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Mortgage Lenders and Brokers in Dickson, Tennessee

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Dickson, Tennessee mortgage lenders include Bank of DicksonBank of Dickson101 N Main St, Dickson, TN 37055A+5.0 ★Texas Ratio: 0.00%, First Federal BankFirst Federal Bank601 Highway 46 S, Dickson, TN 37055A+5.0 ★Texas Ratio: 3.11%, FirstbankFirstbank345 Highway 46 S, Dickson, TN 37055A5.0 ★Texas Ratio: 7.51%, TriStar BankTriStar Bank719 E College St, Dickson, TN 37055A5.0 ★Texas Ratio: 7.05%, Regions BankRegions Bank123 Beasley Dr, Dickson, TN 37055A+5.0 ★Texas Ratio: 4.37%, US Bank, N.A.US Bank, N.A.723 E College St, Dickson, TN 37055A+5.0 ★Texas Ratio: 2.85%, Pinnacle BankPinnacle Bank501 Highway 46 S, Dickson, TN 37055A+5.0 ★Texas Ratio: 3.04%, Traditions First BankTraditions First Bank404 E College St, Dickson, TN 37055A+5.0 ★Texas Ratio: 0.11%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, and Ascend Federal Credit UnionAscend Federal Credit Union412 Thornton Dr, Dickson, TN 37055A+5.0 ★Texas Ratio: 2.35%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Dickson, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dickson are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Dickson, Tennessee

