Louisville, Tennessee mortgage lenders include Ornl Federal Credit UnionOrnl Federal Credit Union103 Hamilton Crossing Dr, Alcoa, TN 37701, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, Knoxville TVA Employees Credit UnionKnoxville TVA Employees Credit Union1113 Hunters Xing, Alcoa, TN 37701 1852A+5.0 ★Texas Ratio: 2.34%, Home Federal Bank of TennesseeHome Federal Bank of Tennessee7502 Tazewell Pike, Corryton, TN 37721A5.0 ★Texas Ratio: 12.75%, SmartbankSmartbank109 Associates Blvd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 1.74%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, TnbankTnbank12740 Kingston Pike, Knoxville, TN 37934A5.0 ★Texas Ratio: 11.47%, Alcoa Tenn. Federal Credit UnionAlcoa Tenn. Federal Credit Union124 N Hall Rd, Alcoa, TN 37701 2648A+5.0 ★Texas Ratio: 4.23%, Cbbc BankCbbc Bank2041 Topside Rd, Louisville, TN 37777A+5.0 ★Texas Ratio: 0.09%, and First Horizon BankFirst Horizon Bank112 S Hall Rd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 5.76%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Louisville, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Louisville are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Louisville, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
Ornl Federal Credit Union
103 Hamilton Crossing Dr, Alcoa, TN 37701 |
Conventional, Jumbo, HELOC | 6 +8 HELOCs |
3.5% | 87.5% | $946,666 | |
|
216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 5 +3 HELOCs |
2.9% | 60% | $523,000 | View |
|
1113 Hunters Xing, Alcoa, TN 37701 1852 A+5.0 ★Texas Ratio: 2.34% |
Conventional, HELOC | 4 +5 HELOCs |
2.3% | 100% | $147,500 | View |
|
7502 Tazewell Pike, Corryton, TN 37721 A5.0 ★Texas Ratio: 12.75% |
Conventional, HELOC | 4 +1 HELOCs |
2.3% | 100% | $455,000 | View |
|
109 Associates Blvd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 1.74% |
Conventional, HELOC | 3 +1 HELOCs |
1.7% | 100% | $308,333 | View |
|
2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, USDA | 3 | 1.7% | 100% | $271,666 | View |
|
12740 Kingston Pike, Knoxville, TN 37934 A5.0 ★Texas Ratio: 11.47% |
Conventional | 3 | 1.7% | 100% | $631,666 | View |
|
124 N Hall Rd, Alcoa, TN 37701 2648 A+5.0 ★Texas Ratio: 4.23% |
Conventional | 3 | 1.7% | 100% | $131,666 | View |
|
2041 Topside Rd, Louisville, TN 37777 A+5.0 ★Texas Ratio: 0.09% |
Conventional | 3 | 1.7% | 100% | $225,000 | View |
|
★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
1.2% | 100% | $965,000 | View |
|
929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +2 HELOCs |
1.2% | 100% | $220,000 | View |
|
5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 2 +1 HELOCs |
1.2% | 100% | $340,000 | View |
|
★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +1 HELOCs |
1.2% | 100% | $580,000 | View |
|
111 Washington Ave, Harrogate, TN 37752 A+5.0 ★Texas Ratio: 2.76% |
Conventional, Jumbo | 2 | 1.2% | 100% | $2,055,000 | View |
|
125 Leinart St, Clinton, TN 37716 A+5.0 ★Texas Ratio: 3.84% |
Conventional, Jumbo | 2 | 1.2% | 100% | $1,385,000 | View |
|
1611 Gunbarrel Rd, Chattanooga, TN 37421 A5.0 ★Texas Ratio: 7.72% |
Conventional | 2 | 1.2% | 100% | $500,000 | View |
|
3634 E Andrew Johnson Hwy, Greeneville, TN 37745 A+5.0 ★Texas Ratio: 0.68% |
Conventional, Jumbo | 2 | 1.2% | 100% | $1,075,000 | View |
|
450 N Charles G Seivers Blvd, Clinton, TN 37716 3730 A+5.0 ★Texas Ratio: 3.67% |
Conventional, HELOC | 1 +6 HELOCs |
0.6% | 100% | $185,000 | View |
|
6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $405,000 | View |
|
8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $325,000 | View |
|
11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $285,000 | View |
|
106 Washington Ave, Athens, TN 37303 A+5.0 ★Texas Ratio: 4.98% |
Conventional, Jumbo | 1 | 0.6% | 100% | $3,005,000 | View |
|
5500 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.83% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,105,000 | View |
|
6211 Middlebrook Pike, Knoxville, TN 37909 A+5.0 ★Texas Ratio: 5.63% |
Conventional | 1 | 0.6% | 100% | $95,000 | View |
|
404 Main St, Baxter, TN 38544 A+5.0 ★Texas Ratio: 0.10% |
Conventional | 1 | 0.6% | 100% | $335,000 | View |
|
★ 5 stars, 2 reviews 835 Congress Pkwy S, Athens, TN 37303 A+5.0 ★Texas Ratio: 2.59% |
Conventional | 1 | 0.6% | 100% | $55,000 | View |
|
6946 Cumberland Gap Pkwy, Harrogate, TN 37752 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0.6% | 100% | $305,000 | View |
|
6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CU Community, LLC
1007 Us Highway 45 N, Henderson, TN 38340 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Investors Group
|
Conventional, VA, USDA | 11 | 6.4% | 100% | $341,363 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 3 | 1.7% | 16.7% | $98,333 | |
Ut Federal Credit Union
|
Conventional | 2 | 1.2% | 66.7% | $370,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.6% | 100% | $745,000 | |
