Dr, Clarksville, TN 37040 1620 A+5.0 ★Texas Ratio: 3.76% |
Conventional, HELOC | 3 +3 HELOCs |
0.9% | 75% | $158,333 | View |
|
782 Old Hickory Blvd, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.35% |
Conventional | 3 | 0.9% | 60% | $185,000 | View |
|
106 Washington Ave, Athens, TN 37303 A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA | 2 | 0.6% | 66.7% | $175,000 | View |
|
5384 Poplar Avenue, Memphis, TN 38119 A5.0 ★Texas Ratio: 8.75% |
Conventional, FHA | 2 | 0.6% | 100% | $115,000 | View |
|
6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA | 2 | 0.6% | 100% | $295,000 | View |
|
9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 0.6% | 100% | $115,000 | View |
|
929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 50% | $805,000 | View |
|
11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
|
★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
|
7444 Winchester Rd Ste 105, Memphis, TN 38125 D3.5 ★Texas Ratio: 32.54% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
|
5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,505,000 | View |
|
1175 Meridian Blvd, Franklin, TN 37067 A+5.0 ★Texas Ratio: 5.43% |
FHA | 1 | 0.3% | 100% | $215,000 | View |
|
101 Creekside Xing, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
|
216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
1602 W Northfield Blvd, Murfreesboro, TN 37129 A+5.0 ★Texas Ratio: 2.83% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 5 | 1.5% | 35.7% | $175,000 | |
Churchill Mortgage Corporation
|
FHA | 1 | 0.3% | 100% | $455,000 | |
Legacy Home Loans, LLC
|
Conventional | 1 | 0.3% | 100% | $255,000 | |
Heritage South Community Credi
|
Conventional | 1 | 0.3% | 50% | $75,000 | |
Mortgage Investors Group
|
Conventional | 1 | 0.3% | 100% | $315,000 | |
21St Mortgage
|
Conventional | 1 | 0.3% | 50% | $55,000 | |
|
A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 35 | 10.6% | 71.4% | $177,857 | View |
United Wholesale Mortgage
|
Conventional, FHA, VA | 22 | 6.7% | 92% | $290,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, USDA | 11 | 3.3% | 91.7% | $250,454 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA | 11 | 3.3% | 100% | $274,090 | View |
Fairway Independent Mort Corp
|
Conventional, FHA | 11 | 3.3% | 91.7% | $224,090 | |
Mortgage Research Center
|
VA | 6 | 1.8% | 66.7% | $233,333 | |
CB&S Bank
|
Conventional, HELOC | 4 +9 HELOCs |
1.2% | 100% | $235,000 | |
Discover Bank
|
Conventional | 4 | 1.2% | 100% | $115,000 | |
New American Funding, LLC.
|
Conventional, FHA | 4 | 1.2% | 100% | $205,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 3 | 0.9% | 100% | $248,333 | |
Newrez LLC
|
Conventional, VA, USDA | 3 | 0.9% | 42.9% | $318,333 | |
Amerisave Mortgage Company
|
Conventional, FHA | 3 | 0.9% | 30% | $61,666 | |
Cmg Mortgage Inc
|
Conventional, FHA | 3 | 0.9% | 100% | $335,000 | |
New Day Financial, LLC.
|
VA | 3 | 0.9% | 100% | $318,333 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 3 | 0.9% | 100% | $141,666 | |
Village Capital & Investment
|
VA | 3 | 0.9% | 100% | $288,333 | |
Redstone Federal Credit Union
|
Conventional, FHA, HELOC | 2 +2 HELOCs |
0.6% | 100% | $240,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 2 | 0.6% | 66.7% | $175,000 | |
Movement Mortgage, LLC
|
Conventional, FHA | 2 | 0.6% | 100% | $125,000 | |
Pennymac Loan Services LLC
|
Conventional, VA | 2 | 0.6% | 33.3% | $180,000 | |
Union Home Mortgage Corp.
|
FHA | 2 | 0.6% | 100% | $205,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional | 2 | 0.6% | 100% | $225,000 | |
Nationstar Mortgage
|
Conventional, FHA | 2 | 0.6% | 100% | $280,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 2 | 0.6% | 100% | $375,000 | |
Right Start Mortgage, Inc
|
FHA, VA | 2 | 0.6% | 50% | $235,000 | |
Farm Credit Mid-America, Aca
|
Conventional, Jumbo | 2 | 0.6% | 66.7% | $745,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 0.6% | 100% | $335,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.6% | 100% | $60,000 | View |
Liberty Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $315,000 | |
Guaranteed Rate, Inc.
|
FHA | 1 | 0.3% | 100% | $215,000 | |
SWBC Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $195,000 | |
Canopy Mortgage, LLC
|
USDA | 1 | 0.3% | 100% | $285,000 | |
Equity Prime Mortgage LLC
|
USDA | 1 | 0.3% | 100% | $425,000 | |
Kind Lending, LLC
|
Conventional | 1 | 0.3% | 50% | $205,000 | |
loanDepot.com LLC
|
FHA | 1 | 0.3% | 33.3% | $145,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.3% | 100% | $295,000 | |
Dart Bank
|
Conventional | 1 | 0.3% | 100% | $205,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.3% | 50% | $415,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
Augusta Financial, Inc.
|
Conventional | 1 | 0.3% | 100% | $205,000 | |
Guild Mortgage Company
|
VA | 1 | 0.3% | 100% | $205,000 | |
American Financial Network, Inc.
|
VA | 1 | 0.3% | 100% | $175,000 | |
Shelter Lending Services, LLC
|
Conventional | 1 | 0.3% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
Obsidian Financial Services
|
FHA | 1 | 0.3% | 100% | $285,000 | |
Michigan Mutual, Inc
|
Conventional | 1 | 0.3% | 100% | $325,000 | |
Das Acquisition Company, LLC
|
Conventional | 1 | 0.3% | 100% | $715,000 | |
First Colony Mortgage Corporat
|
USDA | 1 | 0.3% | 100% | $155,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.3% | 100% | $55,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
Provident Funding Associates
|
Conventional | 1 | 0.3% | 100% | $285,000 | |
Altra Federal Credit Union
|
Conventional | 1 | 0.3% | 100% | $225,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.3% | 100% | $705,000 | |
FM Home Loans LLC
|
Conventional | 1 | 0.3% | 100% | $425,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.3% | 100% | $255,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,385,000 | View |
Carrington Mortgage Services LLC
|
FHA | 1 | 0.3% | 100% | $225,000 | |
Top Flite Financial, Inc.
|
Conventional | 1 | 0.3% | 100% | $375,000 | |
Southwest Funding LP
|
FHA | 1 | 0.3% | 100% | $205,000 | |
Arcstone Financial Inc
|
Conventional | 1 | 0.3% | 100% | $305,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 10.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Pulaski? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pulaski in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Pulaski, TN lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 57 percent of home loans in Pulaski, Tennessee in 2025, banks 39.1 percent and credit unions 3.9 percent. Kelley Mortgage, LLC was the largest mortgage company, First National Bank of Pulaski the largest bank and Fortera Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, First National Bank of Pulaski led with 31 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
By home loans closed in 2025, First National Bank of Pulaski was the largest mortgage lender in Pulaski, Tennessee with 31 loans, about 9.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
34 lenders closed FHA loans in Pulaski, Tennessee in 2025, led by First Community Mortgage, Inc. with 12. 13 lenders closed VA loans, led by United Wholesale Mortgage, and 9 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 7 credit unions closed home loans in Pulaski, Tennessee in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pulaski, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pulaski, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pulaski. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.