Mortgage Lenders and Brokers in Hartsville, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hartsville, South Carolina mortgage lenders include First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust130 S 5th St, Hartsville, SC 29550A5.0 ★Texas Ratio: 7.72%, The Citizens BankThe Citizens Bank206 S 5th St, Hartsville, SC 29550A+5.0 ★Texas Ratio: 1.58%, SPC Credit UnionSPC Credit Union204 N 5th St, Hartsville, SC 29550 4136A+5.0 ★Texas Ratio: 5.45%, Oconee Federal Savings and Loan AssociationOconee Federal Savings and Loan Association330 W Carolina Ave, Hartsville, SC 29550A+5.0 ★Texas Ratio: 1.96%, Carolina BankCarolina Bank1042 N 5th St, Hartsville, SC 29550A+5.0 ★Texas Ratio: 2.26%, Wells Fargo Bank NAWells Fargo Bank NA104 N 5th St, Hartsville, SC 29550A+5.0 ★Texas Ratio: 5.36%, Southstate Bank, National AssociationSouthstate Bank, National Association825 S 5th St, Hartsville, SC 29550A+5.0 ★Texas Ratio: 2.27%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, PNC Bank N.A.PNC Bank N.A.100 Calhoun St, Charleston, SC 29401A+5.0 ★Texas Ratio: 4.24%, and SAFE Federal Credit UnionSAFE Federal Credit Union596 Sumter Hwy, Bishopville, SC 29010A+5.0 ★Texas Ratio: 3.64%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hartsville, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hartsville are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hartsville, South Carolina
Market share is the lender's share of all home loans closed in Hartsville, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Hartsville 130 S 5th St, Hartsville, SC 29550 A5.0 ★Texas Ratio: 7.72% |
Conventional, FHA, USDA, HELOC | 16 +13 HELOCs |
7.3% | 94.1% | $153,125 | View |
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1 office in Hartsville 206 S 5th St, Hartsville, SC 29550 A+5.0 ★Texas Ratio: 1.58% |
Conventional, Jumbo | 9 | 4.1% | 100% | $438,333 | View |
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204 N 5th St, Hartsville, SC 29550 4136 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 5 | 2.3% | 71.4% | $345,000 | View |
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1 office in Hartsville 330 W Carolina Ave, Hartsville, SC 29550 A+5.0 ★Texas Ratio: 1.96% |
Conventional | 4 | 1.8% | 100% | $187,500 | View |
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2 offices in Hartsville 1042 N 5th St, Hartsville, SC 29550 A+5.0 ★Texas Ratio: 2.26% |
Conventional | 3 | 1.4% | 100% | $245,000 | View |
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1 office in Hartsville 104 N 5th St, Hartsville, SC 29550 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.4% | 100% | $178,333 | View |
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★ 5 stars, 1 review 1 office in Hartsville 825 S 5th St, Hartsville, SC 29550 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $85,000 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional, FHA, VA | 5 | 2.3% | 100% | $149,000 | |
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★ 1.7 stars, 3 reviews 100 Calhoun St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 100% | $240,000 | View |
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596 Sumter Hwy, Bishopville, SC 29010 A+5.0 ★Texas Ratio: 3.64% |
Conventional | 2 | 0.9% | 100% | $190,000 | View |
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150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 50% | $185,000 | View |
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202 Cashua St, Darlington, SC 29532 A+5.0 ★Texas Ratio: 3.96% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
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1799 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.5% | 100% | $595,000 | View |
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36 Sea Island Pkwy, Beaufort, SC 29907 A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.5% | 100% | $155,000 | View |
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325 S Main St, Anderson, SC 29624 A+5.0 ★Texas Ratio: 1.94% |
FHA | 1 | 0.5% | 100% | $185,000 | View |
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351 A Robert Smalls Parkway, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
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3960 Bible Church Rd, Boiling Springs, SC 29316 8562 A+5.0 ★Texas Ratio: 3.58% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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142 Chesterfield St, Aiken, SC 29801 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B+4.7 ★Texas Ratio: 18.28% |
FHA, USDA | 2 | 0.9% | 100% | $175,000 | View |
ArborOne ACA
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Conventional | 1 | 0.5% | 100% | $495,000 | |
South Carolina Federal Credit
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Sharonview Federal CU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA | 27 | 12.3% | 79.4% | $163,518 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 23 | 10.5% | 100% | $245,869 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 12 | 5.5% | 80% | $250,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 10 | 4.5% | 100% | $254,000 | |
Mortgage Research Center
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VA | 6 | 2.7% | 85.7% | $271,666 | |
21St Mortgage
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Conventional | 6 | 2.7% | 53.8% | $106,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 2.3% | 71.4% | $323,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 5 | 2.3% | 83.3% | $179,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 4 | 1.8% | 100% | $245,000 | |
Royal United Mortgage LLC
