Mortgage Lenders and Brokers in Karns, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Karns, Tennessee mortgage lenders include Home Federal Bank of TennesseeHome Federal Bank of Tennessee7502 Tazewell Pike, Corryton, TN 37721A5.0 ★Texas Ratio: 12.75%, Ornl Federal Credit UnionOrnl Federal Credit Union103 Hamilton Crossing Dr, Alcoa, TN 37701, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, Knoxville Teachers FCUKnoxville Teachers FCU125 Leinart St, Clinton, TN 37716A+5.0 ★Texas Ratio: 3.84%, Knoxville TVA Employees Credit UnionKnoxville TVA Employees Credit Union1113 Hunters Xing, Alcoa, TN 37701 1852A+5.0 ★Texas Ratio: 2.34%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, US Bank, N.A.US Bank, N.A.929 Bell Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 2.85%, Truist BankTruist Bank9005 Us Highway 64, Arlington, TN 38002A+5.0 ★Texas Ratio: 2.87%, First Horizon BankFirst Horizon Bank112 S Hall Rd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 5.76%, and Pinnacle BankPinnacle Bank5308 Mount View Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 3.04%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Karns, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Karns are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Karns, Tennessee
Market share is the lender's share of all home loans closed in Karns, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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7502 Tazewell Pike, Corryton, TN 37721 A5.0 ★Texas Ratio: 12.75% |
Conventional, HELOC | 15 +1 HELOCs |
3.4% | 100% | $286,333 | View |
Ornl Federal Credit Union
103 Hamilton Crossing Dr, Alcoa, TN 37701 |
Conventional, HELOC | 11 +8 HELOCs |
2.5% | 90.5% | $334,090 | |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA | 8 | 1.8% | 100% | $353,750 | View |
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125 Leinart St, Clinton, TN 37716 A+5.0 ★Texas Ratio: 3.84% |
Conventional | 6 | 1.4% | 100% | $281,666 | View |
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1113 Hunters Xing, Alcoa, TN 37701 1852 A+5.0 ★Texas Ratio: 2.34% |
Conventional, HELOC | 5 +25 HELOCs |
1.1% | 83.3% | $159,000 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 4 +5 HELOCs |
0.9% | 83.3% | $327,500 | View |
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929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +4 HELOCs |
0.7% | 75% | $265,000 | View |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +4 HELOCs |
0.7% | 100% | $315,000 | View |
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★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
Conventional, VA, USDA, HELOC | 3 +2 HELOCs |
0.7% | 75% | $398,333 | View |
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5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 3 +1 HELOCs |
0.7% | 100% | $391,666 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.7% | 100% | $325,000 | View |
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1720 WESTERN AVE, KNOXVILLE, TN 37921 A+5.0 ★Texas Ratio: 1.06% |
Conventional | 3 | 0.7% | 100% | $125,000 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA | 3 | 0.7% | 100% | $465,000 | View |
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450 N Charles G Seivers Blvd, Clinton, TN 37716 3730 A+5.0 ★Texas Ratio: 3.67% |
Conventional, HELOC | 2 +18 HELOCs |
0.5% | 66.7% | $350,000 | View |
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2152 N Charles G Seivers Blvd, Clinton, TN 37716 A5.0 ★Texas Ratio: 6.15% |
Conventional | 2 | 0.5% | 100% | $260,000 | View |
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1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $475,000 | View |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $285,000 | View |
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6211 Middlebrook Pike, Knoxville, TN 37909 A+5.0 ★Texas Ratio: 5.63% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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124 N Hall Rd, Alcoa, TN 37701 2648 A+5.0 ★Texas Ratio: 4.23% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
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11470 Parkside Dr, Farragut, TN 37934 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
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9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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5810 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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109 Associates Blvd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 1.74% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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214 N Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 0.09% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
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2106 N Charles G Seivers Blvd, Clinton, TN 37716 A+5.0 ★Texas Ratio: 3.53% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1878 Congress Pkwy S, Athens, TN 37303 A+5.0 ★Texas Ratio: 0.98% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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5384 Poplar Avenue, Memphis, TN 38119 A5.0 ★Texas Ratio: 8.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Investors Group
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Conventional, FHA, VA, USDA | 42 | 9.6% | 100% | $368,809 | |
Enrichment Federal Credit Unio
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Conventional | 10 | 2.3% | 100% | $218,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 10 | 2.3% | 41.7% | $121,000 | |
Ut Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $355,000 | |
Mountain Commerce Bank
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Conventional | 1 | 0.2% | 100% | $135,000 | |
21St Mortgage
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Conventional | 1 | 0.2% | 50% | $45,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 44 | 10% | 86.5% | $300,454 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 33 | 7.5% | 94.3% | $371,363 | |
Stockton Mortgage Corporation
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Conventional, FHA, VA | 33 | 7.5% | 100% | $377,424 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 15 | 3.4% | 100% | $340,333 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 12 | 2.7% | 92.3% | $399,166 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 1.8% | 76.9% | $371,250 | |
Eustis Mortgage Corp
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Conventional, FHA | 8 | 1.8% | 100% | $345,000 | |
Newrez LLC
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Conventional, VA | 7 | 1.6% | 87.5% | $343,571 | |
Mortgage Research Center
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VA | 7 | 1.6% | 77.8% | $406,428 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +1 HELOCs |
