Mortgage Lenders and Brokers in Collegedale, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Collegedale, Tennessee mortgage lenders include FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, Builtwell BankBuiltwell Bank219 Ward St, Benton, TN 37307A+5.0 ★Texas Ratio: 2.72%, Truist BankTruist Bank9005 Us Highway 64, Arlington, TN 38002A+5.0 ★Texas Ratio: 2.87%, Pinnacle BankPinnacle Bank5308 Mount View Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 3.04%, First Horizon BankFirst Horizon Bank112 S Hall Rd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 5.76%, US Bank, N.A.US Bank, N.A.929 Bell Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 2.85%, SmartbankSmartbank109 Associates Blvd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 1.74%, Millennium BankMillennium Bank7201 Shallowford Rd, Chattanooga, TN 37421A5.0 ★Texas Ratio: 7.27%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11849 Crawford Pines Dr, Arlington, TN 38002A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Collegedale, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Collegedale are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Collegedale, Tennessee
Market share is the lender's share of all home loans closed in Collegedale, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, VA, Jumbo, HELOC | 30 +7 HELOCs |
6.1% | 96.8% | $432,000 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 15 +28 HELOCs |
3% | 68% | $162,333 | View |
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219 Ward St, Benton, TN 37307 A+5.0 ★Texas Ratio: 2.72% |
Conventional | 15 | 3% | 88.2% | $195,000 | View |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 10 +17 HELOCs |
2% | 83.3% | $456,000 | View |
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5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional, Jumbo, HELOC | 8 +3 HELOCs |
1.6% | 100% | $1,143,750 | View |
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★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo, HELOC | 4 +10 HELOCs |
0.8% | 80% | $585,000 | View |
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929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
0.8% | 100% | $382,500 | View |
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109 Associates Blvd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 1.74% |
Conventional, FHA, Jumbo, HELOC | 4 +1 HELOCs |
0.8% | 100% | $377,500 | View |
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7201 Shallowford Rd, Chattanooga, TN 37421 A5.0 ★Texas Ratio: 7.27% |
Conventional, Jumbo | 4 | 0.8% | 100% | $407,500 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA | 3 | 0.6% | 100% | $458,333 | View |
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1878 Congress Pkwy S, Athens, TN 37303 A+5.0 ★Texas Ratio: 0.98% |
Conventional, HELOC | 2 +5 HELOCs |
0.4% | 100% | $290,000 | View |
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1201 Bailey Ave, Chattanooga, TN 37404 2806 A+5.0 ★Texas Ratio: 0.99% |
Conventional | 2 | 0.4% | 100% | $280,000 | View |
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5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo | 2 | 0.4% | 100% | $1,090,000 | View |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 50% | $375,000 | View |
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1911 Highway 394, Blountville, TN 37617 5349 A+5.0 ★Texas Ratio: 1.56% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $785,000 | View |
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111 Washington Ave, Harrogate, TN 37752 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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★ 5 stars, 1 review 1548 Main St, Altamont, TN 37301 A5.0 ★Texas Ratio: 7.54% |
Conventional | 1 | 0.2% | 66.7% | $305,000 | View |
Community Mortgage Corporation
1007 Us Highway 45 N, Henderson, TN 38340 |
VA, Jumbo | 1 | 0.2% | 100% | $855,000 | |
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9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 50% | $125,000 | View |
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1611 Gunbarrel Rd, Chattanooga, TN 37421 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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108 Cumberland St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 1 | 0.2% | 100% | $875,000 | View |
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11915 Highway 70, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.40% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
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★ 5 stars, 2 reviews 835 Congress Pkwy S, Athens, TN 37303 A+5.0 ★Texas Ratio: 2.59% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
CU Community, LLC
1007 Us Highway 45 N, Henderson, TN 38340 |
Conventional | 1 | 0.2% | 100% | $135,000 | |
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Highway 28 South At Cordell Lane, Dunlap, TN 37327 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
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4425 Ocoee St N, Cleveland, TN 37312 A5.0 ★Texas Ratio: 6.04% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
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2011 Stein Dr, Chattanooga, TN 37421 1692 A+5.0 ★Texas Ratio: 1.20% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
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6946 Cumberland Gap Pkwy, Harrogate, TN 37752 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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7502 Tazewell Pike, Corryton, TN 37721 A5.0 ★Texas Ratio: 12.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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50 Fed Ex Pkwy, Collierville, TN 38017 8711 A+5.0 ★Texas Ratio: 3.13% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tennessee Valley Federal C U
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Conventional, HELOC | 20 +17 HELOCs |
4.1% | 84% | $268,000 | |
Mortgage Investors Group
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Conventional, FHA | 10 | 2% | 100% | $391,000 | |
Churchill Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $590,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.4% | 23.8% | $65,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
Legacy Home Loans, LLC
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VA | 1 | 0.2% | 100% | $545,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 36 | 7.3% | 80.9% | $296,666 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 28 | 5.7% | 87.5% | $434,642 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 24 +2 HELOCs |
4.9% | 96.7% | $372,916 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, Jumbo, HELOC | 21 +2 HELOCs |
4.3% | 100% | $418,333 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, HELOC | 19 +4 HELOCs |
3.9% | 90.5% | $336,578 | |
loanDepot.com LLC
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Conventional, FHA | 18 | 3.7% | 94.7% | $281,666 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 13 | 2.6% | 87.5% | $349,615 | |
Summit Funding.Inc
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Conventional, FHA | 12 | 2.4% | 100% | $414,166 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 11 | 2.2% | 100% | $375,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 8 +3 HELOCs |
1.6% | 100% | $278,750 | |
Alameda Mortgage Corporation
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Conventional | 7 | 1.4% | 100% | $373,571 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 1.4% | 77.8% | $389,285 | |
Mortgage Research Center
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VA | 7 | 1.4% | 87.5% | $395,000 | |
Nationstar Mortgage
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Conventional, FHA | 6 | 1.2% | 87.5% | $308,333 | |
New American Funding, LLC.