Mountain Commerce Bank
|
Conventional, Jumbo | 1 | 0.6% | 100% | $3,955,000 | |
|
A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 17 | 9.8% | 85.7% | $328,529 | View |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo | 7 | 4% | 88.9% | $560,714 | |
Movement Mortgage, LLC
|
Conventional | 7 | 4% | 100% | $422,142 | |
loanDepot.com LLC
|
Conventional, VA | 4 | 2.3% | 80% | $330,000 | |
Pennymac Loan Services LLC
|
VA, Jumbo | 3 | 1.7% | 100% | $675,000 | |
Mortgage Research Center
|
VA | 3 | 1.7% | 75% | $421,666 | |
Farm Credit Mid-America, Aca
|
Conventional | 3 | 1.7% | 75% | $341,666 | |
Fairway Independent Mort Corp
|
Conventional, VA | 3 | 1.7% | 100% | $448,333 | |
|
B+4.3 ★Texas Ratio: 5.52% |
Conventional | 2 | 1.2% | 100% | $395,000 | View |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 1.2% | 100% | $1,090,000 | View |
Eustis Mortgage Corp
|
Conventional, FHA | 2 | 1.2% | 100% | $170,000 | |
Sun West Mortgage Company, Inc
|
FHA | 2 | 1.2% | 100% | $410,000 | |
Union Home Mortgage Corp.
|
Conventional, VA | 2 | 1.2% | 100% | $385,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 1.2% | 100% | $590,000 | View |
Stockton Mortgage Corporation
|
VA, Jumbo | 2 | 1.2% | 100% | $785,000 | |
Better Mortgage Corporation
|
Conventional | 2 | 1.2% | 66.7% | $145,000 | |
Iserve Residential Lending
|
Conventional, FHA | 2 | 1.2% | 100% | $555,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 1.2% | 100% | $2,185,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.2% | 100% | $120,000 | View |
Everett Financial, Inc.
|
Conventional, Jumbo | 1 | 0.6% | 100% | $1,425,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 0.6% | 100% | $385,000 | |
Newrez LLC
|
Conventional | 1 | 0.6% | 100% | $545,000 | |
CrossCountry Mortgage, LLC
|
FHA | 1 | 0.6% | 100% | $235,000 | |
Kind Lending, LLC
|
Conventional | 1 | 0.6% | 100% | $805,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
VA, Jumbo | 1 | 0.6% | 100% | $1,105,000 | View |
Resicentral LLC
|
VA | 1 | 0.6% | 100% | $355,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.6% | 20% | $55,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 0.6% | 100% | $635,000 | |
Intercoastal Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $765,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional | 1 | 0.6% | 100% | $755,000 | |
Cardinal Financial Company, Li
|
VA | 1 | 0.6% | 50% | $525,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.6% | 100% | $685,000 | |
Union Savings Bank
|
Conventional | 1 | 0.6% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.6% | 100% | $485,000 | View |
New American Funding, LLC.
|
Conventional | 1 | 0.6% | 100% | $305,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.6% | 100% | $205,000 | |
Compass Mortgage, Inc.
|
Conventional | 1 | 0.6% | 100% | $755,000 | |
|
A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo | 1 | 0.6% | 50% | $1,085,000 | View |
Reliance First Capital, LLC
|
FHA | 1 | 0.6% | 100% | $225,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.6% | 100% | $115,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.6% | 100% | $185,000 | |
Champions Funding, LLC
|
Conventional, Jumbo | 1 | 0.6% | 50% | $1,335,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.6% | 100% | $345,000 | View |
Village Capital & Investment
|
VA | 1 | 0.6% | 100% | $415,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 1 | 0.6% | 100% | $505,000 | |
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Chevron Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Angel Oak Mortgage Solutions LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Louisville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Louisville in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Louisville, TN lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 54.9 percent of home loans in Louisville, Tennessee in 2025, banks 32.9 percent and credit unions 12.1 percent. Mortgage Investors Group was the largest mortgage company, Regions Bank the largest bank and Ornl Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Ornl Federal Credit Union led with 6 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
By home loans closed in 2025, Ornl Federal Credit Union was the largest mortgage lender in Louisville, Tennessee with 6 loans, about 3.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Louisville, Tennessee in 2025, led by Rocket Mortgage with 2. 15 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 12 credit unions closed home loans in Louisville, Tennessee in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Louisville, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Louisville, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Louisville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.