Mortgage Lenders and Brokers in Kingston Springs, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kingston Springs, Tennessee mortgage lenders include First Financial Bank NAFirst Financial Bank NA104 W Kingston Springs Rd, Kingston Springs, TN 37082A+5.0 ★Texas Ratio: 4.65%, FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, Pinnacle BankPinnacle Bank5308 Mount View Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 3.04%, Old National BankOld National Bank106 Washington Ave, Athens, TN 37303A+5.0 ★Texas Ratio: 4.98%, United Community BankUnited Community Bank1087 Hunters Xing, Alcoa, TN 37701A+5.0 ★Texas Ratio: 2.97%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11849 Crawford Pines Dr, Arlington, TN 38002A+5.0 ★Texas Ratio: 3.68%, First Federal BankFirst Federal Bank2310 Highway 96, Burns, TN 37029A+5.0 ★Texas Ratio: 3.11%, Ascend Federal Credit UnionAscend Federal Credit Union782 Old Hickory Blvd, Brentwood, TN 37027A+5.0 ★Texas Ratio: 2.35%, and US Bank, N.A.US Bank, N.A.929 Bell Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kingston Springs, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kingston Springs are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kingston Springs, Tennessee
Market share is the lender's share of all home loans closed in Kingston Springs, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Kingston Springs 104 W Kingston Springs Rd, Kingston Springs, TN 37082 A+5.0 ★Texas Ratio: 4.65% |
Conventional, HELOC | 2 +9 HELOCs |
1.2% | 66.7% | $150,000 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, HELOC | 6 +2 HELOCs |
3.7% | 100% | $543,333 | View |
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5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional, Jumbo, HELOC | 5 +1 HELOCs |
3.1% | 100% | $679,000 | View |
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106 Washington Ave, Athens, TN 37303 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 5 | 3.1% | 100% | $375,000 | View |
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1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 3 +14 HELOCs |
1.9% | 100% | $201,666 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +1 HELOCs |
1.9% | 100% | $231,666 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.9% | 100% | $448,333 | View |
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2310 Highway 96, Burns, TN 37029 A+5.0 ★Texas Ratio: 3.11% |
Conventional | 3 | 1.9% | 100% | $285,000 | View |
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782 Old Hickory Blvd, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.35% |
Conventional, HELOC | 2 +1 HELOCs |
1.2% | 100% | $135,000 | View |
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929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 1.2% | 66.7% | $585,000 | View |
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5384 Poplar Avenue, Memphis, TN 38119 A5.0 ★Texas Ratio: 8.75% |
Conventional | 2 | 1.2% | 100% | $330,000 | View |
Community Mortgage Corporation
1007 Us Highway 45 N, Henderson, TN 38340 |
Conventional | 2 | 1.2% | 100% | $495,000 | |
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★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $625,000 | View |
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5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $205,000 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.6% | 100% | $55,000 | View |
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2050 Lowes Dr, Clarksville, TN 37040 1620 A+5.0 ★Texas Ratio: 3.76% |
Conventional | 1 | 0.6% | 100% | $25,000 | View |
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533 S Main St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.6% | 100% | $395,000 | View |
The Farmers Bank
7836 Highway 25 E, Cross Plains, TN 37049 |
Conventional | 1 | 0.6% | 100% | $695,000 | |
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9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 0.6% | 100% | $335,000 | View |
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101 Creekside Xing, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 0.6% | 100% | $365,000 | View |
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306 Brush Creek Rd, Alexandria, TN 37012 A+5.0 ★Texas Ratio: 4.75% |
Conventional | 1 | 0.6% | 100% | $785,000 | View |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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5810 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Legacy Home Loans, LLC
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Conventional, VA | 4 | 2.5% | 100% | $462,500 | |
Churchill Mortgage Corporation
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Conventional, FHA | 2 | 1.2% | 100% | $470,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.6% | 100% | $175,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.6% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 15 | 9.3% | 83.3% | $277,000 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 12 | 7.4% | 92.3% | $460,000 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 6 | 3.7% | 100% | $186,666 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 4 | 2.5% | 100% | $337,500 | |
SWBC Mortgage Corporation
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Conventional, FHA, VA | 4 | 2.5% | 100% | $362,500 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 2.5% | 100% | $410,000 | |
Farm Credit Mid-America, Aca
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Conventional | 4 | 2.5% | 100% | $437,500 | |
Nfm, Inc
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Conventional, FHA | 3 | 1.9% | 100% | $461,666 | |
Texana Bank