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Conventional, FHA | 6 | 1.2% | 100% | $280,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 5 | 1% | 85.7% | $427,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 5 | 1% | 100% | $421,000 | |
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A+5.0 ★Texas Ratio: 3.97% |
Conventional, FHA | 5 | 1% | 100% | $359,000 | View |
Newrez LLC
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Conventional, FHA | 4 | 0.8% | 57.1% | $317,500 | |
Capital City Home Loans, LLC
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Conventional, FHA | 4 | 0.8% | 100% | $322,500 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 0.8% | 80% | $107,500 | |
Nfm, Inc
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Conventional, VA | 4 | 0.8% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 0.8% | 100% | $182,500 | View |
Spring Eq, LLC
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Conventional | 4 | 0.8% | 33.3% | $62,500 | |
Cadence Bank
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Conventional, FHA, HELOC | 3 +2 HELOCs |
0.6% | 100% | $475,000 | |
Primelending
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Conventional, FHA | 3 | 0.6% | 100% | $461,666 | |
Discover Bank
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Conventional | 3 | 0.6% | 75% | $155,000 | |
UNMB Home Loans Inc
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Conventional, FHA | 3 | 0.6% | 100% | $405,000 | |
Tomo Mortgage LLC
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Conventional | 3 | 0.6% | 100% | $365,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.4% | 100% | $390,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 2 | 0.4% | 100% | $365,000 | View |
Lakeview Loan Servicing, LLC
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FHA | 2 | 0.4% | 75% | $355,000 | |
Canopy Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $265,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.4% | 100% | $635,000 | |
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B-4.3 ★Texas Ratio: 24.02% |
FHA | 2 | 0.4% | 100% | $325,000 | View |
Eustis Mortgage Corp
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Conventional | 2 | 0.4% | 100% | $330,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.4% | 100% | $555,000 | View |
Provident Funding Associates
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Conventional | 2 | 0.4% | 100% | $550,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 2 | 0.4% | 100% | $340,000 | |
Leaderone Financial Corp.
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Conventional, FHA | 2 | 0.4% | 100% | $325,000 | |
Village Capital & Investment
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VA | 2 | 0.4% | 100% | $510,000 | |
Affinity Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $425,000 | |
Originpoint, LLC
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Conventional | 1 | 0.2% | 100% | $645,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
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B+4.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
Liberty Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $345,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $575,000 | |
MortgageOne, Inc
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FHA | 1 | 0.2% | 100% | $345,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $135,000 | |
TruHome Solutions, LLC
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Conventional | 1 | 0.2% | 100% | $115,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $605,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.2% | 100% | $295,000 | |
Advancial Federal Credit Union
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,505,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Guild Mortgage Company
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FHA | 1 | 0.2% | 100% | $465,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Success Mortgage Partners, Inc
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VA | 1 | 0.2% | 100% | $625,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $395,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 100% | $565,000 | |
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A+5.0 ★Texas Ratio: 1.54% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
Ony Glo, Inc.
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FHA | 1 | 0.2% | 100% | $305,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.2% | 100% | $525,000 | |
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A5.0 ★Texas Ratio: 10.25% |
Conventional | 1 | 0.2% | 100% | $675,000 | View |
First Citizens National Bank
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Conventional | 1 | 0.2% | 100% | $755,000 | |
Communityamerica Federal Credit Union
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Conventional | 1 | 0.2% | 50% | $75,000 | |
Union Savings Bank
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Conventional | 1 | 0.2% | 100% | $685,000 | |
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A5.0 ★Texas Ratio: 8.70% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 50% | $315,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Redstone Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $735,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.2% | 100% | $635,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.2% | 100% | $305,000 | |
Paramount Residential Mortgage
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VA | 1 | 0.2% | 100% | $635,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.2% | 100% | $645,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.2% | 100% | $105,000 | |
American Neighborhood Mortgage Acceptance Company
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VA | 1 | 0.2% | 100% | $305,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Kinecta Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Digital Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Collegedale Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Collegedale, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Collegedale? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Collegedale in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Collegedale, TN
Use these to narrow the list above. Each category shows how many Collegedale, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Collegedale, TN
Independent mortgage companies closed 63.3 percent of home loans in Collegedale, Tennessee in 2025, banks 29 percent and credit unions 7.7 percent. Community Mortgage Corporation was the largest mortgage company, Firstbank the largest bank and Chattanooga Area Schools Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Firstbank led with 30 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Collegedale, TN
By home loans closed in 2025, Firstbank was the largest mortgage lender in Collegedale, Tennessee with 30 loans, about 6.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
36 lenders closed FHA loans in Collegedale, Tennessee in 2025, led by loanDepot.com LLC with 11. 22 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 45 banks and 17 credit unions closed home loans in Collegedale, Tennessee in 2025, alongside 65 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Collegedale, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Collegedale, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Collegedale. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
