Mortgage Lenders and Brokers in Lawrenceburg, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lawrenceburg, Tennessee mortgage lenders include First Farmers and Merchants BankFirst Farmers and Merchants Bank116 W Gaines St, Lawrenceburg, TN 38464A+5.0 ★Texas Ratio: 0.81%, Old National BankOld National Bank2102 N Locust Ave, Lawrenceburg, TN 38464A+5.0 ★Texas Ratio: 4.98%, Bank of FrankewingBank of Frankewing1200 N Locust Ave, Lawrenceburg, TN 38464F2.7 ★Texas Ratio: 42.60%, First Horizon BankFirst Horizon Bank101 N Locust Ave, Lawrenceburg, TN 38464A+5.0 ★Texas Ratio: 5.76%, Truist BankTruist Bank2021 N Locust Ave, Lawrenceburg, TN 38464A+5.0 ★Texas Ratio: 2.87%, Heritage Bank & TrustHeritage Bank & Trust106 Weakley Creek Rd, Lawrenceburg, TN 38464A5.0 ★Texas Ratio: 6.02%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, Kelley Mortgage, LLCKelley Mortgage, LLC1107 Mineral Wells Ave, Paris, TN 38242 4903A+5.0 ★Texas Ratio: 2.52%, FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, and Renasant BankRenasant Bank6671 Summer Ave, Bartlett, TN 38134A+5.0 ★Texas Ratio: 4.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lawrenceburg, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lawrenceburg are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lawrenceburg, Tennessee
Market share is the lender's share of all home loans closed in Lawrenceburg, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Lawrenceburg 116 W Gaines St, Lawrenceburg, TN 38464 A+5.0 ★Texas Ratio: 0.81% |
Conventional, HELOC | 9 +35 HELOCs |
2.8% | 100% | $265,000 | View |
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1 office in Lawrenceburg 2102 N Locust Ave, Lawrenceburg, TN 38464 A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA, USDA, HELOC | 3 +6 HELOCs |
0.9% | 100% | $178,333 | View |
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1 office in Lawrenceburg 1200 N Locust Ave, Lawrenceburg, TN 38464 F2.7 ★Texas Ratio: 42.60% |
Conventional | 3 | 0.9% | 75% | $135,000 | View |
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★ 5 stars, 1 review 1 office in Lawrenceburg 101 N Locust Ave, Lawrenceburg, TN 38464 A+5.0 ★Texas Ratio: 5.76% |
Conventional, FHA, HELOC | 2 +8 HELOCs |
0.6% | 66.7% | $215,000 | View |
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★ 1 stars, 1 review 1 office in Lawrenceburg 2021 N Locust Ave, Lawrenceburg, TN 38464 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 2 +7 HELOCs |
0.6% | 40% | $200,000 | View |
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106 Weakley Creek Rd, Lawrenceburg, TN 38464 A5.0 ★Texas Ratio: 6.02% |
Conventional | 15 | 4.6% | 80% | $227,000 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, USDA | 7 | 2.1% | 87.5% | $222,142 | View |
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1107 Mineral Wells Ave, Paris, TN 38242 4903 A+5.0 ★Texas Ratio: 2.52% |
Conventional, FHA, USDA | 7 | 2.1% | 100% | $222,142 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
1.8% | 100% | $183,333 | View |
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6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 6 | 1.8% | 85.7% | $298,333 | View |
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1401 N Locust Ave, Lawrenceburg, TN 38464 A+5.0 ★Texas Ratio: 2.72% |
Conventional | 5 | 1.5% | 83.3% | $109,000 | View |
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2050 Lowes Dr, Clarksville, TN 37040 1620 A+5.0 ★Texas Ratio: 3.76% |
Conventional, HELOC | 4 +11 HELOCs |
1.2% | 72.7% | $60,000 | View |
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782 Old Hickory Blvd, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.35% |
Conventional, HELOC | 3 +1 HELOCs |
0.9% | 75% | $138,333 | View |
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929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 2 | 0.6% | 66.7% | $245,000 | View |
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5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 2 | 0.6% | 100% | $295,000 | View |
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9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 0.6% | 66.7% | $105,000 | View |
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26591 Main St, Ardmore, TN 38449 A+5.0 ★Texas Ratio: 2.25% |
Conventional | 2 | 0.6% | 100% | $280,000 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
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306 Brush Creek Rd, Alexandria, TN 37012 A+5.0 ★Texas Ratio: 4.75% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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5530 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 4.77% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Churchill Mortgage Corporation
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Conventional, FHA | 5 | 1.5% | 100% | $143,000 | |
Mortgage Investors Group
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Conventional, FHA | 5 | 1.5% | 100% | $229,000 | |
21St Mortgage
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Conventional | 2 | 0.6% | 33.3% | $150,000 | |
The Local Lender, LLC
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Acopia, LLC
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Conventional | 1 | 0.3% | 100% | $695,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 55 | 16.9% | 98.2% | $215,181 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 39 | 12% | 84.8% | $158,076 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 16 | 4.9% | 100% | $298,125 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 10 | 3.1% | 100% | $244,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 7 | 2.1% | 87.5% | $290,714 | |
Mortgage Research Center
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VA | 7 | 2.1% | 77.8% | $277,857 | |
Freedom Mortgage Corporation
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Conventional, FHA | 5 | 1.5% | 75% | $237,000 | |
CrossCountry Mortgage, LLC
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FHA | 4 | 1.2% | 80% | $245,000 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 1.2% | 80% | $237,500 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 1.2% | 66.7% | $72,500 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 1.2% | 66.7% | $260,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 3 | 0.9% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
FHA | 3 | 0.9% | 100% | $231,666 | View |
AdvantageFirst Lending Inc
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FHA, VA | 3 | 0.9% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 3 | 0.9% | 100% | $308,333 | View |
New Day Financial, LLC.
