Mortgage Lenders and Brokers in Ashland City, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ashland City, Tennessee mortgage lenders include Pinnacle BankPinnacle Bank524 S Main St, Ashland City, TN 37015A+5.0 ★Texas Ratio: 3.04%, First Financial Bank NAFirst Financial Bank NA108 Cumberland St, Ashland City, TN 37015A+5.0 ★Texas Ratio: 4.65%, US Bank, N.A.US Bank, N.A.311 N Main St, Ashland City, TN 37015A+5.0 ★Texas Ratio: 2.85%, Legends BankLegends Bank533 S Main St, Ashland City, TN 37015A+5.0 ★Texas Ratio: 0.00%, United Community BankUnited Community Bank575 S Main St, Ashland City, TN 37015A+5.0 ★Texas Ratio: 2.97%, FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, Old National BankOld National Bank106 Washington Ave, Athens, TN 37303A+5.0 ★Texas Ratio: 4.98%, Ascend Federal Credit UnionAscend Federal Credit Union782 Old Hickory Blvd, Brentwood, TN 37027A+5.0 ★Texas Ratio: 2.35%, and Fifth Third Bank, National AssociationFifth Third Bank, National Association5000 Maryland Way, Brentwood, TN 37027A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ashland City, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ashland City are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ashland City, Tennessee
Market share is the lender's share of all home loans closed in Ashland City, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Ashland City 524 S Main St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 5 +6 HELOCs |
1.8% | 62.5% | $185,000 | View |
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1 office in Ashland City 108 Cumberland St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 4.65% |
Conventional, HELOC | 4 +1 HELOCs |
1.4% | 71.4% | $150,000 | View |
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1 office in Ashland City 311 N Main St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +4 HELOCs |
1.1% | 25% | $165,000 | View |
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1 office in Ashland City 533 S Main St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 3 | 1.1% | 100% | $235,000 | View |
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1 office in Ashland City 575 S Main St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 1 +12 HELOCs |
0.4% | 50% | $195,000 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, USDA, Jumbo, HELOC | 11 +1 HELOCs |
3.9% | 92.3% | $284,090 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, VA | 10 | 3.5% | 91.7% | $288,000 | View |
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106 Washington Ave, Athens, TN 37303 A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA, USDA | 6 | 2.1% | 75% | $325,000 | View |
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782 Old Hickory Blvd, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.35% |
Conventional | 4 | 1.4% | 100% | $197,500 | View |
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5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 3 +2 HELOCs |
1.1% | 100% | $375,000 | View |
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2050 Lowes Dr, Clarksville, TN 37040 1620 A+5.0 ★Texas Ratio: 3.76% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $40,000 | View |
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925 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.93% |
Conventional | 2 | 0.7% | 40% | $265,000 | View |
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5810 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.33% |
Conventional, FHA | 2 | 0.7% | 100% | $510,000 | View |
Cornerstone Financial Credit Union
2100 Trenton rd, Clarksville, TN 37040 1609 |
Conventional | 2 | 0.7% | 100% | $240,000 | |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +5 HELOCs |
0.4% | 25% | $55,000 | View |
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1550 W Mcewen Dr Suite 150, Franklin, TN 37067 A5.0 ★Texas Ratio: 11.28% |
Conventional | 1 | 0.4% | 100% | $525,000 | View |
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100 N Public Sq, Alexandria, TN 37012 A5.0 ★Texas Ratio: 9.78% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $555,000 | View |
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★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
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5384 Poplar Avenue, Memphis, TN 38119 A5.0 ★Texas Ratio: 8.75% |
Conventional | 1 | 0.4% | 100% | $385,000 | View |
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1917 Highway 394, Blountville, TN 37617 A+5.0 ★Texas Ratio: 4.09% |
Conventional | 1 | 0.4% | 100% | $375,000 | View |
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2165 Decherd Blvd, Decherd, TN 37324 A5.0 ★Texas Ratio: 11.21% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
TEN Credit Union
1281 S Walnut Ave, Cookeville, TN 38501 5963 |
Conventional | 1 | 0.4% | 100% | $205,000 | |
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1835 Madison St, Clarksville, TN 37043 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
The Farmers Bank
7836 Highway 25 E, Cross Plains, TN 37049 |
Conventional | 1 | 0.4% | 100% | $85,000 | |
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9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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1611 Gunbarrel Rd, Chattanooga, TN 37421 A5.0 ★Texas Ratio: 7.72% |
VA | 1 | 0.4% | 100% | $325,000 | View |
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2310 Highway 96, Burns, TN 37029 A+5.0 ★Texas Ratio: 3.11% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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306 Brush Creek Rd, Alexandria, TN 37012 A+5.0 ★Texas Ratio: 4.75% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
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214 Centerview Dr, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.4% | 100% | $345,000 | View |
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9512 Highway 46, Bon Aqua, TN 37025 A+5.0 ★Texas Ratio: 0.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Legacy Home Loans, LLC
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Conventional, FHA | 7 | 2.5% | 100% | $375,000 | |
Tennessee Trust Mortgage, Inc.