Market share is the lender's share of all home loans closed in Dickson, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Bank of Dickson 3 offices in Dickson 101 N Main St, Dickson, TN 37055 A+5.0 ★Texas Ratio: 0.00%	Conventional	46	6.7%	94.5%	$189,782	View
First Federal Bank 2 offices in Dickson 601 Highway 46 S, Dickson, TN 37055 A+5.0 ★Texas Ratio: 3.11%	Conventional, FHA, VA, USDA	38	5.5%	89.1%	$213,684	View
Firstbank 1 office in Dickson 345 Highway 46 S, Dickson, TN 37055 A5.0 ★Texas Ratio: 7.51%	Conventional, FHA, VA, USDA, HELOC	35 +15 HELOCs	5.1%	94.6%	$291,000	View
TriStar Bank 1 office in Dickson 719 E College St, Dickson, TN 37055 A5.0 ★Texas Ratio: 7.05%	Conventional, FHA, VA	29	4.2%	88.9%	$244,655	View
Regions Bank 1 office in Dickson 123 Beasley Dr, Dickson, TN 37055 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, USDA, HELOC	13 +12 HELOCs	1.9%	53.8%	$139,615	View
US Bank, N.A. 1 office in Dickson 723 E College St, Dickson, TN 37055 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	13 +11 HELOCs	1.9%	65%	$197,307	View
Pinnacle Bank 1 office in Dickson 501 Highway 46 S, Dickson, TN 37055 A+5.0 ★Texas Ratio: 3.04%	Conventional, HELOC	11 +5 HELOCs	1.6%	91.7%	$277,727	View
Traditions First Bank 1 office in Dickson 404 E College St, Dickson, TN 37055 A+5.0 ★Texas Ratio: 0.11%	Conventional, Jumbo	4	0.6%	66.7%	$612,500	View
First Community Mortgage, Inc. 2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36%	Conventional, FHA, VA	11	1.6%	100%	$325,909	View
Ascend Federal Credit Union 412 Thornton Dr, Dickson, TN 37055 A+5.0 ★Texas Ratio: 2.35%	Conventional, HELOC	7 +6 HELOCs	1%	63.6%	$132,142	View
Cornerstone Financial Credit Union 650 Highway 46 S, Dickson, TN 37055 2552	Conventional	5	0.7%	62.5%	$227,000
Fifth Third Bank, National Association 5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, HELOC	4 +5 HELOCs	0.6%	100%	$290,000	View
JPMorgan Chase Bank, NA 11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68%	Conventional	4	0.6%	83.3%	$220,000	View
Old National Bank 106 Washington Ave, Athens, TN 37303 A+5.0 ★Texas Ratio: 4.98%	Conventional, VA, HELOC	3 +1 HELOCs	0.4%	60%	$348,333	View
Legends Bank 533 S Main St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA	3	0.4%	100%	$251,666	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24%	Conventional, FHA, Jumbo	3	0.4%	75%	$505,000	View
Wilson Bank and Trust 306 Brush Creek Rd, Alexandria, TN 37012 A+5.0 ★Texas Ratio: 4.75%	Conventional	3	0.4%	75%	$371,666	View
First Horizon Bank ★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76%	Conventional, HELOC	2 +3 HELOCs	0.3%	100%	$380,000	View
Truist Bank ★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	2 +2 HELOCs	0.3%	100%	$205,000	View
Wells Fargo Bank NA 9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36%	Conventional	2	0.3%	100%	$145,000	View
Volunteer Bank 214 Centerview Dr, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.34%	Conventional	2	0.3%	100%	$175,000	View
Simmons Bank 5810 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.33%	USDA, HELOC	1 +2 HELOCs	0.1%	100%	$245,000	View
United Community Bank 1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97%	FHA, HELOC	1 +2 HELOCs	0.1%	100%	$295,000	View
First Farmers and Merchants Bank 106 Hwy 70 East Suite3, Dickson, TN 37055 A+5.0 ★Texas Ratio: 0.81%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$45,000	View
Republic Bank & Trust 101 Creekside Xing, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.91%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$375,000	View
Studio Bank 1550 W Mcewen Dr Suite 150, Franklin, TN 37067 A5.0 ★Texas Ratio: 11.28%	FHA	1	0.1%	100%	$255,000	View
Wellworth Bank 100 N Public Sq, Alexandria, TN 37012 A5.0 ★Texas Ratio: 9.78%	Conventional	1	0.1%	100%	$435,000	View
Brighton Bank 7663 Highway 51 S, Brighton, TN 38011 A+5.0 ★Texas Ratio: 0.40%	FHA	1	0.1%	100%	$255,000	View
Bank of Tennessee 1917 Highway 394, Blountville, TN 37617 A+5.0 ★Texas Ratio: 4.09%	Conventional	1	0.1%	100%	$305,000	View
The Farmers Bank 7836 Highway 25 E, Cross Plains, TN 37049	Conventional	1	0.1%	100%	$295,000
Bank of America NA 6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +3 HELOCs	0%	n/a		View
Fortera Federal Credit Union 2050 Lowes Dr, Clarksville, TN 37040 1620 A+5.0 ★Texas Ratio: 3.76%	HELOC	0 +2 HELOCs	0%	0%		View
First Financial Bank NA 108 Cumberland St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 4.65%	HELOC	0 +1 HELOCs	0%	n/a		View
Leaders Credit Union 5530 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 4.77%	HELOC	0 +1 HELOCs	0%	n/a		View
Legacy Home Loans, LLC	Conventional, FHA	16	2.3%	100%	$403,750
Churchill Mortgage Corporation	Conventional, FHA, VA	9	1.3%	100%	$333,888
Vanderbilt Mortgage and Finance, Inc	Conventional	2	0.3%	11.1%	$120,000
Tennessee Trust Mortgage, Inc.	Conventional	1	0.1%	100%	$585,000
Johnsonville TVA Employees Cre	Conventional	1	0.1%	33.3%	$275,000
Mortgage Investors Group	FHA	1	0.1%	100%	$305,000
F&M Bank A+5.0 ★Texas Ratio: 4.11%	HELOC	0 +1 HELOCs	0%	n/a		View
United Wholesale Mortgage	Conventional, FHA, VA, USDA	56	8.1%	95.1%	$369,642
Rocket Mortgage A+5.0 ★Texas Ratio: 2.03%	Conventional, FHA, VA	55	8%	82.6%	$217,363	View
Cmg Mortgage Inc	Conventional, FHA, VA, USDA	20	2.9%	100%	$317,500
CrossCountry Mortgage, LLC	Conventional, FHA, VA, USDA	19	2.8%	95%	$240,789
loanDepot.com LLC	Conventional, FHA, VA	18	2.6%	72%	$270,000
Freedom Mortgage Corporation	Conventional, FHA, VA	13	1.9%	85%	$304,230
Cardinal Financial Company, Li	Conventional, FHA	13	1.9%	100%	$289,615
Homeamerican Mortgage Corporation	Conventional, FHA, VA	13	1.9%	93.3%	$395,769
Fairway Independent Mort Corp	Conventional, FHA, VA	11	1.6%	100%	$270,454
Mortgage Research Center	Conventional, FHA, VA	10	1.4%	66.7%	$359,000