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Conventional, VA | 3 | 1.9% | 100% | $371,666 | |
Liberty Federal Credit Union
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Conventional | 2 | 1.2% | 66.7% | $250,000 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 2 | 1.2% | 40% | $575,000 | |
Nbkc Bank
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Conventional | 2 | 1.2% | 100% | $675,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 1.2% | 100% | $595,000 | |
loanDepot.com LLC
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Conventional | 2 | 1.2% | 66.7% | $305,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 1.2% | 100% | $425,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.2% | 100% | $130,000 | |
Mortgage Research Center
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VA | 2 | 1.2% | 40% | $465,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1.2% | 100% | $350,000 | |
Interlinc Mortgage Services, LLC
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FHA | 1 | 0.6% | 100% | $465,000 | |
Originpoint, LLC
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Conventional, Jumbo | 1 | 0.6% | 100% | $2,205,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,205,000 | View |
Keypoint Credit Union
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Conventional | 1 | 0.6% | 100% | $325,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.6% | 33.3% | $535,000 | |
RANLife, Inc.
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FHA | 1 | 0.6% | 100% | $405,000 | |
Newrez LLC
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VA | 1 | 0.6% | 100% | $325,000 | |
Dart Bank
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VA | 1 | 0.6% | 100% | $605,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
VA | 1 | 0.6% | 100% | $535,000 | View |
Resicentral LLC
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Conventional | 1 | 0.6% | 100% | $385,000 | |
Princeton Mortgage Corporation
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VA, Jumbo | 1 | 0.6% | 100% | $1,025,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.6% | 100% | $535,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.6% | 100% | $695,000 | View |
Valon Mortgage
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Conventional | 1 | 0.6% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.6% | 100% | $495,000 | View |
Discover Bank
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Conventional | 1 | 0.6% | 33.3% | $85,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.6% | 100% | $45,000 | |
ClearPath Lending
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VA | 1 | 0.6% | 100% | $365,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.6% | 100% | $305,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.6% | 100% | $365,000 | |
New Day Financial, LLC.
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VA | 1 | 0.6% | 33.3% | $455,000 | |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.6% | 100% | $595,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 8.17% |
FHA | 1 | 0.6% | 100% | $395,000 | View |
Saygo Home Loans, LLC
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FHA | 1 | 0.6% | 100% | $725,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.6% | 100% | $185,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.6% | 100% | $275,000 | |
Lower, LLC
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Conventional | 1 | 0.6% | 100% | $495,000 | |
Right Start Mortgage, Inc
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FHA | 1 | 0.6% | 100% | $405,000 | |
Florida Capital Bank, N.A
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Conventional | 1 | 0.6% | 100% | $425,000 | |
Fairway Independent Mort Corp
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VA | 1 | 0.6% | 100% | $415,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.6% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 50% | $75,000 | View |
Top Flite Financial, Inc.
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FHA | 1 | 0.6% | 100% | $655,000 | |
Cadence Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Kingston Springs Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kingston Springs, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Kingston Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kingston Springs in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kingston Springs, TN
Use these to narrow the list above. Each category shows how many Kingston Springs, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Kingston Springs, TN
Independent mortgage companies closed 61.7 percent of home loans in Kingston Springs, Tennessee in 2025, banks 34 percent and credit unions 4.3 percent. Community Mortgage Corporation was the largest mortgage company, First Financial Bank NA the largest bank and Ascend Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Firstbank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kingston Springs, TN
By home loans closed in 2025, First Financial Bank NA was the largest mortgage lender in Kingston Springs, Tennessee with 2 loans, about 1.2 percent of the market. The largest lender headquartered in Tennessee was Firstbank with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Kingston Springs, Tennessee in 2025, led by Rocket Mortgage with 3. 15 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 5 credit unions closed home loans in Kingston Springs, Tennessee in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kingston Springs, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kingston Springs, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kingston Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
