Mortgage Lenders and Brokers in Middle Valley, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Middle Valley, Tennessee mortgage lenders include Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, Pinnacle BankPinnacle Bank5308 Mount View Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 3.04%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11849 Crawford Pines Dr, Arlington, TN 38002A+5.0 ★Texas Ratio: 3.68%, SmartbankSmartbank109 Associates Blvd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 1.74%, Community Mortgage CorporationCommunity Mortgage Corporation1007 Us Highway 45 N, Henderson, TN 38340, Wells Fargo Bank NAWells Fargo Bank NA9059 Us Highway 64, Arlington, TN 38002A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank9005 Us Highway 64, Arlington, TN 38002A+5.0 ★Texas Ratio: 2.87%, Citizens Tri County BankCitizens Tri County Bank1548 Main St, Altamont, TN 37301A5.0 ★Texas Ratio: 7.54%, and First Horizon BankFirst Horizon Bank112 S Hall Rd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 5.76%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Middle Valley, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Middle Valley are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Middle Valley, Tennessee
Market share is the lender's share of all home loans closed in Middle Valley, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 12 +17 HELOCs |
3.3% | 60% | $140,833 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, HELOC | 10 +3 HELOCs |
2.7% | 90.9% | $309,000 | View |
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5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 6 | 1.6% | 100% | $368,333 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 1.4% | 83.3% | $315,000 | View |
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109 Associates Blvd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 1.74% |
Conventional, HELOC | 3 +3 HELOCs |
0.8% | 100% | $338,333 | View |
Community Mortgage Corporation
1007 Us Highway 45 N, Henderson, TN 38340 |
Conventional | 3 | 0.8% | 100% | $331,666 | |
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9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.8% | 100% | $268,333 | View |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +4 HELOCs |
0.5% | 100% | $325,000 | View |
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★ 5 stars, 1 review 1548 Main St, Altamont, TN 37301 A5.0 ★Texas Ratio: 7.54% |
Conventional | 2 | 0.5% | 100% | $145,000 | View |
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★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
FHA, HELOC | 1 +4 HELOCs |
0.3% | 100% | $295,000 | View |
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1113 Hunters Xing, Alcoa, TN 37701 1852 A+5.0 ★Texas Ratio: 2.34% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $245,000 | View |
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782 Old Hickory Blvd, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.35% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $75,000 | View |
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929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
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6148 Lee Hwy, Chattanooga, TN 37421 A+5.0 ★Texas Ratio: 4.27% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
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6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
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1911 Highway 394, Blountville, TN 37617 5349 A+5.0 ★Texas Ratio: 1.56% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
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119 Main Street, Adamsville, TN 38310 A5.0 ★Texas Ratio: 9.59% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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1201 Bailey Ave, Chattanooga, TN 37404 2806 A+5.0 ★Texas Ratio: 0.99% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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108 Cumberland St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 4.65% |
FHA | 1 | 0.3% | 100% | $305,000 | View |
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2011 Stein Dr, Chattanooga, TN 37421 1692 A+5.0 ★Texas Ratio: 1.20% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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1878 Congress Pkwy S, Athens, TN 37303 A+5.0 ★Texas Ratio: 0.98% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Tennessee Valley Federal C U
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Conventional, HELOC | 16 +8 HELOCs |
4.4% | 69.6% | $273,125 | |
Mortgage Investors Group
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Conventional, FHA | 8 | 2.2% | 100% | $337,500 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 16.7% | $115,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 35 | 9.6% | 86% | $270,428 | View |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 26 | 7.1% | 96.4% | $335,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 19 +1 HELOCs |
5.2% | 100% | $347,105 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 18 | 4.9% | 100% | $270,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 16 | 4.4% | 100% | $310,625 | |
UNMB Home Loans Inc
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Conventional, FHA, VA | 15 | 4.1% | 93.8% | $399,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 12 | 3.3% | 92.3% | $318,333 | |
Freedom Mortgage Corporation
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FHA, VA | 11 | 3% | 100% | $310,454 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 10 | 2.7% | 100% | $336,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 10 | 2.7% | 100% | $289,000 | |
Mortgage Research Center
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Conventional, VA | 7 | 1.9% | 63.6% | $410,714 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 1.6% | 100% | $330,000 | |
Alameda Mortgage Corporation
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Conventional, FHA | 5 | 1.4% | 100% | $285,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 5 | 1.4% | 75% | $343,000 | |
Amerisave Mortgage Company
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Conventional | 4 | 1.1% | 66.7% | $62,500 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 4 | 1.1% | 80% | $362,500 | |
Nbkc Bank
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Conventional | 3 | 0.8% | 100% | $348,333 | |
Summit Funding.Inc
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Conventional, VA | 3 | 0.8% | 100% | $308,333 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 0.8% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.8% | 75% | $168,333 | View |
Leaderone Financial Corp.
