Mortgage Lenders and Brokers in Gaffney, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Gaffney, South Carolina mortgage lenders include First National Bank of PAFirst National Bank of PA217 N Granard St, Gaffney, SC 29341A+5.0 ★Texas Ratio: 1.62%, Wells Fargo Bank NAWells Fargo Bank NA101 N Limestone St, Gaffney, SC 29340A+5.0 ★Texas Ratio: 5.36%, United Community BankUnited Community Bank311 S Limestone St, Gaffney, SC 29340A+5.0 ★Texas Ratio: 2.97%, First Piedmont Federal SLAFirst Piedmont Federal SLAGaffney, SC, Founders Federal Credit UnionFounders Federal Credit Union1504 W Floyd Baker Blvd, Gaffney, SC 29341 1204A+5.0 ★Texas Ratio: 3.58%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, Carolina Foothills Federal Credit UnionCarolina Foothills Federal Credit Union760 Hyatt St, Gaffney, SC 29341A5.0 ★Texas Ratio: 7.13%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA481 Fabian Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 3.68%, Southstate Bank, National AssociationSouthstate Bank, National Association203 S Main St, Abbeville, SC 29620A+5.0 ★Texas Ratio: 2.27%, and First Community BankFirst Community Bank407 Silver Bluff Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 0.38%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gaffney, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gaffney are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Gaffney, South Carolina
Market share is the lender's share of all home loans closed in Gaffney, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Gaffney 217 N Granard St, Gaffney, SC 29341 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $395,000 | View |
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1 office in Gaffney 101 N Limestone St, Gaffney, SC 29340 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 2 | 0.5% | 100% | $290,000 | View |
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1 office in Gaffney 311 S Limestone St, Gaffney, SC 29340 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 50% | $175,000 | View |
First Piedmont Federal SLA
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Conventional, HELOC | 6 +17 HELOCs |
1.6% | 100% | $128,333 | |
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1504 W Floyd Baker Blvd, Gaffney, SC 29341 1204 A+5.0 ★Texas Ratio: 3.58% |
Conventional, HELOC | 18 +7 HELOCs |
4.9% | 67.9% | $139,444 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional, FHA, VA | 10 | 2.7% | 100% | $163,000 | |
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760 Hyatt St, Gaffney, SC 29341 A5.0 ★Texas Ratio: 7.13% |
Conventional | 3 | 0.8% | 100% | $95,000 | View |
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481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.5% | 100% | $210,000 | View |
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★ 5 stars, 1 review 203 S Main St, Abbeville, SC 29620 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA | 2 | 0.5% | 66.7% | $145,000 | View |
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407 Silver Bluff Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 0.38% |
Conventional, FHA | 2 | 0.5% | 100% | $390,000 | View |
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142 Chesterfield St, Aiken, SC 29801 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 2 | 0.5% | 100% | $130,000 | View |
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150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $185,000 | View |
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★ 1 stars, 1 review 4007 Clemson Blvd, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $245,000 | View |
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★ 5 stars, 1 review 3090 Boiling Springs Rd, Boiling Springs, SC 29316 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
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190 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 3.08% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
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1799 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.3% | 50% | $85,000 | View |
Woodruff Federal Savings and Loan Association
247 N Main St, Woodruff, SC 29388 |
Conventional | 1 | 0.3% | 100% | $165,000 | |
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112 N Alabama Ave, Chesnee, SC 29323 A4.8 ★Texas Ratio: 6.72% |
Conventional | 1 | 0.3% | 100% | $565,000 | View |
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3481 Trask Pkwy, Beaufort, SC 29906 A5.0 ★Texas Ratio: 12.83% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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201 N Main St, Abbeville, SC 29620 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B+4.7 ★Texas Ratio: 18.28% |
Conventional, FHA | 5 | 1.4% | 100% | $205,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $165,000 | |
New Story Lending LLC
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FHA | 1 | 0.3% | 100% | $305,000 | |
South Carolina Federal Credit
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Conventional | 1 | 0.3% | 100% | $545,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 32 | 8.7% | 75.5% | $172,812 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA, USDA | 25 | 6.8% | 100% | $164,200 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 22 | 6% | 88% | $238,181 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 19 | 5.2% | 100% | $188,684 | |
Primelending
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Conventional, FHA, VA, USDA | 15 | 4.1% | 94.4% | $232,333 | |
Guild Mortgage Company
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Conventional, FHA, VA | 13 | 3.5% | 88.2% | $161,923 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 10 | 2.7% | 90.9% | $163,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 9 | 2.5% | 17.5% | $158,333 | |
Freedom Mortgage Corporation
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FHA, VA | 8 | 2.2% | 71.4% | $237,500 | |
Lower, LLC
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Conventional, FHA, VA | 7 | 1.9% | 100% | $135,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 6 | 1.6% | 100% | $108,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, USDA | 6 | 1.6% | 100% | $196,666 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA, USDA | 6 | 1.6% | 100% | $140,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, USDA | 5 | 1.4% | 100% | $105,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 5 | 1.4% | 83.3% | $239,000 | View |
loanDepot.com LLC
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FHA, VA | 5 | 1.4% | 83.3% | $267,000 | |
Mortgage Research Center
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VA | 5 | 1.4% | 50% | $271,000 | |
New American Funding, LLC.
