Mortgage Lenders and Brokers in Elgin, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Elgin, South Carolina mortgage lenders include First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust2464 Main St, Elgin, SC 29045A5.0 ★Texas Ratio: 7.72%, First Palmetto BankFirst Palmetto Bank10540 Two Notch Rd, Elgin, SC 29045A+5.0 ★Texas Ratio: 1.16%, Founders Federal Credit UnionFounders Federal Credit Union3960 Bible Church Rd, Boiling Springs, SC 29316 8562A+5.0 ★Texas Ratio: 3.58%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, Wells Fargo Bank NAWells Fargo Bank NA1797 Whiskey Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank4007 Clemson Blvd, Anderson, SC 29621A+5.0 ★Texas Ratio: 2.87%, First Federal BankFirst Federal Bank36 Sea Island Pkwy, Beaufort, SC 29907A+5.0 ★Texas Ratio: 1.10%, Bank of America NABank of America NA150 Aiken Mall Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.14%, Family Trust Federal Credit UnionFamily Trust Federal Credit Union1219 Highway 55 E, Clover, SC 29710A+5.0 ★Texas Ratio: 4.53%, and Regions BankRegions Bank1799 Whiskey Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Elgin, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Elgin are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Elgin, South Carolina
Market share is the lender's share of all home loans closed in Elgin, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Elgin 2464 Main St, Elgin, SC 29045 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 6 +2 HELOCs |
3.1% | 85.7% | $156,666 | View |
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1 office in Elgin 10540 Two Notch Rd, Elgin, SC 29045 A+5.0 ★Texas Ratio: 1.16% |
Conventional | 1 | 0.5% | 100% | $215,000 | View |
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3960 Bible Church Rd, Boiling Springs, SC 29316 8562 A+5.0 ★Texas Ratio: 3.58% |
Conventional, HELOC | 31 +10 HELOCs |
16.1% | 84.2% | $162,096 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional, FHA, VA, USDA | 9 | 4.7% | 92.3% | $205,000 | |
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1797 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 2.6% | 100% | $159,000 | View |
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★ 1 stars, 1 review 4007 Clemson Blvd, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
2.1% | 100% | $235,000 | View |
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36 Sea Island Pkwy, Beaufort, SC 29907 A+5.0 ★Texas Ratio: 1.10% |
FHA | 4 | 2.1% | 100% | $217,500 | View |
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150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 3 | 1.6% | 100% | $248,333 | View |
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1219 Highway 55 E, Clover, SC 29710 A+5.0 ★Texas Ratio: 4.53% |
Conventional | 2 | 1% | 66.7% | $260,000 | View |
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1799 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $285,000 | View |
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677 King Street, Charleston, SC 29403 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.5% | 100% | $75,000 | View |
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325 S Main St, Anderson, SC 29624 A+5.0 ★Texas Ratio: 1.94% |
FHA | 1 | 0.5% | 50% | $255,000 | View |
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★ 5 stars, 1 review 203 S Main St, Abbeville, SC 29620 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 100 Calhoun St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Sage Home Loans Corporation
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Conventional | 1 | 0.5% | 100% | $155,000 | |
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B+4.7 ★Texas Ratio: 18.28% |
FHA | 1 | 0.5% | 100% | $195,000 | View |
Rocket Mortgage
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Conventional, FHA, VA | 21 | 10.9% | 91.7% | $183,571 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 12 | 6.2% | 92.9% | $272,500 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 5 | 2.6% | 71.4% | $257,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 2.6% | 83.3% | $221,000 | |
Guild Mortgage Company
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Conventional, VA, USDA | 4 | 2.1% | 80% | $255,000 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 4 | 2.1% | 100% | $105,000 | |
Atlantic Bay Mortgage Group
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Conventional, VA, USDA | 4 | 2.1% | 100% | $217,500 | |
Zillow Home Loans, LLC
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Conventional | 4 | 2.1% | 100% | $220,000 | |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 3 +1 HELOCs |
1.6% | 100% | $225,000 | |
Primelending
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Conventional, FHA | 3 | 1.6% | 100% | $185,000 | |
Go Mortgage, LLC
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Conventional, FHA | 3 | 1.6% | 100% | $288,333 | |
Equity Prime Mortgage LLC
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FHA, VA | 3 | 1.6% | 75% | $215,000 | |
ALCOVA Mortgage, LLC
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Conventional, FHA | 3 | 1.6% | 100% | $295,000 | |
Lakeview Loan Servicing, LLC
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VA | 2 | 1% | 100% | $300,000 | |
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A+5.0 ★Texas Ratio: 3.62% |
FHA, VA | 2 | 1% | 100% | $215,000 | View |
Kind Lending, LLC
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FHA, USDA | 2 | 1% | 100% | $240,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 1% | 100% | $370,000 | View |
Amerisave Mortgage Company
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Conventional | 2 | 1% | 18.2% | $60,000 | |
American Security Mortgage Cor
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Conventional, VA | 2 | 1% | 100% | $395,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 1% | 100% | $130,000 | |
Mortgage Research Center
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VA | 2 | 1% | 100% | $345,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 1% | 66.7% | $240,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1% | 66.7% | $235,000 | |
State Employees' Credit Union
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Conventional | 1 | 0.5% | 50% | $275,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.5% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 6.84% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 3.36% |
VA | 1 | 0.5% | 100% | $225,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.5% | 100% | $265,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.5% | 100% | $165,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $185,000 | |
Newrez LLC
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Conventional | 1 | 0.5% | 50% | $155,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.5% | 20% | $75,000 | |
Resicentral LLC
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FHA | 1 | 0.5% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
FHA | 1 | 0.5% | 100% | $305,000 | View |
First Alliance Home Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $165,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $245,000 | |
Capital Center LLC
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Conventional | 1 | 0.5% | 100% | $275,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $165,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.5% | 100% | $235,000 | |
T2 Financial LLC
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FHA | 1 | 0.5% | 100% | $475,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.5% | 50% | $345,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.5% | 100% | $265,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.5% | 50% | $55,000 | |
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A5.0 ★Texas Ratio: 8.70% |
Conventional | 1 | 0.5% | 100% | $85,000 | View |
The Loan Store, Inc
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Conventional | 1 | 0.5% | 50% | $505,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.5% | 100% | $195,000 | |
Mortgage Investors Group
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VA | 1 | 0.5% | 100% | $235,000 | |
State Departmenet Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $115,000 | |
21St Mortgage
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Conventional | 1 | 0.5% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 0.5% | 50% | $225,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.5% | 50% | $75,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.5% | 100% | $265,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Elgin Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Elgin, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Elgin? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Elgin in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Elgin, SC
Use these to narrow the list above. Each category shows how many Elgin, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Elgin, SC
Independent mortgage companies closed 62.7 percent of home loans in Elgin, South Carolina in 2025, banks 19.2 percent and credit unions 18.1 percent. Movement Mortgage, LLC was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and Founders Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, First Palmetto Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Elgin, SC
By home loans closed in 2025, First Ciitizens Bank and Trust was the largest mortgage lender in Elgin, South Carolina with 6 loans, about 3.1 percent of the market. The largest lender headquartered in South Carolina was First Palmetto Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Elgin, South Carolina in 2025, led by United Wholesale Mortgage with 6. 15 lenders closed VA loans, led by United Wholesale Mortgage, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 4 credit unions closed home loans in Elgin, South Carolina in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Elgin, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Elgin, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Elgin. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
