Mortgage Lenders and Brokers in Orangeburg, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Orangeburg, South Carolina mortgage lenders include Southstate Bank, National AssociationSouthstate Bank, National Association950 John C Calhoun Dr, Orangeburg, SC 29115A+5.0 ★Texas Ratio: 2.27%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust791 Broughton St, Orangeburg, SC 29115A5.0 ★Texas Ratio: 7.72%, Truist BankTruist Bank500 Bennett St, Orangeburg, SC 29115A+5.0 ★Texas Ratio: 2.87%, Coastal Carolina National BankCoastal Carolina National Bank1807 Columbia Road, Orangeburg, SC 29115A+5.0 ★Texas Ratio: 0.00%, Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, Bank of America NABank of America NA150 Aiken Mall Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.14%, First Palmetto BankFirst Palmetto Bank300 King St E, Bethune, SC 29009A+5.0 ★Texas Ratio: 1.16%, AllSouth Federal Credit UnionAllSouth Federal Credit Union1588 Saint Matthews Rd, Orangeburg, SC 29118 2437A+5.0 ★Texas Ratio: 1.08%, CPM Federal Credit UnionCPM Federal Credit Union1174 Boulevard St, Orangeburg, SC 29115A5.0 ★Texas Ratio: 12.83%, and United Bank VaUnited Bank Va1201 Knox Abbott Dr, Cayce, SC 29033A+5.0 ★Texas Ratio: 2.15%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Orangeburg, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Orangeburg are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Orangeburg, South Carolina
Market share is the lender's share of all home loans closed in Orangeburg, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 3 offices in Orangeburg 950 John C Calhoun Dr, Orangeburg, SC 29115 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, HELOC | 7 +6 HELOCs |
2.6% | 100% | $192,142 | View |
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2 offices in Orangeburg 791 Broughton St, Orangeburg, SC 29115 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 5 +5 HELOCs |
1.9% | 45.5% | $239,000 | View |
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★ 1 stars, 1 review 1 office in Orangeburg 500 Bennett St, Orangeburg, SC 29115 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $155,000 | View |
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1 office in Orangeburg 1807 Columbia Road, Orangeburg, SC 29115 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
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★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 8 | 3% | 100% | $200,000 | View |
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150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 3 | 1.1% | 100% | $108,333 | View |
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300 King St E, Bethune, SC 29009 A+5.0 ★Texas Ratio: 1.16% |
Conventional, FHA | 3 | 1.1% | 100% | $328,333 | View |
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1588 Saint Matthews Rd, Orangeburg, SC 29118 2437 A+5.0 ★Texas Ratio: 1.08% |
Conventional | 2 | 0.8% | 40% | $45,000 | View |
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1174 Boulevard St, Orangeburg, SC 29115 A5.0 ★Texas Ratio: 12.83% |
Conventional, HELOC | 1 +10 HELOCs |
0.4% | 50% | $185,000 | View |
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1201 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.4% | 100% | $555,000 | View |
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481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 33.3% | $255,000 | View |
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677 King Street, Charleston, SC 29403 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 100% | $535,000 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
FHA | 1 | 0.4% | 100% | $155,000 | |
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200 E Church St, Bishopville, SC 29010 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
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1797 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 33.3% | $55,000 | View |
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407 Silver Bluff Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 0.38% |
FHA | 1 | 0.4% | 100% | $275,000 | View |
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3960 Bible Church Rd, Boiling Springs, SC 29316 8562 A+5.0 ★Texas Ratio: 3.58% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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142 Chesterfield St, Aiken, SC 29801 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
SC State Credit Union
1081 Boulevard St, Orangeburg, SC 29115 4350 |
HELOC | 0 +9 HELOCs |
0% | n/a | ||
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B+4.7 ★Texas Ratio: 18.28% |
Conventional, FHA, USDA | 8 | 3% | 100% | $252,500 | View |
South Carolina Federal Credit
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Conventional | 1 | 0.4% | 100% | $355,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 26 | 9.8% | 70.3% | $147,692 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 23 | 8.6% | 88.5% | $237,608 | |
Mortgage Research Center
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VA | 14 | 5.3% | 73.7% | $252,857 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, USDA | 12 | 4.5% | 54.2% | $210,833 | |
Guild Mortgage Company
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Conventional, FHA | 10 | 3.8% | 90.9% | $158,000 | |
Primelending
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Conventional, FHA, VA, USDA | 9 | 3.4% | 91.7% | $296,111 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA | 8 | 3% | 13.3% | $126,250 | |
Pennymac Loan Services LLC
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Conventional, FHA | 7 | 2.6% | 70% | $233,571 | |
21St Mortgage
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Conventional | 7 | 2.6% | 8.3% | $86,428 | |
Carolina One Mortgage, LLC
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Conventional, FHA, VA | 6 | 2.3% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +2 HELOCs |
1.9% | 71.4% | $129,000 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
1.9% | 71.4% | $271,000 | |
Newrez LLC
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Conventional, FHA, VA | 5 | 1.9% | 55.6% | $185,000 | |
loanDepot.com LLC
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Conventional, FHA | 5 | 1.9% | 45.5% | $121,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 1.5% | 40% | $117,500 | |
Carrington Mortgage Services LLC
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Conventional, VA | 4 | 1.5% | 26.7% | $117,500 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.1% | 57.1% | $211,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 3 | 1.1% | 75% | $208,333 | |
Nation One Mortgage Corporatio
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FHA, VA | 3 | 1.1% | 100% | $248,333 | |
Nationstar Mortgage
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Conventional | 3 | 1.1% | 100% | $71,666 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 1.1% | 100% | $151,666 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA | 2 | 0.8% | 100% | $160,000 | View |
Triad Financial Services, Inc.
