Lincolnville, South Carolina mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA481 Fabian Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 3.68%, Rev Federal Credit UnionRev Federal Credit Union22 Westedge St, Charleston, SC 29403, Bank of America NABank of America NA150 Aiken Mall Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.14%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust201 N Main St, Abbeville, SC 29620A5.0 ★Texas Ratio: 7.72%, Fifth Third Bank, National AssociationFifth Third Bank, National Association351 A Robert Smalls Parkway, Beaufort, SC 29906A+5.0 ★Texas Ratio: 3.22%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, Pinnacle BankPinnacle Bank200 E Church St, Bishopville, SC 29010A+5.0 ★Texas Ratio: 3.04%, First Reliance BankFirst Reliance Bank1901 Main St, Columbia, SC 29201A+5.0 ★Texas Ratio: 0.55%, United Community BankUnited Community Bank815 N Main St, Anderson, SC 29621A+5.0 ★Texas Ratio: 2.97%, and Truist BankTruist Bank4007 Clemson Blvd, Anderson, SC 29621A+5.0 ★Texas Ratio: 2.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lincolnville, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lincolnville are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Lincolnville, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 6 | 2.4% | 100% | $225,000 | View |
Rev Federal Credit Union
22 Westedge St, Charleston, SC 29403 |
Conventional | 2 | 0.8% | 100% | $105,000 | |
|
150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $315,000 | View |
|
201 N Main St, Abbeville, SC 29620 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 33.3% | $285,000 | View |
|
351 A Robert Smalls Parkway, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 3.22% |
VA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $305,000 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
VA | 1 | 0.4% | 100% | $275,000 | |
|
200 E Church St, Bishopville, SC 29010 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
|
1901 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.55% |
FHA | 1 | 0.4% | 100% | $325,000 | View |
|
815 N Main St, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.97% |
FHA | 1 | 0.4% | 33.3% | $325,000 | View |
|
★ 1 stars, 1 review 4007 Clemson Blvd, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
|
★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.4% | 100% | $315,000 | View |
|
★ 5 stars, 1 review 203 S Main St, Abbeville, SC 29620 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
|
1201 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1799 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 100 Calhoun St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
142 Chesterfield St, Aiken, SC 29801 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
South Carolina Federal Credit
|
Conventional | 5 | 2% | 100% | $175,000 | |
Barley Mortgage, LLC
|
VA | 1 | 0.4% | 100% | $385,000 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 34 | 13.5% | 87.2% | $410,588 | |
First Heritage Mortgage, LLC
|
Conventional, FHA, VA | 30 | 12% | 100% | $300,666 | |
Rocket Mortgage
|
Conventional, FHA, VA | 24 | 9.6% | 89.3% | $180,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 11 | 4.4% | 84.6% | $285,000 | |
Newrez LLC
|
Conventional, VA | 8 | 3.2% | 88.9% | $273,750 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 7 | 2.8% | 100% | $275,000 | |
Carolina One Mortgage, LLC
|
Conventional, VA | 7 | 2.8% | 100% | $270,714 | |
Mortgage Research Center
|
VA | 7 | 2.8% | 77.8% | $309,285 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 5 | 2% | 100% | $233,000 | |
Guild Mortgage Company
|
Conventional | 5 | 2% | 100% | $249,000 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA | 5 | 2% | 100% | $237,000 | |
Direct Mortgage Loans, LLC
|
Conventional, VA | 5 | 2% | 100% | $291,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +1 HELOCs |
1.6% | 83.3% | $147,500 | |
American Financial Network, Inc.
|
Conventional, FHA, VA | 4 | 1.6% | 100% | $360,000 | |
21St Mortgage
|
Conventional | 4 | 1.6% | 22.2% | $70,000 | |
Atlantic Coast Mortgage, LLC
|
Conventional, FHA | 3 | 1.2% | 100% | $281,666 | |
Freedom Mortgage Corporation
|
VA | 3 | 1.2% | 100% | $335,000 | |
Calcon Mutual Mortgage LLC
|
FHA, VA | 3 | 1.2% | 100% | $338,333 | |
Zillow Home Loans, LLC
|
Conventional, VA | 3 | 1.2% | 100% | $261,666 | |
New American Funding, LLC.
