Mortgage Lenders and Brokers in Powell, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Powell, Tennessee mortgage lenders include Regions BankRegions Bank601 E Emory Rd, Powell, TN 37849A+5.0 ★Texas Ratio: 4.37%, FirstbankFirstbank233 E Emory Rd, Powell, TN 37849A5.0 ★Texas Ratio: 7.51%, First Horizon BankFirst Horizon Bank2121 W Emory Rd, Powell, TN 37849A+5.0 ★Texas Ratio: 5.76%, Home Federal Bank of TennesseeHome Federal Bank of Tennessee105 E Emory Rd, Powell, TN 37849A5.0 ★Texas Ratio: 12.75%, Knoxville TVA Employees Credit UnionKnoxville TVA Employees Credit Union7515 Central Avenue Pike, Powell, TN 37849 4012A+5.0 ★Texas Ratio: 2.34%, Ornl Federal Credit UnionOrnl Federal Credit Union103 Hamilton Crossing Dr, Alcoa, TN 37701, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, Knoxville Teachers FCUKnoxville Teachers FCU7315 Clinton Hwy Ste C, Powell, TN 37849 5225A+5.0 ★Texas Ratio: 3.84%, Peoples Bank of the SouthPeoples Bank of the South2152 N Charles G Seivers Blvd, Clinton, TN 37716A5.0 ★Texas Ratio: 6.15%, and First Century BankFirst Century Bank600 E Emory Rd, Powell, TN 37849A+5.0 ★Texas Ratio: 0.70%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Powell, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Powell are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Powell, Tennessee
Market share is the lender's share of all home loans closed in Powell, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Powell 601 E Emory Rd, Powell, TN 37849 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 5 +8 HELOCs |
1.1% | 63.6% | $251,000 | View |
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1 office in Powell 233 E Emory Rd, Powell, TN 37849 A5.0 ★Texas Ratio: 7.51% |
Conventional, VA | 4 | 0.9% | 50% | $312,500 | View |
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★ 5 stars, 1 review 1 office in Powell 2121 W Emory Rd, Powell, TN 37849 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo, HELOC | 2 +10 HELOCs |
0.5% | 100% | $650,000 | View |
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105 E Emory Rd, Powell, TN 37849 A5.0 ★Texas Ratio: 12.75% |
Conventional, HELOC | 19 +2 HELOCs |
4.4% | 95.2% | $246,052 | View |
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7515 Central Avenue Pike, Powell, TN 37849 4012 A+5.0 ★Texas Ratio: 2.34% |
Conventional, HELOC | 10 +37 HELOCs |
2.3% | 100% | $209,000 | View |
Ornl Federal Credit Union
103 Hamilton Crossing Dr, Alcoa, TN 37701 |
Conventional, HELOC | 9 +6 HELOCs |
2.1% | 100% | $250,555 | |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA | 8 | 1.8% | 100% | $287,500 | View |
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7315 Clinton Hwy Ste C, Powell, TN 37849 5225 A+5.0 ★Texas Ratio: 3.84% |
Conventional | 6 | 1.4% | 100% | $231,666 | View |
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2152 N Charles G Seivers Blvd, Clinton, TN 37716 A5.0 ★Texas Ratio: 6.15% |
Conventional | 4 | 0.9% | 100% | $187,500 | View |
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600 E Emory Rd, Powell, TN 37849 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 4 | 0.9% | 100% | $357,500 | View |
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530 E Emory Rd, Powell, TN 37849 A+5.0 ★Texas Ratio: 3.67% |
Conventional, HELOC | 3 +20 HELOCs |
0.7% | 75% | $331,666 | View |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
Conventional, VA, HELOC | 2 +2 HELOCs |
0.5% | 100% | $425,000 | View |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
0.5% | 100% | $380,000 | View |
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1878 Congress Pkwy S, Athens, TN 37303 A+5.0 ★Texas Ratio: 0.98% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $285,000 | View |
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5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 2 | 0.5% | 100% | $165,000 | View |
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7350 Clinton Hwy, Powell, TN 37849 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 33.3% | $75,000 | View |
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6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $295,000 | View |
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1550 W Mcewen Dr Suite 150, Franklin, TN 37067 A5.0 ★Texas Ratio: 11.28% |
Conventional | 1 | 0.2% | 100% | $645,000 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
FHA | 1 | 0.2% | 33.3% | $315,000 | View |
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1075 5th Street, Jellico, TN 37762 A+5.0 ★Texas Ratio: 3.86% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