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Conventional | 2 | 0.8% | 29.6% | $75,000 | |
AdvantageFirst Lending Inc
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FHA, VA | 2 | 0.8% | 66.7% | $260,000 | |
New Day Financial, LLC.
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VA | 2 | 0.8% | 33.3% | $95,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.8% | 50% | $365,000 | View |
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A+5.0 ★Texas Ratio: 1.59% |
FHA | 2 | 0.8% | 100% | $245,000 | View |
Reliance First Capital, LLC
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FHA | 2 | 0.8% | 100% | $120,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.8% | 100% | $130,000 | |
Tammac Holdings Corporation
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Conventional | 2 | 0.8% | 8.7% | $75,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.4% | 12.5% | $105,000 | |
State Employees' Credit Union
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Conventional | 1 | 0.4% | 100% | $95,000 | |
Equity Resources Inc
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Conventional | 1 | 0.4% | 100% | $125,000 | |
American Financial Resources LLC
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FHA | 1 | 0.4% | 33.3% | $65,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.4% | 50% | $355,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.4% | 50% | $125,000 | |
Goodleap, LLC
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Conventional | 1 | 0.4% | 66.7% | $125,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.4% | 50% | $205,000 | |
TruHome Solutions, LLC
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FHA | 1 | 0.4% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 50% | $185,000 | View |
American Financial Network, Inc.
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FHA | 1 | 0.4% | 100% | $265,000 | |
Assurance Financial Group, L.L.C.
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Conventional | 1 | 0.4% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
FHA | 1 | 0.4% | 100% | $365,000 | View |
Intercoastal Mortgage, LLC
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VA | 1 | 0.4% | 100% | $305,000 | |
Schumacher Mortgage LLC
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FHA | 1 | 0.4% | 100% | $435,000 | |
ClearPath Lending
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VA | 1 | 0.4% | 100% | $585,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $115,000 | |
Calcon Mutual Mortgage LLC
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USDA | 1 | 0.4% | 50% | $295,000 | |
Ameritrust Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $225,000 | |
Nfm, Inc
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FHA | 1 | 0.4% | 100% | $205,000 | |
Capital Center LLC
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Conventional | 1 | 0.4% | 100% | $355,000 | |
Premier Lending Inc.
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FHA | 1 | 0.4% | 100% | $385,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.4% | 100% | $195,000 | |
Gardner Financial Services
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FHA | 1 | 0.4% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.4% | 100% | $175,000 | View |
Milend, Inc
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FHA | 1 | 0.4% | 33.3% | $165,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.4% | 100% | $195,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $215,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 50% | $95,000 | |
General Electric Credit Union
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Conventional | 1 | 0.4% | 100% | $205,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.4% | 100% | $235,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.4% | 100% | $345,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.4% | 100% | $195,000 | |
Village Capital & Investment
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VA | 1 | 0.4% | 66.7% | $605,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a |
Orangeburg Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Orangeburg, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Orangeburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Orangeburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Orangeburg, SC
Use these to narrow the list above. Each category shows how many Orangeburg, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Orangeburg, SC
Independent mortgage companies closed 76.3 percent of home loans in Orangeburg, South Carolina in 2025, banks 19.2 percent and credit unions 4.5 percent. Movement Mortgage, LLC was the largest mortgage company, Southstate Bank, National Association the largest bank and AllSouth Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, Coastal Carolina National Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Orangeburg, SC
By home loans closed in 2025, Southstate Bank, National Association was the largest mortgage lender in Orangeburg, South Carolina with 7 loans, about 2.6 percent of the market. The largest lender headquartered in South Carolina was Coastal Carolina National Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
39 lenders closed FHA loans in Orangeburg, South Carolina in 2025, led by United Wholesale Mortgage with 13. 22 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 8 credit unions closed home loans in Orangeburg, South Carolina in 2025, alongside 58 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Orangeburg, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Orangeburg, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Orangeburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