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VA | 3 | 0.9% | 60% | $241,666 | |
Stockton Mortgage Corporation
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Conventional, FHA | 3 | 0.9% | 100% | $255,000 | |
Top Flite Financial, Inc.
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Conventional, FHA | 3 | 0.9% | 100% | $201,666 | |
ML Mortgage Corp.
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Conventional, FHA | 2 | 0.6% | 100% | $120,000 | |
EMM Loans LLC
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Conventional, FHA | 2 | 0.6% | 100% | $240,000 | |
American Financial Resources LLC
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Conventional | 2 | 0.6% | 100% | $205,000 | |
ALCOVA Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $200,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $300,000 | |
Cardinal Financial Company, Li
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FHA | 2 | 0.6% | 100% | $235,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $185,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 0.6% | 100% | $200,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 2 | 0.6% | 100% | $320,000 | View |
Farm Credit Mid-America, Aca
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Conventional | 2 | 0.6% | 100% | $430,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.6% | 100% | $405,000 | View |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 3.96% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $215,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.3% | 100% | $545,000 | |
SWBC Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $225,000 | |
Everett Financial, Inc.
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VA | 1 | 0.3% | 100% | $445,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.3% | 50% | $175,000 | |
Canopy Mortgage, LLC
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VA | 1 | 0.3% | 100% | $245,000 | |
Newrez LLC
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VA | 1 | 0.3% | 66.7% | $545,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.3% | 100% | $145,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.3% | 100% | $435,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 50% | $175,000 | View |
Consumer First Mortgage, Inc.
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FHA | 1 | 0.3% | 100% | $255,000 | |
Bayshore Mortgage Funding
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USDA | 1 | 0.3% | 100% | $305,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.3% | 100% | $415,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 0.3% | 100% | $195,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $175,000 | View |
Nations Lending Corporation
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FHA | 1 | 0.3% | 100% | $165,000 | |
T2 Financial LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.3% | 50% | $45,000 | |
Tjc Mortgage Inc
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VA | 1 | 0.3% | 100% | $405,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $295,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.3% | 100% | $225,000 | |
Redstone Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $205,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.3% | 100% | $55,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.3% | 100% | $375,000 | |
Southwest Funding LP
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FHA | 1 | 0.3% | 100% | $265,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
CB&S Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Lawrenceburg Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lawrenceburg, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Lawrenceburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lawrenceburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lawrenceburg, TN
Use these to narrow the list above. Each category shows how many Lawrenceburg, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Lawrenceburg, TN
Independent mortgage companies closed 73 percent of home loans in Lawrenceburg, Tennessee in 2025, banks 24.2 percent and credit unions 2.8 percent. Kelley Mortgage, LLC was the largest mortgage company, First Farmers and Merchants Bank the largest bank and Fortera Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, First Farmers and Merchants Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lawrenceburg, TN
By home loans closed in 2025, First Farmers and Merchants Bank was the largest mortgage lender in Lawrenceburg, Tennessee with 9 loans, about 2.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Lawrenceburg, Tennessee, Fairway Independent Mort Corp approved the highest share of completed applications in 2025 at 98.2 percent, against a 87.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
40 lenders closed FHA loans in Lawrenceburg, Tennessee in 2025, led by Fairway Independent Mort Corp with 23. 13 lenders closed VA loans, led by United Wholesale Mortgage, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 5 credit unions closed home loans in Lawrenceburg, Tennessee in 2025, alongside 60 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lawrenceburg, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lawrenceburg, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lawrenceburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
