Mortgage Lenders and Brokers in Lancaster, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lancaster, South Carolina mortgage lenders include Founders Federal Credit UnionFounders Federal Credit Union607 N Main St, Lancaster, SC 29720A+5.0 ★Texas Ratio: 3.58%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust500 N Main St, Lancaster, SC 29720A5.0 ★Texas Ratio: 7.72%, First Palmetto BankFirst Palmetto Bank409 N Main St, Lancaster, SC 29720A+5.0 ★Texas Ratio: 1.16%, Wells Fargo Bank NAWells Fargo Bank NA705 N Main St, Lancaster, SC 29720A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank600 N Main St, Lancaster, SC 29720A+5.0 ★Texas Ratio: 2.87%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, First Federal BankFirst Federal Bank36 Sea Island Pkwy, Beaufort, SC 29907A+5.0 ★Texas Ratio: 1.10%, First National Bank of PAFirst National Bank of PA317 Meeting St, Charleston, SC 29401A+5.0 ★Texas Ratio: 1.62%, Southstate Bank, National AssociationSouthstate Bank, National Association203 S Main St, Abbeville, SC 29620A+5.0 ★Texas Ratio: 2.27%, and Bank of America NABank of America NA150 Aiken Mall Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lancaster, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lancaster are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lancaster, South Carolina
Market share is the lender's share of all home loans closed in Lancaster, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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607 N Main St, Lancaster, SC 29720 A+5.0 ★Texas Ratio: 3.58% |
Conventional, HELOC | 18 +3 HELOCs |
10.2% | 85.7% | $120,000 | View |
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1 office in Lancaster 500 N Main St, Lancaster, SC 29720 A5.0 ★Texas Ratio: 7.72% |
Conventional | 3 | 1.7% | 100% | $85,000 | View |
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1 office in Lancaster 409 N Main St, Lancaster, SC 29720 A+5.0 ★Texas Ratio: 1.16% |
FHA | 1 | 0.6% | 100% | $225,000 | View |
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1 office in Lancaster 705 N Main St, Lancaster, SC 29720 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 50% | $85,000 | View |
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★ 1 stars, 1 review 1 office in Lancaster 600 N Main St, Lancaster, SC 29720 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional, FHA, VA, USDA | 13 | 7.4% | 100% | $210,384 | |
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36 Sea Island Pkwy, Beaufort, SC 29907 A+5.0 ★Texas Ratio: 1.10% |
FHA, VA | 5 | 2.8% | 83.3% | $251,000 | View |
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317 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 4 | 2.3% | 100% | $170,000 | View |
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★ 5 stars, 1 review 203 S Main St, Abbeville, SC 29620 A+5.0 ★Texas Ratio: 2.27% |
Conventional, USDA | 2 | 1.1% | 100% | $255,000 | View |
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150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $145,000 | View |
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481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $225,000 | View |
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351 A Robert Smalls Parkway, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.6% | 50% | $535,000 | View |
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★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.6% | 50% | $125,000 | View |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 22 | 12.5% | 88% | $240,454 | |
Rocket Mortgage
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Conventional, FHA, VA | 19 | 10.8% | 87.5% | $196,052 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 13 | 7.4% | 86.7% | $258,846 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 4 | 2.3% | 100% | $275,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA | 4 | 2.3% | 100% | $212,500 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 3 +1 HELOCs |
1.7% | 100% | $141,666 | |
ALCOVA Mortgage, LLC
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Conventional, FHA | 3 | 1.7% | 100% | $235,000 | |
CrossCountry Mortgage, LLC
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FHA, VA, USDA | 3 | 1.7% | 100% | $331,666 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 1.7% | 100% | $155,000 | |
American Security Mortgage Cor
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Conventional, VA, USDA | 3 | 1.7% | 100% | $278,333 | |
Mortgage Research Center
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VA | 3 | 1.7% | 60% | $295,000 | |
TowneBank
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Conventional, FHA | 3 | 1.7% | 100% | $158,333 | |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 1.7% | 100% | $215,000 | |
Liberty Federal Credit Union
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Conventional, FHA | 2 | 1.1% | 100% | $210,000 | |
American Financial Resources LLC
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FHA, USDA | 2 | 1.1% | 100% | $230,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.1% | 100% | $270,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 1.1% | 100% | $140,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 2 | 1.1% | 100% | $190,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 2 | 1.1% | 100% | $100,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 1.1% | 100% | $85,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 1.1% | 66.7% | $225,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.1% | 100% | $190,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 1.1% | 100% | $280,000 | |
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A5.0 ★Texas Ratio: 9.56% |
Conventional | 1 | 0.6% | 100% | $235,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.6% | 100% | $305,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.6% | 66.7% | $35,000 | |
Newrez LLC
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Conventional | 1 | 0.6% | 50% | $75,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.6% | 50% | $195,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 1 | 0.6% | 100% | $365,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.6% | 100% | $155,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $405,000 | |
Guild Mortgage Company
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FHA | 1 | 0.6% | 100% | $275,000 | |
Listerhill Credit Union
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Conventional | 1 | 0.6% | 100% | $345,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.6% | 100% | $325,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $265,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.6% | 100% | $615,000 | |
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A+5.0 ★Texas Ratio: 2.40% |
VA | 1 | 0.6% | 100% | $355,000 | View |
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A+5.0 ★Texas Ratio: 1.59% |
USDA | 1 | 0.6% | 100% | $295,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.6% | 100% | $165,000 | |
Vanderbilt Mortgage and Finance, Inc
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FHA | 1 | 0.6% | 100% | $205,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.6% | 100% | $145,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.6% | 100% | $115,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Lancaster Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lancaster, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Lancaster? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lancaster in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lancaster, SC
Use these to narrow the list above. Each category shows how many Lancaster, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Lancaster, SC
Independent mortgage companies closed 73.9 percent of home loans in Lancaster, South Carolina in 2025, banks 13.6 percent and credit unions 12.5 percent. Movement Mortgage, LLC was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and Founders Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, Founders Federal Credit Union led with 18 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lancaster, SC
By home loans closed in 2025, Founders Federal Credit Union was the largest mortgage lender in Lancaster, South Carolina with 18 loans, about 10.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Lancaster, South Carolina in 2025, led by Nvr Mortgage Finance, Inc. with 8. 15 lenders closed VA loans, led by Nvr Mortgage Finance, Inc., and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 7 credit unions closed home loans in Lancaster, South Carolina in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lancaster, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lancaster, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lancaster. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