Click n' Close, Inc.	Conventional, FHA	9	1.3%	100%	$177,222
Kind Lending, LLC	Conventional, FHA, USDA	7	1%	77.8%	$262,142
Guild Mortgage Company	Conventional, FHA	7	1%	100%	$280,714
Spring Eq, LLC	Conventional, HELOC	6 +2 HELOCs	0.9%	70%	$88,333
Pennymac Loan Services LLC	Conventional, FHA, VA	6	0.9%	75%	$376,666
Nationstar Mortgage	Conventional, VA	6	0.9%	100%	$201,666
Guaranteed Rate, Inc.	Conventional, FHA	5	0.7%	100%	$271,000
Newrez LLC	Conventional, VA	5	0.7%	100%	$355,000
Farm Credit Mid-America, Aca	Conventional	5	0.7%	83.3%	$285,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	4	0.6%	80%	$370,000
Canopy Mortgage, LLC	Conventional, FHA, Jumbo	4	0.6%	100%	$505,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional, FHA	4	0.6%	100%	$312,500	View
New Day Financial, LLC.	VA	4	0.6%	71.4%	$307,500
Summit Funding.Inc	Conventional, FHA	4	0.6%	100%	$265,000
The Loan Store, Inc	Conventional, HELOC	3 +1 HELOCs	0.4%	100%	$321,666
Interlinc Mortgage Services, LLC	Conventional	3	0.4%	100%	$335,000
Liberty Federal Credit Union	Conventional, FHA	3	0.4%	100%	$191,666
American Financial Resources LLC	FHA	3	0.4%	75%	$315,000
Amerisave Mortgage Company	Conventional, FHA	3	0.4%	27.3%	$131,666
Flat Branch Mortgage, Inc.	Conventional, FHA, VA	3	0.4%	100%	$481,666
Nfm, Inc	Conventional	3	0.4%	100%	$488,333
Right Start Mortgage, Inc	Conventional, USDA	3	0.4%	100%	$208,333
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA, VA	3	0.4%	100%	$218,333	View
Compass Mortgage, Inc.	Conventional, FHA	3	0.4%	100%	$235,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, HELOC	2 +1 HELOCs	0.3%	66.7%	$330,000
SWBC Mortgage Corporation	Conventional	2	0.3%	100%	$430,000
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 0.86%	Conventional	2	0.3%	35.7%	$55,000	View
Movement Mortgage, LLC	Conventional	2	0.3%	100%	$300,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	2	0.3%	100%	$405,000	View
Nqm Funding, LLC	Conventional	2	0.3%	100%	$205,000
Success Mortgage Partners, Inc	Conventional, VA	2	0.3%	100%	$510,000
Discover Bank	Conventional	2	0.3%	50%	$100,000
First Colony Mortgage Corporat	Conventional	2	0.3%	100%	$225,000
Highlands Residential Mortgage, Ltd.	Conventional	2	0.3%	100%	$275,000
Franklin Loan Corporation	FHA	2	0.3%	100%	$275,000
American Pacific Mortgage Corporation	Conventional	2	0.3%	100%	$320,000
New American Funding, LLC.	FHA	2	0.3%	100%	$240,000
Lower, LLC	Conventional	2	0.3%	100%	$300,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	2	0.3%	66.7%	$180,000	View
Cadence Bank	FHA, HELOC	1 +1 HELOCs	0.1%	100%	$305,000
Valon Mortgage	FHA, HELOC	1 +1 HELOCs	0.1%	100%	$295,000
Better Mortgage Corporation	Conventional, HELOC	1 +1 HELOCs	0.1%	33.3%	$125,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$265,000	View
American Portfolio Mortgage Corporation	VA	1	0.1%	100%	$445,000
Cornerstone First Mortgage, LLC	VA	1	0.1%	100%	$305,000
Premier Mortgage Resources, LLC	Conventional	1	0.1%	100%	$235,000
Consumer Real Estate Finance Co DBA Society Mortgage	Conventional	1	0.1%	100%	$275,000
Primary Residential Mortgage, INC.	Conventional	1	0.1%	100%	$295,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	100%	$885,000	View
Everett Financial, Inc.	FHA	1	0.1%	50%	$195,000
Envoy Mortgage, Ltd	FHA	1	0.1%	100%	$305,000
ALCOVA Mortgage, LLC	FHA	1	0.1%	100%	$225,000
AmeriHome Mortgage Company, LLC	Conventional	1	0.1%	100%	$295,000
Dart Bank	Conventional	1	0.1%	100%	$525,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$85,000	View
AdvantageFirst Lending Inc	FHA	1	0.1%	100%	$295,000
Eustis Mortgage Corp	Conventional	1	0.1%	100%	$445,000
Shelter Lending Services, LLC	Conventional	1	0.1%	100%	$305,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	100%	$225,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	FHA	1	0.1%	100%	$295,000	View
Community Mortgage, LLC	Conventional	1	0.1%	100%	$305,000
American Financing Corporation	Conventional	1	0.1%	100%	$565,000
Union Home Mortgage Corp.	VA	1	0.1%	100%	$115,000
American Heritage Lending, LLC	Conventional	1	0.1%	100%	$165,000
Homeowners Financial Group, LLC	FHA	1	0.1%	100%	$455,000
3rd Street Financial Corp	Conventional	1	0.1%	100%	$245,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	100%	$285,000	View
Capital Bank, N.A. A-5.0 ★Texas Ratio: 15.49%	VA	1	0.1%	100%	$415,000	View
Planet Home Lending, LLC	VA	1	0.1%	100%	$405,000
Altra Federal Credit Union	Conventional	1	0.1%	100%	$295,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	100%	$415,000	View
Castle & Cooke Mortgage, LLC	USDA	1	0.1%	100%	$285,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$975,000
Baxter Credit Union	Conventional	1	0.1%	100%	$355,000
First Southern National Bank	Conventional	1	0.1%	100%	$175,000
Morton Community Bank A+5.0 ★Texas Ratio: 5.85%	Conventional	1	0.1%	100%	$295,000	View
Iserve Residential Lending	VA	1	0.1%	100%	$525,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$205,000	View
ClearEdge Lending LLC	Conventional	1	0.1%	100%	$195,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0.1%	100%	$215,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0.1%	100%	$595,000	View
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	100%	$415,000
Carrington Mortgage Services LLC	Conventional	1	0.1%	33.3%	$235,000
Gershman Investment Corp.	VA	1	0.1%	100%	$245,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0.1%	100%	$235,000	View
Village Capital & Investment	VA	1	0.1%	50%	$365,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +7 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +4 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +2 HELOCs	0%	n/a
Fidelity Bank A5.0 ★Texas Ratio: 12.33%	HELOC	0 +1 HELOCs	0%	n/a		View
Kinecta Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +1 HELOCs	0%	0%		View
HomeBridge Financial Services, Inc	HELOC	0 +1 HELOCs	0%	0%