1.4% | 100% | $381,666 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 6 | 1.4% | 100% | $301,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 5 | 1.1% | 100% | $409,000 | |
Amerisave Mortgage Company
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Conventional, FHA, HELOC | 4 +1 HELOCs |
0.9% | 100% | $215,000 | |
Cmg Mortgage Inc
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Conventional, FHA, HELOC | 4 +1 HELOCs |
0.9% | 100% | $375,000 | |
EMM Loans LLC
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Conventional, FHA | 4 | 0.9% | 100% | $350,000 | |
loanDepot.com LLC
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Conventional, VA | 4 | 0.9% | 83.3% | $337,500 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 0.9% | 57.1% | $155,000 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 0.9% | 80% | $410,000 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 0.7% | 80% | $371,666 | |
AmeriHome Mortgage Company, LLC
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Conventional | 3 | 0.7% | 100% | $355,000 | |
PHH Mortgage Corporation
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FHA, VA | 3 | 0.7% | 100% | $391,666 | |
Spring Eq, LLC
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Conventional | 3 | 0.7% | 37.5% | $61,666 | |
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B+4.3 ★Texas Ratio: 5.52% |
Conventional, FHA | 2 | 0.5% | 100% | $365,000 | View |
Canopy Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $405,000 | |
Nbkc Bank
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Conventional | 2 | 0.5% | 100% | $390,000 | |
Kind Lending, LLC
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Conventional, VA | 2 | 0.5% | 50% | $415,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 2 | 0.5% | 100% | $375,000 | View |
Sun West Mortgage Company, Inc
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FHA | 2 | 0.5% | 100% | $340,000 | |
Wolfe Financial Inc
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Conventional, FHA | 2 | 0.5% | 100% | $215,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $345,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0.5% | 100% | $330,000 | View |
Keystone Funding, Inc
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Conventional, FHA | 2 | 0.5% | 100% | $470,000 | |
The Loan Store, Inc
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Conventional, FHA | 2 | 0.5% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.5% | 100% | $75,000 | View |
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A5.0 ★Texas Ratio: 8.01% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
Arc Home LLC
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Conventional | 1 | 0.2% | 100% | $515,000 | |
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A5.0 ★Texas Ratio: 13.21% |
VA | 1 | 0.2% | 100% | $415,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Primelending
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Conventional | 1 | 0.2% | 100% | $425,000 | |
RANLife, Inc.
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Goodleap, LLC
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $355,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,145,000 | View |
Loanunited.Com, LLC
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FHA | 1 | 0.2% | 100% | $335,000 | |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Princeton Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $555,000 | |
Guild Mortgage Company
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VA | 1 | 0.2% | 100% | $465,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Homestead Funding Corp.
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Conventional | 1 | 0.2% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
Discover Bank
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Conventional | 1 | 0.2% | 33.3% | $155,000 | |
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A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
Network Capital Funding Corporation
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FHA | 1 | 0.2% | 100% | $405,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 33.3% | $285,000 | |
Bay Equity LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 0.2% | 100% | $385,000 | |
Nfm, Inc
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FHA | 1 | 0.2% | 100% | $305,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 100% | $275,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $265,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.2% | 100% | $415,000 | View |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.2% | 100% | $425,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 100% | $375,000 | |
ClearEdge Lending LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $935,000 | |
Right Start Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.2% | 100% | $515,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.2% | 100% | $445,000 | |
Loan Simple, Inc.
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USDA | 1 | 0.2% | 100% | $275,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.2% | 100% | $165,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $425,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Karns Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Karns, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Karns? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Karns in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Karns, TN
Use these to narrow the list above. Each category shows how many Karns, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Karns, TN
Independent mortgage companies closed 72.1 percent of home loans in Karns, Tennessee in 2025, banks 17.1 percent and credit unions 10.7 percent. Mortgage Investors Group was the largest mortgage company, Home Federal Bank of Tennessee the largest bank and Ornl Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Home Federal Bank of Tennessee led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Karns, TN
By home loans closed in 2025, Home Federal Bank of Tennessee was the largest mortgage lender in Karns, Tennessee with 15 loans, about 3.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
34 lenders closed FHA loans in Karns, Tennessee in 2025, led by United Wholesale Mortgage with 10. 20 lenders closed VA loans, led by United Wholesale Mortgage, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 12 credit unions closed home loans in Karns, Tennessee in 2025, alongside 67 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Karns, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Karns, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Karns. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