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6148 Lee Hwy, Chattanooga, TN 37421 A+5.0 ★Texas Ratio: 4.27% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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219 Ward St, Benton, TN 37307 A+5.0 ★Texas Ratio: 2.72% |
Conventional | 1 | 0.2% | 50% | $105,000 | View |
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12740 Kingston Pike, Knoxville, TN 37934 A5.0 ★Texas Ratio: 11.47% |
Conventional | 1 | 0.2% | 100% | $735,000 | View |
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1911 Highway 394, Blountville, TN 37617 5349 A+5.0 ★Texas Ratio: 1.56% |
Conventional | 1 | 0.2% | 50% | $25,000 | View |
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1917 Highway 394, Blountville, TN 37617 A+5.0 ★Texas Ratio: 4.09% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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1720 WESTERN AVE, KNOXVILLE, TN 37921 A+5.0 ★Texas Ratio: 1.06% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 0.2% | 100% | $415,000 | View |
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3634 E Andrew Johnson Hwy, Greeneville, TN 37745 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
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4425 Ocoee St N, Cleveland, TN 37312 A5.0 ★Texas Ratio: 6.04% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
Mortgage Investors Group
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Conventional, FHA, VA, USDA | 39 | 9% | 97.6% | $307,307 | |
21St Mortgage
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Conventional | 11 | 2.5% | 22.4% | $73,181 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 11 | 2.5% | 30.6% | $169,545 | |
Ut Federal Credit Union
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Conventional | 2 | 0.5% | 100% | $50,000 | |
Enrichment Federal Credit Unio
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Conventional | 1 | 0.2% | 100% | $15,000 | |
The Local Lender, LLC
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Mountain Commerce Bank
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Conventional | 1 | 0.2% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 36 | 8.3% | 95.1% | $241,944 | View |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 33 | 7.6% | 94.3% | $243,181 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 21 | 4.8% | 80.8% | $318,809 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 16 | 3.7% | 100% | $317,500 | |
Cmg Mortgage Inc
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Conventional, FHA, HELOC | 12 +1 HELOCs |
2.8% | 100% | $274,166 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 11 | 2.5% | 91.7% | $314,090 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 9 | 2.1% | 90% | $242,777 | |
New American Funding, LLC.
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Conventional, FHA, VA | 7 | 1.6% | 100% | $269,285 | |
Eustis Mortgage Corp
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Conventional, FHA | 6 | 1.4% | 100% | $178,333 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 6 | 1.4% | 100% | $231,666 | |
Nationstar Mortgage
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Conventional, FHA | 6 | 1.4% | 100% | $203,333 | |
Mortgage Research Center
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VA | 6 | 1.4% | 75% | $360,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, USDA | 5 | 1.1% | 100% | $359,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 5 | 1.1% | 100% | $325,000 | |
Newrez LLC
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Conventional, FHA, VA | 4 | 0.9% | 66.7% | $415,000 | |
Kind Lending, LLC
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Conventional, VA | 4 | 0.9% | 80% | $357,500 | |
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A+5.0 ★Texas Ratio: 0.86% |
Conventional | 4 | 0.9% | 47.1% | $92,500 | View |
loanDepot.com LLC
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Conventional, FHA, VA | 4 | 0.9% | 100% | $327,500 | |
Stockton Mortgage Corporation
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Conventional, FHA | 4 | 0.9% | 100% | $395,000 | |
Lower, LLC
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Conventional, FHA, USDA | 4 | 0.9% | 100% | $365,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 3 +2 HELOCs |
0.7% | 75% | $131,666 | |
Zippy Loans, LLC
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Conventional | 3 | 0.7% | 42.9% | $28,333 | |
American Financial Resources LLC
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FHA | 3 | 0.7% | 100% | $261,666 | |
AmeriHome Mortgage Company, LLC
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Conventional | 3 | 0.7% | 100% | $355,000 | |
Resicentral LLC
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Conventional, VA | 3 | 0.7% | 100% | $351,666 | |
American Financial Network, Inc.