|
Conventional, FHA | 3 | 1.2% | 100% | $95,000 | |
Lower, LLC
|
Conventional, FHA | 3 | 1.2% | 100% | $288,333 | |
Guaranteed Rate, Inc.
|
FHA, VA | 2 | 0.8% | 100% | $305,000 | |
Residential Wholesale Mortgage
|
Conventional, FHA | 2 | 0.8% | 100% | $210,000 | |
Primelending
|
Conventional, FHA | 2 | 0.8% | 50% | $110,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 2 | 0.8% | 75% | $185,000 | |
Kind Lending, LLC
|
FHA | 2 | 0.8% | 100% | $335,000 | |
loanDepot.com LLC
|
Conventional | 2 | 0.8% | 66.7% | $170,000 | |
Amerisave Mortgage Company
|
FHA | 2 | 0.8% | 33.3% | $85,000 | |
AdvantageFirst Lending Inc
|
Conventional, FHA | 2 | 0.8% | 100% | $240,000 | |
|
A+5.0 ★Texas Ratio: 4.72% |
Conventional | 2 | 0.8% | 100% | $320,000 | View |
Discover Bank
|
Conventional | 2 | 0.8% | 100% | $70,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, VA | 2 | 0.8% | 100% | $360,000 | |
Mutual of Omaha Mortgage
|
Conventional, VA | 2 | 0.8% | 100% | $260,000 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 2 | 0.8% | 100% | $125,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
Norwich Commercial Group Inc
|
VA | 1 | 0.4% | 100% | $375,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $155,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.4% | 100% | $335,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
Nqm Funding, LLC
|
Conventional | 1 | 0.4% | 100% | $325,000 | |
Nation One Mortgage Corporatio
|
VA | 1 | 0.4% | 100% | $435,000 | |
ClearPath Lending
|
VA | 1 | 0.4% | 100% | $265,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.4% | 100% | $215,000 | |
Hometown Equity Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $515,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $365,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.4% | 50% | $85,000 | |
First Guaranty Bank
|
Conventional | 1 | 0.4% | 100% | $235,000 | |
Pentagon Federal Credit Union
|
FHA | 1 | 0.4% | 100% | $205,000 | |
Sente Mortgage, Inc.
|
Conventional | 1 | 0.4% | 100% | $325,000 | |
Nmsi, Inc.
|
Conventional | 1 | 0.4% | 100% | $345,000 | |
Fairway Independent Mort Corp
|
FHA | 1 | 0.4% | 100% | $265,000 | |
Paramount Residential Mortgage
|
FHA | 1 | 0.4% | 100% | $275,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.4% | 10.5% | $125,000 | |
Reliance First Capital, LLC
|
FHA | 1 | 0.4% | 100% | $255,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.4% | 100% | $295,000 | View |
Loan Simple, Inc.
|
FHA | 1 | 0.4% | 100% | $245,000 | |
Ark-La-Tex Financial Services LLC
|
VA | 1 | 0.4% | 100% | $345,000 | |
Village Capital & Investment
|
VA | 1 | 0.4% | 100% | $265,000 | |
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Lincolnville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lincolnville in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Lincolnville, SC lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 86.1 percent of home loans in Lincolnville, South Carolina in 2025, banks 9.2 percent and credit unions 4.8 percent. Movement Mortgage, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Rev Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, Rev Federal Credit Union led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Lincolnville, South Carolina with 6 loans, about 2.4 percent of the market. The largest lender headquartered in South Carolina was Rev Federal Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Lincolnville, South Carolina in 2025, led by First Heritage Mortgage, LLC with 15. 28 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 4 credit unions closed home loans in Lincolnville, South Carolina in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lincolnville, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lincolnville, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lincolnville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.