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Conventional, FHA | 5 | 1.4% | 100% | $145,000 | |
The Loan Store, Inc
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Conventional, FHA | 5 | 1.4% | 100% | $239,000 | |
Southwest Stage Funding LLC
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Conventional, FHA | 5 | 1.4% | 77.8% | $193,000 | |
Newrez LLC
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Conventional, VA | 4 | 1.1% | 80% | $152,500 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 1.1% | 44.4% | $125,000 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 1.1% | 57.1% | $155,000 | |
21St Mortgage
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Conventional | 4 | 1.1% | 36.4% | $77,500 | |
Howard Hanna Financial Services, Inc
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Conventional, FHA | 3 | 0.8% | 100% | $135,000 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 3 | 0.8% | 100% | $111,666 | |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 0.8% | 100% | $191,666 | |
Spring Eq, LLC
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Conventional | 3 | 0.8% | 75% | $35,000 | |
Southwest Funding LP
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FHA, USDA | 3 | 0.8% | 100% | $215,000 | |
State Employees' Credit Union
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Conventional | 2 | 0.5% | 100% | $275,000 | |
American Financial Resources LLC
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FHA | 2 | 0.5% | 100% | $210,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 2 | 0.5% | 100% | $140,000 | View |
Goodleap, LLC
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Conventional, FHA | 2 | 0.5% | 75% | $100,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
FHA, USDA | 2 | 0.5% | 100% | $240,000 | View |
Equity Prime Mortgage LLC
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FHA | 2 | 0.5% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 2 | 0.5% | 100% | $240,000 | View |
Click n' Close, Inc.
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USDA | 2 | 0.5% | 100% | $190,000 | |
ClearPath Lending
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VA | 2 | 0.5% | 100% | $210,000 | |
Securitynational Mortgage Company
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Conventional, FHA | 2 | 0.5% | 100% | $85,000 | |
Calcon Mutual Mortgage LLC
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FHA | 2 | 0.5% | 100% | $205,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.5% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 0.5% | 100% | $225,000 | |
Reliance First Capital, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $225,000 | |
Truliant Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
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A5.0 ★Texas Ratio: 9.56% |
Conventional | 1 | 0.3% | 100% | $225,000 | |
Residential Wholesale Mortgage
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USDA | 1 | 0.3% | 100% | $225,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $85,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.3% | 25% | $235,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.3% | 100% | $565,000 | View |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.3% | 100% | $645,000 | |
Union Home Mortgage Corp.
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VA | 1 | 0.3% | 100% | $305,000 | |
SIRVA Mortgage, Inc.
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FHA | 1 | 0.3% | 100% | $295,000 | |
Total Mortgage Services, LLC
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FHA | 1 | 0.3% | 100% | $175,000 | |
First Heritage Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Nfm, Inc
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VA | 1 | 0.3% | 100% | $245,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.3% | 100% | $105,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 33.3% | $115,000 | |
First Option Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Thomasville National Bank
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.3% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 10.25% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.3% | 100% | $165,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 0.3% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.3% | 100% | $125,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.3% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
USDA | 1 | 0.3% | 100% | $185,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.3% | 50% | $185,000 | |
Geneva Financial LLC
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USDA | 1 | 0.3% | 100% | $195,000 | |
Plaza Home Mortgage, Inc
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USDA | 1 | 0.3% | 50% | $225,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $225,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View |
Gaffney Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Gaffney, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Gaffney? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gaffney in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Gaffney, SC
Use these to narrow the list above. Each category shows how many Gaffney, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Gaffney, SC
Independent mortgage companies closed 76.8 percent of home loans in Gaffney, South Carolina in 2025, banks 15.3 percent and credit unions 7.9 percent. Movement Mortgage, LLC was the largest mortgage company, First National Bank of PA the largest bank and Founders Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, United Community Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Gaffney, SC
By home loans closed in 2025, First National Bank of PA was the largest mortgage lender in Gaffney, South Carolina with 2 loans, about 0.5 percent of the market. The largest lender headquartered in South Carolina was United Community Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
44 lenders closed FHA loans in Gaffney, South Carolina in 2025, led by United Wholesale Mortgage with 13. 24 lenders closed VA loans, led by United Wholesale Mortgage, and 14 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 9 credit unions closed home loans in Gaffney, South Carolina in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gaffney, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gaffney, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gaffney. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