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Conventional, FHA | 3 | 0.8% | 100% | $245,000 | |
The Loan Store, Inc
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $280,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $180,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 33.3% | $45,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 0.5% | 66.7% | $345,000 | |
Primelending
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Conventional | 2 | 0.5% | 100% | $305,000 | |
Newrez LLC
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VA | 2 | 0.5% | 100% | $445,000 | |
Loanunited.Com, LLC
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FHA | 2 | 0.5% | 100% | $270,000 | |
American Federal Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $435,000 | |
Nfm, Inc
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Conventional, FHA | 2 | 0.5% | 100% | $355,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 0.5% | 100% | $275,000 | |
Saygo Home Loans, LLC
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FHA | 2 | 0.5% | 100% | $245,000 | |
Stockton Mortgage Corporation
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FHA | 2 | 0.5% | 100% | $325,000 | |
Tjc Mortgage Inc
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FHA | 2 | 0.5% | 100% | $240,000 | |
HomeBridge Financial Services, Inc
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VA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $485,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $395,000 | |
American Airlines Federal Cred
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Conventional | 1 | 0.3% | 100% | $485,000 | |
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B+4.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
Liberty Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $75,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 50% | $575,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.3% | 100% | $285,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.3% | 50% | $205,000 | |
Kind Lending, LLC
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FHA | 1 | 0.3% | 50% | $405,000 | |
AmeriHome Mortgage Company, LLC
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VA | 1 | 0.3% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.3% | 100% | $305,000 | View |
Filo Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 8.01% |
Conventional | 1 | 0.3% | 100% | $485,000 | View |
Guild Mortgage Company
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Assurance Financial Group, L.L.C.
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Conventional | 1 | 0.3% | 100% | $315,000 | |
Homestead Funding Corp.
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VA | 1 | 0.3% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 3.97% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Ross Mortgage Corporation
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VA | 1 | 0.3% | 100% | $625,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Flat Branch Mortgage, Inc.
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VA | 1 | 0.3% | 100% | $285,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 50% | $295,000 | |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.3% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 5.08% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.3% | 50% | $45,000 | |
Uif Corporation
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Conventional | 1 | 0.3% | 100% | $435,000 | |
Iserve Residential Lending
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.3% | 100% | $445,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.3% | 20% | $225,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.3% | 100% | $225,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.3% | 100% | $445,000 | View |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Citizens National Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Middle Valley Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Middle Valley, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Middle Valley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Middle Valley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Middle Valley, TN
Use these to narrow the list above. Each category shows how many Middle Valley, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Middle Valley, TN
Independent mortgage companies closed 74.5 percent of home loans in Middle Valley, Tennessee in 2025, banks 18.7 percent and credit unions 6.9 percent. Community Mortgage Corporation was the largest mortgage company, Regions Bank the largest bank and Knoxville TVA Employees Credit Union the largest credit union. Among lenders headquartered in Tennessee, Firstbank led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Middle Valley, TN
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Middle Valley, Tennessee with 12 loans, about 3.3 percent of the market. The largest lender headquartered in Tennessee was Firstbank with 10 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Middle Valley, Tennessee in 2025, led by Rocket Mortgage with 7. 23 lenders closed VA loans, led by Freedom Mortgage Corporation, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 10 credit unions closed home loans in Middle Valley, Tennessee in 2025, alongside 61 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Middle Valley, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Middle Valley, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Middle Valley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
