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Mortgage Lenders and Brokers in Socastee, South Carolina

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Socastee, South Carolina mortgage lenders include The Conway National BankThe Conway National Bank2605 Highway 501 E, Aynor, SC 29511A+5.0 ★Texas Ratio: 0.10%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, Wells Fargo Bank NAWells Fargo Bank NA1797 Whiskey Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 5.36%, Fifth Third Bank, National AssociationFifth Third Bank, National Association351 A Robert Smalls Parkway, Beaufort, SC 29906A+5.0 ★Texas Ratio: 3.22%, Anderson Brothers BankAnderson Brothers BankEighth Avenue, Aynor, SC 29511A5.0 ★Texas Ratio: 6.06%, Truist BankTruist Bank4007 Clemson Blvd, Anderson, SC 29621A+5.0 ★Texas Ratio: 2.87%, Carolina Trust Federal Credit UnionCarolina Trust Federal Credit Union2518 Main St, Conway, SC 29526 3365A+5.0 ★Texas Ratio: 5.86%, First Reliance BankFirst Reliance Bank1901 Main St, Columbia, SC 29201A+5.0 ★Texas Ratio: 0.55%, Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, and Bank of America NABank of America NA150 Aiken Mall Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Socastee, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Socastee are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Socastee, South Carolina

Market share is the lender's share of all home loans closed in Socastee, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
The Conway National Bank 2605 Highway 501 E, Aynor, SC 29511 A+5.0 ★Texas Ratio: 0.10%	Conventional	20	2.3%	95.5%	$161,000	View
Movement Mortgage, LLC 9726 Old Bailes Rd, Fort Mill, SC 29707	Conventional, FHA	16	1.8%	100%	$226,250
Wells Fargo Bank NA 1797 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	14	1.6%	70%	$250,000	View
Fifth Third Bank, National Association 351 A Robert Smalls Parkway, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 3.22%	Conventional, VA	8	0.9%	100%	$463,750	View
Anderson Brothers Bank Eighth Avenue, Aynor, SC 29511 A5.0 ★Texas Ratio: 6.06%	Conventional, Jumbo	7	0.8%	88.9%	$249,285	View
Truist Bank ★ 1 stars, 1 review 4007 Clemson Blvd, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, HELOC	6 +11 HELOCs	0.7%	85.7%	$223,333	View
Carolina Trust Federal Credit Union 2518 Main St, Conway, SC 29526 3365 A+5.0 ★Texas Ratio: 5.86%	Conventional	6	0.7%	66.7%	$160,000	View
First Reliance Bank 1901 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.55%	Conventional	6	0.7%	100%	$241,666	View
Ameris Bank ★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA	6	0.7%	100%	$348,333	View
Bank of America NA 150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	5 +12 HELOCs	0.6%	83.3%	$245,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 203 S Main St, Abbeville, SC 29620 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, HELOC	5 +10 HELOCs	0.6%	71.4%	$203,000	View
JPMorgan Chase Bank, NA 481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68%	Conventional	4	0.5%	66.7%	$335,000	View
South Atlantic Bank 37 Robert Smalls Pkwy, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 0.08%	Conventional	4	0.5%	100%	$167,500	View
TD Bank 142 Chesterfield St, Aiken, SC 29801 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	3 +6 HELOCs	0.3%	100%	$45,000	View
Coastal Carolina National Bank 322 Richland Ave W, Aiken, SC 29801 A+5.0 ★Texas Ratio: 0.00%	Conventional	3	0.3%	100%	$358,333	View
First Ciitizens Bank and Trust 201 N Main St, Abbeville, SC 29620 A5.0 ★Texas Ratio: 7.72%	Conventional, HELOC	2 +4 HELOCs	0.2%	100%	$110,000	View
First National Bank of PA 317 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo	2	0.2%	100%	$850,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 100 Calhoun St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +5 HELOCs	0.1%	50%	$155,000	View
United Bank Va 1201 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 2.15%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$155,000	View
Huntington National Bank 677 King Street, Charleston, SC 29403 A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$215,000	View
Regions Bank 1799 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.37%	Conventional	1	0.1%	100%	$35,000	View
First Palmetto Bank 300 King St E, Bethune, SC 29009 A+5.0 ★Texas Ratio: 1.16%	Conventional	1	0.1%	100%	$55,000	View
Founders Federal Credit Union 3960 Bible Church Rd, Boiling Springs, SC 29316 8562 A+5.0 ★Texas Ratio: 3.58%	Conventional	1	0.1%	100%	$295,000	View
United Community Bank 815 N Main St, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.97%	HELOC	0 +4 HELOCs	0%	0%		View