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Conventional, FHA | 3 | 1.1% | 60% | $235,000 | |
Churchill Mortgage Corporation
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Conventional, FHA | 2 | 0.7% | 100% | $285,000 | |
Mortgage Investors Group
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FHA | 2 | 0.7% | 100% | $240,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.4% | 10% | $115,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA | 23 | 8.2% | 60% | $231,521 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 19 | 6.7% | 86.4% | $372,368 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 14 +2 HELOCs |
5% | 94.4% | $341,428 | |
Newrez LLC
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FHA, VA, USDA | 7 | 2.5% | 100% | $347,857 | |
Mortgage Research Center
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Conventional, FHA, VA | 7 | 2.5% | 87.5% | $445,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 7 | 2.5% | 100% | $315,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 6 | 2.1% | 100% | $293,333 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 6 | 2.1% | 100% | $216,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 5 | 1.8% | 100% | $395,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 5 | 1.8% | 100% | $219,000 | |
Pennymac Loan Services LLC
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FHA, VA | 5 | 1.8% | 71.4% | $285,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 5 | 1.8% | 62.5% | $331,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 1.4% | 100% | $230,000 | |
Amerisave Mortgage Company
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Conventional, VA | 4 | 1.4% | 57.1% | $110,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 4 | 1.4% | 100% | $422,500 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 4 | 1.4% | 100% | $232,500 | View |
Reliance First Capital, LLC
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Conventional, FHA | 3 | 1.1% | 100% | $128,333 | |
SWBC Mortgage Corporation
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Conventional, FHA | 2 | 0.7% | 100% | $150,000 | |
Everett Financial, Inc.
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Conventional, FHA | 2 | 0.7% | 100% | $205,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.7% | 40% | $395,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 0.7% | 100% | $290,000 | |
Synergy One Lending, Inc.
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Conventional | 2 | 0.7% | 100% | $225,000 | |
FirstTrust Home Loans
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Conventional | 2 | 0.7% | 100% | $335,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.7% | 100% | $140,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.7% | 66.7% | $335,000 | View |
Altra Federal Credit Union
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VA | 2 | 0.7% | 100% | $660,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.7% | 100% | $45,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.7% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, USDA | 2 | 0.7% | 100% | $310,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.7% | 100% | $95,000 | View |
Spring Eq, LLC
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Conventional | 2 | 0.7% | 50% | $140,000 | |
Cadence Bank
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,995,000 | |
Liberty Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $325,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $65,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Equity Prime Mortgage LLC
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USDA | 1 | 0.4% | 100% | $325,000 | |
Kind Lending, LLC
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USDA | 1 | 0.4% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
loanDepot.com LLC
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Conventional | 1 | 0.4% | 50% | $305,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.4% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.4% | 100% | $365,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 100% | $535,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
Success Mortgage Partners, Inc
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FHA | 1 | 0.4% | 100% | $385,000 | |
Sfmc, LP
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FHA | 1 | 0.4% | 100% | $285,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 50% | $45,000 | |
Northwest Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $125,000 | |
LoanFlight Lending, LLC.
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Conventional | 1 | 0.4% | 100% | $675,000 | |
VanDyk Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $305,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.4% | 100% | $205,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.4% | 100% | $525,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 50% | $355,000 | |
Castle & Cooke Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $365,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Iserve Residential Lending
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USDA | 1 | 0.4% | 100% | $265,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 0.4% | 100% | $115,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 25% | $255,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.4% | 100% | $805,000 | |
Right Start Mortgage, Inc
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.4% | 50% | $295,000 | |
Grand Bank for Savings, FSB
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Conventional | 1 | 0.4% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.4% | 100% | $475,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.4% | 33.3% | $705,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.4% | 33.3% | $75,000 | |
Gershman Investment Corp.
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FHA | 1 | 0.4% | 100% | $315,000 | |
Southwest Funding LP
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Conventional | 1 | 0.4% | 100% | $155,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.4% | 100% | $475,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Synovus Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ashland City Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ashland City, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Ashland City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ashland City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ashland City, TN
Use these to narrow the list above. Each category shows how many Ashland City, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Ashland City, TN
Independent mortgage companies closed 63.8 percent of home loans in Ashland City, Tennessee in 2025, banks 29.1 percent and credit unions 7.1 percent. Legacy Home Loans, LLC was the largest mortgage company, Pinnacle Bank the largest bank and Ascend Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Pinnacle Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ashland City, TN
By home loans closed in 2025, Pinnacle Bank was the largest mortgage lender in Ashland City, Tennessee with 5 loans, about 1.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
34 lenders closed FHA loans in Ashland City, Tennessee in 2025, led by Rocket Mortgage with 8. 18 lenders closed VA loans, led by Mortgage Research Center, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 42 banks and 10 credit unions closed home loans in Ashland City, Tennessee in 2025, alongside 60 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ashland City, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ashland City, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ashland City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