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Conventional, FHA | 3 | 0.7% | 100% | $351,666 | |
Discover Bank
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Conventional | 3 | 0.7% | 75% | $38,333 | |
Canopy Mortgage, LLC
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Conventional | 2 | 0.5% | 100% | $265,000 | |
Deephaven Mortgage LLC
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Conventional, Jumbo | 2 | 0.5% | 100% | $505,000 | |
Princeton Mortgage Corporation
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Conventional, FHA | 2 | 0.5% | 100% | $410,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 0.5% | 100% | $425,000 | View |
Union Home Mortgage Corp.
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VA | 2 | 0.5% | 66.7% | $325,000 | |
First Colony Mortgage Corporat
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Conventional | 2 | 0.5% | 100% | $270,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.5% | 100% | $410,000 | View |
Towne Mortgage Company
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Conventional, VA | 2 | 0.5% | 100% | $280,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, VA | 2 | 0.5% | 100% | $295,000 | View |
Right Start Mortgage, Inc
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Conventional, VA | 2 | 0.5% | 100% | $345,000 | |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 2 | 0.5% | 100% | $915,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 2 | 0.5% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.5% | 100% | $95,000 | View |
EMM Loans LLC
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Conventional | 1 | 0.2% | 100% | $315,000 | |
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B+4.3 ★Texas Ratio: 5.52% |
FHA | 1 | 0.2% | 100% | $295,000 | View |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.2% | 100% | $365,000 | |
Everett Financial, Inc.
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VA | 1 | 0.2% | 100% | $305,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $115,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
AdvantageFirst Lending Inc
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VA | 1 | 0.2% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.2% | 100% | $395,000 | View |
City 1st Mortgage Services, LC
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Absolute Home Mortgage
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VA | 1 | 0.2% | 100% | $395,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.2% | 100% | $285,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.2% | 100% | $285,000 | |
T2 Financial LLC
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Conventional | 1 | 0.2% | 100% | $365,000 | |
United Home Loans, Inc.
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 0.2% | 100% | $435,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $325,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
Southwest Stage Funding LLC
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FHA | 1 | 0.2% | 50% | $155,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.2% | 100% | $295,000 | |
Village Capital & Investment
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FHA | 1 | 0.2% | 100% | $225,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a |
Powell Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Powell, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Powell? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Powell in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Powell, TN
Use these to narrow the list above. Each category shows how many Powell, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Powell, TN
Independent mortgage companies closed 72.6 percent of home loans in Powell, Tennessee in 2025, banks 18.9 percent and credit unions 8.5 percent. Mortgage Investors Group was the largest mortgage company, Regions Bank the largest bank and Knoxville TVA Employees Credit Union the largest credit union. Among lenders headquartered in Tennessee, Firstbank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Powell, TN
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Powell, Tennessee with 5 loans, about 1.1 percent of the market. The largest lender headquartered in Tennessee was Firstbank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
35 lenders closed FHA loans in Powell, Tennessee in 2025, led by DHI Mortgage Company, LTD. with 14. 25 lenders closed VA loans, led by Freedom Mortgage Corporation, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 10 credit unions closed home loans in Powell, Tennessee in 2025, alongside 60 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Powell, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Powell, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Powell. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