SC State Credit Union 190 Beaufort St NE, Aiken, SC 29801 4401	HELOC	0 +2 HELOCs	0%	n/a
Pinnacle Bank 200 E Church St, Bishopville, SC 29010 A+5.0 ★Texas Ratio: 3.04%	HELOC	0 +1 HELOCs	0%	100%		View
South Carolina Federal Credit	Conventional	3	0.3%	100%	$371,666
Pulte Mortgage LLC	Conventional, FHA, VA	105	11.8%	92.9%	$330,238
Rocket Mortgage	Conventional, FHA, VA	81	9.1%	84.2%	$202,654
Lennar Mortgage, LLC	Conventional, FHA, VA	71	8%	89.9%	$271,197
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA, VA	48	5.4%	80%	$370,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo	27	3%	80%	$327,592
Lower, LLC	Conventional, FHA, VA, HELOC	24 +1 HELOCs	2.7%	88.9%	$234,166
DHI Mortgage Company, LTD.	Conventional, FHA, VA	23	2.6%	76.7%	$291,086
T2 Financial LLC	Conventional, FHA, VA	22	2.5%	100%	$241,363
Freedom Mortgage Corporation	Conventional, FHA, VA	18	2%	80%	$302,222
Pennymac Loan Services LLC	Conventional, FHA, VA	16	1.8%	61.5%	$225,000
ALCOVA Mortgage, LLC	Conventional, FHA, VA	15	1.7%	100%	$220,333
Toll Brothers Mortgage Company	Conventional, FHA, VA	14	1.6%	93.8%	$454,285
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA	14	1.6%	93.3%	$290,714	View
Nationstar Mortgage	Conventional, FHA, VA	13	1.5%	100%	$222,692
loanDepot.com LLC	Conventional, FHA, VA	11	1.2%	73.3%	$202,272
American Financial Network, Inc.	Conventional, FHA	10	1.1%	76.9%	$325,000
Mortgage Research Center	FHA, VA	10	1.1%	47.6%	$294,000
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	9 +1 HELOCs	1%	100%	$308,333
EMM Loans LLC	Conventional, FHA	7	0.8%	87.5%	$286,428
Newrez LLC	Conventional, FHA, VA	7	0.8%	70%	$176,428
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	6 +2 HELOCs	0.7%	100%	$253,333
Amerisave Mortgage Company	Conventional, VA	6	0.7%	37.5%	$173,333
Calcon Mutual Mortgage LLC	Conventional, VA	6	0.7%	100%	$193,333
Mutual of Omaha Mortgage	Conventional, FHA, VA	6	0.7%	85.7%	$183,333
New American Funding, LLC.	Conventional, FHA	6	0.7%	75%	$193,333
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	5 +3 HELOCs	0.6%	55.6%	$207,000
Guild Mortgage Company	Conventional, FHA	5	0.6%	100%	$171,000
Atlantic Bay Mortgage Group	Conventional, FHA, VA	5	0.6%	100%	$273,000
Angel Oak Mortgage Solutions LLC	Conventional	5	0.6%	83.3%	$359,000
Goodleap, LLC	Conventional, FHA, VA	4	0.5%	80%	$247,500
Southern Trust Mortgage, LLC A4.7 ★Texas Ratio: 0.83%	Conventional, FHA	4	0.5%	100%	$217,500	View
American Pacific Mortgage Corporation	Conventional, FHA	4	0.5%	80%	$317,500
Nations Direct Mortgage, LLC	Conventional, FHA, VA	4	0.5%	100%	$237,500
Fairway Independent Mort Corp	Conventional, FHA	4	0.5%	66.7%	$267,500
State Employees' Credit Union	Conventional	3	0.3%	100%	$231,666
Liberty Federal Credit Union	Conventional	3	0.3%	100%	$375,000
Lakeview Loan Servicing, LLC	FHA, VA	3	0.3%	81.8%	$351,666
Canopy Mortgage, LLC	Conventional, FHA	3	0.3%	100%	$291,666
Equity Prime Mortgage LLC	Conventional, VA	3	0.3%	100%	$238,333
AmeriHome Mortgage Company, LLC	FHA	3	0.3%	75%	$358,333
Triad Financial Services, Inc.	Conventional	3	0.3%	66.7%	$81,666
AdvantageFirst Lending Inc	FHA, VA	3	0.3%	100%	$291,666
City 1st Mortgage Services, LC	Conventional, VA	3	0.3%	100%	$228,333
New Day Financial, LLC.	VA	3	0.3%	55.6%	$435,000
Planet Home Lending, LLC	Conventional, VA	3	0.3%	75%	$178,333
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.3%	60%	$208,333	View
Carrington Mortgage Services LLC	Conventional, VA	3	0.3%	55.6%	$231,666
Better Mortgage Corporation	Conventional, FHA, HELOC	2 +2 HELOCs	0.2%	100%	$335,000
Spring Eq, LLC	Conventional, HELOC	2 +1 HELOCs	0.2%	33.3%	$60,000
American Financial Resources LLC	Conventional	2	0.2%	100%	$150,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional	2	0.2%	66.7%	$400,000	View
Loanunited.Com, LLC	Conventional, FHA	2	0.2%	66.7%	$275,000
Homestead Funding Corp.	Conventional	2	0.2%	100%	$200,000
Cmg Mortgage Inc	FHA	2	0.2%	100%	$420,000
Discover Bank	Conventional	2	0.2%	20%	$55,000
Nation One Mortgage Corporatio	FHA	2	0.2%	100%	$250,000
Union Home Mortgage Corp.	Conventional, FHA	2	0.2%	100%	$115,000
Homeowners Financial Group, LLC	Conventional	2	0.2%	100%	$330,000
Service Federal Credit Union	Conventional	2	0.2%	100%	$95,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional, VA	2	0.2%	66.7%	$340,000	View
Zillow Home Loans, LLC	Conventional, VA	2	0.2%	100%	$195,000
The Loan Store, Inc	FHA	2	0.2%	100%	$205,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	2	0.2%	100%	$180,000	View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional	2	0.2%	100%	$60,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	2	0.2%	100%	$455,000	View