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Conventional | 3 | 1.4% | 100% | $91,666 | |
Newrez LLC
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Conventional, FHA | 3 | 1.4% | 50% | $111,666 | |
loanDepot.com LLC
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Conventional, VA | 3 | 1.4% | 75% | $175,000 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 1.4% | 100% | $281,666 | |
Better Mortgage Corporation
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Conventional | 3 | 1.4% | 100% | $315,000 | |
Synovus Bank
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Conventional, HELOC | 2 +1 HELOCs |
0.9% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 2 | 0.9% | 66.7% | $130,000 | View |
Primelending
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Conventional, FHA | 2 | 0.9% | 100% | $75,000 | |
Freedom Mortgage Corporation
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Conventional, VA | 2 | 0.9% | 60% | $155,000 | |
Go Mortgage, LLC
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Conventional, USDA | 2 | 0.9% | 66.7% | $90,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 2 | 0.9% | 50% | $85,000 | |
Mortgage Financial Services
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Conventional, FHA | 2 | 0.9% | 100% | $70,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.9% | 100% | $95,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 2 | 0.9% | 100% | $500,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $345,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
VA, HELOC | 1 +1 HELOCs |
0.5% | 50% | $255,000 | View |
Pentagon Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.5% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $455,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.5% | 100% | $235,000 | View |
Everett Financial, Inc.
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Conventional | 1 | 0.5% | 100% | $195,000 | |
Kind Lending, LLC
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USDA | 1 | 0.5% | 100% | $265,000 | |
Dart Bank
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Conventional | 1 | 0.5% | 100% | $285,000 | |
Loanunited.Com, LLC
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Conventional | 1 | 0.5% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $85,000 | View |
Amerisave Mortgage Company
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FHA | 1 | 0.5% | 50% | $75,000 | |
Discover Bank
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Conventional | 1 | 0.5% | 33.3% | $35,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.5% | 100% | $245,000 | |
Absolute Home Mortgage
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FHA | 1 | 0.5% | 100% | $205,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.5% | 100% | $235,000 | |
American Financing Corporation
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VA | 1 | 0.5% | 50% | $115,000 | |
Securitynational Mortgage Company
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USDA | 1 | 0.5% | 100% | $225,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.5% | 100% | $235,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 100% | $245,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $95,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 0.5% | 100% | $115,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.5% | 100% | $75,000 | |
Milend, Inc
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FHA | 1 | 0.5% | 100% | $165,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 0.5% | 100% | $375,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.5% | 100% | $215,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.5% | 100% | $355,000 | View |
Mortgage Investors Group
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FHA | 1 | 0.5% | 100% | $155,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.5% | 50% | $155,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.5% | 50% | $155,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Hartsville Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hartsville, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Hartsville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hartsville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hartsville, SC
Use these to narrow the list above. Each category shows how many Hartsville, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Hartsville, SC
Independent mortgage companies closed 67.3 percent of home loans in Hartsville, South Carolina in 2025, banks 25.9 percent and credit unions 6.8 percent. Movement Mortgage, LLC was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and SPC Credit Union the largest credit union. Among lenders headquartered in South Carolina, The Citizens Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hartsville, SC
By home loans closed in 2025, First Ciitizens Bank and Trust was the largest mortgage lender in Hartsville, South Carolina with 16 loans, about 7.3 percent of the market. The largest lender headquartered in South Carolina was The Citizens Bank with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Hartsville, South Carolina in 2025, led by Rocket Mortgage with 12. 16 lenders closed VA loans, led by United Wholesale Mortgage, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 8 credit unions closed home loans in Hartsville, South Carolina in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hartsville, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hartsville, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hartsville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