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Dickson Mortgage Rate Trends

Daily average mortgage rates for Tennessee compared with the national average, updated every evening.

30-Year Fixed TN Avg

7.337%

▲ 0.104 vs 7 days ago

15-Year Fixed TN Avg

6.671%

▲ 0.037 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Dickson, Tennessee

Looking for mortgage lenders near me or mortgage brokers near me in Dickson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dickson in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Dickson, TN

Use these to narrow the list above. Each category shows how many Dickson, TN lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 82 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 53 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 10 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 50 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 34 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 10 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 3 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TN 28 lenders headquartered in Tennessee, the closest thing to a mortgage lender near you

Who Lends in Dickson, TN

Independent mortgage companies closed 58.8 percent of home loans in Dickson, Tennessee in 2025, banks 38.3 percent and credit unions 2.9 percent. Legacy Home Loans, LLC was the largest mortgage company, Bank of Dickson the largest bank and Ascend Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Bank of Dickson led with 46 loans.

58.8%

Mortgage companies

38.3%

Banks

2.9%

Credit unions

21%

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).

More Tennessee Mortgage Lender Pages

All Tennessee lenders 1,032 lenders Nashville-Davidson metropolitan government 520 lenders Clarksville 296 lenders Memphis 307 lenders Knoxville 334 lenders Murfreesboro 287 lenders Chattanooga 310 lenders Franklin 258 lenders Lebanon 220 lenders Johnson City 198 lenders Kingsport 178 lenders Maryville 182 lenders Smyrna 182 lenders

Frequently Asked Questions About Mortgage Lenders in Dickson, TN

Who is the largest mortgage lender in Dickson, TN?

By home loans closed in 2025, Bank of Dickson was the largest mortgage lender in Dickson, Tennessee with 46 loans, about 6.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Dickson, TN have the highest approval rates?

Among lenders with meaningful volume in Dickson, Tennessee, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 95.1 percent, against a 83.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Dickson, TN mortgage lenders offer FHA, VA and USDA loans?

50 lenders closed FHA loans in Dickson, Tennessee in 2025, led by United Wholesale Mortgage with 16. 34 lenders closed VA loans, led by United Wholesale Mortgage, and 10 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Dickson, TN lender list?

Yes. 53 banks and 10 credit unions closed home loans in Dickson, Tennessee in 2025, alongside 82 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Dickson, TN ranked on this page?

Lenders are ranked only by the number of home loans they closed in Dickson, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dickson, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dickson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.