Ark-La-Tex Financial Services LLC	Conventional	2	0.2%	100%	$255,000
Tomo Mortgage LLC	Conventional, FHA	2	0.2%	100%	$240,000
Champions Funding, LLC	Conventional	2	0.2%	100%	$210,000
HomeBridge Financial Services, Inc	VA, HELOC	1 +2 HELOCs	0.1%	100%	$725,000
Fidelity Bank A+5.0 ★Texas Ratio: 3.02%	Conventional	1	0.1%	100%	$235,000	View
Equity Resources Inc	VA	1	0.1%	100%	$265,000
Tidewater Mortgage Services, Inc	Conventional	1	0.1%	33.3%	$345,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.36%	Conventional	1	0.1%	100%	$235,000	View
American Airlines Federal Cred	Conventional	1	0.1%	100%	$365,000
Mortgage America, Inc. A+5.0 ★Texas Ratio: 4.14%	Conventional	1	0.1%	100%	$335,000	View
Primelending	Conventional	1	0.1%	100%	$265,000
Primary Residential Mortgage, INC.	Conventional	1	0.1%	100%	$275,000
Servion	FHA	1	0.1%	100%	$335,000
Affordable Mortgage Advisors	Conventional	1	0.1%	100%	$215,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$155,000
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	FHA	1	0.1%	100%	$485,000	View
Dart Bank	Conventional	1	0.1%	100%	$285,000
Oaktree Funding Corp	Conventional	1	0.1%	100%	$365,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$135,000	View
Renasant Bank A+5.0 ★Texas Ratio: 4.72%	Conventional	1	0.1%	100%	$225,000	View
Carolina One Mortgage, LLC	FHA	1	0.1%	100%	$305,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	FHA	1	0.1%	100%	$335,000	View
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$325,000	View
HomeXpress Mortgage Corp.	Conventional	1	0.1%	50%	$605,000
Nqm Funding, LLC	Conventional	1	0.1%	100%	$235,000
Advisors Mortgage Group, LLC	Conventional	1	0.1%	100%	$185,000
Sun West Mortgage Company, Inc	VA	1	0.1%	100%	$175,000
Absolute Home Mortgage	FHA	1	0.1%	100%	$385,000
Credit Human Federal Credit Un	Conventional	1	0.1%	83.3%	$75,000
American Financing Corporation	Conventional	1	0.1%	50%	$135,000
Clearview Federal Credit Union	Conventional	1	0.1%	50%	$75,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$125,000
Mid-Continent Funding, Inc.	VA	1	0.1%	100%	$285,000
American Heritage Lending, LLC	Conventional	1	0.1%	100%	$455,000
Nfm, Inc	Conventional	1	0.1%	100%	$585,000
First National Bank of Middle Tennessee	FHA	1	0.1%	100%	$135,000
Capital Center LLC	Conventional	1	0.1%	100%	$275,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	50%	$295,000	View
Cis Financial Services, Inc.	Conventional	1	0.1%	100%	$115,000
Servis One, Inc	FHA	1	0.1%	100%	$145,000
Credence Funding Corporation	VA	1	0.1%	100%	$285,000
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$265,000
Encompass Lending Group, L.P.	Conventional	1	0.1%	100%	$285,000
Mortgage Equity Partners LLC	FHA	1	0.1%	100%	$265,000
Waterstone Mortgage Corporation	Conventional	1	0.1%	100%	$405,000
First Credit Corporation of Ny, Inc.	Conventional	1	0.1%	100%	$85,000
Putnam County Bank A+5.0 ★Texas Ratio: 0.16%	Conventional	1	0.1%	100%	$455,000	View
Integrity Home Mortgage Corporation	FHA	1	0.1%	100%	$195,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	1	0.1%	50%	$335,000	View
Synovus Bank	Conventional	1	0.1%	100%	$365,000
Union Savings Bank	Conventional	1	0.1%	100%	$345,000
Mid-Island Mortgage Corp.	Conventional	1	0.1%	100%	$425,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$185,000	View
Corporate Investors Mortgage G	Conventional	1	0.1%	100%	$295,000
Allegacy Federal Credit Union	Conventional	1	0.1%	100%	$305,000
Tjc Mortgage Inc	FHA	1	0.1%	100%	$245,000
Interstate Home Loan Center, Inc.	Conventional	1	0.1%	100%	$225,000
Pike Creek Mortgage Services, Inc.	Conventional	1	0.1%	100%	$465,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$315,000	View
Keystone Funding, Inc	Conventional	1	0.1%	100%	$205,000
Prosperity Home Mortgage, LLC	Conventional	1	0.1%	100%	$195,000
Nationwide Mortgage Bankers, Inc.	Conventional	1	0.1%	100%	$235,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional	1	0.1%	100%	$225,000	View
21St Mortgage	Conventional	1	0.1%	12.5%	$65,000
Paramount Residential Mortgage	FHA	1	0.1%	100%	$295,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	FHA	1	0.1%	100%	$265,000	View
Plaza Home Mortgage, Inc	FHA	1	0.1%	50%	$305,000
Village Capital & Investment	VA	1	0.1%	50%	$255,000
Griffin Funding Inc.	Conventional	1	0.1%	100%	$325,000
Corning Credit Union	HELOC	0 +5 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +4 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +2 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Socastee Mortgage Rate Trends

Daily average mortgage rates for South Carolina compared with the national average, updated every evening.

30-Year Fixed SC Avg

7.434%

▲ 0.199 vs 7 days ago

15-Year Fixed SC Avg

6.750%

▲ 0.129 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Socastee, South Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Socastee? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Socastee in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Socastee, SC

Use these to narrow the list above. Each category shows how many Socastee, SC lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 103 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 48 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 14 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 59 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 44 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 3 lenders. Loans above the conforming limit for higher priced homes Local lenders based in SC 12 lenders headquartered in South Carolina, the closest thing to a mortgage lender near you

Who Lends in Socastee, SC

Independent mortgage companies closed 80.5 percent of home loans in Socastee, South Carolina in 2025, banks 16.4 percent and credit unions 3 percent. Movement Mortgage, LLC was the largest mortgage company, The Conway National Bank the largest bank and Carolina Trust Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, The Conway National Bank led with 20 loans.

80.5%

Mortgage companies

16.4%

Banks

Credit unions

18%

FHA loans

13%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.

More South Carolina Mortgage Lender Pages

All South Carolina lenders 904 lenders Charleston 343 lenders Columbia 235 lenders North Charleston 255 lenders Summerville 230 lenders Goose Creek 219 lenders Greer 248 lenders Mount Pleasant 269 lenders Rock Hill 190 lenders Greenville 224 lenders Bluffton 235 lenders Carolina Forest 198 lenders Florence 162 lenders

Frequently Asked Questions About Mortgage Lenders in Socastee, SC

Who is the largest mortgage lender in Socastee, SC?

By home loans closed in 2025, The Conway National Bank was the largest mortgage lender in Socastee, South Carolina with 20 loans, about 2.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Socastee, SC have the highest approval rates?

Among lenders with meaningful volume in Socastee, South Carolina, Pulte Mortgage LLC approved the highest share of completed applications in 2025 at 92.9 percent, against a 82.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Socastee, SC mortgage lenders offer FHA, VA and USDA loans?

59 lenders closed FHA loans in Socastee, South Carolina in 2025, led by Lennar Mortgage, LLC with 26. 44 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Socastee, SC lender list?

Yes. 48 banks and 14 credit unions closed home loans in Socastee, South Carolina in 2025, alongside 103 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Socastee, SC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Socastee, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Socastee, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Socastee. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.